Quaint Oak Bancorp (OTCQB: QNTO) sets $0.04 quarterly dividend

Rhea-AI Filing Summary

Quaint Oak Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.04 per share on its common stock on July 15, 2026.

The dividend is payable on August 10, 2026 to shareholders of record as of July 27, 2026. Quaint Oak Bancorp is the holding company for Quaint Oak Bank and several multi-state financial services subsidiaries.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

Quarterly dividend: $0.04 per share Dividend payable date: August 10, 2026 Dividend record date: July 27, 2026

3 metrics

Quarterly dividend $0.04 per share Cash dividend on common stock declared July 15, 2026

Dividend payable date August 10, 2026 Date the $0.04 per-share dividend will be paid

Dividend record date July 27, 2026 Shareholders of record on this date will receive the dividend

Key Terms

Regulation FD Disclosure, quarterly cash dividend, shareholders of record, forward-looking statements

4 terms

Regulation FD Disclosure regulatory

"Item 7.01 Regulation FD Disclosure On July 16, 2026, Quaint Oak Bancorp, Inc."

Regulation FD disclosure requires public companies to share important, market-moving information with everyone at the same time instead of tipping off analysts or large investors first. Think of it as making sure all players on a field hear the same announcement simultaneously; that fairness helps investors trust that stock prices reflect the same information and reduces the risk of sudden, unfair trading advantages or regulatory penalties for selective leaks.

quarterly cash dividend financial

"declared a quarterly cash dividend of $0.04 per share on the common stock"

A quarterly cash dividend is a payment made by a company to its shareholders four times a year, usually based on its profits. It is like a regular bonus or reward for owning the company's stock, providing shareholders with income. Many investors see these payments as a sign of the company's stability and its ability to generate consistent profits.

shareholders of record financial

"payable on August 10, 2026, to the shareholders of record at the close of business"

Shareholders of record are the people officially listed as owners of a company's stock on a specific date. This matters because only these shareholders are entitled to receive dividends or vote at company meetings. It's like being on the official guest list for a party—you get to enjoy the perks and have a say.

forward-looking statements regulatory

"Statements contained in this news release which are not historical facts may be forward-looking statements"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/16/2026 - 02:28 PM Accepted by SEC EDGAR 07/16/2026 - 02:28 PM Learn about SEC filing dates

FAQ

What dividend did Quaint Oak Bancorp (QNTO) declare in July 2026?

The board declared a quarterly cash dividend of $0.04 per share on Quaint Oak Bancorp common stock. The dividend was approved July 15, 2026 and will be paid August 10, 2026 to shareholders of record at the close of business on July 27, 2026.

When will Quaint Oak Bancorp (QNTO) pay its $0.04 quarterly dividend?

Quaint Oak Bancorp will pay the $0.04 per-share quarterly dividend on August 10, 2026. Shareholders must be on the company’s records as of the close of business on July 27, 2026 to receive this cash distribution on their common stock.

What is the record date for Quaint Oak Bancorp (QNTO)'s latest dividend?

The record date for Quaint Oak Bancorp’s latest dividend is July 27, 2026. Investors who are shareholders of record at the close of business on that date will be eligible to receive the $0.04 per-share quarterly cash dividend payable on August 10, 2026.

How often does Quaint Oak Bancorp (QNTO) pay the dividend announced in July 2026?

The company described the $0.04 per-share payment as a quarterly cash dividend. This indicates the dividend is intended to be part of a regular quarterly distribution schedule, with this particular cash dividend scheduled for payment on August 10, 2026.

What businesses are included in Quaint Oak Bancorp (QNTO)'s operations?

Quaint Oak Bancorp is the parent of Quaint Oak Bank and several subsidiaries. These include Quaint Oak Abstract, Quaint Oak Insurance Agency, Quaint Oak Mortgage, and Oakmont Commercial, a specialty commercial real estate financing company, all operating as multi-state financial services businesses.

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)	July 15, 2026

QUAINT OAK BANCORP, INC.
(Exact name of registrant as specified in its charter)
Pennsylvania	000-52694	35-2293957
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

501 Knowles Avenue, Southampton, Pennsylvania		18966
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code	(215) 364-4059
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):
☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Title of each class Trading symbol(s) Name of each exchange on which registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   ☐

Item 7.01        Regulation FD Disclosure

On July 16, 2026, Quaint Oak Bancorp, Inc. (the "Company") issued a press release announcing that the Board of Directors declared a quarterly cash dividend of $0.04 per share on July 15, 2026.  The dividend is payable on August 10, 2026, to shareholders of record as of July 27, 2026.

For additional information, reference is made to the Company's press release dated July 16, 2026, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto.  The press release attached hereto is being furnished to the SEC and shall not be deemed to be "filed" for any purpose except as shall be expressly set forth by specific reference to such filing in other filings of the Company into which may be incorporated.

Item 9.01		Financial Statements and Exhibits
(a)		Not applicable.
(b)		Not applicable.
(c)		Not applicable.
(d)		Exhibits

The following exhibit is included with this Report:

	Exhibit Number		Description
	99.1		Press release dated July 16, 2026
	104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

			QUAINT OAK BANCORP, INC.
Date: July 16, 2026		By:	/s/ John J. Augustine
		Name:	John J. Augustine
		Title	Executive Vice President and Chief Financial Officer

3

Exhibit 99.1

FOR IMMEDIATE RELEASE

QUAINT OAK BANCORP, INC. DECLARES

QUARTERLY CASH DIVIDEND

Southampton, Pa., July 16, 2026 – Quaint Oak Bancorp, Inc. (OTCQB: QNTO) (the "Company"), the holding company for Quaint Oak Bank, announced today that its Board of Directors declared a quarterly cash dividend of $0.04 per share on the common stock of the Company on July 15, 2026. The dividend is payable on August 10, 2026, to the shareholders of record at the close of business on July 27, 2026.

Quaint Oak Bancorp, Inc., a Financial Services Company, is the parent company for the Quaint Oak Family of Companies. Quaint Oak Bank, a Pennsylvania-chartered stock savings bank and wholly-owned subsidiary of the Company, is headquartered in Southampton, Pennsylvania and conducts business through three regional offices located in the Delaware Valley, Lehigh Valley and Philadelphia markets. Quaint Oak Bank’s subsidiary companies include Quaint Oak Abstract, LLC, Quaint Oak Insurance Agency, LLC, Quaint Oak Mortgage, LLC and Oakmont Commercial, LLC, a specialty commercial real estate financing company. All companies are multi-state operations.

Statements contained in this news release which are not historical facts may be forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include words like “believe,” “expect,” “anticipate,” “estimate” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could” or “may.” We undertake no obligation to update any forward-looking statements.

Contact:

Oak Bancorp, Inc.

Robert T. Strong

Chief Executive Officer

215.364.4059

Filing Exhibits & Attachments

5 documents

Press Releases

• EX-99.1 EXHIBIT 99.1 6.1 KB

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA 3.5 KB
• EX-101 XBRL TAXONOMY EXTENSION DEFINITION LINKBASE 10.1 KB
• EX-101 XBRL TAXONOMY EXTENSION LABEL LINKBASE 13.5 KB
• EX-101 XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE 10.1 KB