Quaint Oak Bancorp (QNTO) declares $0.04 per share quarterly cash dividend

Rhea-AI Filing Summary

Quaint Oak Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.04 per share on January 14, 2026. This payment provides shareholders with a cash return based on the number of shares they own.

The dividend will be paid on February 9, 2026 to shareholders who are on the company’s books as of the record date of January 26, 2026. These dates determine which investors qualify to receive the dividend and when they will receive the cash.

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)	January 14, 2026

QUAINT OAK BANCORP, INC.
(Exact name of registrant as specified in its charter)
Pennsylvania	000-52694	35-2293957
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

501 Knowles Avenue, Southampton, Pennsylvania		18966
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code	(215) 364-4059
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):
☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Title of each class Trading symbol(s) Name of each exchange on which registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   ☐

Item 7.01        Regulation FD Disclosure

On January 15, 2026, Quaint Oak Bancorp, Inc. (the "Company") issued a press release announcing that the Board of Directors declared a quarterly cash dividend of $0.04 per share on January 14, 2026.  The dividend is payable on February 9, 2026, to shareholders of record as of January 26, 2026.

For additional information, reference is made to the Company's press release dated January 15, 2026, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto.  The press release attached hereto is being furnished to the SEC and shall not be deemed to be "filed" for any purpose except as shall be expressly set forth by specific reference to such filing in other filings of the Company into which may be incorporated.

Item 9.01		Financial Statements and Exhibits
(a)		Not applicable.
(b)		Not applicable.
(c)		Not applicable.
(d)		Exhibits

The following exhibit is included with this Report:

	Exhibit Number		Description
	99.1		Press release dated January 15, 2026
	104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

		QUAINT OAK BANCORP, INC.
Date: January 15, 2026	By:	/s/ John J. Augustine
		John J. Augustine
		Executive Vice President and Chief Financial Officer

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FAQ

What dividend did Quaint Oak Bancorp (QNTO) declare in January 2026?

Quaint Oak Bancorp declared a quarterly cash dividend of $0.04 per share on January 14, 2026.

When is the Quaint Oak Bancorp (QNTO) dividend record date?

The record date for the $0.04 per share quarterly dividend is January 26, 2026.

When will Quaint Oak Bancorp (QNTO) pay its announced dividend?

The company will pay the $0.04 per share quarterly dividend on February 9, 2026.

Who announced the dividend for Quaint Oak Bancorp (QNTO)?

The dividend was declared by the Board of Directors of Quaint Oak Bancorp, Inc.

How will Quaint Oak Bancorp (QNTO) communicate more details about the dividend?

Additional information is provided in a press release dated January 15, 2026, included as Exhibit 99.1.

Is the Quaint Oak Bancorp (QNTO) dividend a cash dividend?

Yes, the company declared a quarterly cash dividend of $0.04 per share.