Quaint Oak Bancorp posts Q3 2025 results

Quaint Oak Bancorp, Inc. filed a Form 8-K to report its results of operations and financial condition for the third quarter ended September 30, 2025.

Rhea-AI Filing Summary

Quaint Oak Bancorp, Inc. filed a Form 8-K to report its results of operations and financial condition for the third quarter ended September 30, 2025. The company did this through a press release dated October 30, 2025, which is attached as Exhibit 99.1 and furnished, not filed, with the SEC.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Quaint Oak Bancorp (QNTO) report in its latest Form 8-K?

Quaint Oak Bancorp filed a Form 8-K to report results of operations and financial condition for the third quarter ended September 30, 2025, using a press release dated October 30, 2025, which is attached as Exhibit 99.1 and incorporated by reference.

How did Quaint Oak Bancorp (QNTO) release its Q3 2025 financial results?

Quaint Oak Bancorp released its Q3 2025 results through a press release dated October 30, 2025. This press release, covering the quarter ended September 30, 2025, is included with the Form 8-K as Exhibit 99.1 and incorporated by reference into the report.

What is Exhibit 99.1 in Quaint Oak Bancorp (QNTO)'s October 30, 2025 Form 8-K?

Exhibit 99.1 is Quaint Oak Bancorp’s press release dated October 30, 2025. It contains the company’s results of operations for the third quarter ended September 30, 2025, and is specifically referenced and incorporated by reference in the Form 8-K filing.

Are Quaint Oak Bancorp (QNTO)'s Q3 2025 results considered filed with the SEC?

The Q3 2025 results press release is being furnished to the SEC rather than deemed filed. The Form 8-K states the press release attached as Exhibit 99.1 is furnished and shall not be considered filed, except where expressly provided otherwise in the document.

Which SEC item does Quaint Oak Bancorp (QNTO) use to disclose its Q3 2025 results?

Quaint Oak Bancorp uses Item 2.02, Results of Operations and Financial Condition, in its Form 8-K. Under this item, the company reports that it issued a press release on October 30, 2025, covering results for the quarter ended September 30, 2025.

Who signed the October 30, 2025 Form 8-K for Quaint Oak Bancorp (QNTO)?

The Form 8-K was signed on behalf of Quaint Oak Bancorp by John J. Augustine. He is identified in the document as the company’s Executive Vice President and Chief Financial Officer, acting as the duly authorized representative for the registrant.

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Accepted by SEC EDGAR 10/30/2025 - 05:52 PM Learn about SEC filing dates

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)	October 30, 2025

QUAINT OAK BANCORP, INC.
(Exact name of registrant as specified in its charter)
Pennsylvania	000-52694	35-2293957
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

501 Knowles Avenue, Southampton, Pennsylvania		18966
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code	(215) 364-4059
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):
☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Title of each class Trading symbol(s) Name of each exchange on which registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   ☐

Item 2.02        Results of Operations and Financial Condition

On October 30, 2025, Quaint Oak Bancorp, Inc. (the “Company”) reported its results of operations for the third quarter ended September 30, 2025.

For additional information, reference is made to the Company’s press release dated October 30, 2025, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto.  The press release attached hereto is being furnished to the SEC and shall not be deemed to be “filed” for any purpose except as otherwise provided herein.

Item 9.01        Financial Statements and Exhibits

(a)	Not applicable.
(b)	Not applicable.
(c)	Not applicable.
(d)	Exhibits

          The following exhibit is included with this Report:

	Exhibit Number		Description
	99.1		Press release dated October 30, 2025
	104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

		QUAINT OAK BANCORP, INC.
Date: October 30, 2025	By:	/s/ John J. Augustine
		John J. Augustine
		Executive Vice President and Chief Financial Officer

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