Q2 Hldgs Inc SEC Filings

Q2 Holdings, Inc. describes its position as a leading provider of cloud-based digital banking and financial services technology for banks, credit unions, FinTechs and alternative finance companies. The company’s unified SaaS platform supports retail, SMB and commercial customers with security, compliance and extensive third‑party integrations.

As of December 31, 2025, Q2 served more than 1,200 financial institution customers, including over 50% of the top 100 U.S. banks and credit unions, with 457 installed digital banking platform customers and about 27.3 million registered account holders executing over $4.0 trillion in annual transactions.

Q2 estimates a worldwide addressable market of approximately $23.0 billion across digital banking, risk and fraud, digital lending, relationship pricing and its Helix BaaS solutions. The company highlights a recurring, long-term subscription revenue model, significant R&D investment, a multi-cloud architecture and strong culture, with 2,549 employees and multiple diversity and engagement initiatives.

Q2 Holdings, Inc. reported strong growth and a swing to profitability for the fourth quarter and full-year 2025. Q4 revenue reached $208.2 million, up 14% year-over-year, with full-year 2025 revenue of $794.8 million, also up 14%.

GAAP net income was $20.4 million in Q4 and $52.0 million for 2025, compared with a prior-year net loss of $38.5 million. GAAP gross margin rose to 55.4% in Q4 and 54.1% for the year, while adjusted EBITDA was $51.2 million in Q4 and $186.5 million for 2025. Subscription annualized recurring revenue reached $780.1 million, up 14%, and total backlog grew to about $2.7 billion.

The company retired $191 million of convertible debt at maturity and repurchased roughly 69,000 shares for about $5.0 million. For 2026, Q2 guides to total revenue of $871.0–$878.0 million and adjusted EBITDA of $225.0–$230.0 million, and outlines a framework targeting non-GAAP gross margin of about 65% and adjusted EBITDA margin of about 35% by year-end 2030.

Q2 Holdings, Inc. Chief Revenue Officer reported two stock sales of company shares. On December 10, 2025, the insider sold 4,177 shares of common stock at a price of $73.68 per share, leaving 171,635 shares beneficially owned afterward. On December 12, 2025, the insider sold an additional 5,123 shares at a weighted average price of $75.46, with 166,512 shares beneficially owned following this transaction.

The filing explains that the first sale was an issuer-mandated sale to cover tax withholding tied to vesting of restricted stock units, rather than a discretionary trade. The second sale was executed under a pre-established Rule 10b5-1 trading plan adopted on June 13, 2024, which is designed to allow insiders to systematically sell shares under preset conditions.

Michael Volanoski filed a notice to sell QTWO common stock under Rule 144. The filing covers the planned sale of 5,123 common shares through Morgan Stanley Smith Barney LLC, with an aggregate market value of $386,735.27, on or about 12/12/2025 on the NYSE. These shares were acquired as restricted stock units from the issuer on 12/09/2025, with the same number of shares recorded as acquired on that date.

The notice also reports that Volanoski sold 4,177 common shares on 12/10/2025 for gross proceeds of $307,764.70. The filing lists 62,530,005 shares outstanding of the issuer’s common stock, providing a baseline for the company’s equity size.

Q2 Holdings, Inc. reported an insider transaction by its Chief Operating Officer on Form 4. On 12/10/2025, the COO sold 3,024 shares of Q2 Holdings common stock at a price of $73.68 per share. According to the explanation, this was an issuer-mandated sale to cover tax withholding obligations tied to the vesting and settlement of Restricted Stock Units, so it was not a discretionary trade by the executive. After this transaction, the COO directly held 96,046 shares of Q2 Holdings common stock.

Q2 Holdings, Inc. reported an insider transaction by its Chief Business Officer. On 12/10/2025, the executive sold 8,559 shares of Q2 Holdings common stock at a price of $73.68 per share. The filing explains that this sale was mandated by the company to cover tax withholding obligations related to the vesting and settlement of restricted stock units, meaning it was not a discretionary trade initiated by the executive. After this tax-related sale, the officer beneficially owned 269,128 shares of Q2 Holdings common stock in direct ownership.

Q2 Holdings insider plans a modest stock sale under Rule 144. A holder has filed a notice to sell 3,024 shares of Q2 Holdings common stock through broker Morgan Stanley from its Alpharetta, Georgia office. The sale is planned around December 10, 2025 on the NYSE and is tied to an aggregate market value of $2,281,064. The table lists 96,046 common shares outstanding for context. The shares to be sold are described as restricted stock acquired from the issuer on December 10, 2025 and paid for in cash. The filer also represents that they are not aware of any undisclosed material adverse information about Q2 Holdings’ current or prospective operations.

An insider related to the issuer with symbol QTWO has filed a notice to sell 8,559 shares of common stock through Morgan Stanley, using its Alpharetta, Georgia office. The shares have an indicated aggregate market value of $630,633.68 and are expected to be sold on or around 12/10/2025 on the NYSE. The filing notes that there were 269,128 shares of this class outstanding at the time referenced, providing a baseline for the issuer’s equity. The seller acquired these 8,559 common shares as restricted stock directly from the issuer for cash on 12/10/2025, and now plans to resell them in compliance with Rule 144.

Q2 Holdings, Inc. (QTWO) has filed a Form 144 indicating a proposed resale of restricted common stock. The notice covers 4,177 common shares to be sold through Morgan Stanley on the NYSE, with an aggregate market value of $307,764.56. The filing notes that 171,635 shares of the same class were outstanding at the time referenced. The securities were acquired from the issuer as restricted stock on 12/10/2025, with payment made in cash on the same date, and the approximate sale date is also listed as 12/10/2025.