What equity awards triggered the R tax-withholding share dispositions?

The tax-withholding share dispositions relate to TVRSRs granted to the CFO on February 9, 2024 and February 10, 2023. When these time-vested restricted stock rights vested, the company withheld common shares to cover associated tax liabilities.

Tax-withholding share dispositions by R (R) finance chief

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

R’s executive vice president and CFO, Cristina Gallo-Aquino, reported tax-related share dispositions in company stock. On February 9, 2026, 392 shares of common stock were withheld to cover taxes upon vesting of prior TVRSR awards, and on February 10, 2026, another 409 shares were withheld for the same reason. After these tax-withholding dispositions, she directly holds 29,026 shares of common stock and has an additional 1,440 shares held indirectly through the Ryder Employee Savings Plan.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider GALLO-AQUINO CRISTINA

Role EVP and CFO

Type	Security	Shares	Price	Value
Tax Withholding	common stock	409	$212.19	$87K
Tax Withholding	common stock	392	$215.73	$85K
holding	common stock	--	--	--

Holdings After Transaction: common stock — 29,026 shares (Direct); common stock — 1,440 shares (Indirect, By Ryder Employee Savings Plan)

Footnotes (1)

Represents shares of common stock withheld by the Company for the payment of taxes due upon the vesting of TVRSRs granted to the reporting person on February 9, 2024. Represents shares of common stock withheld by the Company for the payment of taxes due upon the vesting of TVRSRs granted to the reporting person on February 10, 2023.

Form 4 Insider Transactions: What Each Field Means →

02/11/2026 - 06:32 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GALLO-AQUINO CRISTINA

(Last)

(First)

(Middle)

2333 PONCE DE LEON BLVD.

SUITE 700

(Street)

CORAL GABLES

33134

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
RYDER SYSTEM INC [ R ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
02/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
common stock	02/09/2026		F		392⁽¹⁾	D	$215.73	29,435	D
common stock	02/10/2026		F		409⁽²⁾	D	$212.19	29,026	D
common stock								1,440	I	By Ryder Employee Savings Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents shares of common stock withheld by the Company for the payment of taxes due upon the vesting of TVRSRs granted to the reporting person on February 9, 2024.

2. Represents shares of common stock withheld by the Company for the payment of taxes due upon the vesting of TVRSRs granted to the reporting person on February 10, 2023.

Remarks:

	/s/ Robert D. Fatovic, by power of attorney	02/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did R EVP and CFO Cristina Gallo-Aquino report?

R EVP and CFO Cristina Gallo-Aquino reported tax-withholding dispositions of company stock. Shares were withheld by the company to pay taxes due when time-vested restricted stock rights vested, rather than sold on the open market.

How many R shares were used for tax withholding by the CFO?

The CFO had 392 R common shares withheld on February 9, 2026, and 409 shares withheld on February 10, 2026. Both transactions covered tax liabilities tied to vesting TVRSR equity awards.

Were the R insider transactions open-market sales or tax withholding?

The reported insider transactions were tax-withholding dispositions, not open-market sales. The company withheld common stock shares to satisfy tax obligations arising from the vesting of time-vested restricted stock rights previously granted.

How many R shares does the CFO own after these transactions?

After the reported tax-withholding dispositions, the CFO beneficially owns 29,026 shares of R common stock directly. She also has 1,440 additional shares held indirectly through the Ryder Employee Savings Plan associated with her employment.

Does the R Form 4 indicate multiple types of ownership for the CFO?

Yes. The CFO holds R common stock both directly and indirectly. She directly owns 29,026 shares, and an additional 1,440 shares are held indirectly on her behalf through the Ryder Employee Savings Plan sponsored by the company.