Welcome to our dedicated page for RBB SEC filings (Ticker: RBB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Commercial real estate concentrations, cross-border trade finance exposure, and SBA guarantees make RBB Bancorp’s disclosures anything but straightforward. Finding the credit-risk tables buried in a 10-K or tracking when Royal Business Bank insiders buy shares can feel overwhelming. That’s why investors searching "RBB Bancorp SEC filings explained simply" or "understanding RBB Bancorp SEC documents with AI" turn to Stock Titan.
Our platform ingests every submission the moment it hits EDGAR, from the RBB Bancorp quarterly earnings report 10-Q filing to a sudden 8-K outlining material credit events. AI-powered summaries translate dense footnotes into plain language, spotlighting loan portfolio shifts, capital ratios, and charge-off trends. Want immediate visibility into RBB Bancorp insider trading Form 4 transactions? You’ll receive real-time alerts on RBB Bancorp Form 4 insider transactions—complete with context that links trades to upcoming catalysts. The same engine demystifies the RBB Bancorp annual report 10-K simplified, flags section-by-section changes, and surfaces key metrics within seconds.
Analysts rely on us to compare quarter-over-quarter net interest margins, monitor "RBB Bancorp earnings report filing analysis," and drill into the RBB Bancorp proxy statement executive compensation without combing through appendices. Need to track "RBB Bancorp executive stock transactions Form 4" before earnings? Or decode "RBB Bancorp 8-K material events explained" after a loan provision update? Our comprehensive coverage, AI-generated insights, and historical database make RBB’s entire disclosure history instantly accessible so you can focus on decisions, not document hunting.
Diana Hanson, Chief Accounting Officer and director of RBB Bancorp (RBB), reported transactions dated 08/19/2025 related to restricted stock units (RSUs) granted 08/19/2024. 767 RSUs vested and were settled in common stock at a per-share price shown of $19.56. To satisfy tax withholding on the vesting, 275 shares were disposed (withholding) at $19.56, leaving 492 shares beneficially owned directly following the reported non-derivative transactions. The filing also shows 3,067 underlying shares from RSUs and indicates 2,300 shares of derivative-related beneficial ownership following the reported transactions. The Form 4 was signed on 08/21/2025 and includes a clarification that RSU grants will be settled in common stock.
FJ Capital Management LLC and affiliated entities disclosed held stakes in RBB Bancorp common stock totaling 1,766,083 shares, representing 9.96% of the class. The reported position aggregates holdings across Financial Opportunity Fund LLC (1,511,408 shares, 8.52%), Financial Opportunity Long/Short Fund LLC (54,130 shares, 0.31%), and managed accounts (200,545 shares), with shared voting and dispositive power only and no sole voting or dispositive power reported.
The filing states the securities were not acquired to change or influence control of the issuer and includes an explicit certification to that effect. This Schedule 13G/A provides a transparent, material disclosure of ownership above the 5% threshold that investors can use to assess shareholder concentration and potential influence by the reporting group.
RBB Bancorp reported a mixed second quarter: solid core lending income but higher credit costs and mark-to-market losses on securities. Total assets were $4.09 billion and loans held for investment totaled $3.235 billion, while deposits increased to $3.188 billion and shareholders' equity was $517.7 million. Net interest income before provision for credit losses was $27.3 million for the quarter, reflecting lending margins after funding costs. The company reported quarterly net income of $9.333 million ($0.53 basic), compared with $2.29 million in the prior quarter, and six-month net income of $11.623 million versus $15.281 million a year earlier.
Noninterest income for the quarter was $8.478 million and included a $5.2 million Employee Retention Credit refund recorded in other income. The provision for credit losses was $2.387 million in the quarter and $9.133 million year-to-date, with year-to-date charge-offs of $6.066 million and an allowance for loan losses of $51.014 million (about 1.58% of loans). Available-for-sale securities had a fair value of $413.142 million with aggregate unrealized losses of $24.687 million attributed to yield-curve movement. Time deposits over $250,000 were $942.0 million and brokered time deposits were $133.0 million. Long-term debt, net, was $119.72 million and subordinated debentures totaled $15.265 million.