Welcome to our dedicated page for ROYAL BANK OF CANADA SEC filings (Ticker: RBMCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on ROYAL BANK OF CANADA's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into ROYAL BANK OF CANADA's regulatory disclosures and financial reporting.
Royal Bank of Canada is offering redeemable fixed rate notes due December 18, 2028 as part of its Senior Global Medium-Term Notes, Series J. The notes pay fixed interest of 4.05% per annum, with interest paid annually on December 18, starting in 2026.
The notes are callable at Royal Bank of Canada’s option in whole, but not in part, on the scheduled interest payment dates falling on December 18, 2026 and December 18, 2027, with 10 business days’ prior notice. Minimum investment is $1,000, in denominations of $1,000. RBC Capital Markets, LLC will purchase the notes at prices between $987.50 and $1,000 per $1,000 principal amount and may reallow up to $12.50 per $1,000 to selected dealers. The notes are bail-inable under Canadian law, meaning they may be converted into common shares of the bank or an affiliate under the Canadian bail-in regime, and all payments are subject to the issuer’s credit risk.
Royal Bank of Canada is offering market-linked, principal-at-risk securities tied to the S&P 500® Index, each with a $1,000 face amount and maturing on January 3, 2028. The notes provide 125% leveraged upside participation in index gains, but returns are capped by a maximum return that will be set on the pricing date and will be at least 19.10%, implying a minimum maximum maturity payment of $1,191 per security.
The notes include a 10% buffer: if the index falls by 10% or less, investors receive the full face amount at maturity, but if it falls more than 10%, losses increase 1-to-1 and investors can lose up to 90% of principal. The initial estimated value is expected to range from $911.50 to $961.50 per security, below the $1,000 original offering price, reflecting internal funding, hedging costs and agent compensation. Payments depend entirely on the credit of Royal Bank of Canada and the notes pay no periodic interest and are not insured or exchange-listed.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to the Solactive Equal Weight U.S. Semi Conductor Select AR Index. The notes are issued at 100% of principal, with underwriting discounts of 2.25% and proceeds to the bank of 97.75% of the principal amount.
Investors may receive a monthly contingent coupon of 0.9583% (11.50% per year) per $1,000, but only if the index closes at or above 75% of its initial value on the relevant observation date. The notes can be automatically called quarterly if the index is at or above its initial level, in which case holders receive $1,000 plus the applicable coupon.
If the notes are not called and the final index value is at least 70% of the initial value, investors receive full principal back (plus any due coupon). If it falls below 70%, repayment is reduced one-for-one with the index loss, and investors can lose most or all of their principal. The initial estimated value per $1,000 is expected between $898.50 and $948.50, below the public offering price, and returns depend on RBC’s credit and complex tax treatment.
Royal Bank of Canada is offering fixed coupon geared buffer notes linked to NVIDIA common stock. Each $1,000 note is sold at 100% of principal, with underwriting discounts of 0.75% and proceeds to RBC of 99.25%. The initial estimated value is expected to range from $939 to $989 per $1,000 note, reflecting internal funding and hedging costs.
The notes pay a fixed coupon of $60.50 per $1,000 at maturity, equal to 12.10% per annum over the approximately six‑month term. At maturity, investors receive $1,000 if NVIDIA’s closing price on the valuation date is at or above 80% of its initial value. If NVIDIA falls below this 20% buffer, investors receive NVIDIA shares worth less than $1,000, based on a preset share amount, plus the coupon, and could lose their entire principal. All payments depend on RBC’s credit. The notes are unsecured, not insured, and involve complex tax and liquidity risks.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the Solactive Equal Weight U.S. Semi Conductor Select AR Index. The Notes are issued at 100% of principal, with proceeds to the bank of 99% after underwriting discounts, and a minimum investment of $1,000.
The Notes pay a contingent monthly coupon of $11.667 per $1,000 (14.00% per annum) only when the index closes at or above 75% of its initial value on the relevant observation date. The Notes may be automatically called quarterly if the index is at or above its initial value, in which case investors receive $1,000 plus the applicable coupon and no further payments.
At maturity, if not called, investors receive full principal back only if the final index value is at least 70% of the initial value; below that barrier, repayment is reduced one-for-one with the index decline, and investors can lose most or all of principal. The initial estimated value is expected to be $916–$966 per $1,000, below the public offering price, and all payments are subject to RBC’s credit risk and complex U.S. tax treatment.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the Bloomberg US Large Cap VolMax Index. The notes pay a monthly contingent coupon of $10.417 per $1,000 (12.50% per annum) only if the index is at or above 60% of its initial level on the observation date, and may be automatically called quarterly if the index is at or above its initial level, returning $1,000 plus the coupon. If the notes are not called and the final index level is below the 60% barrier, repayment of principal is reduced one-for-one with the index loss, and investors can lose most or all of their investment. The price to the public is 100% of principal, while the initial estimated value is expected to be $857.50–$907.50 per $1,000, reflecting structuring and hedging costs. The underlier is a leveraged, volatility-targeted index with daily deductions for financing, a 6% annual factor and transaction costs, which create a persistent drag on performance. All payments are unsecured and subject to RBC’s credit risk.
Royal Bank of Canada is offering Fixed Coupon Geared Buffer Notes linked to the Class A common stock of Alphabet Inc. These notes pay a fixed coupon of $47.50 per $1,000 of principal, which corresponds to 9.50% per annum, regardless of how the Alphabet share price performs.
At maturity on June 4, 2026, investors receive $1,000 per note if the Alphabet share price on the valuation date is at or above 80% of its initial level. If the share price has fallen below this 80% buffer, investors receive shares of Alphabet instead of principal, based on a fixed “Physical Delivery Amount,” so the value returned can be significantly below $1,000 and could fall to zero in an extreme decline.
The notes are unsecured senior debt of Royal Bank of Canada, so all payments depend on the bank’s credit. The initial estimated value per $1,000 note is expected to be between $939 and $989, below the public offering price, reflecting underwriting discounts, hedging costs and the bank’s internal funding rate. The tax treatment is complex and uncertain, with counsel treating the notes as a combination of a put option and a cash deposit for U.S. federal income tax purposes.
Royal Bank of Canada is issuing Redeemable Fixed Rate Notes as part of its Senior Global Medium-Term Notes, Series J. The Notes pay a fixed interest rate of 4.25% per annum, with interest paid semiannually on June 16 and December 16 of each year, beginning June 16, 2026 and ending at maturity.
The Notes are scheduled to mature on December 16, 2030. Royal Bank of Canada may, at its option, redeem all (but not part) of the Notes on the June 16, 2027 interest date and on any subsequent interest payment date, paying principal plus the applicable interest payment on the call date. All payments are subject to the issuer’s credit risk, and the Notes are not insured by Canadian or U.S. deposit insurance schemes.
The Notes are described as bail-inable, meaning they may be converted into common shares of Royal Bank of Canada or its affiliates under Canadian bail-in powers if certain resolution conditions are met, after which holders would have no further rights in respect of the converted portion except as provided under the bail-in regime. U.S. investors are advised that, in counsel’s opinion, the Notes are treated as debt instruments for U.S. federal income tax purposes and should consult their tax advisers.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the common stock of NVIDIA Corporation. The Notes are issued at 100% of principal for a total of $784,000, with underwriting discounts of 2.35% and net proceeds to RBC of 97.65%. The initial estimated value is $971.31 per $1,000, below the public offering price.
The Notes pay a contingent coupon of $30 per $1,000 each quarter (12.00% per annum) only if NVDA’s closing value is at or above a coupon threshold set at 55% of the initial value, or $97.80 based on an initial value of $177.82. Missed coupons have a memory feature and can be paid later if conditions are met.
The Notes are automatically called if NVDA is at or above its initial value on a call observation date, returning principal plus applicable coupons. If not called, and the final NVDA value is at or above the 55% barrier, investors receive full principal; if it is below the barrier, repayment is reduced one-for-one with NVDA’s loss, and investors can lose a substantial portion or all of their principal. All payments depend on RBC’s credit.
Royal Bank of Canada is offering five separate Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon, each linked to a different U.S. equity: Albemarle, Amazon, Blackstone, CrowdStrike and Alphabet.
The notes pay a quarterly contingent coupon at annual rates ranging from 10.00% to 15.00%, but only if the relevant share price is at or above a defined coupon threshold on observation dates. Missed coupons can be paid later under the memory feature if conditions are met.
The notes can be automatically called quarterly from May 2026 if the underlier is at or above its initial value, returning principal plus due coupons. If not called and the final share value is below the barrier level (50%–70% of the initial price, depending on the underlier), repayment of principal is reduced one-for-one with the stock’s loss, up to a total loss. The securities are unsecured obligations of Royal Bank of Canada, not insured by deposit insurance schemes, have initial estimated values below the public offering price and involve complex U.S. tax and withholding considerations.