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Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the Bloomberg US Large Cap VolMax Index. The Notes are issued at 100% of principal, with underwriting discounts of 4.00%, resulting in proceeds to Royal Bank of Canada of $119,040 on a $124,000 total offering.
The Notes pay a contingent coupon of $10.625 per $1,000 (1.0625% per month, 12.75% per annum) only when the Underlier is at or above the 60% Coupon Threshold on the relevant observation date. They may be automatically called quarterly if the Underlier is at or above its initial value, in which case investors receive $1,000 plus the applicable coupon and no further payments. At maturity, if not called, investors receive full principal only if the Final Underlier Value is at or above the 60% Barrier; otherwise, repayment is reduced one-for-one with the Underlier loss, and principal could be substantially or fully lost.
The initial estimated value is $915.66 per $1,000, below the public offering price, reflecting internal funding and hedging costs. The Underlier itself is a leveraged, volatility-targeting, excess-return index with daily deductions for notional financing, a 6% per annum factor and transaction costs, all of which weigh on its performance.
Royal Bank of Canada is offering $4,493,000 of senior unsecured Notes linked to an equally weighted basket of 10 large-cap U.S. equities, including Cisco, Chevron, Coca-Cola, McDonald’s, PepsiCo and Verizon. The Basket is set to an initial value of 100 on the November 24, 2025 trade date, and the Notes mature on May 30, 2031.
At maturity, investors receive their $1,000 principal plus 100% of any positive Basket return; if the Basket is flat or down, repayment is limited to principal only, with no downside participation in equity losses. The minimum investment is $1,000. The public price is $1,000 per Note, but RBC’s initial estimated value is $951.30, reflecting underwriting discounts, referral fees and hedging costs.
The Notes are RBC senior debt, not insured deposits and not bail-inable. They are treated as contingent payment debt instruments for U.S. tax purposes, requiring annual interest accruals based on a comparable yield. RBC believes Section 871(m) dividend-equivalent withholding should not apply to Non-U.S. Holders, and the Notes may have limited or no secondary market liquidity.
Royal Bank of Canada is offering senior unsecured market-linked notes tied to the S&P 500® Index, maturing July 6, 2028, with a $1,000 face amount per security. The initial estimated value is expected to range from $910.00 to $960.00 per security, below the $1,000.00 original offering price, reflecting agent discounts, hedging costs and the bank’s internal funding rate.
At maturity, investors get $1,000 plus index-linked returns: 100% upside participation up to a maximum upside return of at least 21.30% (at least $213.00), a 15% buffer on the downside, and a contingent “absolute value” feature that can provide positive returns if the Index falls by up to 15%. If the Index declines more than 15%, losses are 1-for-1 beyond the buffer and investors can lose up to 85% of principal.
The securities pay no interest, are not insured deposits, and all payments depend on Royal Bank of Canada’s credit. There may be little or no secondary market, and any sale before maturity could be at a substantial discount to the original price.
Royal Bank of Canada is offering senior unsecured market-linked notes tied to the lowest performing of Goldman Sachs, Meta Platforms and Exxon Mobil common stocks, auto-callable and maturing on December 21, 2028. Each security has a $1,000 face amount, with an initial estimated value expected between $905.00 and $955.00, below the original offering price, reflecting fees, funding and hedging costs.
Investors may receive quarterly contingent coupons at a per annum rate of at least 22.00%, but only if the lowest performing stock on each calculation day closes at or above 70% of its starting value. The same 70% level serves as the downside threshold at maturity: if the notes are not called and the lowest performer finishes below this threshold, repayment is reduced in line with that stock’s decline, and investors can lose more than 30%, up to their entire principal. The notes can be automatically called starting around June 2026 if the lowest performer is at or above its starting value, in which case holders receive $1,000 plus a final coupon. All payments depend on RBC’s credit and there is no listing or assured secondary market.
Royal Bank of Canada is offering $1,752,000 of Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index. The notes mature on November 29, 2030, with a minimum investment of $1,000.
At maturity, investors receive their $1,000 principal back per note if the index is at or below its initial level of 3,860.11, and upside exposure of 140% of any positive index return if the index finishes higher. The notes do not pay coupons and all payments depend on RBC’s credit.
The price to the public is 100% of principal, including an underwriting discount of 2.086%, resulting in proceeds to RBC of 97.914%. The initial estimated value is $934.40 per $1,000 note, reflecting embedded costs, fees and hedging. The underlier is subject to a 0.5% annual decrement and additional transaction and funding costs that reduce index performance.
Royal Bank of Canada is issuing Auto-Callable Contingent Coupon Barrier Notes linked to the Solactive Equal Weight U.S. Semi Conductor Select AR Index. The Notes are sold at $1,000 per Note, with underwriting discounts of 3.625% and initial estimated value of $946.96 per $1,000, meaning investors pay more than the bank’s estimated economic value.
If not called and the index stays at or above 75% of its initial level on observation dates, investors receive a contingent coupon of $8.958 per $1,000 (10.75% per year). The Notes are automatically called if the index is at or above its initial level on specified quarterly call dates, returning $1,000 plus the coupon. At maturity, if not called, principal is fully returned only if the index is at or above a 70% barrier; below that, repayment is reduced in line with the index loss, and investors can lose most or all of their principal. All payments depend on Royal Bank of Canada’s credit.
Royal Bank of Canada is offering Trigger Jump Securities, which are senior unsecured notes linked to the common stock of NVIDIA Corporation and maturing on July 6, 2027. These securities do not pay interest and your principal is at risk.
Each security has a stated principal amount of $1,000. At maturity, if NVIDIA’s final stock value is greater than or equal to its initial value, you receive $1,000 plus a fixed upside payment of $373.50, a 37.35% gain. If the final value is below the initial value but at or above the trigger level, set at 65% of the initial value, you receive back only the $1,000 principal.
If the final value is below the 65% trigger, your payout is $1,000 plus $1,000 multiplied by the underlier return, so your loss matches NVIDIA’s percentage decline from the initial level and can reach a total loss of principal. The initial estimated value is expected between $919.68 and $969.68 per security, below the $1,000 issue price, and the notes will not be listed on any exchange, with all payments subject to Royal Bank of Canada’s credit risk.
Royal Bank of Canada is offering senior unsecured market-linked notes tied to the common stock of NVIDIA Corporation, maturing on February 22, 2027. Each security has a $1,000 face amount and does not pay interest or dividends.
At maturity, if NVIDIA’s ending stock price is above its starting value, investors receive $1,000 plus 150% of the stock’s percentage gain, limited by a maximum return of at least 31.20%, so the maximum maturity amount is at least $1,312 per security. If the stock is flat or down by up to the 15% buffer, investors receive the $1,000 face amount. If it falls by more than 15%, repayment is reduced 1-for-1 beyond the buffer and investors can lose up to 85% of principal.
The notes are senior unsecured obligations of Royal Bank of Canada, subject to its credit risk. They will not be listed on any exchange, and secondary market trading may be limited and at prices below the issue price. The initial estimated value is expected to be between $914.00 and $964.00 per security, less than the $1,000 original offering price, reflecting dealer discounts, hedging costs and RBC’s internal funding rate.
Royal Bank of Canada is offering $2,000,000 of Airbag In-Digital Securities linked to the SPDR S&P 500 ETF Trust (SPY), issued in $1,000 denominations and maturing on May 27, 2027. These notes pay no interest or dividends and are unsecured RBC debt.
At maturity, if SPY’s final value is at or above the Digital Barrier and Conversion Price of $494.27 (75% of the $659.03 Initial Underlying Value), each note pays $1,101, reflecting a fixed 10.10% Digital Return. If the final value is below the Conversion Price, holders receive 2.0232 SPY shares per $1,000 note, likely worth less than principal and potentially zero.
The notes are not listed on an exchange, may have limited liquidity, and all payments depend on RBC’s credit. UBS will place the notes in fee-based advisory accounts without an upfront selling commission. RBC’s initial estimated value is $1,000.35 per Security, which may differ from any secondary market value.
Royal Bank of Canada is issuing $1,066,000 of Auto-Callable Enhanced Return Barrier Notes linked to an equally weighted basket of five U.S. stocks: Advanced Micro Devices, Broadcom, Marvell Technology, NVIDIA and Oracle. The Notes are due on November 29, 2028 and require a minimum investment of $1,000.
The Notes may be automatically called on November 30, 2026 if the basket is at or above its initial level, paying $1,180 per $1,000 (an 18% total return), with no further payments. If not called, at maturity investors receive enhanced upside at a 150% participation rate if the basket has risen, full principal back if the basket has fallen but stays at or above a 60% barrier, and a loss matching the basket’s decline if it finishes below the barrier. The initial estimated value is $1,017.78 per $1,000, below the $1,000 issue price, and all payments depend on RBC’s credit.