Royal Bank of Canada SEC Filings

Royal Bank of Canada priced $1,500,000,000 of 4.612% Senior Fixed Rate/Floating Rate Notes due May 3, 2032. The senior unsecured Notes pay a fixed rate of 4.612% through May 3, 2031, then reset quarterly at USD Compounded SOFR plus 1.010%. Issue date is April 17, 2026; maturity is May 3, 2032. The Notes are bail-inable under the CDIC Act, unsecured, unlisted, and settle through DTC. Public offering price was 100.000% with an underwriting discount of 0.250%, yielding proceeds to the Bank of $1,496,250,000. Redemption, tax withholding and Canadian bail-in provisions are disclosed in the pricing supplement.

Royal Bank of Canada priced a US$1,500,000,000 offering of 4.400% Senior Fixed Rate/Floating Rate Notes due April 17, 2030. The Notes were issued at 100.000% on April 17, 2026 with net proceeds of $1,497,750,000 after a 0.150% underwriting discount. Interest is fixed at 4.400% through April 17, 2029, then resets to USD Compounded SOFR + 0.840% quarterly. The Notes are senior unsecured, bail-inable and subject to conversion under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act. The Notes will not be listed and will settle through DTC on or about April 17, 2026.

Royal Bank of Canada is offering Daily Auto-Callable Absolute Return Digital Notes linked to the S&P 500® Index. The Notes have a principal of $1,000 per Note, a Digital Return of 3.25%, and a Barrier equal to 80% of the Initial Underlier Value. The Notes may be automatically called based on daily Call Observation Dates; if not called, payoff at maturity depends on the Final Underlier Value: investors receive $1,000 + $1,000×3.25% if the Final Underlier Value is greater than or equal to the Initial Underlier Value, or $1,000 + (-1 × $1,000 × Underlier Return) (capped at 20% positive return) if the Final Underlier Value is lower. Initial estimated value is expected to be between $934.00 and $984.00 per $1,000 principal amount and will be less than the public offering price. All payments are subject to Royal Bank of Canada credit risk and other terms and risks in the accompanying prospectus materials.

Royal Bank of Canada is offering Capped Enhanced Return Buffer Notes linked to the VanEck® Semiconductor ETF. The Terms: Trade Date April 27, 2026, Issue Date April 30, 2026, Valuation Date October 27, 2027, Maturity Date October 29, 2027. The notes pay 200% participation in positive returns up to a Maximum Return of at least 30%, provide a 15% downside buffer (85% Buffer Value), and expose holders to issuer credit risk.

The preliminary public offering price is 100.00% with underwriting discounts of 1.75%. The initial estimated value is expected between $923.40 and $973.40 per $1,000 principal amount and will be less than the public offering price. Read the Selected Risk Considerations and tax discussion in the product supplement for additional detail.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Geared Buffer Notes linked to Eli Lilly common stock (LLY). The offering price is 100.00% (aggregate $625,000) with underwriting discounts of 1.00% ($6,250), and proceeds to the Bank of 99.00% ($618,750). The Notes have an Initial Underlier Value of $939.47, an Initial Estimated Value of $987.08 per $1,000 principal amount, a quarterly contingent coupon of $25.00 per $1,000, and a Buffer Percentage of 30.44% (Buffer Value $653.50).

The Notes trade on April 13, 2026, issue on April 16, 2026, have a Valuation Date of April 23, 2027 and Maturity Date of April 28, 2027. They are auto‑callable if the Underlier closes at or above the Initial Underlier Value on a Call Observation Date; if not called, payoff depends on final performance versus the Buffer Value and uses a Downside Multiplier of approximately 1.43761. All payments are subject to the Bank’s credit risk; investors may lose some or all principal.

Royal Bank of Canada is offering $1,595,000 in Auto-Callable Contingent Coupon Barrier Notes linked to the S&P 500® Futures Excess Return Index. The Notes pay a semiannual contingent coupon of $45.75 per $1,000 (4.575% semiannual, 9.15% per annum) if observation levels meet the Coupon Threshold, are callable on specified observation dates, and repay principal at maturity only if the Final Underlier Value is at or above the Barrier Value (70% of the Initial Underlier Value). All payments are subject to the Bank’s credit risk; the initial estimated value is $993.82 per $1,000 principal amount and the public offering price is par.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indices. The Notes pay a monthly contingent coupon of $6.833 per $1,000 (8.20% per annum) when each Underlier is at or above its 70% Coupon Threshold on the preceding observation date. The Notes are callable quarterly if all Underliers close at or above their Initial Underlier Values; called Notes pay $1,000 plus the contingent coupon. If not called, at maturity investors receive $1,000 if the least performing Underlier is at or above its 70% Barrier; otherwise investors receive $1,000 plus the Underlier Return of the least performing Underlier and may lose a substantial portion or all principal. Trade Date is May 1, 2026, Issue Date May 6, 2026, Valuation Date February 3, 2031, Maturity Date February 6, 2031. The initial estimated value is expected to be between $880.00 and $938.00 per $1,000; the public offering price is 100.00% with underwriting discounts of 3.25% (proceeds to RBC 96.75%). All payments are subject to Royal Bank of Canada credit risk.

Royal Bank of Canada is offering Capped Return Geared Buffer Notes linked to the SPDR® Gold Trust. The Notes pay at maturity either upside participation up to a Maximum Return of 24.92%, full principal if the final underlier value stays at or above the Buffer Value (90% of the Initial Underlier Value), or a reduced payment when the final value falls below the Buffer Value using a Downside Multiplier of ~1.11111. The offering price is 100% of principal (fiduciary accounts may pay $990.00 per $1,000) and placement agents receive a 1.00% underwriting fee. Trade Date is April 17, 2026, Issue Date April 22, 2026, Valuation Date April 30, 2027 and Maturity Date May 5, 2027.

Royal Bank of Canada is offering $750,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the VanEck® Semiconductor ETF and the EURO STOXX® Banks Index. The Notes pay quarterly contingent coupons of $39.25 per $1,000 (15.70% per annum) if both underliers meet the 60% coupon threshold on observation dates and may be automatically called quarterly if both underliers close at or above their initial values. At maturity, if not called, repayment depends on the least performing underlier: full principal if the final value is at or above its 60% barrier, otherwise investors suffer a proportional principal loss equal to the underlier return. The initial estimated value was $969.98 per $1,000 and the public offering price is par.