ROYAL BANK OF CANADA SEC Filings

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the lesser-performing of the VanEck Semiconductor ETF and the State Street SPDR S&P Oil & Gas Exploration & Production ETF. The Notes have a Trade Date of February 26, 2026, an Issue Date of March 3, 2026, and a stated Maturity/Valuation anchor with a Valuation Date of February 26, 2029 and a Maturity Date of March 1, 2029.

The Notes pay a quarterly Contingent Coupon of $46.25 per $1,000 principal (a 18.50% per annum rate, if payable) when each Underlier meets its Coupon Threshold. The Barrier and Coupon Threshold are each 70% of the Initial Underlier Value. The Notes are automatically called and redeemed early if, on any Call Observation Date, both Underliers close at or above their Initial Underlier Values; called holders receive principal plus the Contingent Coupon otherwise due. If not called, at maturity investors receive $1,000 if the Least Performing Underlier is at or above its Barrier; otherwise repayment equals $1,000 plus the Underlier Return (which can result in a substantial or total loss of principal). The public offering price is 100.00% (less a 1.00% underwriting discount), and the initial estimated value before pricing is stated between $900.00 and $950.00 per $1,000 principal amount.

Royal Bank of Canada is offering Auto-Callable Enhanced Return Barrier Notes linked to the Russell 2000 Index. The Notes have a Trade Date of February 24, 2026, Issue Date February 27, 2026, Valuation Date February 26, 2029 and Maturity Date March 1, 2029.

If called on the Call Observation Date, the Notes pay $1,100 per $1,000 (110%). At maturity the Notes pay: participation of 140% of positive Underlier Return, full principal if final value ≥ the Barrier (75% of initial), or a loss equal to the Underlier Return if final value < the Barrier. All payments are subject to the Bank’s credit risk.

Royal Bank of Canada is offering Barrier Digital Notes totaling $4,319,000 linked to the performance of the least performing of the MSCI Emerging Markets Index and the EURO STOXX 50® Index. The Notes trade on February 24, 2026, issue on February 27, 2026, and mature on February 27, 2031.

Per $1,000 principal, the public offering price is $1,000 and the initial estimated value is $942.89. At maturity the payoff depends on the Least Performing Underlier: if its Final Underlier Value ≥ Initial Underlier Value you receive $1,000 plus the greater of the Underlier Return or the Digital Return of 57%; if the Final Value is below initial but ≥ the Barrier (70% of initial) you receive $1,000; if below the Barrier you receive $1,000 plus the Underlier Return (which can result in substantial loss).

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the Russell 2000®, S&P 500® and EURO STOXX 50® indices.

The notes have a Trade Date of February 24, 2026, Issue Date February 27, 2026, Valuation Date February 25, 2030 and Maturity Date February 28, 2030. If payable, the Contingent Coupon is $21.25 per $1,000 each quarter (8.50% per annum). The Coupon Threshold and Barrier for each Underlier is 70% of its Initial Underlier Value. The notes are callable quarterly beginning on the fourth Coupon Observation Date if each Underlier is at or above its Initial Underlier Value. The public offering price is $1,000 per $1,000 principal and the initial estimated value was $956.71 per $1,000.

Royal Bank of Canada reported record Q1 2026 net income of $5.8 billion, up 13% year over year, with diluted EPS of $4.03, up 14%. Adjusted net income was $5.9 billion and adjusted EPS $4.08, both rising double digits.

Record pre-provision, pre-tax earnings of $8.5 billion grew 14%, driven by higher net interest income in Personal and Commercial Banking, and stronger fee and trading revenue in Wealth Management and Capital Markets. Wealth Management net income rose 32%, Personal Banking 17%, and Commercial Banking 11%, while Insurance earnings declined on prior-year reinsurance impacts.

Credit costs increased modestly, with total provisions for credit losses of $1.09 billion, up 4% year over year, as the PCL on loans ratio held near 0.41%. Profitability remained strong, with ROE of 17.6% (adjusted 17.8%) and a CET1 capital ratio of 13.7%. The bank returned $3.3 billion to shareholders through $2.3 billion of dividends and $1.0 billion of share buybacks.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Geared Buffer Notes linked to the Class A common stock of Vertiv Holdings Co (VRT). The Notes have a Trade Date of March 10, 2026, Issue Date March 13, 2026, Valuation Date September 10, 2027 and Maturity Date September 15, 2027.

If not called, the Notes pay a contingent coupon of $35.625 per $1,000 principal each quarter when the Underlier is at or above the Coupon Threshold; this equals 14.25% per annum when payable. The Notes include a 35% buffer and a Downside Multiplier of approximately 1.53846. The initial estimated value is stated as between $916.00 and $966.00 per $1,000, with a public offering price of 100.00% and underwriting discount of 1.875%. All payments are subject to Royal Bank of Canada credit risk.

Royal Bank of Canada is offering Capped Enhanced Return Buffer Notes linked to the Russell 2000Index. Each note has a Participation Rate of 200%, a Buffer Percentage of 10% and a Maximum Return of at least 23.60%. The Trade Date is February 27, 2026, Issue Date March 4, 2026, Valuation Date February 28, 2028 and Maturity Date March 2, 2028. At maturity investors receive upside up to the Maximum Return or full principal if the final index value is at or above the 90% Buffer Value; if the final index value is below the Buffer Value, principal is reduced by the underlier loss net of the 10% buffer. All payments are subject to the issuer's credit risk.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Buffer Notes linked to the Bloomberg US Large Cap VolMax Index. The public offering price is $1,000 per $1,000 principal amount (total shown $1,264,000), with proceeds to the Bank of $1,222,920. The Notes pay a quarterly contingent coupon of 3.375% (annualized 13.50%) when the Underlier is at or above a Coupon Threshold (75% of the initial level). The Notes feature a 15% Buffer: at maturity investors receive principal if the Final Underlier Value is at or above the Buffer Value (85% of the initial level); otherwise maturity payment equals $1,000 plus $1,000×(Underlier Return + 15%), which can result in material principal loss. Trade Date is February 24, 2026, Issue Date February 26, 2026, Valuation Date February 24, 2031, and Maturity Date February 27, 2031. The initial estimated value is $934.41 per $1,000 principal amount, below the public offering price. All payments are subject to the Bank’s credit risk and the Notes are unsecured senior debt.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Geared Buffer Notes linked to the Class A common stock of Vertiv Holdings Co. The Notes trade on Trade Date March 10, 2026, issue on March 13, 2026, with valuation on September 10, 2027 and maturity on September 15, 2027.

The Notes pay a quarterly Contingent Coupon of $43.75 per $1,000 (a 4.375% quarterly / 17.50% annualized rate) only if the Underlier closing value meets or exceeds the Coupon Threshold on the preceding observation date. They are auto-callable if the Underlier is at or above its initial value on a Call Observation Date, in which case investors receive $1,000 plus due coupons on the Call Settlement Date.

At maturity, if not called and the Final Underlier Value is at or above the Buffer Value (65% of the Initial Underlier Value), investors receive $1,000. If below the Buffer Value, principal is reduced per the formula using a Buffer Percentage of 35% and a Downside Multiplier of approximately 153.846% (1.53846), meaning investors can lose some or all principal. All payments are subject to RBC credit risk.