ROYAL BANK OF CANADA SEC Filings

Royal Bank of Canada plans to issue five auto-callable contingent coupon barrier notes with memory coupons, each maturing in February 2029 and linked separately to Adobe, Albemarle, Arm ADS, Micron and Tesla shares. The notes offer indicative annual coupon ranges from 10.25%–11.25% (Adobe) up to 19.25%–20.25% (Micron), paid quarterly only if the relevant underlier stays at or above a preset threshold.

Each note is automatically called if, on specified quarterly observation dates, the underlier closes at or above its initial value, returning principal plus due coupons, with no further payments. If not called and the final underlier value is at or above a barrier set at 50%–55% of the initial level, investors receive full principal back; if it finishes below the barrier, repayment is reduced in line with the underlier loss, up to a total loss of principal. Initial estimated values are expected between about $890 and $953 per $1,000 note, below the 100% public offering price, reflecting dealer compensation and hedging costs. Payments depend on RBC’s credit, the products are not deposit-insured, and the U.S. tax discussion indicates treatment as prepaid financial contracts with ordinary income coupons, subject to IRS uncertainty.

Royal Bank of Canada is offering Series J structured notes tied to a weighted basket of five equity indices: EURO STOXX 50® (40%), TOPIX® (25%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P®/ASX 200 (7%). Each note has a $1,000 principal amount, pays no interest and is not listed or redeemable before maturity.

At maturity (expected about 47–50 months after the trade date), investors receive cash based on the basket return, with an upside participation rate expected between 158% and 185% if the basket rises. If the final basket level is below the initial level of 100, losses are one‑for‑one and investors can lose their entire investment. The initial estimated value is expected between $928.40 and $958.40 per $1,000, reflecting a 3.47% underwriting discount and hedging costs, and the notes are unsecured obligations of Royal Bank of Canada, without FDIC or CDIC insurance.

Royal Bank of Canada is offering Auto-Callable Enhanced Return Geared Buffer Notes linked to an equally weighted basket of CrowdStrike, Microsoft, Palo Alto Networks and Snowflake shares. The Notes are unsecured senior debt of RBC and are not bank deposits or insured obligations.

Each Note has a $1,000 principal amount, priced at 100% to the public, with proceeds to RBC of 98.50% after a 1.50% placement fee. The minimum investment is $10,000 in $1,000 increments. The initial estimated value is expected between $929.00 and $979.00 per $1,000, below the public offering price.

The Notes may be automatically called on March 5, 2027 if the basket closing value is at least its initial value, paying $1,202.10 per $1,000 (120.21%) and then terminating. If not called, at maturity investors get 125% of any positive basket return, full principal back if the basket is down up to 15%, and amplified losses beyond a 15% decline via a downside multiplier of about 1.17647. Investors can lose some or all principal, and all payments depend on RBC’s credit. The supplement also highlights complex U.S. tax treatment and multiple risk factors, including secondary market and valuation risks.

Royal Bank of Canada is issuing auto-callable contingent coupon barrier notes linked to the worst performer of the EURO STOXX Banks Index and the Technology Select Sector SPDR ETF in a $750,000 offering. Investors pay 100% of principal, while RBC expects net proceeds of $742,500 after a 1% underwriting discount.

The notes can pay a $40 contingent coupon per $1,000 each quarter (a 4.00% quarterly rate, 16.00% per year) if both underliers close at or above 75% of their initial values on the relevant observation date. They are automatically called if on any call observation date both underliers are at or above their initial levels, returning $1,000 plus that period’s coupon.

If the notes are not called and the worst-performing underlier finishes below its 75% barrier on the valuation date, repayment of principal is reduced one-for-one with the underlier loss, potentially to zero. The initial estimated value is $956.98 per $1,000, below the public price, and the notes are unsecured, not deposit-insured, and subject to complex U.S. tax treatment.

Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to the worst performer among the iShares MSCI Emerging Markets ETF, the Nikkei 225 Index and the EURO STOXX 50 Index. The minimum investment is $1,000.

The notes pay a contingent coupon of $8.00 per $1,000 (0.80% monthly, 9.60% annually) on scheduled dates only if each underlier is at or above 70% of its initial value. Starting in May 2026, if on any call observation date all underliers are at or above their initial value, the notes are automatically called and repay $1,000 plus the applicable coupon, with no further payments.

If not called, at maturity in August 2027 investors receive $1,000 per note if the worst underlier is at or above its 70% barrier; otherwise repayment is reduced one-for-one with the decline in the worst underlier, potentially to zero. The price to the public is 100% of principal, with 1.875% underwriting discounts, and the initial estimated value is expected between $912.50 and $962.50 per $1,000, reflecting dealer costs and hedging. The notes are unsecured RBC debt, not insured by deposit insurers, involve complex U.S. tax treatment, and expose investors to possible loss of most or all principal.

Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to Bank of America common stock. The notes pay a contingent coupon of $7.583 per $1,000 each month, equal to 0.7583% monthly or 9.10% per year, only when the stock closes at or above a 70% threshold.

The notes can be automatically called on monthly observation dates starting in August 2026 if the stock is at or above its initial value, returning $1,000 plus the coupon. If not called and Bank of America’s stock finishes below 70% of its initial value at maturity in April 2027, investors receive Bank of America shares instead of cash, likely worth much less than principal. The initial estimated value is expected between $917 and $967 per $1,000, below the public offering price, and all payments depend on RBC’s credit.

Royal Bank of Canada filed a Form 13F holdings report as an institutional investment manager. The report covers 29,040 reportable positions with a Form 13F information table value total of 614,691,729,000 dollars. It identifies 20 other included managers, and is signed by Terry Fallon, MD and Head of Regulatory Services, in London on 02-13-2026.

Royal Bank of Canada is offering auto-callable contingent coupon barrier notes tied to the worst performer of the Russell 2000 Index and the S&P 500 Index. The notes pay a contingent monthly coupon of $8.333 per $1,000 (0.8333% per month, 10.00% per year) only when each index is at or above 75% of its initial value on the relevant observation date.

The notes can be automatically called quarterly if both indices are at or above their initial values, returning $1,000 plus the coupon. If held to maturity and the worst-performing index closes below 70% of its initial value, repayment of principal is reduced one-for-one with the index loss, potentially down to zero. The initial estimated value is expected between $932.50 and $982.50 per $1,000, reflecting fees, hedging costs and RBC’s funding rate, and the product carries complex risk and uncertain tax treatment.

Royal Bank of Canada is offering Barrier Digital Notes linked to the worst performer of the S&P 500® and EURO STOXX 50® indices, maturing in February 2032. The price to the public is 100% of principal, with underwriting discounts of 3.35% and proceeds to RBC of 96.65%.

Per $1,000 note, investors receive $1,000 plus the greater of the least-performing index return or a 63% digital return if that index finishes at or above its initial level. If the least-performing index is below its initial level but at or above 60% of its initial value, principal is returned. Below this barrier, repayment is reduced one-for-one with the index loss, so investors can lose most or all principal.

The minimum investment is $1,000. The initial estimated value is expected between $900 and $950 per $1,000, reflecting structuring and hedging costs, and may be below both the issue price and any secondary market values. All payments depend on RBC’s credit, and the notes are not insured by Canadian or U.S. deposit insurance schemes.