Welcome to our dedicated page for Royal Bank of Canada SEC filings (Ticker: RBMCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Royal Bank of Canada's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Royal Bank of Canada's regulatory disclosures and financial reporting.
Royal Bank of Canada is offering three capped enhanced return buffer notes linked separately to the Nasdaq-100, Russell 2000 and S&P 500 indexes, with principal amounts of $488,000, $24,000 and $1,911,000, respectively. These notes mature in February 2028 and provide 150% participation in any positive index performance, subject to maximum returns of 24% (NDX), 27% (RTY) and 20.50% (SPX).
Investors are protected by a 10% downside buffer; losses begin if the final index value falls more than 10% below its initial level, with principal reduced in line with further declines. Initial estimated values per $1,000 note range from about $975.90 to $982.89, below the public offering price, reflecting dealer compensation and hedging costs. The notes are unsecured debt of Royal Bank of Canada, pay no coupons, and expose holders to both market risk of the underlying indexes and the issuer’s credit risk. U.S. tax treatment is described as prepaid financial contracts with important uncertainties and potential future rule changes.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to the Class A common stock of Meta Platforms, Inc. The total price to the public is $1,936,000, with proceeds to Royal Bank of Canada of $1,902,120 after underwriting discounts.
The notes pay a contingent coupon of $22.50 per $1,000 each quarter (9.00% per year) when Meta’s stock closes at or above a threshold set at 60% of the initial value of $716.50
If the notes are not called and Meta’s final value is at or above the 60% barrier, investors receive their full principal back plus any coupon due. If the final value is below the barrier, investors receive Meta shares based on a physical delivery amount of 1.3957 shares per $1,000, which can lead to substantial loss of principal, up to a total loss. The initial estimated value of the notes is $983.14 per $1,000, lower than the public offering price.
Royal Bank of Canada is issuing Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index, with a total offering size of $361,000 at 100% of principal.
The three-year Notes (maturing in early 2029) pay back $1,000 per Note at maturity if the index is flat or down, and increase this amount when the index is up using a 105% participation rate on positive index returns. Investors face the Bank’s credit risk and do not receive dividends from index stocks.
The initial estimated value is $965.42 per $1,000, below the public offering price, reflecting internal funding, hedging costs and any referral fees. The Underlier applies a 0.5% annual decrement and various funding and transaction costs that steadily reduce its performance versus the underlying equity and Treasury futures exposures.
The Notes are treated as contingent payment debt instruments for U.S. tax purposes, requiring annual interest accruals based on a comparable yield. Counsel believes Section 871(m) withholding should not apply to Non-U.S. Holders under current rules.
Royal Bank of Canada is issuing $554,000 of Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index, maturing on February 2, 2029. These are senior unsecured debt securities under its global medium-term note program.
The notes pay at maturity at least the $1,000 principal per note, plus upside if the index rises. Investors earn 110% of any positive index return; if the final index value is at or below its initial level, investors receive only principal back, with no interest or coupons during the term.
The underlying index uses a rules-based strategy targeting 10% volatility, shifting between equity and Treasury futures exposure and applying a 0.5% annual decrement fee, transaction costs and funding costs, all of which reduce index performance. The initial estimated value is $969.11 per $1,000, below the public offering price, reflecting structuring, hedging and distribution costs. U.S. tax treatment is expected to follow contingent payment debt instrument rules.
Royal Bank of Canada is issuing $1,047,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the Solactive Equal Weight U.S. Semi Conductor Select AR Index, maturing August 3, 2028. These are unsecured senior debt securities, not insured by any deposit insurance agency.
The notes pay a contingent monthly coupon of $10.833 per $1,000 (13.00% per annum) only when the index closes at or above 75% of its initial value on the relevant observation date. The notes are automatically called if, on specified quarterly call observation dates, the index is at or above its initial level, in which case investors receive $1,000 plus the applicable coupon and no further payments.
If the notes are not called, principal protection depends on the index staying above a 70% barrier at maturity. If the final index value is at or above this barrier, investors receive full principal (and any due coupon). If it is below the barrier, repayment is reduced one-for-one with the index loss, and investors can lose a substantial portion or all of their principal.
The initial estimated value is $967.39 per $1,000 of principal, below the public offering price, reflecting underwriting compensation, referral fees and hedging costs. The underlying index holds nine equal-weighted semiconductor-related stocks and deducts a 2.0% annual adjustment factor from its gross total return.
Royal Bank of Canada is issuing Capped Return Dual Directional Buffer Notes linked to the S&P 500 Index, with a total public offering price of $948,000. The Notes pay at maturity based on index performance over roughly two years, subject to capped upside and partial downside protection.
Upside is fully participated at 100% but capped at an 18% maximum return, or $1,180 per $1,000 note. If the index falls by up to 15%, investors earn a positive “dual directional” return equal to the absolute index move, capped at 15%. Below a 15% decline, principal is reduced beyond the buffer.
The initial estimated value is $981.69 per $1,000, lower than the public price due to underwriting discounts, referral fees, hedging costs and RBC’s internal funding rate. All payments depend on RBC’s credit. The Notes are unsecured, not insured by Canadian or U.S. deposit insurers, and carry complex tax and market risks.
Royal Bank of Canada is offering $1,053,000 of Auto-Callable Enhanced Return Barrier Notes linked to an equally weighted basket of Bank of America, Citigroup, Goldman Sachs, Morgan Stanley and Wells Fargo common stocks.
The notes may be automatically called in February 2027 if the basket is at or above its initial value, paying $1,150 per $1,000 principal (a 15% return) with no further payments. If not called, they mature in February 2029 with 150% participation in any basket gains and full principal repayment as long as the basket does not fall below 70% of its initial value. Below this 70% barrier, repayment is reduced one-for-one with the basket decline, so investors can lose a substantial portion or all of their principal. The minimum investment is $1,000, and the initial estimated value is $979.78 per $1,000, less than the public offering price, reflecting fees, hedging costs and the issuer’s funding rate.
Royal Bank of Canada is issuing issuer-callable contingent coupon barrier notes linked to Marvell Technology, Inc. common stock, with a total price to the public of $660,000. These three-year notes pay a monthly contingent coupon of $16.25 per $1,000 (1.625% per month, 19.50% per year) only if Marvell’s share price stays at or above a coupon threshold of $47.35, which is 60% of the initial value of $78.92.
The notes can be called by RBC on designated quarterly dates; if called, investors receive $1,000 per note plus any due coupon, with no further payments. If held to maturity and Marvell’s final share value is at or above the barrier of $39.46 (50% of the initial value), investors receive full principal back, plus any contingent coupon. If the final value is below the barrier, repayment is reduced one-for-one with the stock’s loss, and investors can lose most or all of their principal. The initial estimated value is $985.93 per $1,000, below the $1,000 issue price, reflecting fees and hedging costs.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the common stock of Marvell Technology, Inc. The total offering size is $225,000, with 2.50% in underwriting discounts and 97.50% of proceeds to the bank.
The notes pay a contingent coupon of $13.375 per $1,000 (1.3375% monthly, 16.05% per year) only when Marvell’s stock closes at or above a coupon threshold set at 60% of the initial value of $78.92. The notes can be automatically called quarterly if the stock is at or above the initial value, returning principal plus the due coupon.
At maturity in February 2029, if not called, investors receive full principal back only if the final stock value is at or above a barrier set at 50% of the initial value; below that barrier, repayment is reduced one-for-one with the stock’s loss, and investors can lose most or all of their principal. The initial estimated value of each note is $961.14 per $1,000, less than the public offering price, reflecting fees, hedging costs and Royal Bank of Canada’s funding rate.
Royal Bank of Canada is issuing Geared Buffer Digital Notes linked to the common stock of UnitedHealth Group Incorporated. The notes total $500,000, sold at 100% of principal with a 1% placement fee, leaving 99% in proceeds to the bank.
Each note has a $10,000 minimum denomination and a term from early February 2026 to February 2027. If the UNH share price on the valuation date is at or above the buffer level of 85% of the initial value ($292.29), investors receive principal plus a fixed 16.31% digital return, regardless of how much UNH has risen.
If UNH finishes below the buffer, investors receive about 40.2495 UNH shares per $10,000 note instead of cash, exposing them to full downside in the stock and potential total loss of principal. The initial estimated value of each note is $9,763.48, below the $10,000 issue price, and there may be limited or no secondary market. The notes are unsecured RBC debt, not insured deposits, and carry complex U.S. tax treatment as prepaid financial contracts with potential future regulatory changes.