Welcome to our dedicated page for Royal Bank of Canada SEC filings (Ticker: RBMCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Royal Bank of Canada's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Royal Bank of Canada's regulatory disclosures and financial reporting.
Royal Bank of Canada is offering Geared Buffer Digital Notes linked to the common stock of Constellation Energy Corporation. The offering totals $700,000 in principal, with underwriting discounts of 1.00%, resulting in proceeds to RBC of $693,000.
Each $10,000 Note provides a fixed 20.52% Digital Return at maturity if the final Constellation share price is at or above the Buffer Value, set at 80% of the initial share value of $285.27. That buffer level is $228.22.
If the final share price falls below the Buffer Value, investors receive shares instead of cash: 43.8174 Constellation shares per $10,000 Note, with fractional shares settled in cash. In that scenario, investors can lose some or all of their principal. The Notes are unsecured debt of RBC, are not insured by deposit insurers, and all payments depend on RBC’s credit. The initial estimated value is $9,945.96 per $10,000 Note, below the public offering price, reflecting hedging and distribution costs.
Royal Bank of Canada is offering $1,513,000 of Dual Directional Buffer Digital Notes linked to the S&P 500 Index. The notes are issued at 100% of principal with no underwriting discount, and all proceeds go to the bank. The initial estimated value is $991.35 per $1,000, lower than the public offering price.
The notes pay a fixed 7% digital return at maturity if the index is at or above 93% of its initial level, and also in a range of modest declines. If the index ends between 86% and 93% of its initial value, investors receive a positive “dual directional” payoff equal to the absolute index return, capped at 14%. Below 86%, principal is reduced in line with losses beyond the 14% buffer, so investors can lose a substantial portion of their investment. All payments depend on Royal Bank of Canada’s credit.
Royal Bank of Canada is offering $5,565,000 of Trigger Autocallable Contingent Yield Notes linked to Lennar Corporation Class A common stock, maturing February 1, 2027. The notes pay a quarterly contingent coupon at a 14.35% per annum rate only if Lennar’s share price on the observation date is at or above the coupon barrier.
The initial share price is $110.07, with both the coupon barrier and downside threshold set at 70%, or $77.05. The notes can be called quarterly if Lennar’s price is at or above the initial level, returning principal plus the coupon. If not called and Lennar closes below the downside threshold at maturity, investors receive Lennar shares based on a fixed share delivery amount (9.0851 shares per $1,000 note), likely worth significantly less than principal.
The notes are unsecured obligations of Royal Bank of Canada, not insured by any government agency, not listed on an exchange, and expose investors to both full downside market risk of Lennar shares and the bank’s credit risk. The price to public is $1,000 per note, with $15 per note in fees and an initial estimated value of $981.60, reflecting embedded costs and hedging.
Royal Bank of Canada is offering Capped Return Dual Directional Barrier Notes linked to the worst performer of the Nasdaq-100 Index and the S&P 500 Index, with an aggregate price to the public of $1,100,000.
The Notes pay 100% of the index return of the least performing index when it rises, up to a 23% maximum upside, or $1,230 per $1,000 at maturity. If that index ends below its initial value but at or above a barrier set at 75% of its initial level, investors earn the absolute value of the negative return, capped at 25%. If the least performing index finishes below its barrier, investors lose the same percentage as the index decline and can lose most or all principal.
The Notes are unsecured senior debt of Royal Bank of Canada, carry full issuer credit risk, and are not insured by deposit insurers. The initial estimated value is $964.07 per $1,000, below the $1,000 issue price, reflecting dealer compensation, funding and hedging costs. Tax counsel views the Notes as prepaid financial contracts, but the U.S. tax treatment could change or differ from this view.
Royal Bank of Canada is issuing $2,348,000 of Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index, maturing on January 30, 2031. Investors get 150% of any index gain and receive $1,000 per note if the index is flat or down at maturity, subject to RBC’s credit risk.
The notes are sold at 100% of principal, with underwriting discounts of 3.047%, so proceeds to RBC are 96.953%. The initial estimated value is $938.23 per $1,000, reflecting selling costs and hedging. The complex underlier uses leverage, volatility targeting and multiple fees and costs, which can significantly reduce its performance versus the S&P 500.
Royal Bank of Canada is offering Capped Return Dual Directional Buffer Notes linked to the S&P 500® Index, with a total price to the public of $3,356,000. Underwriting discounts are 1.873%, leaving 98.127% of proceeds to the bank.
The notes offer 100% participation in S&P 500 gains up to an 18% maximum upside return. They also provide a 10% downside buffer: if the index finishes between 0% and -10%, investors earn a positive return equal to the index’s loss. Below -10%, principal is reduced beyond the buffer.
The initial estimated value is $967.63 per $1,000, lower than the public offering price, and values in any secondary market may be lower. The notes mature on February 1, 2028, are unsecured obligations exposed to Royal Bank of Canada’s credit risk, are not insured deposits, and have complex, uncertain U.S. tax treatment described as prepaid financial contracts.
Royal Bank of Canada is offering $5,000,000 of Fixed to Floating Rate Callable Notes, due January 30, 2046, in $1,000 denominations. The notes pay a fixed 8.00% per annum until January 30, 2027, then a floating rate equal to 8.00% multiplied by the proportion of days that daily SOFR stays between 0.00% and 5.00%. Interest is paid quarterly, and the bank may redeem the notes in whole on January 30, 2027 and on each quarterly interest date thereafter at par plus accrued interest. The notes are senior unsecured obligations of Royal Bank of Canada, are not listed on any exchange, and carry liquidity, interest-rate and SOFR benchmark risks. The price to the public is $1,000 per note, while the initial estimated value is $959.30, reflecting embedded fees and hedging costs.
Royal Bank of Canada is issuing $2,473,000 of Redeemable Fixed Rate Notes due January 30, 2031. The Notes pay fixed interest of 4.30% per annum, with semiannual payments each January 30 and July 30, starting July 30, 2026.
The Notes are issued at 100% of principal to the public, with underwriting discounts of 0.58%, resulting in proceeds to Royal Bank of Canada of $2,458,656.60. The Notes are callable at the bank’s option, in whole but not in part, on the January 30, 2028 interest date and on each subsequent interest payment date, with 10 business days’ notice.
The Notes are senior bail-inable obligations of Royal Bank of Canada, meaning they may be converted into common shares or written down under Canadian bail-in powers in a resolution scenario. They are not insured by Canadian or U.S. deposit insurance agencies, and investors bear both interest rate and issuer credit risk.
Royal Bank of Canada is issuing $161,000 of Auto-Callable Enhanced Return Barrier Notes linked to the Russell 2000® Index, due January 30, 2031. The notes are priced at 100% of principal, with underwriting discounts of 3.50% and proceeds to the bank of 96.50%.
The notes may be automatically called in February 2027 for $1,100 per $1,000 if the index is at or above its initial level. If held to maturity and not called, investors receive enhanced upside with a 115% participation rate if the index rises, full principal back if the index stays at or above 75% of the initial level, and one-for-one downside if it finishes below that barrier.
The initial estimated value is $961.64 per $1,000, below the public offering price, and investors face both market risk on the Russell 2000® and Royal Bank of Canada credit risk. The notes are not insured by Canadian or U.S. deposit insurance agencies and are not bail-inable.
Royal Bank of Canada is issuing $710,000 of Auto-Callable Enhanced Return Dual Directional Barrier Notes linked to the worst performer of APA Corporation and Schlumberger common stock, maturing in February 2029. The notes are senior unsecured debt and carry RBC’s credit risk.
The notes may be automatically called in February 2027 if both stocks are at or above their initial levels, paying $1,330 per $1,000 (a 33% return) and then terminating. If not called, at maturity investors get enhanced upside: 150% of the worst stock’s gain, or a positive return equal to the absolute value of its loss, up to a 40% move, if it stays at or above a 60% barrier level.
If the worst-performing stock finishes below its barrier, repayment is reduced one-for-one with its decline, and investors can lose most or all principal. Notes are sold at par with a 2.50% underwriting discount; the initial estimated value is $962.42 per $1,000. U.S. tax counsel views them as prepaid financial contracts, but notes that tax treatment is uncertain.