Welcome to our dedicated page for Royal Bank of Canada SEC filings (Ticker: RBMCF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Royal Bank of Canada is offering senior unsecured, zero-coupon notes linked to the MSCI EAFE Index, with a scheduled maturity on January 21, 2028. Each note has a $1,000 principal amount, with $5,115,000 in aggregate, and is issued at 100% of principal with no underwriting discount.
The notes do not pay interest and are not listed on any exchange. If the final index level on the January 19, 2028 determination date is at least 87.50% of the initial level of 2,990.85, investors receive a fixed threshold settlement amount of $1,146 per $1,000 note, a maximum return of 14.6%. If the index finishes below the 87.50% threshold, repayment of principal is reduced on a leveraged basis, so losses increase about 1.1429% for every 1% the index falls below the threshold, down to a possible total loss.
The initial estimated value is $996.31 per $1,000, below the issue price, reflecting RBC’s funding and hedging costs. The notes carry RBC credit risk, may have limited or no secondary market, and are not insured by Canadian or U.S. deposit insurance agencies.
Royal Bank of Canada is issuing Auto-Callable Contingent Coupon Barrier Notes linked to the common stock of NVIDIA Corporation. The notes have a total offering size of $530,000 and minimum investments of $1,000. They pay a contingent coupon of $33.125 per $1,000 each quarter (13.25% per annum) only when NVIDIA’s closing value is at or above the coupon threshold of $109.88, which is 60% of the initial value of $183.14.
The notes are automatically called if, on any call observation date, NVIDIA’s value is at least the initial value, returning $1,000 plus any due coupon, with no further payments. If the notes are not called, investors receive full principal back at maturity only if the final NVIDIA value is at or above the 60% barrier. If the final value is below the barrier, repayment is reduced in line with the underlier return, and investors can lose most or all of their principal.
The initial estimated value is $974.86 per $1,000, below the public offering price, reflecting fees and hedging costs. The notes are unsecured obligations of Royal Bank of Canada, are not insured by CDIC or FDIC, and have complex U.S. tax treatment with potential withholding for non-U.S. holders.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes pay a contingent coupon of $25 per $1,000 (2.50% per quarter, 10.00% per year) on each coupon date only if every index is at or above 70% of its initial level on the prior observation date.
The notes are automatically called, returning $1,000 plus the coupon, if on a call observation date each index is at or above its initial level. If they are not called, principal is protected at maturity only if the worst-performing index stays at or above 60% of its initial level; otherwise, holders lose principal in line with the decline of that index. The initial estimated value is expected to be $935–$985 per $1,000, below the public offering price, reflecting fees, funding and hedging costs, and the notes carry complex U.S. tax and withholding considerations.
Royal Bank of Canada is offering bail-inable Redeemable Fixed Rate Notes that pay interest at 4.30% per annum, with semiannual payments each January 30 and July 30 starting July 30, 2026. The Notes are scheduled to mature on January 30, 2031, when investors will receive the principal plus the final interest payment if the Notes have not been redeemed earlier.
The Notes are callable at the bank’s option, in whole but not in part, on the January 30, 2028 interest payment date and on each interest payment date thereafter, with 10 business days’ notice. The minimum investment is $1,000 in denominations of $1,000. RBC Capital Markets, LLC will purchase the Notes at prices between $985.00 and $1,000.00 per $1,000 principal amount and may reallow up to $15.00 per $1,000 to selected dealers.
The Notes are subject to Canadian bail-in powers, meaning they can be converted into common shares of Royal Bank of Canada or its affiliates, or varied or extinguished, under the Canadian bail-in regime. They are unsecured obligations of the bank, not insured by Canadian or U.S. deposit insurance agencies, and their tax treatment is expected to be as debt instruments issued without original issue discount for U.S. federal income tax purposes.
Royal Bank of Canada is offering senior Redeemable Fixed Rate Notes due January 16, 2036, with a total offering size of $1,211,000. The notes pay fixed interest of 4.85% per year, with semiannual payments each January 16 and July 16, starting July 16, 2026.
The notes are callable at the bank’s option, in whole but not in part, on January 16, 2029 and on any interest payment date thereafter, at par plus the applicable interest payment. If not called, investors receive principal plus the final interest payment at maturity, subject to the bank’s credit risk.
The price to the public is 100% of principal, with underwriting discounts and commissions of 0.95%, resulting in proceeds to Royal Bank of Canada of 99.05%, or $1,199,495.50. RBC Capital Markets, LLC may sell to some investors at prices as low as $989 per $1,000. The notes are “bail-inable,” meaning they can be converted into common shares or written down under Canadian bail-in powers in a resolution scenario.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes are issued at 100% of principal, with proceeds to the bank of 99.25% after underwriting discounts.
If not called, investors may receive a quarterly contingent coupon of $23.375 per $1,000 in principal (9.35% per year) whenever each index closes at or above 70% of its initial level on the relevant observation date. The notes are automatically called if, on a call observation date, each index is at or above its initial level, returning $1,000 plus the coupon.
At maturity in July 2029, if the notes have not been called and the worst-performing index is at or above 60% of its initial level, investors receive full principal back (and any coupon otherwise due). If the worst-performing index is below 60%, repayment is reduced one-for-one with its loss, and investors may lose most or all of principal. The initial estimated value is expected to be between $929.00 and $979.00 per $1,000, below the public offering price.
Royal Bank of Canada is issuing $10,883,000 of Redeemable Fixed Rate Notes due January 16, 2031. The Notes pay a fixed interest rate of 4.30% per annum, with interest paid semiannually on January 16 and July 16, starting July 16, 2026.
The Notes are issued in minimum denominations of $1,000. The price to the public is 100.00% of principal, with underwriting discounts of 0.53%, resulting in proceeds to Royal Bank of Canada of 99.47% of the principal amount.
The Notes are callable at the issuer’s option, in whole but not in part, on the January 16, 2028 interest payment date and on each interest payment date thereafter, upon 10 business days’ notice. They are bail-inable under Canadian law, meaning they may be converted into common shares or written off under the Canadian bail-in regime in a resolution scenario.
Royal Bank of Canada is offering Redeemable Fixed Rate Notes due January 30, 2036 as part of its senior global medium-term note program. The Notes pay a fixed interest rate of 4.75% per annum, with interest paid semiannually on January 30 and July 30, beginning July 30, 2026.
The Notes are redeemable at the bank’s option, in whole but not in part, on the January 30, 2031 interest payment date and on each interest payment date thereafter, at which point investors receive principal plus the applicable interest payment and no further payments. All payments are subject to Royal Bank of Canada’s credit risk.
The Notes are designated as bail-inable under Canadian law, meaning they can be converted into common shares of the bank or its affiliates, or varied or extinguished, in a bail-in conversion. U.S. tax counsel opines that the Notes will be treated as debt instruments issued without original issue discount for U.S. federal income tax purposes. The minimum investment is $1,000, in denominations of $1,000.
Royal Bank of Canada is offering Dual Directional Buffer Digital Notes linked to the S&P 500 Index. The Notes pay at maturity based on index performance between the January 27, 2026 trade date and the March 1, 2027 valuation date.
Per $1,000, investors receive a 7% Digital Return ($1,070) if the final index level is at or above 93% of its initial value. If the index is below 93% but at or above 86%, investors earn a positive “dual directional” payoff equal to the absolute index move, up to a maximum 14% gain ($1,140). Below 86%, principal is reduced, with losses increasing as the index falls.
The Notes have a 14% downside buffer, but investors can lose a substantial portion of principal. The initial estimated value is expected to be between $940.48 and $990.48 per $1,000, less than the public offering price, reflecting dealer compensation and hedging costs. All payments depend on Royal Bank of Canada’s credit.
Royal Bank of Canada is issuing $1,000,000 of auto-callable contingent coupon barrier notes linked to the common stock of Blackstone Inc. The notes pay a contingent coupon of $30.625 per $1,000 (3.0625% per quarter, 12.25% per year) only if Blackstone’s share price is at or above a coupon threshold set at 70% of the initial value, or $110.33, on the relevant observation dates.
The notes can be automatically called quarterly starting July 2026 if Blackstone’s closing value is at least its initial value of $157.62, in which case holders receive $1,000 plus due and unpaid coupons and no further payments. If the notes are not called and the final share value is below the 70% barrier, investors receive approximately 6.34 Blackstone shares per $1,000 instead of principal, which can mean large losses. The initial estimated value is $981.33 per $1,000, below the public offering price, reflecting funding and hedging costs, and tax treatment is complex and uncertain.