Welcome to our dedicated page for Ready Capital SEC filings (Ticker: RC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Digging through Ready Capital’s blended REIT disclosures feels like sifting a 300-page mortgage file. Loan performance tables hide next to SBA guarantee footnotes, while Form 4 trades surface days before dividend announcements. If you have wondered whether Ready Capital insider trading Form 4 transactions signal confidence or what the latest CECL provision means for book value, you are not alone.
Stock Titan turns that complexity into clarity. Our AI parses every Ready Capital quarterly earnings report 10-Q filing, highlights segment-level net interest margins, and flags covenant breaches inside an 8-K material events explained card. Need executive pay details? The Ready Capital proxy statement executive compensation section is auto-tagged so you can compare bonus metrics in seconds. Curious about real-time moves? Receive immediate alerts for each Ready Capital Form 4 insider transactions real-time, including option exercises and open-market sales.
Here’s how professionals use the page:
- Scan an annual report 10-K simplified summary to gauge SBC vs. SBA exposure.
- Track dividend safety by pairing cash-flow notes with our earnings report filing analysis.
- Monitor executive stock transactions Form 4 before ex-dividend dates.
Every document—10-K, 10-Q, 8-K, Form 4, S-11, and ABS-EE—is updated from EDGAR in real time and paired with plain-English context. Whether you’re understanding Ready Capital SEC documents with AI for the first time or fine-tuning a credit model, the insights you need sit one click away, already summarized and searchable.
Ready Capital Corporation amended a prior report to disclose its chosen frequency for executive pay advisory votes. Following the shareholder advisory vote and the Board of Directors’ recommendation at the Annual Meeting held on June 25, 2025, the company determined it will hold Say‑on‑Pay votes every year until the next required advisory vote on frequency.
Ready Capital Corporation (RC) presents an amended annual report describing a diversified real estate finance platform focused on lower-to-middle-market (LMM) commercial real estate loans and government-guaranteed small business and USDA loans. The filing discloses that the Residential Mortgage Banking segment is classified as held for sale and presented as discontinued operations. As of June 30, 2024 the market value of RC common stock held by non-affiliates was $1,313.4 million, and 163,151,086 shares were outstanding as of February 28, 2025. Book value grew from $536 million at year-end 2017 to approximately $1.9 billion at December 31, 2024 (22% CAGR). Consolidated leverage was reported at 3.8x with recourse leverage of 1.3x (LMM 0.4x; Small Business Lending 0.1x). The filing details an expected merger with UDF IV where UDF IV shareholders would receive ~12.8 million RC shares (implied value ~$94 million or $3.07 per UDF IV share) and ~0.416 contingent value rights per UDF IV share, with closing targeted in H1 2025.
Amendment No. 1 to Schedule 13D reports that Howard Amster and affiliated entities are the beneficial owners of 11,615,200 shares of Ready Capital Corp common stock, representing 7.1% of the outstanding shares based on a 164,327,272-share denominator. The filing amends an initial Schedule 13D and discloses numerous open-market purchases between July 29, 2025 and August 27, 2025, including large blocks such as 690,000 and 684,000 shares, with purchase prices shown in the filing in the ~$4.18–$4.44 range. The cover pages allocate sole and shared voting and dispositive power across Mr. Amster and multiple trusts, partnerships and entities, and state that, other than the reporting persons, no one else is known to have rights to dividends or sale proceeds from these shares.
Ready Capital Corporation (RC) reported mixed results for the quarter ended June 30, 2025, showing strong portfolio growth but a quarterly loss driven by lower interest income and valuation charges. Total assets were $9.31 billion, down from $10.14 billion at year-end, while net loans increased to $5.07 billion from $3.38 billion, and loans held for sale rose to $632.8 million from $241.6 million, reflecting active origination and acquisitions.
For the three months, interest income fell to $152.7 million (from $234.1 million), and net interest income after (provision for) recovery of loan losses was $8.3 million versus $69.8 million a year earlier. The company reported a net loss attributable to Ready Capital of $57.5 million for the quarter, though six-month results showed net income of $28.3 million. Key items included a $88.1 million bargain purchase gain from the UDF IV acquisition and significant valuation allowances on loans held for sale totaling $139.5 million year-to-date. Dividends declared per common share were reduced to $0.125 for the quarter (vs. $0.30 prior year quarter).
Howard Amster and 22 affiliated entities filed a Schedule 13D reporting ownership of 8,976,200 Ready Capital (RC) shares, equal to 5.3 % of the 170.5 M shares outstanding as of 8 May 2025. Amster holds 2.31 M shares directly, while the balance is spread across partnerships, trusts, foundations and corporations where he has sole or shared voting/dispositive power.
The group invested roughly $53.6 million to establish the position and disclosed recent open-market purchases: 63.9 K shares on 24-25 Jun 2025 at $4.48-4.50 and 542.6 K shares on 29 Jul 2025 at $4.36-4.48. Purchases were financed with personal funds/working capital and may be margined through RBC Capital Markets and Interactive Brokers.
Intent: investment purposes. While no specific plans are announced, the filing leaves open further buying, selling, hedging or engagement with RC’s board, including possible proposals on strategy, capital structure or governance.
No criminal or civil proceedings involve the filers, and no contracts other than a joint-filing agreement exist.
FAQ
What is the current stock price of Ready Capital (RC)?
What is the market cap of Ready Capital (RC)?
