Welcome to our dedicated page for Ready Capital SEC filings (Ticker: RC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Digging through Ready Capital’s blended REIT disclosures feels like sifting a 300-page mortgage file. Loan performance tables hide next to SBA guarantee footnotes, while Form 4 trades surface days before dividend announcements. If you have wondered whether Ready Capital insider trading Form 4 transactions signal confidence or what the latest CECL provision means for book value, you are not alone.
Stock Titan turns that complexity into clarity. Our AI parses every Ready Capital quarterly earnings report 10-Q filing, highlights segment-level net interest margins, and flags covenant breaches inside an 8-K material events explained card. Need executive pay details? The Ready Capital proxy statement executive compensation section is auto-tagged so you can compare bonus metrics in seconds. Curious about real-time moves? Receive immediate alerts for each Ready Capital Form 4 insider transactions real-time, including option exercises and open-market sales.
Here’s how professionals use the page:
- Scan an annual report 10-K simplified summary to gauge SBC vs. SBA exposure.
- Track dividend safety by pairing cash-flow notes with our earnings report filing analysis.
- Monitor executive stock transactions Form 4 before ex-dividend dates.
Every document—10-K, 10-Q, 8-K, Form 4, S-11, and ABS-EE—is updated from EDGAR in real time and paired with plain-English context. Whether you’re understanding Ready Capital SEC documents with AI for the first time or fine-tuning a credit model, the insights you need sit one click away, already summarized and searchable.
Ready Capital Corporation (RC) reported mixed results for the quarter ended June 30, 2025, showing strong portfolio growth but a quarterly loss driven by lower interest income and valuation charges. Total assets were $9.31 billion, down from $10.14 billion at year-end, while net loans increased to $5.07 billion from $3.38 billion, and loans held for sale rose to $632.8 million from $241.6 million, reflecting active origination and acquisitions.
For the three months, interest income fell to $152.7 million (from $234.1 million), and net interest income after (provision for) recovery of loan losses was $8.3 million versus $69.8 million a year earlier. The company reported a net loss attributable to Ready Capital of $57.5 million for the quarter, though six-month results showed net income of $28.3 million. Key items included a $88.1 million bargain purchase gain from the UDF IV acquisition and significant valuation allowances on loans held for sale totaling $139.5 million year-to-date. Dividends declared per common share were reduced to $0.125 for the quarter (vs. $0.30 prior year quarter).
Howard Amster and 22 affiliated entities filed a Schedule 13D reporting ownership of 8,976,200 Ready Capital (RC) shares, equal to 5.3 % of the 170.5 M shares outstanding as of 8 May 2025. Amster holds 2.31 M shares directly, while the balance is spread across partnerships, trusts, foundations and corporations where he has sole or shared voting/dispositive power.
The group invested roughly $53.6 million to establish the position and disclosed recent open-market purchases: 63.9 K shares on 24-25 Jun 2025 at $4.48-4.50 and 542.6 K shares on 29 Jul 2025 at $4.36-4.48. Purchases were financed with personal funds/working capital and may be margined through RBC Capital Markets and Interactive Brokers.
Intent: investment purposes. While no specific plans are announced, the filing leaves open further buying, selling, hedging or engagement with RC’s board, including possible proposals on strategy, capital structure or governance.
No criminal or civil proceedings involve the filers, and no contracts other than a joint-filing agreement exist.
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