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Roadzen, Inc. 10-K Filings

RDZN NASDAQ

Every 10-K that Roadzen, Inc. (RDZN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-K covers the audited annual report, with the full financial statements, so if you follow RDZN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RDZN filings page.

Rhea-AI Summary

Roadzen Inc., a British Virgin Islands-based insurtech, reported revenue of approximately $55.0 million for the year ended March 31, 2026, up from $44.3 million a year earlier, driven by its AI-powered auto insurance technology and brokerage operations.

The company remains unprofitable, with net losses of $23.6 million in 2026 and $72.9 million in 2025, leading to an accumulated deficit of $248.6 million. Its business is split between Insurance as a Service platform fees, contributing about 49.6% of 2026 revenue, and brokerage commissions and fees, contributing about 50.4%.

Roadzen operates globally across India, the U.S., U.K., Europe and China, serving 61 insurers, 91 automotive clients and roughly 4,200 agents and fleets. The business is concentrated, with three customers representing about 13.0%, 10.0% and 8.0% of 2026 revenue and the top 10 customers providing about 56.0%. As of June 26, 2026, it had 84,562,603 ordinary shares outstanding and a public float valued at about $42.8 million as of September 30, 2025.

Rhea-AI Summary

Roadzen Inc. (RDZN) filed an Amendment No. 1 to its Annual Report on Form 10-K to correct an administrative omission. The company is adding a consent from its independent registered public accounting firm and re-filing management certifications required under Sections 302 and 906 of the Sarbanes-Oxley Act. Other disclosures continue to describe conditions as of the original filing date and are not updated.

The filing also notes that the aggregate market value of Roadzen’s equity held by non‑affiliates was $50,896,581, based on a $1.19 share price on September 30, 2024, and that 74,290,986 ordinary shares were outstanding as of June 20, 2025.

Rhea-AI Summary

Roadzen (NASDAQ:RDZN) filed its Annual Report (10-K) for the fiscal year ended 31 Mar 2025 (FY 2024).

The filing outlines a multi-layered capital structure featuring warrants exercisable at $11.50, several convertible debenture series (N1-N4), senior secured notes, and convertible promissory notes. It discloses fair-value measurements for derivative warrant liabilities, forward contracts, and convertible debt across Level 1-3 inputs.

Operational disclosures include two primary revenue categories—Insurance Service and Commission & Distribution Service—plus customer concentration risks tied to Customers One, Two and Three. The report references intangible assets (internal-use software, IP, trademarks) and segment entities such as Global Insurance Management and Moonshot Internet SAS.

Investors should note extensive use of stock-based compensation, multiple warrant classes (public & private), and potential dilution from forward purchase agreements.