RenaissanceRe (NYSE: RNR) EVP details forfeited and withheld shares

Rhea-AI Filing Summary

RenaissanceRe Holdings EVP, General Counsel & Secretary Shannon Lowry Bender reported compensation-related share adjustments. On March 10, 2026, 483 common shares were forfeited back to the company when a March 1, 2023 performance-based restricted share award settled based on final performance results for the 2023–2025 period.

On the same date, 1,525 common shares were withheld at $297.22 per share to cover taxes due upon vesting of that performance-based award. After these non-market dispositions, Bender directly held 36,122 common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bender Shannon Lowry

(Last) (First) (Middle)

RENAISSANCE HOUSE

12 CROW LANE

(Street)

PEMBROKE D0 HM 19

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
RENAISSANCERE HOLDINGS LTD [ RNR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, General Counsel & Secty

3. Date of Earliest Transaction (Month/Day/Year)
03/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/10/2026		D		483(1)	D	$0	37,647	D
Common Stock	03/10/2026		F		1,525(2)	D	$297.22	36,122	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the forfeiture of a portion of performance-based restricted shares granted to the reporting person on March 1, 2023 pursuant to the issuer's First Amended and Restated 2016 Long Term Incentive Plan, as amended. The award vested following the expiration of the performance period on December 31, 2025, subject to satisfaction of service- and performance-based conditions. The amount initially awarded represented the maximum achievable number of shares. The number of shares that ultimately vested was a function of the issuer's average growth in book value per common share plus accumulated dividends and average underwriting expense ratio as compared to peers during the three-year performance period, as determined by the Corporate Governance and Human Capital Management Committee. Shares that were no longer eligible to vest following the release of peer results and the Committee's determination of performance were forfeited.

2. Shares withheld for payment of withholding taxes upon the vesting of performance-based restricted shares granted to the reporting person on March 1, 2023.

Remarks:

	/s/ Molly E. Gardner, Attorney-in-Fact	03/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did RenaissanceRe (RNR) report for Shannon Lowry Bender?

RenaissanceRe reported that EVP, General Counsel & Secretary Shannon Lowry Bender forfeited 483 common shares and had 1,525 shares withheld for taxes. Both actions were tied to the vesting of a performance-based restricted share award granted on March 1, 2023.

Were the RenaissanceRe (RNR) transactions open-market sales or routine equity adjustments?

The transactions were routine equity adjustments, not open-market sales. Shares were forfeited based on final performance results and withheld to pay taxes upon vesting of a performance-based restricted share award under RenaissanceRe’s long-term incentive plan.

How many RenaissanceRe (RNR) shares did Shannon Lowry Bender forfeit and at what context?

Shannon Lowry Bender forfeited 483 common shares. These shares were part of a March 1, 2023 performance-based restricted share grant where the initial award represented a maximum; shares that did not qualify to vest after performance review were forfeited.

What tax-related share withholding occurred in the RenaissanceRe (RNR) Form 4 filing?

The filing shows 1,525 RenaissanceRe common shares withheld at $297.22 per share to satisfy withholding taxes. This withholding occurred when performance-based restricted shares granted on March 1, 2023 vested after the three-year performance period ended December 31, 2025.

How many RenaissanceRe (RNR) shares does Shannon Lowry Bender hold after these transactions?

Following the forfeiture and tax withholding transactions, Shannon Lowry Bender directly held 36,122 RenaissanceRe common shares. This figure reflects her remaining direct ownership after the compensation-related adjustments reported for March 10, 2026.

What performance conditions governed the forfeited RenaissanceRe (RNR) restricted shares?

The forfeited shares were tied to a three-year performance period ending December 31, 2025. Vesting depended on RenaissanceRe’s average growth in book value per common share plus accumulated dividends and average underwriting expense ratio versus peers, as determined by a board committee.