RenaissanceRe (NYSE: RNR) EVP granted stock awards and withholds shares for taxes

Rhea-AI Filing Summary

RenaissanceRe Holdings Ltd executive Shannon Lowry Bender reported new stock awards and related tax share withholdings. On March 1, 2026, she acquired 1,785 restricted common shares and 5,356 performance-based restricted common shares at $0 under the company’s 2016 Long Term Incentive Plan.

The time-based restricted shares vest in four equal annual installments beginning on March 1, 2027. The performance-based shares may vest after December 31, 2028, depending on service and metrics tied to book value growth, dividends, and underwriting expense ratio versus peers. To cover withholding taxes on prior awards, 204, 213, 218, and 263 shares were disposed of at $302.46 per share. After these transactions, she directly owned 38,130 common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bender Shannon Lowry

(Last) (First) (Middle)

RENAISSANCE HOUSE

12 CROW LANE

(Street)

PEMBROKE D0 HM 19

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
RENAISSANCERE HOLDINGS LTD [ RNR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, General Counsel & Secty

3. Date of Earliest Transaction (Month/Day/Year)
03/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/01/2026		A(1)		1,785	A	$0	33,672	D
Common Stock	03/01/2026		A(2)		5,356	A	$0	39,028	D
Common Stock	03/01/2026		F(3)		204	D	$302.46	38,824	D
Common Stock	03/01/2026		F(4)		213	D	$302.46	38,611	D
Common Stock	03/01/2026		F(5)		218	D	$302.46	38,393	D
Common Stock	03/01/2026		F(6)		263	D	$302.46	38,130	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of restricted shares of the issuer pursuant to the RenaissanceRe Holdings Ltd. First Amended and Restated 2016 Long Term Incentive Plan, as amended (the "2016 Plan"). These shares will vest in four equal annual installments beginning on March 1, 2027.

2. Grant of performance-based restricted common shares of the Issuer pursuant to the 2016 Plan. These shares will vest following the expiration of the service period on December 31, 2028, subject to the satisfaction of service- and performance-based vesting conditions. The amount awarded represents the maximum potential achievable number of shares. The number of shares that ultimately vests is a function of the issuer's average growth in book value per common share plus accumulated dividends and average underwriting expense ratio as compared to peers during the three-year performance period, and is subject to the reporting person's continued employment through the expiration of the service period.

3. Shares withheld for payment of withholding taxes upon the vesting of restricted shares granted to the reporting person on March 1, 2022.

4. Shares withheld for payment of withholding taxes upon the vesting of restricted shares granted to the reporting person on March 1, 2023.

5. Shares withheld for payment of withholding taxes upon the vesting of restricted shares granted to the reporting person on March 1, 2024.

6. Shares withheld for payment of withholding taxes upon the vesting of restricted shares granted to the reporting person on March 1, 2025.

Remarks:

Exhibit List: Exhibit 24 - Power of Attorney

	/s/ Molly E. Gardner, Attorney-in-Fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did RNR executive Shannon Lowry Bender report on this Form 4?

She reported receiving new stock awards and tax-related share withholdings. On March 1, 2026, she acquired 1,785 time-based restricted shares and 5,356 performance-based restricted shares, and had several hundred shares withheld to pay taxes on earlier grants that vested.

How many RenaissanceRe (RNR) shares does Shannon Lowry Bender own after these Form 4 transactions?

After the reported transactions, she directly owns 38,130 common shares. This figure reflects both the new restricted and performance-based awards and the shares withheld to satisfy tax obligations tied to prior restricted share vesting events.

What are the vesting terms of the new restricted stock granted to RNR’s Shannon Lowry Bender?

The 1,785 restricted shares vest in four equal annual installments starting March 1, 2027. The 5,356 performance-based restricted shares may vest after December 31, 2028, subject to service and performance hurdles related to book value growth, dividends, and underwriting expense ratio.

Why were some RNR shares disposed of in Shannon Lowry Bender’s Form 4 filing?

The dispositions reflect shares withheld to cover tax liabilities when older restricted stock grants vested. Specifically, shares tied to awards granted in 2022, 2023, 2024, and 2025 were withheld at $302.46 per share to satisfy withholding tax obligations, not open-market sales.

Which incentive plan governs the stock awards disclosed for RenaissanceRe (RNR) executive Shannon Lowry Bender?

The awards were granted under the RenaissanceRe Holdings Ltd. First Amended and Restated 2016 Long Term Incentive Plan. Both time-based restricted shares and performance-based restricted common shares are issued pursuant to this plan, with defined service and performance conditions for vesting.