STOCK TITAN

Gibraltar Industries (ROCK) CFO awarded RSUs tied to pay deferral

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Lovechio Joseph A reported acquisition or exercise transactions in this Form 4 filing.

Gibraltar Industries VP and CFO Joseph A. Lovechio received a grant of 284.72 restricted stock units on the company’s 2018 Management Stock Purchase Plan as a matching award for deferring portions of salary and cash incentive pay. Following this grant, he holds 2,063.06 restricted stock units and 12,390 shares of common stock directly.

The footnotes explain these restricted stock units are forfeited if his officer service ends before the fifth anniversary of his vesting start date. If service continues beyond that date, the units are settled solely in cash, paid in one lump sum or over five or ten annual installments based on the stock’s fair market value after his officer service ends.

Positive

  • None.

Negative

  • None.
Insider Lovechio Joseph A
Role VP and CFO
Type Security Shares Price Value
Grant/Award Restricted Stock Unit (2018 MSPP Match) 284.72 $0.00 --
holding Common Stock -- -- --
Holdings After Transaction: Restricted Stock Unit (2018 MSPP Match) — 2,063.06 shares (Direct); Common Stock — 12,390 shares (Direct)
Footnotes (1)
  1. Represents matching restricted stock units allocated to the Reporting Person with respect to the Reporting Person's deferral of a portion of their annual base salary and annual cash incentive compensation pursuant to the Company's 2018 Management Stock Purchase Plan. Restricted stock units are forfeited if Reporting Person's service as an officer of the Company is terminated prior to the fifth (5th) anniversary of the Reporting Person's vesting commencement date. If service as an officer continues beyond the fifth (5th) anniversary of the Reporting Person's vesting commencement date, restricted stock units are payable solely in cash in one lump sum payment or in five (5) or ten (10) consecutive, substantially equal annual installments, whichever distribution form is elected by the Reporting Person, beginning six (6) months following termination of service. Each restricted stock unit is converted to cash in an amount equal to the fair market value of one share of the Company's common stock, as defined in the Company's 2018 Management Stock Purchase Plan, on the date of termination of the Reporting Person's service as an officer of the Company. Represents matching restricted stock units allocated to the Reporting Person with respect to the Reporting Person's deferral of a portion of their annual base salary pursuant to the Company's 2018 Management Stock Purchase Plan.
RSU grant 284.72 restricted stock units Matching award under 2018 Management Stock Purchase Plan
Total RSUs after grant 2,063.06 restricted stock units Held by VP and CFO after the reported award
Common stock holdings 12,390 shares Direct Gibraltar Industries common stock owned after transaction
Forfeiture period 5 years Service as officer must continue beyond fifth vesting anniversary
Installment options 5 or 10 years Optional equal annual cash installments after service ends
Payout delay 6 months Cash payments begin six months after termination of officer service
Restricted Stock Unit financial
"Represents matching restricted stock units allocated to the Reporting Person"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
2018 Management Stock Purchase Plan financial
"pursuant to the Company's 2018 Management Stock Purchase Plan"
deferral of a portion of their annual base salary financial
"with respect to the Reporting Person's deferral of a portion of their annual base salary"
annual cash incentive compensation financial
"deferral of a portion of their annual base salary and annual cash incentive compensation"
fair market value financial
"equal to the fair market value of one share of the Company's common stock"
The price a willing buyer and a willing seller would agree on for an asset or security when neither is under pressure and both have access to the same information. Think of it as the market’s neutral estimate of what something is worth, like the price two neighbors would settle on for a car after comparing similar listings. Investors care because fair market value guides buying and selling decisions, tax reporting, portfolio valuation, and how accurately company assets are reflected in financial statements.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Lovechio Joseph A

(Last)(First)(Middle)
3556 LAKE SHORE ROAD
P.O. BOX 2028

(Street)
BUFFALO NEW YORK 14219-0228

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
GIBRALTAR INDUSTRIES, INC. [ ROCK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
VP and CFO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock12,390D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit (2018 MSPP Match)(1)(2)03/31/2026A284.72(3) (2) (2)Common Stock284.72$02,063.06D
Explanation of Responses:
1. Represents matching restricted stock units allocated to the Reporting Person with respect to the Reporting Person's deferral of a portion of their annual base salary and annual cash incentive compensation pursuant to the Company's 2018 Management Stock Purchase Plan.
2. Restricted stock units are forfeited if Reporting Person's service as an officer of the Company is terminated prior to the fifth (5th) anniversary of the Reporting Person's vesting commencement date. If service as an officer continues beyond the fifth (5th) anniversary of the Reporting Person's vesting commencement date, restricted stock units are payable solely in cash in one lump sum payment or in five (5) or ten (10) consecutive, substantially equal annual installments, whichever distribution form is elected by the Reporting Person, beginning six (6) months following termination of service. Each restricted stock unit is converted to cash in an amount equal to the fair market value of one share of the Company's common stock, as defined in the Company's 2018 Management Stock Purchase Plan, on the date of termination of the Reporting Person's service as an officer of the Company.
3. Represents matching restricted stock units allocated to the Reporting Person with respect to the Reporting Person's deferral of a portion of their annual base salary pursuant to the Company's 2018 Management Stock Purchase Plan.
/s/ Jeffrey J. Watorek, Attorney-in-Fact for Joseph A. Lovechio04/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did ROCK VP and CFO Joseph Lovechio report in this Form 4?

He reported receiving 284.72 restricted stock units as a matching award under Gibraltar Industries’ 2018 Management Stock Purchase Plan, tied to his deferral of salary and cash incentive compensation, plus updated totals for his restricted stock units and common shares.

How many restricted stock units does ROCK CFO Joseph Lovechio now hold?

After the new matching award, he holds 2,063.06 restricted stock units linked to Gibraltar Industries stock. These units reflect compensation deferrals and remain subject to service-based forfeiture and later cash settlement rules described in the 2018 Management Stock Purchase Plan.

How many Gibraltar Industries (ROCK) common shares does the CFO own directly?

The filing shows Joseph Lovechio directly holds 12,390 shares of common stock. This holding entry reflects his post-transaction direct ownership position and is separate from the restricted stock units that will ultimately be settled in cash, not additional common shares.

What are the forfeiture conditions on ROCK CFO Lovechio’s restricted stock units?

The restricted stock units are forfeited if his service as an officer ends before the fifth anniversary of his vesting start date. This creates a multi-year retention requirement aligned with the company’s 2018 Management Stock Purchase Plan provisions for senior officers.

How will Joseph Lovechio’s Gibraltar RSUs be paid out if they vest fully?

If he remains an officer beyond the fifth anniversary, the restricted stock units are paid solely in cash, either in one lump sum or in five or ten equal annual installments, starting six months after his officer service terminates, based on the stock’s fair market value then.

Are ROCK CFO Lovechio’s restricted stock units settled in stock or cash?

The plan specifies the restricted stock units are payable solely in cash once service requirements are met and his officer role ends. Each unit converts into a cash amount equal to the fair market value of one Gibraltar Industries common share on the termination date.