Welcome to our dedicated page for Ryan Specialty Hldgs SEC filings (Ticker: RYAN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Ryan Specialty Holdings reported stronger Q3 results for the quarter ended September 30, 2025. Total revenue rose to $ 754,577 from $ 604,694, driven by higher net commissions and fees of $ 739,552. Operating income increased to $ 110,791 as the company scaled despite higher compensation and benefits and general and administrative expenses. Net income attributable to Ryan Specialty Holdings, Inc. improved to $ 31,085, and diluted EPS was $ 0.20 versus $ 0.09 a year ago.
For the first nine months, revenue reached $ 2,299,913, with operating income of $ 402,078. Net income attributable to the company was $ 55,419 and diluted EPS was $ 0.41. Cash flows from operating activities were $ 380,421, while investing cash flows reflected business combinations of $ ( 636,925 ). The balance sheet showed cash and cash equivalents of $ 153,485, long-term debt of $ 3,349,380, and total stockholders’ equity of $ 1,231,871. Shares outstanding were 263,810,660 as of October 27, 2025, including 128,776,025 Class A and 135,034,635 Class B.
Ryan Specialty Holdings announced two items. The company furnished a press release with results for the third quarter ended September 30, 2025, as Exhibit 99.1. Separately, the board declared a regular quarterly dividend of $0.12 per share on Class A common stock, payable on November 25, 2025 to stockholders of record at the close of business on November 11, 2025.
The results press release was furnished under Item 2.02 and is not deemed filed, and the dividend reflects the board’s ongoing payout on the Class A shares.
Ryan Specialty Holdings reported that Michael G. Bungert was appointed to the board by unanimous written consent on September 3, 2025 and began functioning as a director on September 12, 2025. The Form 3 discloses that the reporting person does not beneficially own any securities of the issuer. The filing includes a power of attorney exhibit and was signed by an attorney-in-fact on September 18, 2025.
Insider purchase reported: The Form 4 shows that Patrick G. Ryan, Executive Chairman, Director and 10% owner of Ryan Specialty Holdings, Inc. (RYAN), acquired 276,634 shares of Class A common stock on 09/12/2025 at a weighted-average price of $51.8384 per share. The filing states these purchases were executed in multiple transactions priced between $51.39 and $52.12 and were conducted in accordance with Rule 10b-18 market purchase conditions.
Post-transaction holdings: After the reported purchases, the filing reports 13,699,959 shares beneficially owned indirectly by the reporting person through living trusts and 55,475 shares beneficially owned indirectly in trusts and entities for a family member. The purchases were made 50% in each of two named living trusts, with the reporting person and spouse as co-trustees.
Ryan Specialty Holdings director Ryan Patrick G Jr reported modest incremental purchases of Class A common stock and dividend reinvestment activity that together increased his reported beneficial ownership by 100 shares to 256,194.053 shares. The filing shows earlier dividend reinvestment acquisitions on 03/18/2025, 05/27/2025, and 08/26/2025 that were attributed to the reporting person’s spouse and originally qualified for deferred reporting under Rule 16a-6. The most recent open-market purchase recorded is 100 shares at $55.54 on 09/02/2025. The filing discloses direct ownership and indicates these transactions were reported by one reporting person.
Ryan Specialty Holdings director Ryan Patrick G Jr reported small incremental purchases of Class A common stock during 2024 through dividend reinvestment, increasing his beneficial holdings to 256,080.503 shares by year-end. Transactions listed show four reinvestment acquisitions at prices ranging from $54.61 to $74.70, with share increments of 12.972, 4.311, 3.677, and 3.543. The filer notes some shares were acquired by the reporting person’s spouse under pre-existing brokerage dividend reinvestment elections.
RYAN Q2-25 (10-Q) highlights:
- Total revenue rose 23% YoY to $855.2 M, driven by Wholesale Brokerage +7%, Binding Authority +17% and an 73% surge in Underwriting Management.
- Operating income grew 16% to $191.1 M; operating margin slipped 120 bp to 22.3% as compensation and amortization outpaced top-line growth.
- Net income attributable to RYAN increased 11% to $52.0 M; diluted EPS up to $0.38 (vs $0.37).
- Six-month view: revenue +24% to $1.55 B, but EPS fell 63% to $0.18 on sharply higher amortization (+130%) and interest expense (+86%).
- Interest expense climbed to $58.3 M in the quarter, reflecting higher borrowings; long-term debt now $3.41 B (+6% YTD).
- Cash & equivalents fell to $172.6 M (-68% YTD) after $565 M cash spent on three acquisitions: Velocity Risk Underwriters, USQRisk Holdings and 360° Underwriting. Goodwill rose to $3.09 B.
- Operating cash flow improved 37% to $210.8 M; however free cash flow was negative due to acquisition spend.
- Shares outstanding: 128.0 M Class A, 135.7 M Class B as of 7/28/25.
Key takeaways: Strong organic and acquisitive growth continues, but leverage, amortization charges and TRA obligations are weighing on net earnings and liquidity.
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