Here are the 10-K annual reports from Reinsurance Group of America, Incorporated 5.75% Fixed-To-Floating Rate Subordinated Debentures due 2056 (RZB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow RZB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RZB filings page.
Reinsurance Group of America, Incorporated (RGA) is a leading global life and health reinsurer with operations across the U.S. and Latin America, Canada, Europe, the Middle East, Africa, Asia and Australia. It operates through geographic segments plus a Corporate and Other segment.
RGA offers traditional reinsurance (life, health, disability, long-term care, critical illness) and financial solutions including asset‑intensive and longevity reinsurance, pension risk transfer, stable value products, capital solutions and a funding agreement backed note program. As a holding company, it relies on subsidiary dividends, capital markets and investment income for liquidity.
The group is heavily regulated worldwide, subject to U.S. state insurance laws, NAIC capital and reserving regimes, international solvency standards, privacy and cybersecurity rules, and emerging ESG and bias‑related regulations. Key operating subsidiaries maintain capital above minimum requirements and carry strong financial strength ratings from A.M. Best, Moody’s and S&P.