Welcome to our dedicated page for Safety Ins Group SEC filings (Ticker: SAFT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Safety Insurance Group, Inc. (NASDAQ: SAFT) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a direct property and casualty insurance carrier. Safety Insurance Group files annual reports on Form 10-K, quarterly updates, and current reports on Form 8-K that describe its financial condition, results of operations, and material events.
In its filings and related press releases, the company reports net earned premiums, direct and net written premiums, losses and loss adjustment expenses, underwriting and operating expenses, and calculates loss, expense, and combined ratios for its property and casualty insurance operations in Massachusetts, New Hampshire, and Maine. These documents also detail net investment income, earnings from partnership investments, realized gains on investments, and changes in net unrealized gains on equity securities.
Safety Insurance Group’s SEC reports include information on shareholders’ equity, book value per share, retained earnings, and debt, as well as disclosures about its use of non-GAAP operating income and non-GAAP operating income per diluted share. Current reports on Form 8-K, for example, have been used to furnish earnings press releases under Item 2.02 (Results of Operations and Financial Condition).
On Stock Titan, these filings are supplemented with AI-powered summaries that highlight key items such as trends in premiums, loss ratios, investment yields, and capital actions like dividends or share repurchase authorizations. Users can quickly scan complex 10-K and 10-Q disclosures, then drill into the full SEC documents for deeper analysis, while also reviewing Form 8-K items that announce quarterly results and other significant updates.
Safety Insurance Group (SAFT) reported Q3 2025 results, delivering total revenue of $326.6 million and net income of $28.3 million, or diluted EPS of $1.91. Net earned premiums were $291.0 million and net investment income was $15.5 million, reflecting higher interest income.
For the nine months ended September 30, 2025, revenue reached $944.4 million and net income was $79.1 million, or diluted EPS of $5.33. Operating cash flow was strong at $120.9 million. Losses and loss adjustment expenses were $589.5 million year‑to‑date, including a $33.2 million favorable development from prior years. Shareholders’ equity rose to $899.6 million, aided by other comprehensive income as fixed‑income valuations improved.
The company paid a cash dividend of $0.92 per share in Q3 and had long‑term debt of $30.0 million after borrowing under its Citizens Bank credit facility. Investments totaled $1.65 billion at fair value, with fixed maturities of $1.26 billion and equity securities of $243.3 million as of September 30, 2025.
Safety Insurance Group, Inc. filed a current report to note that, in a press release dated November 3, 2025, it announced its third quarter 2025 results. The press release is provided as Exhibit 99.1 to the report, giving investors access to the company’s Q3 2025 performance update.
Glenn R. Hiltpold, Vice President of Actuarial Services at Safety Insurance Group Inc. (SAFT), reported a personal purchase of 55 shares of the company's common stock on 09/18/2025 at a price of $71.735 per share. After the transaction he beneficially owns 13,108 shares directly. The filing is a standard Section 16 disclosure reporting an insider buy; no derivatives or other transactions are reported.
Dennis J. Langwell, a director of Safety Insurance Group Inc. (SAFT), reported a purchase of 2,000 shares of the company's common stock on 09/05/2025 at a price of $72.39 per share. Following the transaction, he beneficially owns 8,000 shares directly. The filing is a standard Section 16 Form 4 disclosure showing an insider purchase and the updated direct ownership position.
Dennis J. Langwell, a director of Safety Insurance Group, Inc. (SAFT), reported a transaction in the issuer's common stock dated 08/11/2025. The Form 4 shows a purchase (transaction code P) of 2,000 shares at a price of $71.49 per share, and reports total beneficial ownership of 6,000 shares held directly following the transaction. The filing is signed by the reporting person.
Safety Insurance Group (SAFT) delivered a robust Q2-25. Net earned premiums rose 14.2% YoY to $282.1 m, lifting total revenue 17.3% to $316.3 m. Losses and LAE grew 12.4%, but expense discipline allowed net income to spike 74% to $28.9 m; diluted EPS reached $1.95 versus $1.13.
Year-to-date revenue is up 14.8% to $617.8 m with net income of $50.8 m (+38.5%), driving diluted EPS to $3.43. Operating cash flow swung to a $35.5 m inflow from $4.5 m, reflecting stronger underwriting profitability.
Balance-sheet strength: assets increased to $2.36 b and shareholders’ equity to $873.3 m (+5.4% YTD). Unrealized losses on the AFS bond portfolio narrowed to $50.3 m, improving AOCI by $18.2 m. Invested assets total $1.58 b, 75% in fixed income. The company refinanced $30 m of short-term borrowings into long-term debt, keeping leverage modest at ~7% of capital.
The board kept the quarterly dividend at $0.90 (approx. 3.9% yield) and no repurchases were reported. Management cites minimal credit concerns; allowance for bond credit losses stands at $1.5 m. Overall, the filing signals improving underwriting margins, healthy liquidity and disciplined capital management.
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