Welcome to our dedicated page for Banco Santander, S.A. SEC filings (Ticker: SAN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Banco Santander S.A. filings document foreign-issuer disclosures for a global banking group and its ADR program. Form 6-K reports include interim consolidated financial statements, operating results, shareholder remuneration, segment information, financial assets and liabilities, provisions, equity, related-party matters, off-balance-sheet exposures, and director and senior manager remuneration.
The filing record also covers material-event disclosures, share buyback transactions, capital-structure matters, registration-statement updates, securities-law exemption documents, and completed acquisition disclosures. These filings provide formal records of governance, capital actions, financial reporting, and corporate transactions affecting Banco Santander and its banking group.
Banco Santander, S.A. provides an update on its share buyback programme of own shares. Between 16 and 22 July 2026 it repurchased a total of 13,000,000 ordinary shares on Spanish and European trading venues, including purchases on XMAD and CEUX at specified weighted average prices.
As of 22 July 2026, the cash amount invested in the buyback reached €4,053,401,441, representing approximately 80.6% of the programme’s maximum investment amount. Cumulatively, the bank has repurchased approximately 17.5% of its outstanding shares as of 2021 under this programme.
Banco Santander, S.A. reported record H1 2026 attributable profit of €8.97bn, up 31%, with underlying profit €7.33bn, up 15% year-on-year. Q2 underlying profit was €3.8bn, up 17%.
Total revenue grew to €30.85bn (+6%), driven by net interest income of €22.71bn (+7%) and net fee income of €6.85bn (+9%). Costs were broadly flat, falling 5% in real terms, improving the efficiency ratio to 42.8%, down 2.9 percentage points.
Credit quality remained stable, with cost of risk at 1.15%; excluding Argentina it improved to 1.07%. Loans reached €655bn (+9%) and deposits €687bn (+13%). The fully loaded CET1 capital ratio rose to 14.0%, about 1 percentage point higher, supported by organic generation and portfolio actions.
Underlying return on tangible equity increased to 15.6%, while tangible net asset value per share plus cash dividends per share rose 19%. The group has executed or approved roughly €9bn of share buybacks toward its at least €10bn 2025–2026 target and states it is on track to meet 2026 financial objectives.
Banco Santander reported record H1 2026 profit attributable to the parent of EUR 8,973 million, up 31% year-on-year, driven by solid revenue growth and a EUR 1,895 million capital gain from the Poland disposal, while TSB’s May consolidation began contributing to results.
Underlying profit reached EUR 7,328 million (+15%), with underlying RoTE of 15.6% and RoTE of 17.4%. Net interest income was EUR 22,711 million (+7%) and net fee income EUR 6,851 million (+8%), lifting total income to EUR 30,847 million.
Loans to customers rose to EUR 1,149,162 million and customer deposits to EUR 1,133,762 million, while the phased‑in CET1 ratio stood at 14.0% after a 95 bp uplift from the Poland sale and a 55 bp impact from the TSB acquisition. Cost of risk was 1.15% with an NPL ratio of 2.93%. The group advanced its UK and US expansion (TSB closed, Webster agreed) and returned about EUR 7,030 million to shareholders on 2025 results via dividends and share buybacks.
Banco Santander reported a record underlying profit of €7,328 million for the first half of 2026, up 15%, on revenue of €30,847 million, up 6%. Growth was driven by higher net interest income and fees, expanding customer activity and volumes, and cost reductions from its ONE Transformation programme.
Attributable profit reached €8,973 million, including a €1.9 billion net capital gain from the Poland disposal partially offset by €250 million of TSB restructuring costs. The efficiency ratio improved to 42.8%, while credit quality remained solid with cost of risk at 1.15% and a non-performing loan ratio of 2.93% with 64% coverage.
The CET1 ratio stood at 14.0% after completing the TSB acquisition, as the group plans to end 2026 with a CET1 ratio between 12.8% and 13%. Santander added 12 million customers year-on-year to 182 million and is combining a 24 euro cent cash dividend per share with large share buybacks, aiming to deliver about €9 billion of buybacks toward a commitment of at least €10 billion for 2025–2026, while reaffirming its 2026 and 2028 profitability and growth targets.
Banco Santander, S.A. reports progress on its share buyback programme. The cash amount used to purchase its own shares reached 3,899,027,041 Euros as of 15 July 2026, representing approximately 77.5% of the programme’s maximum investment amount.
The bank states that, with these purchases, it has repurchased about 17.4% of its outstanding shares as of 2021. Between 9 and 15 July 2026, it bought 11,822,286 shares on XMAD and CEUX through several daily transactions at weighted average prices including €12.1509 and €11.9540 per share.
Banco Santander, S.A. plans to disclose its first half 2026 financial results on 22 July 2026. The bank will host an analyst presentation via audio conference at 10:00 a.m. Madrid time, accessible through its corporate website.
A separate media presentation will be held via audio conference at 12:00 p.m. Madrid time, with supporting documents made available in advance through a communication to the CNMV and on the website.
Banco Santander reports further progress on its share buyback programme. Between 2 and 8 July 2026, the bank repurchased 10,175,407 ordinary shares on the Madrid exchange under its ongoing Buyback Programme.
The total cash invested in buybacks up to 8 July 2026 amounts to 3,756,788,259 Euros, which is approximately 74.7% of the programme’s maximum investment amount. The bank states that, with these purchases, it has repurchased approximately 17.4% of its outstanding shares as of 2021.
Banco Santander, S.A. reports continued execution of its share buyback programme, purchasing additional ordinary shares between 25 June and 1 July 2026 on the Madrid exchange. During this period, it bought 8,399,608 shares at weighted average prices between €11.81 and €12.03.
The bank states that, as of 1 July 2026, the cash amount invested in the Buyback Programme totals €3,631,865,722, representing approximately 72.2% of the programme’s maximum investment amount. It adds that, with these purchases, it has repurchased approximately 17.3% of its outstanding shares as of 2021.
Banco Santander reports progress on its share buyback programme. As of 24 June 2026, the cash amount invested in repurchasing its own shares totals 3,531,794,091 Euros, representing about 70.2% of the programme’s maximum investment. The bank states that, with these purchases, it has repurchased approximately 17.3% of its outstanding shares as of 2021. Between 18 and 24 June 2026, it bought 13,007,737 shares on the XMAD market at weighted average prices around €11.9 per share under the Buyback Programme.
Banco Santander reports progress on its ongoing share buyback programme. As of 17 June 2026, the bank has repurchased shares for a cash amount of €3,376,585,780, representing approximately 67.1% of the programme’s maximum investment. These purchases mean the bank has bought back about 17.2% of its outstanding shares as of 2021.
Between 11 and 17 June 2026, Santander acquired 10,708,137 of its own shares across Spanish and European trading venues at weighted average prices generally between about €10.51 and €11.79 per share, continuing the execution of the Board-approved Buyback Programme.