Welcome to our dedicated page for Banco Santander SEC filings (Ticker: SAN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Banco Santander, S.A. (SAN) SEC filings page on Stock Titan provides access to the bank’s U.S. regulatory disclosures, primarily filed on Form 6-K as a foreign private issuer and related forms. These documents offer detail on capital actions, securities issuance and other matters relevant to holders of Santander securities.
Recent Form 6-K filings describe the bank’s share buyback programme of its own ordinary shares, including weekly updates on purchases across European trading venues, cumulative cash invested and the proportion of outstanding shares repurchased since 2021. A December 30, 2025 filing reports a capital reduction through cancellation of own shares and quantifies the total number of shares repurchased and the resulting reduction in share capital.
Other 6-Ks cover the optional early redemption of 4.375% Non-Step-Up Non-Cumulative Contingent Convertible Perpetual Preferred Tier 1 Securities (CoCos), and the issuance of Senior Non Preferred Notes due 2030 and 2035, with associated underwriting agreements and indenture supplements incorporated into a registration statement on Form F-3. These filings help investors understand Santander’s funding structure and capital instruments.
The filings section also includes a Form 25-NSE filed by the New York Stock Exchange regarding the removal from listing and/or registration of the Guarantor of Series 26 Subordinated Debt Securities due November 2025. This form relates to that specific class of subordinated debt securities.
On Stock Titan, these documents are updated as they are released to EDGAR. AI-powered tools can assist users by summarizing lengthy 6-K attachments, highlighting key figures in capital actions, and clarifying the implications of forms such as 6-K, F-3 exhibits and Form 25 for Banco Santander, S.A. security holders.
Banco Santander delivered strong 2025 results while reshaping its portfolio. Attributable profit reached EUR 14,101 million, up 12% year-on-year, with Q4 profit of EUR 3,764 million. Total income was EUR 58,670 million and the efficiency ratio improved to 41.2%. Return on tangible equity (post-AT1) rose to 16.3%, and the phased-in CET1 capital ratio increased to 13.5%, with total capital at 17.8%. Credit quality remained solid, with a non-performing loan ratio of 2.91% and cost of risk of 1.15%.
The Group completed the Poland disposal on 9 January 2026, generating an estimated net capital gain of about EUR 1.9 billion and adding roughly 95 basis points to CET1, equivalent to around EUR 6 billion. Santander plans to devote about half of this CET1 uplift to accelerate extraordinary share buybacks. It also agreed to acquire TSB for GBP 2.65 billion and Webster Financial for USD 12.2 billion, and announced the merger of Openbank with Santander Consumer Finance to unify European consumer finance under the Openbank brand.
Banco Santander, S.A. has furnished a Form 6-K that includes its FY 2025 earnings presentation and information related to the planned acquisition of Webster Financial Corporation. The materials highlight record results for the fourth consecutive year, with double-digit profit growth in 2025 and around 8 million new customers.
The presentation emphasizes strong operating performance, improved profitability and a stronger balance sheet supported by robust credit quality and organic capital generation. It also references the previously announced sale of a 49% stake in Santander Bank Polska to Erste Group and provides extensive cautionary language on forward-looking statements and the Webster transaction, directing investors to an upcoming F-4 registration statement and proxy statement/prospectus.
Banco Santander plans to acquire Webster Financial Corporation, parent of Webster Bank, in a cash-and-stock deal valuing Webster at $12.2 billion, or $75.00 per share. The offer reflects a 14% premium to Webster’s recent volume‑weighted average price.
The consideration mix is 65% cash and 35% newly issued Santander shares, implying a price‑to‑earnings multiple of 10x Webster’s consensus 2028 earnings, or 6.8x after projected cost savings. Santander targets around 7–8% earnings accretion and an approximate 15% return on invested capital from the transaction.
Post‑completion, Santander expects its U.S. business to reach about $327 billion in assets, $185 billion in loans and $172 billion in deposits, based on figures as of 31 December 2025. Management is forecasting roughly $800 million of annual pre‑tax cost synergies by year‑end 2028 and an efficiency ratio below 40% in the U.S.
Santander aims for around 18% RoTE in the U.S. and above 20% RoTE for the Group by 2028. The deal is described as equivalent to about 4% of Santander’s assets and is self‑funded through excess capital and future capital generation, while maintaining previously announced shareholder remuneration plans, including a planned €5 billion share buyback. Closing is expected in the second half of 2026, subject to customary regulatory and shareholder approvals.
Banco Santander, S.A. has announced that it will disclose its financial results for 2025 on 4 February 2026. The bank will hold an audio conference presentation for analysts at 10:00 a.m. Madrid time, accessible through its corporate website.
The related documentation will be released beforehand via a communication to the CNMV and on the bank’s website. A separate presentation for media will take place at 12:00 p.m. Madrid time at Ciudad Grupo Santander in Boadilla del Monte, with attendance possible in person or by videoconference.
Banco Santander has completed and registered a new capital reduction linked to its share buyback programmes. On 30 December 2025, the bank reduced its share capital by EUR 98,002,935 through the cancellation of 196,005,870 treasury shares, representing about 1.32% of its share capital. Following this reduction, total share capital stands at EUR 7,344,659,751, divided into 14,689,319,502 shares with a nominal value of EUR 0.50 each, all in a single class with equal rights.
The bank notes that, after completing nine buyback programmes carried out since 2021, the accumulated capital reduction reaches EUR 1,325,660,900, with 2,651,321,800 shares repurchased and cancelled over that period. This cumulative figure corresponds to approximately 15.3% of Banco Santander’s outstanding shares as of 2021, indicating a substantial multi‑year return of capital to shareholders through buybacks and subsequent cancellations.
Banco Santander, S.A. reports further progress on its share buyback programme, stating that it has purchased shares for a cash amount of 1,624,325,614 euros, which is approximately 95.6% of the programme’s maximum investment amount. The bank explains that, with these purchases, it has repurchased about 15.2% of its outstanding shares as of 2021.
Between 11 and 17 December 2025, Banco Santander bought a total of 12,100,000 shares on trading venues including XMAD, CEUX, TQEX and AQEU, disclosing a weighted average price for each venue and day. The update confirms that these transactions form part of the Board of Directors’ previously approved buyback programme announced on 30 July 2025, with detailed trade-level data made available in an annex.
Banco Santander reports progress on its ongoing share buyback programme. As of 10 December 2025, the bank has invested €1,505,372,814 repurchasing its own shares, which is about 88.6% of the programme’s maximum investment amount announced in July 2025.
With these purchases, Banco Santander has bought back approximately 15.2% of its outstanding shares as of 2021, significantly reducing its share count over time. During the period from 4 to 10 December 2025, the bank repurchased 7,100,000 shares across several European trading venues at weighted average prices around €9.38–€9.55 per share.
Banco Santander, S.A. reports further progress on its share buyback programme. As of 3 December 2025, the bank has spent 1,437,943,994 Euros repurchasing its own shares, which it states is approximately 84.6% of the programme’s maximum investment amount. The bank indicates that, with these purchases, it has bought back around 15.1% of its outstanding shares as of 2021, meaning a significantly smaller share count for remaining shareholders.
Between 27 November and 3 December 2025, Banco Santander repurchased a total of 9,600,000 shares across several trading venues, at weighted average prices generally around €9.22–€9.45 per share. The purchases were made under the previously announced Buyback Programme and carried out in accordance with European market abuse and buyback regulations.
Banco Santander, S.A. reports progress on its share buyback programme, stating that purchases to 26 November 2025 total 1,348,478,984 Euros, which is 79.3% of the programme’s maximum investment amount. The bank explains that, with these purchases, it has repurchased approximately 15.1% of its outstanding shares as of 2021. Between 20 and 26 November 2025, it bought 10,400,000 shares across several trading venues at weighted average prices close to 9 Euros per share.
Banco Santander, S.A. (SAN) is having its Series 26 Subordinated Debt Securities due November 2025 removed from listing and registration on the New York Stock Exchange. The exchange is filing Form 25 to notify regulators that this specific class of securities will no longer trade on the NYSE under Section 12(b) of the Securities Exchange Act of 1934.
The NYSE states that it has followed its own rules and the applicable SEC regulations for striking this debt issue from listing and/or withdrawing its registration, and that the issuer has complied with the exchange’s requirements for voluntary withdrawal. This change applies only to the identified Series 26 subordinated notes and does not describe any broader financial or operating changes for Banco Santander.