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[8-K] Southside Bancshares, Inc. Reports Material Event

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On 4 Aug 2025, Southside Bancshares, Inc. (NYSE: SBSI) filed a Form 8-K to furnish, under Item 7.01 (Reg FD), an investor presentation dated the same day. The slide deck (Exhibit 99.1) will be used in investor meetings beginning 4 Aug 2025 and is posted on the company website under Investor Relations › Events. Management explicitly states the materials are furnished, not filed; therefore they are excluded from Securities Act or Exchange Act incorporation unless later referenced. No earnings data, guidance, acquisitions, or other material business developments are included—this report solely provides the presentation’s availability and complies with fair-disclosure requirements. Item 9.01 lists the exhibits (99.1 presentation, 104 cover-page XBRL). The filing carries neutral investment significance, signalling routine investor outreach rather than any operational change.

Il 4 agosto 2025, Southside Bancshares, Inc. (NYSE: SBSI) ha presentato un modulo 8-K per fornire, ai sensi del punto 7.01 (Reg FD), una presentazione per investitori datata lo stesso giorno. La presentazione (Allegato 99.1) sarà utilizzata negli incontri con gli investitori a partire dal 4 agosto 2025 ed è disponibile sul sito web della società nella sezione Investor Relations › Eventi. La direzione dichiara esplicitamente che i materiali sono forniti, non depositati; pertanto, sono esclusi dall’incorporazione ai sensi del Securities Act o Exchange Act a meno che non vengano successivamente citati. Non sono inclusi dati sugli utili, previsioni, acquisizioni o altri sviluppi aziendali rilevanti—il rapporto serve solo a comunicare la disponibilità della presentazione e a rispettare i requisiti di divulgazione equa. Il punto 9.01 elenca gli allegati (99.1 presentazione, 104 pagina di copertina XBRL). La comunicazione ha un significato neutro per gli investitori, indicando un normale contatto con gli investitori piuttosto che un cambiamento operativo.

El 4 de agosto de 2025, Southside Bancshares, Inc. (NYSE: SBSI) presentó un Formulario 8-K para proporcionar, bajo el punto 7.01 (Reg FD), una presentación para inversores fechada el mismo día. La presentación (Anexo 99.1) se utilizará en reuniones con inversores a partir del 4 de agosto de 2025 y está publicada en el sitio web de la compañía en la sección Relaciones con Inversores › Eventos. La dirección declara explícitamente que los materiales son proporcionados, no presentados; por lo tanto, están excluidos de la incorporación bajo la Ley de Valores o la Ley de Intercambio a menos que se mencionen posteriormente. No se incluyen datos de ganancias, previsiones, adquisiciones u otros desarrollos comerciales importantes—este informe solo comunica la disponibilidad de la presentación y cumple con los requisitos de divulgación justa. El punto 9.01 enumera los anexos (99.1 presentación, 104 portada XBRL). La presentación tiene un significado neutral para la inversión, señalando un contacto rutinario con inversores en lugar de un cambio operativo.

2025년 8월 4일, Southside Bancshares, Inc. (NYSE: SBSI)는 항목 7.01(Reg FD)에 따라 동일 날짜의 투자자 프레젠테이션을 제공하기 위해 Form 8-K를 제출했습니다. 슬라이드 자료(첨부문서 99.1)는 2025년 8월 4일부터 투자자 미팅에서 사용될 예정이며 회사 웹사이트의 투자자 관계 › 이벤트 섹션에 게시되어 있습니다. 경영진은 자료가 제출된 것이 아니라 제공된 것임을 명확히 밝혔으며, 따라서 이후 참조되지 않는 한 증권법 또는 거래법에 포함되지 않습니다. 수익 데이터, 가이드라인, 인수 또는 기타 중요한 사업 개발 내용은 포함되어 있지 않으며, 이 보고서는 단지 프레젠테이션의 제공 사실을 알리고 공정 공시 요건을 준수하기 위한 것입니다. 항목 9.01에는 첨부문서(99.1 프레젠테이션, 104 표지 XBRL)가 나열되어 있습니다. 이 제출은 중립적인 투자 의미를 가지며, 운영상의 변화보다는 일상적인 투자자 소통임을 나타냅니다.

Le 4 août 2025, Southside Bancshares, Inc. (NYSE : SBSI) a déposé un formulaire 8-K pour fournir, conformément à l’article 7.01 (Reg FD), une présentation aux investisseurs datée du même jour. Le diaporama (Exhibit 99.1) sera utilisé lors des réunions avec les investisseurs à partir du 4 août 2025 et est publié sur le site internet de la société dans la section Relations Investisseurs › Événements. La direction précise explicitement que les documents sont fournis, non déposés ; ils sont donc exclus de l’incorporation selon le Securities Act ou l’Exchange Act sauf s’ils sont ultérieurement référencés. Aucun chiffre de résultats, prévision, acquisition ou autre développement commercial significatif n’est inclus – ce rapport sert uniquement à annoncer la disponibilité de la présentation et à respecter les exigences de divulgation équitable. L’article 9.01 liste les annexes (99.1 présentation, 104 page de couverture XBRL). Ce dépôt a une portée d’investissement neutre, indiquant une communication courante avec les investisseurs plutôt qu’un changement opérationnel.

Am 4. August 2025 reichte Southside Bancshares, Inc. (NYSE: SBSI) ein Formular 8-K ein, um gemäß Punkt 7.01 (Reg FD) eine Investorenpräsentation mit demselben Datum bereitzustellen. Das Folienset (Anlage 99.1) wird ab dem 4. August 2025 in Investorenmeetings verwendet und ist auf der Unternehmenswebsite unter Investor Relations › Veranstaltungen veröffentlicht. Das Management stellt ausdrücklich klar, dass die Materialien bereitgestellt, nicht eingereicht sind; daher sind sie von der Einbeziehung gemäß Securities Act oder Exchange Act ausgeschlossen, sofern sie nicht später referenziert werden. Es sind keine Gewinnzahlen, Prognosen, Übernahmen oder sonstige wesentliche Geschäftsentwicklungen enthalten – dieser Bericht dient ausschließlich der Bekanntgabe der Verfügbarkeit der Präsentation und der Einhaltung der Fair-Disclosure-Anforderungen. Punkt 9.01 listet die Anlagen auf (99.1 Präsentation, 104 Deckblatt XBRL). Die Einreichung hat eine neutrale Investitionsrelevanz und signalisiert routinemäßige Investorenkommunikation statt operative Änderungen.

Positive
  • None.
Negative
  • None.

Insights

TL;DR: Routine 8-K furnishes investor deck; no new financial or strategic revelations—neutral impact.

The company merely supplies its August 2025 investor presentation, satisfying Reg FD transparency rules. Because the deck is furnished, it does not alter statutory filings or provide hard metrics within this 8-K. Investors must review Exhibit 99.1 separately to assess any updates on loan quality, NIM, or outlook. Absent quantitative disclosures here, the filing neither strengthens nor weakens the investment thesis and should not move the stock on its own.

TL;DR: Disclosure aligns with best-practice transparency; governance stance unchanged.

By furnishing the slide deck publicly, Southside adheres to Reg FD, preventing selective disclosure. The disclaimer that the exhibit is not “filed” limits potential liability while still giving investors equal access. No board changes, executive actions, or litigations are noted, so governance risk profile remains stable.

Il 4 agosto 2025, Southside Bancshares, Inc. (NYSE: SBSI) ha presentato un modulo 8-K per fornire, ai sensi del punto 7.01 (Reg FD), una presentazione per investitori datata lo stesso giorno. La presentazione (Allegato 99.1) sarà utilizzata negli incontri con gli investitori a partire dal 4 agosto 2025 ed è disponibile sul sito web della società nella sezione Investor Relations › Eventi. La direzione dichiara esplicitamente che i materiali sono forniti, non depositati; pertanto, sono esclusi dall’incorporazione ai sensi del Securities Act o Exchange Act a meno che non vengano successivamente citati. Non sono inclusi dati sugli utili, previsioni, acquisizioni o altri sviluppi aziendali rilevanti—il rapporto serve solo a comunicare la disponibilità della presentazione e a rispettare i requisiti di divulgazione equa. Il punto 9.01 elenca gli allegati (99.1 presentazione, 104 pagina di copertina XBRL). La comunicazione ha un significato neutro per gli investitori, indicando un normale contatto con gli investitori piuttosto che un cambiamento operativo.

El 4 de agosto de 2025, Southside Bancshares, Inc. (NYSE: SBSI) presentó un Formulario 8-K para proporcionar, bajo el punto 7.01 (Reg FD), una presentación para inversores fechada el mismo día. La presentación (Anexo 99.1) se utilizará en reuniones con inversores a partir del 4 de agosto de 2025 y está publicada en el sitio web de la compañía en la sección Relaciones con Inversores › Eventos. La dirección declara explícitamente que los materiales son proporcionados, no presentados; por lo tanto, están excluidos de la incorporación bajo la Ley de Valores o la Ley de Intercambio a menos que se mencionen posteriormente. No se incluyen datos de ganancias, previsiones, adquisiciones u otros desarrollos comerciales importantes—este informe solo comunica la disponibilidad de la presentación y cumple con los requisitos de divulgación justa. El punto 9.01 enumera los anexos (99.1 presentación, 104 portada XBRL). La presentación tiene un significado neutral para la inversión, señalando un contacto rutinario con inversores en lugar de un cambio operativo.

2025년 8월 4일, Southside Bancshares, Inc. (NYSE: SBSI)는 항목 7.01(Reg FD)에 따라 동일 날짜의 투자자 프레젠테이션을 제공하기 위해 Form 8-K를 제출했습니다. 슬라이드 자료(첨부문서 99.1)는 2025년 8월 4일부터 투자자 미팅에서 사용될 예정이며 회사 웹사이트의 투자자 관계 › 이벤트 섹션에 게시되어 있습니다. 경영진은 자료가 제출된 것이 아니라 제공된 것임을 명확히 밝혔으며, 따라서 이후 참조되지 않는 한 증권법 또는 거래법에 포함되지 않습니다. 수익 데이터, 가이드라인, 인수 또는 기타 중요한 사업 개발 내용은 포함되어 있지 않으며, 이 보고서는 단지 프레젠테이션의 제공 사실을 알리고 공정 공시 요건을 준수하기 위한 것입니다. 항목 9.01에는 첨부문서(99.1 프레젠테이션, 104 표지 XBRL)가 나열되어 있습니다. 이 제출은 중립적인 투자 의미를 가지며, 운영상의 변화보다는 일상적인 투자자 소통임을 나타냅니다.

Le 4 août 2025, Southside Bancshares, Inc. (NYSE : SBSI) a déposé un formulaire 8-K pour fournir, conformément à l’article 7.01 (Reg FD), une présentation aux investisseurs datée du même jour. Le diaporama (Exhibit 99.1) sera utilisé lors des réunions avec les investisseurs à partir du 4 août 2025 et est publié sur le site internet de la société dans la section Relations Investisseurs › Événements. La direction précise explicitement que les documents sont fournis, non déposés ; ils sont donc exclus de l’incorporation selon le Securities Act ou l’Exchange Act sauf s’ils sont ultérieurement référencés. Aucun chiffre de résultats, prévision, acquisition ou autre développement commercial significatif n’est inclus – ce rapport sert uniquement à annoncer la disponibilité de la présentation et à respecter les exigences de divulgation équitable. L’article 9.01 liste les annexes (99.1 présentation, 104 page de couverture XBRL). Ce dépôt a une portée d’investissement neutre, indiquant une communication courante avec les investisseurs plutôt qu’un changement opérationnel.

Am 4. August 2025 reichte Southside Bancshares, Inc. (NYSE: SBSI) ein Formular 8-K ein, um gemäß Punkt 7.01 (Reg FD) eine Investorenpräsentation mit demselben Datum bereitzustellen. Das Folienset (Anlage 99.1) wird ab dem 4. August 2025 in Investorenmeetings verwendet und ist auf der Unternehmenswebsite unter Investor Relations › Veranstaltungen veröffentlicht. Das Management stellt ausdrücklich klar, dass die Materialien bereitgestellt, nicht eingereicht sind; daher sind sie von der Einbeziehung gemäß Securities Act oder Exchange Act ausgeschlossen, sofern sie nicht später referenziert werden. Es sind keine Gewinnzahlen, Prognosen, Übernahmen oder sonstige wesentliche Geschäftsentwicklungen enthalten – dieser Bericht dient ausschließlich der Bekanntgabe der Verfügbarkeit der Präsentation und der Einhaltung der Fair-Disclosure-Anforderungen. Punkt 9.01 listet die Anlagen auf (99.1 Präsentation, 104 Deckblatt XBRL). Die Einreichung hat eine neutrale Investitionsrelevanz und signalisiert routinemäßige Investorenkommunikation statt operative Änderungen.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 FORM 8-K 

 

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

 

August 4, 2025

Date of Report (Date of earliest event reported)

 

Southside Bancshares, Inc.

(Exact Name of Registrant as Specified in its Charter)

 

Texas 000-12247 75-1848732
(State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.)

 

1201 S. Beckham Avenue, Tyler, TX   75701
(Address of Principal Executive Offices)   (Zip Code)

 

Registrant’s telephone number, including area code: (903) 531-7111

 

NA

(Former Name or Former Address, if Changed Since Last Report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
   
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
   
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
   
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Securities Registered Pursuant to Section 12(b) of the Act:

 

Title of each class   Trading Symbol   Name of each exchange on which registered
Common stock, $1.25 par value   SBSI   New York Stock Exchange

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).  
   
  Emerging growth company ¨
     
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

 

 

 

 

 

 

Item 7.01 Regulation FD Disclosure.

 

A copy of the presentation Southside Bancshares, Inc. (the “Company”) will use during its meetings with investors commencing August 4, 2025, is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. This presentation will be made available on the Company’s website at https://www.southside.com, under the Investor Relations tab and in the Events section.

 

Neither the information included or incorporated by reference under this Item 7.01, nor the presentation furnished as Exhibit 99.1 hereto, shall be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing. The furnishing of this information hereby shall not be deemed an admission as to the materiality of any such information.

 

Item 9.01 Financial Statements and Exhibits.

 

(d) Exhibits.  The following materials are furnished as exhibits to this Current Report on Form 8-K:

 

Exhibit

Number 

  Description of Exhibit
99.1     Investor Presentation dated August 4, 2025
       
104     Cover Page Interactive Data File (embedded within Inline XBRL document).

 

 

 

 

SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

    Southside Bancshares, Inc.
     
Date: August 4, 2025 By: /s/ JULIE N. SHAMBURGER
    Julie N. Shamburger, CPA
    Chief Financial Officer
    (Principal Financial Officer)

 

 

 

FAQ

What did Southside Bancshares (SBSI) announce in its 8-K dated August 4 2025?

SBSI furnished an investor presentation (Exhibit 99.1) that will be used in meetings starting 4 Aug 2025.

Does the 8-K include new financial results or guidance for SBSI?

No. The filing contains no earnings, guidance, or operational metrics; it only provides the presentation’s availability.

Where can investors access the August 2025 SBSI investor presentation?

The deck is posted on the company website at southside.com under Investor Relations › Events and filed as Exhibit 99.1.

Is the investor presentation considered "filed" or "furnished"?

It is furnished under Item 7.01, meaning it is not incorporated into Securities Act or Exchange Act filings unless later referenced.

Does this filing impact SBSI’s regulatory or governance status?

No changes to regulatory filings or governance structures are disclosed; the action is routine Reg FD compliance.
Southside Bancshares Inc

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