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Southside Bancshares (SBSI) chief lending officer withholds 351 shares for taxes

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Southside Bancshares Inc. chief lending officer Curtis Burchard reported a tax-withholding disposition of 351 shares of common stock on July 18, 2026, at $34.84 per share, with the price based on the prior business day’s close. Following this withholding, he directly holds 8,488 shares, and an additional 220 shares are held indirectly through an ESOP. The filing indicates the transaction was not made under a Rule 10b5-1 trading plan.

Positive

  • None.

Negative

  • None.
Insider Burchard Curtis
Role CHIEF LENDING OFFICER
Type Security Shares Price Value
Exercise Price or Tax Liability Common Stock F1 351 $34.84 $12K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 8,488 shares (Direct); Common Stock — 220 shares (Indirect, ESOP)
Footnotes (1)
  1. F1. As transaction was on a non-business day, the price reflects the closing price of the previous business day.
Shares withheld for taxes 351 shares Tax-withholding disposition of common stock on 2026-07-18
Tax withholding price $34.8400 per share Value based on closing price of previous business day
Direct holdings after transaction 8,488 shares Common stock directly owned by Curtis Burchard following withholding
Indirect ESOP holdings 220 shares Common stock held indirectly through ESOP
Tax-withholding transactions 1 transaction Count of F-code tax-withholding dispositions reported
tax-withholding disposition financial
"Reported as a tax-withholding disposition of 351 shares of common stock"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Rule 10b5-1 regulatory
"Indicates the transaction was not made under a Rule 10b5-1 plan"
Rule 10b5-1 is a regulation that allows company insiders to buy or sell their shares at predetermined times, even if they have access to non-public information. It acts like setting a schedule in advance for transactions, helping prevent accusations of unfair trading. This rule provides a way for insiders to plan trades transparently, giving investors confidence that these transactions are not based on hidden information.
Employee Stock Ownership Plan financial
"An additional 220 shares are held indirectly through an Employee Stock Ownership Plan"
An employee stock ownership plan (ESOP) is a company-run program that gives workers ownership stakes by allocating or letting them buy company shares, often through a retirement-style account. For investors, ESOPs matter because they align employees’ incentives with company performance—like turning staff into shareholders—which can boost productivity and long-term value but may also concentrate employee retirement savings in company stock, affecting financial risk and share demand.
non-business day financial
"As transaction was on a non-business day, the price reflects the prior close"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Southside Bancshares (SBSI) report for Curtis Burchard?

Southside Bancshares reported that Curtis Burchard, its chief lending officer, had 351 common shares withheld in a tax-withholding disposition on July 18, 2026, rather than an open-market sale.

At what price were the 351 SBSI shares withheld for Curtis Burchard’s taxes?

The 351 shares were valued at $34.84 per share, with the price reflecting the closing price of the previous business day because the transaction occurred on a non-business day, according to the filing footnote.

How many Southside Bancshares (SBSI) shares does Curtis Burchard hold after this transaction?

After the tax-withholding transaction, Curtis Burchard directly holds 8,488 SBSI common shares. The filing also shows an indirect holding of 220 shares through an Employee Stock Ownership Plan (ESOP).

Were Curtis Burchard’s SBSI share transactions under a Rule 10b5-1 trading plan?

The filing indicates no Rule 10b5-1 trading plan applied, as the document-level checkbox affirming trades under such a plan was not marked as true, suggesting the transaction was not pre-arranged under Rule 10b5-1.

What type of transaction code was used in the SBSI Form 4 for Curtis Burchard?

The Form 4 lists transaction code “F”, described as payment of tax liability by delivering securities. This reflects a tax-withholding disposition rather than a discretionary market purchase or sale of Southside Bancshares shares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Burchard Curtis

(Last)(First)(Middle)
1201 S. BECKHAM AVE

(Street)
TYLER TEXAS 75701

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SOUTHSIDE BANCSHARES INC [ SBSI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
CHIEF LENDING OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/18/2026F351D$34.84(1)8,488D
Common Stock220IESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. As transaction was on a non-business day, the price reflects the closing price of the previous business day.
Remarks:
Lindsey Bibby Bailes, attorney in fact07/20/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)