STOCK TITAN

Simmons 1St Natl Corp SEC Filings

SFNC NASDAQ

Welcome to our dedicated page for Simmons 1St Natl SEC filings (Ticker: SFNC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Trying to decode Simmons First National Corporation’s loan-quality tables or dividend policy across hundreds of pages? Banking disclosures can feel impenetrable, especially when CECL allowances, net interest margins, and regulatory capital ratios shift each quarter.

Stock Titan’s platform turns those dense documents into clear answers. Our AI-powered summaries highlight what matters in every filing—whether you are scanning a Simmons First National Corporation annual report 10-K simplified for deposit mix trends or checking a SFNC quarterly earnings report 10-Q filing to see how rising rates affect net interest income. Real-time alerts surface Simmons First National Corporation insider trading Form 4 transactions the moment they hit EDGAR, so you can monitor executive stock moves before they appear in the news.

All filing types are here and updated in seconds:

  • Form 4 insider activity, including Simmons First National Corporation Form 4 insider transactions real-time
  • 8-K material events explained—branch sales, credit-loss updates, dividend declarations
  • 10-Q earnings details with AI commentary on loan portfolio shifts
  • 10-K annual narratives that our AI distills into capital, liquidity and community-bank strategy highlights
  • DEF 14A proxy statement executive compensation breakdowns

Need quick insights? Ask natural questions like “How is Simmons First National’s allowance for credit losses trending?” or “Where can I see Simmons Bank’s executive stock transactions?” and our system delivers concise answers, complete with the source page. Investors use these insights to:

  • Track insider buying ahead of dividend announcements
  • Compare quarter-over-quarter interest income
  • Gauge capital strength before regional bank stress tests

Skip the page-count, not the details. Stock Titan keeps you ahead of every Simmons First National Corporation earnings report filing analysis and beyond.

Rhea-AI Summary

Form 4 filing overview – Simmons First National Corp. (SFNC)

Director Eugene Hunt reported the conversion of 929 Restricted Stock Units (RSUs) into an equal number of SFNC common shares on 1 July 2025 (transaction code M). Following the transaction, Hunt now directly owns 33,288 common shares and still holds 1,857 unvested RSUs scheduled to vest in two tranches on 1 Oct 2025 (929 units) and 2 Jan 2026 (928 units). RSUs convert 1-for-1 with no cash exercise price, and shares are delivered within 30 days of vesting.

No open-market purchase or sale occurred; the filing reflects routine equity compensation vesting. While insider acquisition of shares can signal alignment with shareholder interests, the 929-share addition is modest relative to SFNC’s total shares outstanding and is therefore unlikely to have a material impact on valuation or liquidity.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is marketing Autocallable Leveraged Index Return Notes (LIRNs) linked to the S&P SmallCap 600 Index ("SML").

Key commercial terms:

  • Denomination: $10 per unit; no exchange listing planned.
  • Term: ≈3 years unless automatically called after ≈1 year.
  • Automatic Call: Notes are redeemed early at $11.125–$11.225 (≈11.2% premium) if the SML closes ≥ Starting Value on the single Observation Date.
  • Upside Participation: If held to maturity and not called, investors receive 150% of any positive SML return with no cap.
  • Downside Exposure: 1-for-1 loss on any decline in the SML; the Threshold Value equals the Starting Value, so there is no downside buffer.
  • Interest Payments: None; all return is via call premium or leveraged payoff.
  • Credit: Senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC.

Risk highlights (as disclosed): potential loss of entire principal, issuer/guarantor credit risk, initial price includes underwriting discount (secondary value likely below issue price), small-cap equity volatility, and lack of liquidity due to absent exchange listing.

Investors considering the notes are advised to review the Preliminary Offering Documents for complete terms, tax treatment, and additional risks.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Bank of America Corporation (BAC), through its subsidiary BofA Finance LLC, is marketing Autocallable Leveraged Index Return Notes (LIRNs) linked to the S&P SmallCap 600 Index ("SML").

Key commercial terms:

  • Denomination: $10 per unit; no exchange listing planned.
  • Term: ≈3 years unless automatically called after ≈1 year.
  • Automatic Call: Notes are redeemed early at $11.125–$11.225 (≈11.2% premium) if the SML closes ≥ Starting Value on the single Observation Date.
  • Upside Participation: If held to maturity and not called, investors receive 150% of any positive SML return with no cap.
  • Downside Exposure: 1-for-1 loss on any decline in the SML; the Threshold Value equals the Starting Value, so there is no downside buffer.
  • Interest Payments: None; all return is via call premium or leveraged payoff.
  • Credit: Senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC.

Risk highlights (as disclosed): potential loss of entire principal, issuer/guarantor credit risk, initial price includes underwriting discount (secondary value likely below issue price), small-cap equity volatility, and lack of liquidity due to absent exchange listing.

Investors considering the notes are advised to review the Preliminary Offering Documents for complete terms, tax treatment, and additional risks.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
Rhea-AI Summary

Form 4 filing for Simmons First National Corp. (SFNC) discloses that director Edward Drilling converted 929 Restricted Stock Units (RSUs) into an equal number of SFNC common shares on 1 July 2025 (Transaction Code M). The new shares were added to his direct holdings, bringing his total directly owned common stock to 36,664 shares. After the conversion, Drilling still holds 1,857 un-vested RSUs; 929 of these are scheduled to vest on 1 October 2025 and 928 on 2 January 2026. No open-market purchases or sales took place, and no cash price was involved in the conversion, so there is no immediate cash flow or valuation impact to the company. The transaction appears to be part of the routine equity-compensation schedule and does not alter the company’s capital structure.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Form 4 filing for Simmons First National Corp. (SFNC) discloses that director Edward Drilling converted 929 Restricted Stock Units (RSUs) into an equal number of SFNC common shares on 1 July 2025 (Transaction Code M). The new shares were added to his direct holdings, bringing his total directly owned common stock to 36,664 shares. After the conversion, Drilling still holds 1,857 un-vested RSUs; 929 of these are scheduled to vest on 1 October 2025 and 928 on 2 January 2026. No open-market purchases or sales took place, and no cash price was involved in the conversion, so there is no immediate cash flow or valuation impact to the company. The transaction appears to be part of the routine equity-compensation schedule and does not alter the company’s capital structure.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Form 4 filing for Simmons First National Corp. (SFNC) discloses that director Edward Drilling converted 929 Restricted Stock Units (RSUs) into an equal number of SFNC common shares on 1 July 2025 (Transaction Code M). The new shares were added to his direct holdings, bringing his total directly owned common stock to 36,664 shares. After the conversion, Drilling still holds 1,857 un-vested RSUs; 929 of these are scheduled to vest on 1 October 2025 and 928 on 2 January 2026. No open-market purchases or sales took place, and no cash price was involved in the conversion, so there is no immediate cash flow or valuation impact to the company. The transaction appears to be part of the routine equity-compensation schedule and does not alter the company’s capital structure.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
Rhea-AI Summary

Form 4 filing for Simmons First National Corp. (SFNC) discloses that director Edward Drilling converted 929 Restricted Stock Units (RSUs) into an equal number of SFNC common shares on 1 July 2025 (Transaction Code M). The new shares were added to his direct holdings, bringing his total directly owned common stock to 36,664 shares. After the conversion, Drilling still holds 1,857 un-vested RSUs; 929 of these are scheduled to vest on 1 October 2025 and 928 on 2 January 2026. No open-market purchases or sales took place, and no cash price was involved in the conversion, so there is no immediate cash flow or valuation impact to the company. The transaction appears to be part of the routine equity-compensation schedule and does not alter the company’s capital structure.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

On July 1, 2025, Simmons First National Corp. (SFNC) director Mark C. Doramus converted previously granted Restricted Stock Units (RSUs) into common shares, according to a Form 4 filed on July 3, 2025. Two conversion transactions (transaction code “M”) delivered 953 and 929 shares, respectively, resulting in the acquisition of 1,882 new shares at a zero-dollar exercise price.

After the conversions, Doramus’ direct ownership rose to 53,662 SFNC shares. The RSUs that vested on July 1 were part of the company’s equity-compensation program. Additional tranches—953 shares and 929 / 928 shares—are scheduled to vest on October 1, 2025 and January 2, 2026, with customary acceleration provisions for retirement, death, or disability.

No shares were sold, and the filing reflects a routine, compensation-related increase in insider ownership rather than discretionary open-market buying. As such, the event is considered low in market impact, though it marginally aligns director incentives with shareholders through a higher personal stake.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

On July 1, 2025, Simmons First National Corp. (SFNC) director Mark C. Doramus converted previously granted Restricted Stock Units (RSUs) into common shares, according to a Form 4 filed on July 3, 2025. Two conversion transactions (transaction code “M”) delivered 953 and 929 shares, respectively, resulting in the acquisition of 1,882 new shares at a zero-dollar exercise price.

After the conversions, Doramus’ direct ownership rose to 53,662 SFNC shares. The RSUs that vested on July 1 were part of the company’s equity-compensation program. Additional tranches—953 shares and 929 / 928 shares—are scheduled to vest on October 1, 2025 and January 2, 2026, with customary acceleration provisions for retirement, death, or disability.

No shares were sold, and the filing reflects a routine, compensation-related increase in insider ownership rather than discretionary open-market buying. As such, the event is considered low in market impact, though it marginally aligns director incentives with shareholders through a higher personal stake.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
Rhea-AI Summary

On July 1, 2025, Simmons First National Corp. (SFNC) director Mark C. Doramus converted previously granted Restricted Stock Units (RSUs) into common shares, according to a Form 4 filed on July 3, 2025. Two conversion transactions (transaction code “M”) delivered 953 and 929 shares, respectively, resulting in the acquisition of 1,882 new shares at a zero-dollar exercise price.

After the conversions, Doramus’ direct ownership rose to 53,662 SFNC shares. The RSUs that vested on July 1 were part of the company’s equity-compensation program. Additional tranches—953 shares and 929 / 928 shares—are scheduled to vest on October 1, 2025 and January 2, 2026, with customary acceleration provisions for retirement, death, or disability.

No shares were sold, and the filing reflects a routine, compensation-related increase in insider ownership rather than discretionary open-market buying. As such, the event is considered low in market impact, though it marginally aligns director incentives with shareholders through a higher personal stake.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider

FAQ

What is the current stock price of Simmons 1St Natl (SFNC)?

The current stock price of Simmons 1St Natl (SFNC) is $20.34 as of July 3, 2025.

What is the market cap of Simmons 1St Natl (SFNC)?

The market cap of Simmons 1St Natl (SFNC) is approximately 2.4B.

What is the primary business of Simmons First National Corporation?

Simmons First National Corporation is a financial holding company that offers comprehensive banking services including consumer, commercial, and real estate loans, as well as deposit and investment products through its subsidiary, Simmons Bank.

Where does the company operate?

The company operates primarily in the Mid-South region of the United States, with a network of branches and ATMs across Arkansas, Kansas, Missouri, Tennessee, and surrounding areas.

What types of loans are included in its portfolio?

The loan portfolio includes single-family residential loans, construction loans, commercial property loans, credit card loans, student loans, and other consumer financing products.

How does Simmons First National Corporation generate revenue?

Revenue is primarily generated through the interest earned on a diversified loan portfolio and fee-based income from various banking services, including deposit accounts and trust services.

What distinguishes Simmons First National Corporation in the banking industry?

Its longstanding history, consistent dividend payments for over a century, a strong focus on customer-centric service, and a balance between traditional community banking values and modern financial solutions distinguish the company.

How does the company manage its credit risk?

The firm employs disciplined underwriting standards, closely monitors nonperforming assets, and maintains robust credit loss allowances to ensure its loan portfolio remains high quality and resilient through economic cycles.

What role does community engagement play in the company’s strategy?

Community engagement is a core facet of the company’s operations, with extensive branch networks serving local markets and initiatives such as sponsorships and charitable events that support regional economic development.

How is Simmons First National Corporation recognized within the industry?

The company is recognized for its innovation, modern banking solutions combined with traditional service values, and a strong record of uninterrupted cash dividend payments, reinforcing its reputation as a stable and reliable regional bank.
Simmons 1St Natl Corp

NASDAQ:SFNC

SFNC Rankings

SFNC Stock Data

2.40B
124.00M
1.7%
73.4%
1.64%
Banks - Regional
National Commercial Banks
Link
United States
PINE BLUFF