Simmons 1St Natl Corp SEC Filings

State Street Corporation reports beneficial ownership of 6,076,385 shares of Simmons First National Corp common stock, representing 4.8% of the class. The filing shows no sole voting or dispositive power and discloses shared voting power of 835,752 shares and shared dispositive power of 6,076,385 shares. The statement is filed on a Schedule 13G and includes a certification that the shares were acquired and are held in the ordinary course of business and not for the purpose of changing control.

The filing also identifies several State Street Global Advisors entities that hold the securities in an advisory capacity, listed as investment adviser affiliates. The disclosure characterizes this holding as passive and does not identify any arrangements intended to influence issuer control.

Simmons First National Corp. (SFNC) posted solid Q2-25 results. Net income rose 34% to $54.8 million and diluted EPS increased to $0.43 from $0.32. The gain was driven by an 11.6% jump in net interest income (NII) to $171.8 million; interest expense fell 18.3% year-over-year, outweighing a 4.3% slide in interest income. Provision for credit losses remained modest at $12.0 million.

Balance-sheet trends were stable. Total assets were $26.7 billion (-1% YTD). Net loans inched up to $16.86 billion, while deposits slipped 0.3% since year-end to $21.8 billion; non-interest-bearing balances held at 20% of total. The allowance for credit losses equals 1.48% of loans. Book value improved to $28.18 per share as equity climbed to $3.55 billion, although accumulated OCI loss widened by $20 million on securities valuations.

Operating efficiency remained tight: non-interest expense fell slightly to $138.6 million, producing a pre-tax margin of 20.2%. Year-to-date operating cash flow was a positive $110 million and the company paid $53.5 million in dividends ($0.2125 per share this quarter).

Key takeaways:

• Earnings momentum despite higher credit provision and flat loan growth.
• Funding costs easing; time deposits still 28% of deposit base.
• Capital strong with CET1 well above regulatory minimums (figure not disclosed in excerpt).

Form 4 filing for Simmons First National Corp. (SFNC) discloses that director Russell William Teubner bought 4,050 common shares on 07/23/2025 at the underwritten offering price of $18.50, an out-of-pocket investment of roughly $74.9 k. The purchase was executed through the issuer’s directed share program tied to the recent public offering.

After the transaction Teubner directly owns 25,576 shares. He also retains 44,020 shares in a SEP-IRA and 10,660 shares in an IRA, bringing his total reported beneficial interest to ~80.3 k shares.

The footnote states that since his prior filing he transferred 9,892 shares from an IRA to an ex-spouse under a domestic relations order; those shares are no longer reported as beneficially owned.

Insider purchase: On 07/23/2025, Simmons First National Corp. (SFNC) Chairman & CEO George Makris Jr. bought a total of 45,625 SFNC common shares at the public-offering price of $18.50 through a directed share program connected to the company’s underwritten equity offering.

• Direct account: 17,550 shares acquired; direct holdings rise to 651,703 shares.
• Indirect accounts: 28,075 shares split among a trust, two IRAs, and a spouse’s IRA, lifting aggregate indirect ownership to 70,335 shares.
• Total cost: ≈ $844 thousand.

Following the transactions, Makris beneficially owns ≈ 722,038 shares across all accounts. No derivative security activity was reported. Large open-market insider purchases by the CEO typically signal confidence in the company’s valuation and future prospects, especially when made alongside a public offering.

Insider buy: Director Marty Casteel purchased 5,400 shares of Simmons First National Corp. (SFNC) common stock on 07/23/2025 at the public-offering price of $18.50 per share through the company’s directed share program.

This Form 4 filing (submitted 07/24/2025) raises Casteel’s direct holdings to 213,901 shares. No derivative security transactions were reported. The filing indicates continued board-level ownership participation during an underwritten equity offering.