Simmons 1St Natl Corp SEC Filings

Simmons First National Corp (SFNC) executive reports RSU vesting and share delivery. EVP & Chief Operating Officer Christopher J. Van Steenberg acquired 4,000 shares of SFNC common stock on November 12, 2025 upon the vesting of restricted stock units. To satisfy tax obligations, 1,095 shares were withheld at $18.11 per share. Following these transactions, he directly holds 16,405 shares of common stock.

The filing also notes 16,000 unvested restricted stock units remaining, scheduled to vest in four equal installments of 4,000 on November 12 of 2026, 2027, 2028, and 2029. Shares are to be delivered within 30 days of each vesting date, subject to terms such as retirement, death, disability, or other specified events.

Simmons First National Corporation (SFNC) reported a large GAAP loss driven by a balance sheet repositioning. The company reclassified approximately $3.6 billion of held‑to‑maturity securities to available‑for‑sale and sold about $3.2 billion of AFS securities, recognizing a realized, after‑tax loss of $625.6 million. For Q3 2025, SFNC posted a net loss of $562.8 million, as noninterest income included a $801.5 million loss on securities sales.

Core spread trends improved: Q3 net interest income was $186.7 million versus $157.7 million a year ago as deposit and borrowing costs declined, while provision for credit losses was $12.0 million. Year‑to‑date, net interest income was $521.9 million versus $463.5 million.

Total deposits were $19.84 billion at September 30, 2025, compared with $21.89 billion at December 31, 2024. The company strengthened capital and funding through the issuance of 18,653,000 common shares for $327.4 million and $321.2 million of subordinated notes. Shares outstanding were 144,703,075 at quarter‑end and 144,717,601 as of November 3, 2025.

Simmons First National Corp. (SFNC) director Steven A. Cosse reported an open‑market purchase of 8,603 shares of SFNC common stock on 10/30/2025. The filing lists a weighted average price of $17.44, with individual trades executed between $17.43 and $17.44. Following the transaction, Cosse beneficially owns 113,652 shares, held directly. The price detail reflects multiple trades aggregated for reporting purposes.

Simmons First National Corp. (SFNC) executive David W. Garner, EVP and Chief Accounting Officer, reported a transaction in SFNC common stock on 10/22/2025. The filing lists 3,000 shares executed at a weighted average price of $17.66, with individual trades occurring between $17.65 and $17.67.

Following the reported transaction, the filing shows 72,345 shares beneficially owned directly and 6,000 shares owned indirectly by trust (Mother). The form indicates it was filed by one reporting person.

Simmons First National Corporation furnished a press release and an investor presentation on October 16, 2025. The materials are attached as Exhibit 99.1 (press release) and Exhibit 99.2 (investor presentation) and are incorporated by reference.

The information was furnished, not filed, under the Exchange Act and is not subject to Section 18 liabilities, nor incorporated into other filings except by specific reference.

Tom E. Purvis, a director of Simmons First National Corp (SFNC), reported vesting of 929 restricted stock units on 10/01/2025. The RSUs convert one-for-one into common shares, and the filing shows 38,527 shares beneficially owned by Mr. Purvis following the transaction. An additional 928 RSUs remain scheduled to vest on 01/02/2026, with SFNC shares to be delivered within 30 days of that vesting date. The Form 4 was signed by an attorney-in-fact on 10/03/2025. The filing discloses standard vesting provisions including earlier vesting for retirement, death, disability, and other specified events in the award agreement.

Edward Drilling, a director of Simmons First National Corp (SFNC), reported a transaction where 929 restricted stock units (RSUs) vested on 10/01/2025 and were reported as acquired. The filing shows 928 additional RSUs scheduled to vest on 01/02/2026, with SFNC shares to be delivered within 30 days of vesting. Following the reported transaction, Mr. Drilling beneficially owns 37,593 shares of SFNC common stock. The Form 4 was signed by an attorney-in-fact on behalf of Mr. Drilling and dated 10/03/2025.

This Form 4 reports insider transactions for Simmons First National Corp (SFNC) by reporting person William E. Clark II, a director. On 10/01/2025 929 restricted stock units (RSUs) vested and were reported as acquired; the filing records 928 additional RSUs scheduled to vest on 01/02/2026 with shares to be delivered within 30 days of vesting. After the reported transaction the filing shows 35,887 shares beneficially owned. The filing was signed by an attorney-in-fact on 10/03/2025. The document discloses vesting mechanics including one-for-one conversion of RSUs and accelerated vesting triggers such as retirement, death, or disability.