Simmons 1St Natl Corp SEC Filings

Russell W. Teubner, a director of Simmons First National Corp (SFNC), reported transactions on Form 4 showing vested restricted stock units and IRA transfers. On 10/01/2025 929 Restricted Stock Units vested and were reported as acquired, increasing his direct beneficial ownership to 21,621 shares of SFNC common stock. He also holds 43,976 shares indirectly in a SEP-IRA. The filing discloses two domestic relations orders: since the prior report he transferred 9,244 shares from a SEP-IRA and 10,660 shares from another IRA to his ex‑spouse. The RSUs convert one-for-one to common shares and 928 additional RSUs vest on 01/02/2026, with shares to be delivered within 30 days of vesting.

Robert L. Shoptaw, a director of Simmons First National Corp (SFNC), reported transactions dated 10/01/2025. Restricted stock units vested and converted into 929 shares of SFNC common stock; the filing shows 928 additional RSUs scheduled to vest on 01/02/2026 with delivery within 30 days of vesting. After the reported transaction the filing lists 85,503 shares beneficially owned and 4,800 shares held indirectly through an IRA. The Form 4 was signed on 10/03/2025 by an attorney-in-fact.

Steven A. Cosse, a director of Simmons First National Corp (SFNC), reported the vesting and conversion of 929 restricted stock units into common shares on 10/01/2025. After the conversion his beneficial ownership of SFNC common stock is reported as 105,049 shares. The filing notes 928 remaining restricted stock units scheduled to vest on 01/02/2026, with shares to be delivered within 30 days of that vesting date. The Form 4 was signed by an attorney-in-fact on behalf of Mr. Cosse and filed on 10/03/2025.

Mark C. Doramus, a director of Simmons First National Corp (SFNC), reported restricted stock unit activity that vested on 10/01/2025. Two RSU grants of 953 and 929 units converted one-for-one into SFNC common shares when they vested. The filing shows 953 and 929 shares recorded in Table I on the transaction date, with an additional 928 RSU scheduled to vest on 01/02/2026; SFNC shares will be delivered within 30 days of that vesting. The Form 4 was signed by an attorney-in-fact on 10/03/2025.

Simmons First National Corporation is offering $325,000,000 of fixed-to-floating rate subordinated notes due 2035. The Notes will be sold in minimum denominations of $1,000 and mature on October 1, 2035. From issuance through October 1, 2030 the Notes pay a fixed rate of 6.25% per annum, semi-annually, with payments on April 1 and October 1 beginning April 1, 2026. From October 1, 2030 until maturity the Notes pay a floating rate expected to be Three-Month Term SOFR plus 302 basis points, payable quarterly beginning January 1, 2031, with a floor treating SOFR as zero if negative. The Indenture is subordinated and does not limit additional indebtedness. Simmons intends to use net proceeds, together with cash on hand if needed, to repay $330 million principal amount of its 2028 notes on October 1, 2025 and for general corporate purposes. The prospectus supplement incorporates by reference various SEC filings and describes benchmark transition provisions should SOFR be replaced.

Simmons First National Corporation agreed to sell $325,000,000 of subordinated notes in an underwritten offering to multiple banks. The securities are described as fixed-to-floating rate subordinated notes due 2028 and were issued under the company's shelf registration, as supplemented by a prospectus supplement dated September 9, 2025. Net proceeds are designated for general corporate purposes, and the offering was led by Keefe, Bruyette & Woods and Morgan Stanley as representatives of the underwriters. The filing references the underwriting agreement and an accompanying press release and interactive cover data.

Simmons First National Corporation is offering fixed-to-floating rate subordinated notes due 2035, with the floating rate expected to be Three-Month Term SOFR plus a spread. The company intends to use proceeds, together with cash on hand if needed, to repay in full the $330 million principal amount of its 2028 Notes on October 1, 2025 and for general corporate purposes. The indenture governing the Notes does not limit the amount of additional indebtedness the company or its subsidiaries may incur.

As of June 30, 2025, on a consolidated basis Simmons reported approximately $23.1 billion of total liabilities, including about $21.8 billion of deposit liabilities, and approximately $366.4 million of outstanding principal and accrued interest of subordinated debentures that rank equally with the Notes (the Spirit Notes component of $37.0 million was redeemed in full on July 31, 2025). The prospectus supplement describes interest calculation conventions for the fixed and floating periods, tax and withholding rules for non-U.S. holders, and other customary terms and risk factors incorporated by reference from Simmons’ SEC filings.

Russell William Teubner, a director of Simmons First National Corp. (SFNC), reported purchases of SFNC common stock on 08/07/2025. The Form 4 shows a direct purchase of 2,000 shares at $18.63 and an indirect purchase held by a SEP-IRA of 9,200 shares at $18.62. After the reported activity the filing lists 20,692 shares beneficially owned directly and 53,220 shares beneficially owned indirectly, with an additional indirect holding of 10,660 shares by an IRA shown on the form.

The filing also explains that since the prior report the reporting person transferred 6,884 shares to an ex-spouse pursuant to a domestic relations order. The Form 4 was submitted by an attorney-in-fact on the reporting person's behalf.

State Street Corporation reports beneficial ownership of 6,076,385 shares of Simmons First National Corp common stock, representing 4.8% of the class. The filing shows no sole voting or dispositive power and discloses shared voting power of 835,752 shares and shared dispositive power of 6,076,385 shares. The statement is filed on a Schedule 13G and includes a certification that the shares were acquired and are held in the ordinary course of business and not for the purpose of changing control.

The filing also identifies several State Street Global Advisors entities that hold the securities in an advisory capacity, listed as investment adviser affiliates. The disclosure characterizes this holding as passive and does not identify any arrangements intended to influence issuer control.