Simmons First National Corporation filings document the formal disclosures of a Nasdaq-listed Arkansas financial holding company and its Class A common stock. Recent Form 8-K reports furnish quarterly operating results and investor presentations, including information on revenue, net interest margin, loans, deposits, credit quality, capital metrics, and related non-GAAP measures.
The company's SEC record also includes proxy materials covering board governance, shareholder voting matters, executive compensation, and change-in-control arrangements. Other current reports describe capital-management actions such as common-stock repurchase authorization and debt financing through subordinated notes, alongside exhibits and Regulation FD disclosures tied to material company events.
Simmons First National Corp. director Eugene Hunt's 975 restricted stock units vested on October 1, 2026, converting into 975 SFNC common shares on a one-for-one basis. His reported direct holdings after the transaction were 38,070 SFNC common shares. A further 976 restricted stock units vest on January 4, 2027, with SFNC shares delivered within 30 days of vesting; events such as retirement, death, disability, and other specified events in the award agreement may result in earlier vesting.
Simmons First National Corp. director Jerry Hunter converted 975 vested restricted stock units into 975 SFNC common shares on October 1, 2026, on a one-for-one basis. His reported direct common-stock holdings after the transaction were 28,100 shares. His reported post-transaction balance of 976 restricted stock units is scheduled to vest on January 4, 2027; SFNC shares are to be delivered within 30 days of vesting.
Simmons First National Corp. (SFNC) director William E. Clark II converted 975 Restricted Stock Units into 975 shares of common stock on October 1, 2026; the units vested that day and convert one-for-one. Afterward, he reported direct holdings of 39,740 common shares and 976 Restricted Stock Units. Those 976 RSUs are scheduled to vest January 4, 2027, with shares delivered within 30 days of vesting.
SIMMONS FIRST NATIONAL CORP (SFNC) announced a restructuring centered on branch consolidation and broader efficiency initiatives. On September 1, 2026, the company decided to close 26 Simmons Bank branches across its six-state footprint, with the closures expected to be effective on December 4, 2026.
The branch closures are expected to affect about 100 associates, and the company anticipates retaining approximately 70% of them in other roles. Related to the closures, Simmons expects aggregate pre-tax expenses of $20–$23 million, of which $4–$5 million are expected to be cash-based, largely recognized in the third quarter of 2026.
More broadly, a set of strategic initiatives to simplify the organization, streamline processes, and increase technology and automation (the “Initiatives”) is expected to result in total pre-tax expenses of $40–$45 million in the third quarter of 2026, including branch-closure costs. Once fully implemented, these Initiatives are expected to increase annual pre-provision net revenue (PPNR) by $37–$42 million, though some of the benefits may be reinvested in future growth. All estimates are subject to assumptions and may differ materially from expectations.
Simmons First National Corporation reported net income of $66,691 thousand for the quarter ended June 30, 2026, compared with $54,773 thousand a year earlier, with basic and diluted EPS of $0.46. Net interest income rose to $200,627 thousand as interest expense declined despite slightly lower total interest income.
For the first six months of 2026, net income was $135,235 thousand. Loans increased to $18,062,369 thousand, while deposits declined to $19,728,110 thousand and FHLB advances rose to $926,507 thousand. Nonaccrual loans grew to $165,295 thousand, and the allowance for credit losses on loans increased to $238,227 thousand. Stockholders’ equity was $3,481,859 thousand, the CET1 ratio was 11.60%, and the company paid a quarterly dividend of $0.2150 per share while repurchasing 662,082 shares under its 2026 program.
Simmons First National Corporation reported second-quarter 2026 net income of $66.7 million and diluted EPS of $0.46, versus $68.5 million and $0.47 in the prior quarter and $54.8 million and $0.43 a year ago. Adjusted net income was $72.2 million, or $0.50 per diluted share.
Total revenue was $248.6 million and pre-provision net revenue was $100.8 million, supported by net interest income of $200.6 million and a fully taxable-equivalent net interest margin of 3.84%, unchanged sequentially and up from 3.06% in second-quarter 2025. Noninterest income rose to $47.9 million, while adjusted noninterest expense was $140.3 million and the adjusted efficiency ratio improved to 54.26%.
Total loans increased to $18.1 billion and unfunded commitments to $4.4 billion. Asset quality metrics remained moderate, with an annualized net charge-off ratio of 0.20%, an allowance for credit losses equal to 1.32% of loans, and nonperforming loans at 0.92% of total loans. Capital stayed strong with a CET1 ratio of 11.60% and tangible common equity ratio of 8.91%. The company repurchased about 0.7 million shares at an average price of $21.52 during the quarter.
Simmons First National Corp director Marty Casteel reported routine equity compensation activity. On July 1, 2026, 2,190 Restricted Stock Units converted on a one-for-one basis into the same number of shares of SFNC common stock at no cash cost, reflecting vesting of prior awards.
Footnotes state that 1,215 additional Restricted Stock Units are scheduled to vest on October 1, 2026, with SFNC shares delivered within 30 days, and further tranches of 975 and 976 units are scheduled to vest on October 1, 2026 and January 4, 2027, respectively, subject to earlier vesting upon specified events.
Simmons First National Corp director Russell William Teubner reported routine equity compensation activity. On July 1, 2026, he exercised restricted stock units to acquire 975 shares of SFNC common stock at $0.00 per share, increasing his directly held common shares to 24,499.
Teubner also reports indirect ownership of 43,976 SFNC common shares through a SEP-IRA. Following the transaction, he holds 1,951 restricted stock units that each convert into one SFNC common share. Footnotes state these units vest on scheduled future dates, with SFNC shares delivered within 30 days of vesting.
Simmons First National Corp director Eugene Hunt reported an exercise of restricted stock units into common shares. On July 1, 2026, 975 Restricted Stock Units converted into an equal number of SFNC common shares, increasing his direct common stock holdings to 37,095 shares.
Following this vesting event, Hunt also holds 1,951 Restricted Stock Units directly. According to the award schedule, 975 RSUs vest on October 1, 2026 and 976 RSUs vest on January 4, 2027, with SFNC shares to be delivered within 30 days of each vesting date.
SIMMONS FIRST NATIONAL CORP director Julie L. Stackhouse acquired additional SFNC shares through restricted stock vesting. On July 1, 2026, 975 Restricted Stock Units vested and converted into 975 shares of SFNC Common Stock on a one-for-one basis, increasing her directly held common stock to 19,018 shares.
Following this vesting, she also holds 1,951 Restricted Stock Units, with 975 units scheduled to vest on October 1, 2026 and 976 units on January 4, 2027. SFNC shares underlying these future units will be delivered within 30 days of each vesting, subject to earlier vesting upon events such as retirement, death, disability, or other specified events in the award agreement.