Investor presentation furnished by Shore Bancshares (NASDAQ: SHBI) for analyst meetings

Rhea-AI Filing Summary

Shore Bancshares, Inc. filed a current report to make an investor presentation publicly available. The company attached this presentation as Exhibit 99.1 for use in potential meetings with investors and analysts, providing additional financial and business information about the company.

The company specifies that the presentation and related disclosure are furnished under Regulation FD and Item 7.01, meaning they are not considered filed for liability purposes under the Exchange Act and will not be automatically incorporated into other securities filings unless specifically referenced.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): February 2, 2026

SHORE BANCSHARES, INC.

(Exact name of registrant as specified in its charter)

Maryland

000-22345

52-1974638

(State or other jurisdiction of incorporation or organization)

(Commission file number)

(IRS Employer Identification No.)

18 E. Dover St., Easton, Maryland 21601

(Address of principal executive offices) (Zip Code)

(410) 763-7800

(Registrant’s telephone number, including area code)

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

o						Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o						Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o						Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o						Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol

Name of Each Exchange on Which Registered

Common stock, $0.01 par value per share

SHBI

The NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Item 7.01. Regulation FD Disclosure.

Attached as Exhibit 99.1 to this report is a investor presentation reflecting financial information about Shore Bancshares, Inc. (the “Company”) for use by the Company in connection with potential meetings with investors and/or analysts. The Company does not undertake to update the information contained in the attached presentation materials.

The information contained in this Current Report on Form 8-K that is furnished under this Item 7.01, including the accompanying Exhibit 99.1, is being furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section. The information contained in this Current Report on Form 8-K that is furnished under this Item 7.01, including the accompanying Exhibit 99.1, shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, whether made before or after the date hereof, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits.

(d)Exhibits.

The exhibits that are filed or furnished with this report are listed in the Exhibit Index that immediately follows the signatures hereto, which list is incorporated herein by reference.

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EXHIBIT INDEX

Exhibit Number						Description
99.1						Investor Presentation (filed herewith)
104						Cover Page Interactive Data File (embedded within the inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						SHORE BANCSHARES, INC.
Dated: February 2, 2026						By:			/s/ James M. Burke
									James M. Burke
									President and Chief Executive Officer

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FAQ

What did Shore Bancshares (SHBI) disclose in this 8-K filing?

Shore Bancshares disclosed that it prepared an investor presentation and furnished it as Exhibit 99.1. The materials provide financial information for use in potential meetings with investors and analysts, offering additional insight into the company’s performance and strategy beyond regular SEC reports.

How is the Shore Bancshares (SHBI) investor presentation treated under securities laws?

The investor presentation is furnished under Item 7.01 and Regulation FD, not filed under Section 18 of the Exchange Act. This means it is not subject to the same liability standards and is only incorporated into other filings if expressly referenced there.

Will Shore Bancshares (SHBI) update the investor presentation filed as Exhibit 99.1?

Shore Bancshares states it does not undertake to update the information in the investor presentation. Investors should therefore understand that the slides reflect conditions at the time prepared and may not capture subsequent developments unless separately disclosed.

Is the Shore Bancshares (SHBI) investor presentation part of other SEC filings?

The company explains that the investor presentation and related 8-K disclosure are not automatically incorporated by reference into other Securities Act or Exchange Act filings. They become part of another filing only if that filing specifically refers to the presentation.

What exhibit did Shore Bancshares (SHBI) include with this 8-K report?

Shore Bancshares included two exhibits: an investor presentation labeled Exhibit 99.1 and a cover page interactive data file labeled Exhibit 104. The presentation is intended for use in potential meetings with investors and analysts to discuss the company’s financial information.

Under which item did Shore Bancshares (SHBI) furnish its investor presentation?

The investor presentation was furnished under Item 7.01, Regulation FD Disclosure. This item is used when a company shares information with investors and analysts and wants to ensure broad, non-selective disclosure to the market consistent with fair disclosure requirements.