Shore Bancshares (NASDAQ: SHBI) furnishes 2025 results press release

Rhea-AI Filing Summary

Shore Bancshares, Inc. furnished a current report to let investors know it has released a press release covering its results of operations and financial condition for the year ended December 31, 2025. The release is included as Exhibit 99.1 and is incorporated by reference.

The filing clarifies that this information is being furnished, not filed, under securities laws, which affects how it is treated for liability and incorporation into other registration statements. The report is signed by President and Chief Executive Officer James M. Burke.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 28, 2026

SHORE BANCSHARES, INC.

(Exact name of registrant as specified in its charter)

Maryland

000-22345

52-1974638

(State or other jurisdiction of incorporation or organization)

(Commission file number)

(IRS Employer Identification No.)

18 E. Dover Street, Easton, Maryland 21601

(Address of principal executive offices) (Zip Code)

(410) 763-7800

(Registrant’s telephone number, including area code)

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

o						Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o						Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o						Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o						Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol

Name of Each Exchange on Which Registered

Common stock, $0.01 par value per share

SHBI

The NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Item 2.02 Result of Operation and Financial Condition

On January 28, 2026, Shore Bancshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the year ended ended December 31, 2025. A copy of the Company’s press release is attached hereto as Exhibit 99.1 and hereby incorporated by reference.

The information furnished under Item 2.02 and Item 9.01 of this Current Report on Form 8-K, including the exhibit, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of the Company under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits

(d)Exhibits.

Exhibit Number						Description
99.1						Press Release, dated January 28, 2026 (filed herewith)
104						Cover Page Interactive Data File (embedded within the inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						SHORE BANCSHARES, INC.
Dated: January 28, 2026						By:			/s/ James M. Burke
									James M. Burke
									President and Chief Executive Officer

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FAQ

What did Shore Bancshares (SHBI) disclose in this 8-K filing?

Shore Bancshares furnished a current report to note it issued a press release on its results of operations and financial condition for the year ended December 31, 2025. The press release is attached as Exhibit 99.1 and incorporated by reference.

Which period’s results does Shore Bancshares’ (SHBI) press release cover?

The press release covers Shore Bancshares’ results of operations and financial condition for the year ended December 31, 2025. This time frame indicates a full fiscal year update rather than a single quarter or interim period.

How is the Shore Bancshares (SHBI) press release provided in the 8-K?

The press release is provided as Exhibit 99.1 to the report. It is dated January 28, 2026, and is expressly incorporated by reference, meaning readers should review that exhibit for the detailed financial and operating information.

Is the Shore Bancshares (SHBI) 8-K information considered filed or furnished?

The company states that the information under Item 2.02 and Item 9.01, including the exhibit, is furnished rather than filed. This distinction affects potential liability under Section 18 of the Exchange Act and how it can be incorporated into other filings.

Who signed the Shore Bancshares (SHBI) 8-K regarding 2025 results?

The report was signed on behalf of Shore Bancshares, Inc. by James M. Burke. He is identified as the President and Chief Executive Officer, indicating the filing carries executive-level authorization and responsibility for its contents.

What exhibits are attached to the Shore Bancshares (SHBI) 8-K?

Two exhibits are listed: Exhibit 99.1, which is the January 28, 2026 press release, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document. These exhibits support electronic reporting and detailed disclosure.