STOCK TITAN

Shore Bancshares (SHBI) director gains 2,310 shares through RSU vesting

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(Neutral)
Form Type
4

Rhea-AI Filing Summary

Shore Bancshares Inc. director Rebecca Middleton McDonald reported the vesting and conversion of 2,310 restricted stock units into an equal number of common shares on July 29, 2026. Following this, she directly holds 10,318 common shares and retains 1,855 unvested restricted stock units scheduled to vest on May 21, 2027. She also has indirect beneficial ownership of additional common shares held through trusts, including 54,024 shares by a trust for her benefit and further positions in the BMF and EFD IR trusts.

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Insider McDonald Rebecca Middleton
Role Director
Type Security Shares Price Value
Exercise Restricted Stock Units F3, F4, F5 2,310 $0.00 $0.00
Exercise Common Stock F1, F2 2,310 -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 1,855 shares (Direct); Common Stock — 10,318 shares (Direct); Common Stock — 54,024 shares (Indirect, By Trust for R. McDonald); Common Stock — 19,515 shares (Indirect, By Trustee for BMF Trust); Common Stock — 17,187 shares (Indirect, By Trustee for EFD IR Trust)
Footnotes (5)
  1. F1. Restricted stock units convert into common stock on a one-for-one basis.
  2. F2. Reflects an increase in beneficial ownership resulting from an exempt acquisition of common stock under Shore Bancshares Dividend Reinvestment Plan pursuant to Rule 16a-11.
  3. F3. Each restricted stock unit represents a contingent right to receive one share of SHBI common stock.
  4. F4. These restricted stock units vested on July 29, 2026.
  5. F5. The restricted stock units vest as follows: 1,855 units on May 21, 2027.
RSUs converted 2,310 units Restricted stock units converting into common stock on July 29, 2026
Direct common shares after transaction 10,318 shares Direct SHBI common stock beneficially owned after July 29, 2026 transactions
Unvested restricted stock units remaining 1,855 units Restricted stock units scheduled to vest on May 21, 2027
Indirect shares by trust for R. McDonald 54,024 shares Common stock held indirectly by trust for R. McDonald
Indirect shares by Trustee for BMF Trust 19,515 shares Common stock held indirectly as Trustee for BMF Trust
Indirect shares by Trustee for EFD IR Trust 17,187 shares Common stock held indirectly as Trustee for EFD IR Trust
Restricted Stock Units financial
"Restricted stock units convert into common stock on a one-for-one basis."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Dividend Reinvestment Plan financial
"Exempt acquisition of common stock under Shore Bancshares Dividend Reinvestment Plan"
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
beneficial ownership financial
"Reflects an increase in beneficial ownership resulting from an exempt acquisition"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
Rule 16a-11 regulatory
"Dividend Reinvestment Plan pursuant to Rule 16a-11."

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FAQ

What insider transaction did SHBI director Rebecca Middleton McDonald report?

Rebecca Middleton McDonald reported vesting and conversion of 2,310 restricted stock units into Shore Bancshares (SHBI) common stock on July 29, 2026. These units converted one-for-one into common shares, increasing her direct share ownership and reducing her outstanding restricted stock unit balance.

How many SHBI shares does Rebecca Middleton McDonald own directly after this Form 4?

After the reported transactions, Rebecca Middleton McDonald directly owns 10,318 shares of SHBI common stock. This total reflects the conversion of 2,310 vested restricted stock units and also incorporates prior exempt acquisitions under the company’s dividend reinvestment plan pursuant to Rule 16a-11.

What restricted stock units remain for Rebecca Middleton McDonald at SHBI?

Following the July 29, 2026 vesting, Rebecca Middleton McDonald holds 1,855 restricted stock units. According to the disclosure, these remaining units are scheduled to vest on May 21, 2027, each representing a contingent right to receive one share of SHBI common stock.

Does the SHBI Form 4 show indirect share holdings for Rebecca Middleton McDonald?

Yes. In addition to direct holdings, she has indirect beneficial ownership, including 54,024 SHBI shares held by a trust for her benefit, plus additional common stock held as trustee for the BMF Trust and the EFD IR Trust, as reported in the filing.

Were Rebecca Middleton McDonald’s SHBI transactions under a Rule 10b5-1 trading plan?

The disclosure indicates the Rule 10b5-1 checkbox is not marked, and the footnotes describe restricted stock unit vesting and a dividend reinvestment plan acquisition. There is no indication that these transactions were executed under a Rule 10b5-1 trading plan.

How did Shore Bancshares’ dividend reinvestment plan affect Rebecca Middleton McDonald’s SHBI holdings?

A footnote states her beneficial ownership reflects an exempt acquisition of common stock under Shore Bancshares’ Dividend Reinvestment Plan pursuant to Rule 16a-11, meaning some of the shares included in her 10,318 direct holdings were acquired via automatic dividend reinvestment.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
McDonald Rebecca Middleton

(Last)(First)(Middle)
18 E DOVER STREET

(Street)
EASTON MARYLAND 21601

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SHORE BANCSHARES INC [ SHBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/29/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/29/2026M2,310A(1)10,318(2)D
Common Stock54,024IBy Trust for R. McDonald
Common Stock19,515IBy Trustee for BMF Trust
Common Stock17,187IBy Trustee for EFD IR Trust
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3)07/29/2026M2,310 (4) (4)Common Stock2,310$01,855(5)D
Explanation of Responses:
1. Restricted stock units convert into common stock on a one-for-one basis.
2. Reflects an increase in beneficial ownership resulting from an exempt acquisition of common stock under Shore Bancshares Dividend Reinvestment Plan pursuant to Rule 16a-11.
3. Each restricted stock unit represents a contingent right to receive one share of SHBI common stock.
4. These restricted stock units vested on July 29, 2026.
5. The restricted stock units vest as follows: 1,855 units on May 21, 2027.
Remarks:
/s/ Christy Lombardi, Attorney in Fact for Rebecca M. McDonald07/31/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)