STOCK TITAN

Shore Bancshares (SHBI) director gains stock as 2,310 RSUs vest and boost holdings

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Shore Bancshares Inc. director Michael Brian Adams exercised 2,310 restricted stock units on July 29, 2026, converting them into 2,310 shares of common stock at $0.00 per share. His direct common stock holdings increased to 48,416 shares, with an additional 10,110 shares held indirectly in a Roth IRA. A remaining 1,855 restricted stock units are scheduled to vest on May 21, 2027.

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Insider Adams Michael Brian
Role Director
Type Security Shares Price Value
Exercise Restricted Stock Units F3, F4, F5 2,310 $0.00 $0.00
Exercise Common Stock F1, F2 2,310 -- --
holding Common Stock F2 -- -- --
Holdings After Transaction: Restricted Stock Units — 1,855 shares (Direct); Common Stock — 48,416 shares (Direct); Common Stock — 10,110 shares (Indirect, By Roth IRA)
Footnotes (5)
  1. F1. Restricted stock units convert into common stock on a one-for-one basis.
  2. F2. Reflects an increase in beneficial ownership resulting from an exempt acquisition of common stock under Shore Bancshares Dividend Reinvestment Plan pursuant to Rule 16a-11.
  3. F3. Each restricted stock unit represents a contingent right to receive one share of SHBI common stock.
  4. F4. These restricted stock units vested on July 29, 2026.
  5. F5. The restricted stock units vest as follows: 1,855 units on May 21, 2027.
RSUs Exercised 2,310 units Restricted stock units converted into common stock on July 29, 2026
Exercise Price $0.00 per share Price for conversion of 2,310 restricted stock units into common stock
Direct Holdings After 48,416 shares Direct common stock owned by Michael Brian Adams after transactions
Indirect Holdings After 10,110 shares Common stock held indirectly through a Roth IRA
Unvested RSUs 1,855 units Restricted stock units scheduled to vest on May 21, 2027
Vesting Date July 29, 2026 Date 2,310 restricted stock units vested into common stock
Restricted Stock Units financial
"Restricted stock units convert into common stock on a one-for-one basis."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Dividend Reinvestment Plan financial
"exempt acquisition of common stock under Shore Bancshares Dividend Reinvestment Plan"
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
beneficial ownership financial
"Reflects an increase in beneficial ownership resulting from an exempt acquisition"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
Rule 16a-11 financial
"under Shore Bancshares Dividend Reinvestment Plan pursuant to Rule 16a-11."

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did SHBI director Michael Brian Adams report?

Michael Brian Adams reported the exercise of 2,310 restricted stock units, which converted into 2,310 shares of Shore Bancshares common stock at $0.00 per share. This vesting event increased his direct ownership and reduced his unvested restricted stock unit balance.

How many SHBI shares does Michael Brian Adams now hold directly?

After the reported transactions, Michael Brian Adams directly owns 48,416 shares of Shore Bancshares common stock. This figure reflects the vesting of 2,310 restricted stock units and an increase in beneficial ownership noted under the company’s dividend reinvestment plan.

What indirect SHBI holdings does Michael Brian Adams report?

In addition to direct holdings, Michael Brian Adams reports 10,110 SHBI shares held indirectly through a Roth IRA. These indirect holdings are separate from his 48,416 directly held shares and are included in his overall beneficial ownership of Shore Bancshares stock.

What are the future vesting obligations for Michael Brian Adams’s SHBI restricted stock units?

Michael Brian Adams has 1,855 restricted stock units scheduled to vest on May 21, 2027. Each unit represents a contingent right to receive one share of SHBI common stock, which will increase his share ownership when the vesting condition is satisfied.

How do the SHBI restricted stock units convert into common stock?

Each restricted stock unit held by Michael Brian Adams converts one-for-one into SHBI common stock upon vesting. The 2,310 units that vested on July 29, 2026, became 2,310 shares, while 1,855 units remain unvested and are scheduled to vest in 2027.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Adams Michael Brian

(Last)(First)(Middle)
18 E DOVER STREET

(Street)
EASTON MARYLAND 21601

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SHORE BANCSHARES INC [ SHBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/29/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/29/2026M2,310A(1)48,416(2)D
Common Stock10,110(2)IBy Roth IRA
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(3)07/29/2026M2,310 (4) (4)Common Stock2,310$01,855(5)D
Explanation of Responses:
1. Restricted stock units convert into common stock on a one-for-one basis.
2. Reflects an increase in beneficial ownership resulting from an exempt acquisition of common stock under Shore Bancshares Dividend Reinvestment Plan pursuant to Rule 16a-11.
3. Each restricted stock unit represents a contingent right to receive one share of SHBI common stock.
4. These restricted stock units vested on July 29, 2026.
5. The restricted stock units vest as follows: 1,855 units on May 21, 2027.
Remarks:
/s/ Christy Lombardi, Attorney in Fact for Michael Brian Adams07/31/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)