Sumitomo Mitsui (NYSE: SMFG) corrects Japanese GAAP operating lease figures

Rhea-AI Filing Summary

Sumitomo Mitsui Financial Group, Inc. filed an amended report to correct previously disclosed figures for its non‑cancelable operating lease commitments under Japanese GAAP. The update revises the future minimum lease payments table as of March 31, 2024 and 2025. For 2024, lease payments due after one year were corrected from ¥184,207 million to ¥251,467 million, increasing the total from ¥221,293 million to ¥288,553 million. For 2025, payments due after one year were corrected from ¥162,464 million to ¥229,724 million, with the total rising from ¥199,790 million to ¥267,051 million. The amendment is limited to this lease disclosure and is incorporated by reference into the company’s Form F‑3 shelf registration.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K/A

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE

SECURITIES EXCHANGE ACT OF 1934

For the month of December 2025

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:    

Form 20-F ☒ Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By:		/s/ Kazuyuki Anchi
		Name:  Kazuyuki Anchi
		Title:   Senior Managing Executive Officer Group Chief Financial Officer

Date: December 4, 2025

Information furnished on this form:

Correction to the Consolidated Japanese GAAP Financial Statements of Sumitomo Mitsui

Financial Group, Inc. as of and for the fiscal year ended March 31, 2024 and 2025

The registrant is furnishing this amendment for the purpose of correcting its report on Form 6-K that was originally furnished to the SEC on June 26, 2025 (the “Original 6-K”), to correct the following disclosure under “(Notes to lease transactions) 2. Operating leases.” The corrected portions have been underlined. Except as set forth below, no amendments to the Original 6-K are being made hereby.

(Excerpt from the Original 6-K prior to correction)

 (1) Lessee side

Future minimum lease payments on operating leases which were not cancelable were as follows:

March 31		Millions of yen
		2024				2025
Due within 1 year		¥	37,086			¥	37,326
Due after 1 year			184,207				162,464
Total		¥	221,293			¥	199,790

(Excerpt from the Original 6-K as amended hereby)

 (1) Lessee side

Future minimum lease payments on operating leases which were not cancelable were as follows:

March 31		Millions of yen
		2024				2025
Due within 1 year		¥	37,086			¥	37,326
Due after 1 year			251,467				229,724
Total		¥	288,553			¥	267,051

(End of Corrections)

FAQ

What did Sumitomo Mitsui Financial Group (SMFG) change in this Form 6-K/A?

Sumitomo Mitsui Financial Group, Inc. corrected the disclosed figures for future minimum lease payments on non-cancelable operating leases in its consolidated Japanese GAAP financial statements as of and for the fiscal years ended March 31, 2024 and 2025. Only the lease payments table under “(Notes to lease transactions) 2. Operating leases” was amended.

How were SMFG’s 2024 operating lease commitments corrected in this amendment?

For the year ended March 31, 2024, lease payments due after 1 year were revised from ¥184,207 million to ¥251,467 million, and the total future minimum lease payments were revised from ¥221,293 million to ¥288,553 million.

What changes were made to SMFG’s 2025 operating lease payment figures?

For the year ended March 31, 2025, lease payments due after 1 year were corrected from ¥162,464 million to ¥229,724 million. As a result, the total future minimum lease payments were updated from ¥199,790 million to ¥267,051 million.

Did SMFG change the amounts due within one year on its operating leases?

No changes were made to the amounts due within 1 year. These remained at ¥37,086 million for March 31, 2024 and ¥37,326 million for March 31, 2025, while only the amounts due after one year and the totals were corrected.

Does this SMFG Form 6-K/A affect other parts of the original June 26, 2025 report?

The amendment states that, except for the corrected lease disclosure under “(Notes to lease transactions) 2. Operating leases,” no other amendments are being made to the original Form 6-K that was furnished on June 26, 2025.

How does this SMFG amendment relate to its Form F-3 registration statement?

The report is deemed to be incorporated by reference into the prospectus forming part of Sumitomo Mitsui Financial Group, Inc.’s Form F-3 registration statement (File No. 333-276219) and becomes part of that prospectus from the date it is furnished.