[Form 4] Synovus Financial Corp. Insider Trading Activity

Rhea-AI Filing Summary

Thomas T. Dierdorff, Executive Vice President, Corporate & Investment Banking at Synovus Financial Corp. (SNV), reported same-day sale and purchase activity on 08/28/2025. He sold 6,200 shares of Synovus common stock at $50.53 per share and repurchased 6,200 shares at a weighted average price of $50.56, leaving his beneficial ownership unchanged at 14,754 shares after the sale and 20,954 shares after the purchase as reported. The filing states these transactions were for personal tax planning and notes any profits from short-swing transactions within six months would be disgorged under Section 16(b).

Positive

• The reporting person completed an offsetting sale of 6,200 shares at $50.53 and a purchase of 6,200 shares at a weighted average $50.56, and stated beneficial ownership did not change.
• Filing includes explicit disclosure that transactions were for personal tax planning and notes compliance with Section 16(b) disgorgement rules.

Negative

• Transactions occurred within a short window and the filing notes any profits from sale-and-repurchase within six months would be subject to disgorgement under Section 16(b).

Insights

Financial Analyst

TL;DR: Routine insider sale and buyback that did not change beneficial ownership; likely tax-planning, not a material signal.

The reporting person executed an offsetting sale and purchase of 6,200 shares each on the same date, with a sale price of $50.53 and a weighted-average purchase price of $50.56. The filing explicitly states the transactions were for personal tax planning and that beneficial ownership did not change. From a financial-analyst perspective, this is a non-material, routine Section 16 filing because it does not alter ownership stakes or indicate a change in control or strategy. Market impact is expected to be negligible.

Corporate Governance Expert

TL;DR: Disclosure is compliant and includes required caveats about short-swing profit disgorgement; governance implications are minimal.

The Form 4 includes the customary explanation that the swap was for personal tax planning and that any short-swing profits would be disgorged pursuant to Section 16(b). The filing shows the officer remains a direct beneficial owner and there is no change to control or director-level ownership. Documentation and the signed filing meet standard disclosure expectations; there is no evidence here of governance concerns or policy violations.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dierdorff Thomas T

(Last) (First) (Middle)

P.O. BOX 120

(Street)

COLUMBUS GA 31902

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SYNOVUS FINANCIAL CORP [ SNV ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Corp. & Inv. Banking

3. Date of Earliest Transaction (Month/Day/Year)
08/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/28/2025		S		6,200(1)	D	$50.53	14,754	D
Common Stock	08/28/2025		P		6,200(1)	A	$50.56(2)	20,954	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person entered into the foregoing transactions for personal tax planning purposes, and the reporting person's beneficial ownership did not change as a result of these transactions. Consistent with the registrant's policies, any profits that may have been derived by the reporting person from the sale and subsequent purchase of shares within a six month period would have been disgorged to the registrant in accordance to Section 16(b) of the Securities Exchange Act of 1934.

2. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $50.53 to $50.57. The reporting person undertakes to provide to Synovus Financial Corp., any security holder of Synovus Financial Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in the in footnote (2) of this Form 4.

Remarks:

	/s/ Mary Maurice Young	08/29/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did Thomas T. Dierdorff report on Form 4 for SNV?

He reported a sale of 6,200 shares at $50.53 and a purchase of 6,200 shares at a weighted average $50.56 on 08/28/2025.

Did the insider's beneficial ownership change after the transactions?

No. The filing states the reporting person's beneficial ownership did not change as a result of these transactions.

Why were the sale and purchase made according to the Form 4?

The reporting person stated the transactions were done for personal tax planning purposes.

Are there any short-swing profit implications noted in the filing?

Yes. The filing notes that any profits from sale and subsequent purchase within six months would be disgorged pursuant to Section 16(b).

What were the reported beneficial ownership totals after the transactions?

The Form 4 reports 14,754 shares following the sale and 20,954 shares following the purchase (direct ownership).