SR Bancorp, Inc. filings document material events for the holding company of Somerset Regal Bank, including Form 8-K reports on operating results, quarterly dividend declarations, and financial-condition disclosures. The filings also identify SRBK common stock as a Nasdaq-listed security and record the company’s public-company reporting framework.
Governance filings cover executive officer transitions, amended employment agreements, compensatory arrangements, annual meeting voting results, director elections, auditor ratification, and Regulation FD presentation materials. These records connect the bank holding company’s capital actions, leadership structure, and shareholder governance to its formal SEC disclosure record.
SR Bancorp, Inc. (SRBK), the holding company for Somerset Regal Bank, reported net income of $1.068 million for the three months ended September 30, 2026, up 54.1% from $693,000 a year earlier; diluted earnings were $0.15 per share versus $0.09. Adjusted net income, after excluding net accretion income related to fair-value adjustments, was $1.034 million, compared with $475,000 a year earlier.
Net interest income increased 9.3% to $8.302 million, while interest expense rose 24.3% to $5.396 million. Net interest margin decreased two basis points to 3.03% from 3.05%. At September 30, 2026, total assets were $1.22 billion, net loans were $947.4 million and deposits were $979.2 million. Compared with June 30, 2026, loans rose $46.2 million, deposits rose $52.8 million, and cash declined $11.3 million to $60.2 million. Borrowings were $35.0 million at September 30, 2026, versus $65.0 million at June 30, 2026.
SR Bancorp recorded a $177,000 provision for credit losses and reported no charge-offs or non-performing loans during the quarter. It repurchased and retired 17,127 shares of common stock for $328,000.
SR Bancorp, Inc. asked stockholders to elect three directors for three-year terms and ratify Baker Tilly US, LLP as its independent registered public accounting firm for the fiscal year ending June 30, 2027, at the November 18, 2026 annual meeting. Stockholders of record on September 21, 2026 may vote; 7,931,396 common shares were outstanding on that date, with one vote per share. Record holders beneficially owning more than 10% of outstanding common shares cannot vote shares above the 10% limit.
Christopher J. Pribula became President and Chief Executive Officer of SR Bancorp and Somerset Regal Bank effective January 1, 2026, and received $897,472 in total compensation for fiscal 2026. Somerset Regal Bank paid $240,000 in rent for two branch facilities in which David M. Orbach's spouse and siblings maintained ownership interests.
SR Bancorp, Inc. reported total assets of $1.19 billion, deposits of $926.4 million and stockholders’ equity of $181.8 million at June 30, 2026. Its primary business is ownership of Somerset Regal Bank, which operates 14 branches in northern and central New Jersey. The Bank had $65.0 million of Federal Home Loan Bank of New York borrowings, compared with $30.0 million at June 30, 2025.
Total loans were $904.5 million; residential mortgage loans represented 52.6% and commercial loans 45.7% of the loan portfolio. The Bank reported no non-performing assets at June 30, 2026, and was classified as “well capitalized” under prompt corrective action standards, exceeding each capital requirement. Its held-to-maturity securities had amortized cost of $131.2 million and fair value of $113.6 million. Uninsured deposits were $191.6 million at June 30, 2026, compared with $145.3 million at June 30, 2025.
SR Bancorp, Inc. (SRBK), the holding company for Somerset Regal Bank, announced that its Board of Directors declared a quarterly cash dividend of $0.06 per share. The dividend is scheduled to be paid on October 15, 2026 to stockholders of record as of September 30, 2026.
Somerset Regal Bank, SR Bancorp’s banking subsidiary, is a full-service New Jersey commercial bank with 14 branches across several New Jersey counties. At June 30, 2026, the bank reported $1.19 billion in total assets, $901.2 million in net loans, $926.4 million in deposits and $181.8 million in total equity.
SR Bancorp, Inc. director Robert Kenneth Mustard purchased 250 shares of common stock on 2026-08-14 in an open-market or private transaction at $20.21 per share. Following this transaction, he directly owns 1,500 shares of SRBK common stock. The filing’s Rule 10b5-1 checkbox was not marked, indicating the trade was not reported as made under a Rule 10b5-1 trading plan.
SR Bancorp, Inc., holding company for Somerset Regal Bank, reported results for its fourth quarter and year ended June 30, 2026. Quarterly net income was $940,000, or $0.13 per basic and diluted share, versus $2.2 million a year earlier, when results included $1.5 million of life insurance gains and higher fair value accretion income. On an adjusted basis, quarterly net income was $867,000 compared with $412,000.
For the full year, net income was $3.4 million, or $0.45 per basic share, down from $5.1 million, while adjusted net income rose to $2.8 million from $1.6 million. Net interest income increased to $31.2 million and net interest margin improved to 3.04% from 2.93%, partly offset by higher provisions for credit losses and increased salaries and benefits.
At June 30, 2026, total assets were $1.19 billion, net loans $901.2 million, and deposits $926.4 million, with loans up 13.0% year over year. Loan growth was funded by deposit growth and $35.0 million of additional Federal Home Loan Bank borrowings. Credit quality remained strong with no non-performing loans or charge-offs and an allowance for credit losses of 0.65% of total loans. Stockholders’ equity was $181.8 million after repurchasing 978,778 shares for $16.0 million, and tangible book value per share was $19.69.
SR Bancorp, Inc. reports that its internal audit service provider, Mercadien, P.C. CPAs, experienced a data security incident in which an unauthorized actor accessed and acquired files on Mercadien’s servers containing certain Somerset Regal Bank customer data. The bank’s own business systems, payment systems, customer access to accounts and core information technology infrastructure were not involved or disrupted. Exposed information on Mercadien’s servers may include customer names, social security numbers, account numbers, identification documents and/or dates of birth. Customer notifications are being provided through Mercadien under applicable federal and state requirements and regulatory guidance. As of this disclosure, the incident has not had, and is not expected to have, a material impact on SR Bancorp’s consolidated financial condition or results of operations, although the company notes forward-looking risks related to potential misuse of data, legal and regulatory consequences, and reputational effects.
SR Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.06 per share, up $0.01 or 20%. The dividend will be paid on July 15, 2026 to stockholders of record on June 30, 2026.
The company, parent of Somerset Regal Bank, highlights that earnings and a strong financial position support the higher payout. As of March 31, 2026, Somerset Regal Bank reported $1.14 billion in total assets, $859.1 million in net loans, $897.6 million in deposits and $181.3 million in total equity.
SR Bancorp, Inc. President and CEO Christopher J. Pribula purchased 500 shares of common stock in an open-market transaction at $18.99 per share. Following this buy, he directly owns 56,138 common shares.
He also reports indirect ownership through various accounts, including 4,263 shares by an ESOP, 21,232 shares by a 401(k) plan, and smaller positions held by his spouse and children. In addition, he holds stock options covering 99,833 shares at an exercise price of $12.50, expiring on January 29, 2035, and options for 14,262 shares at $16.55, expiring on December 17, 2035. Related footnotes state that these stock options and associated restricted stock vest at a rate of 20% per year starting in 2026.