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1St Source SEC Filings

SRCE NASDAQ

Welcome to our dedicated page for 1St Source SEC filings (Ticker: SRCE), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Parsing 1st Source Corporation’s detailed 10-K to locate loan-loss provisions or to gauge exposure to aircraft financing can feel like wading through a thicket of regulatory jargon. Credit-quality tables, capital-ratio footnotes, and segmented net-interest-margin data are scattered across hundreds of pages—exactly when you need fast clarity on SRCE’s risk profile and earnings power.

Stock Titan brings order to that complexity. Our AI-powered summaries extract the numbers you care about from every filing type, whether it’s a 1st Source quarterly earnings report 10-Q filing or the latest 8-K material events explained. Need immediate insight into 1st Source insider trading Form 4 transactions? We deliver real-time alerts the moment a director buys or sells. Wondering how CECL adjustments impact capital ratios? Our platform highlights the exact section—no manual search required.

Here’s how investors use this hub:

  • Track 1st Source Form 4 insider transactions real-time to spot sentiment shifts before headlines appear.
  • Compare segment trends with our 1st Source earnings report filing analysis that links loan-portfolio growth to net-interest margins.
  • See 1st Source proxy statement executive compensation broken down into salary, incentive, and equity components—AI explains how pay aligns with performance.
  • Review 1st Source annual report 10-K simplified summaries featuring tier-1 capital, liquidity sources, and specialty-finance concentrations.

Whether you’re understanding 1st Source SEC documents with AI for the first time or need continuous monitoring, our coverage spans every form—10-K, 10-Q, 8-K, DEF 14A, S-3—and updates the second they hit EDGAR. Complex disclosures become clear, actionable insights.

Rhea-AI Summary

1st Source Corp. (SRCE) Q2 2025 10-Q highlights:

  • Earnings: Q2 net income rose 1.4 % to $37.3 m; diluted EPS up to $1.51 from $1.49. First-half (FH) EPS climbed 12.7 % to $3.02, delivering 12.9 % YoY profit growth to $74.8 m.
  • Net interest margin: Q2 net interest income expanded 15 % YoY to $85.2 m as deposit costs fell; FH growth was 13.8 % to $166.1 m. Interest expense declined 11 % despite mid-single-digit asset growth.
  • Credit quality: Allowance increased 5 % YTD to $163.5 m (2.30 % of loans). Provision for credit losses surged to $7.9 m in Q2 (vs. $0.1 m LY) and $11.0 m FH (vs. $7.2 m), signalling higher expected loss content.
  • Balance sheet: Total assets reached $9.09 bn (+1.7 % since YE). Net loans grew 3.5 % to $6.93 bn, led by renewable energy (+18 %) and commercial (+8 %). Deposits rose 2.9 % to $7.44 bn, while short-term borrowings fell 56 % to $110 m, reducing wholesale funding reliance.
  • Capital & OCI: Shareholders’ equity rose 7.9 % to $1.20 bn; accumulated OCI loss narrowed to $56.8 m from $87.2 m on bond-market recovery. Outstanding shares: 24.54 m.
  • Noninterest items: Fee income steady at $23.1 m; a $1.0 m security loss offset trust and insurance growth. Expenses rose 7 % FH, driven by compensation and tech spend.
  • Liquidity: Cash & equivalents increased to $149 m; AFS securities fair value $1.46 bn with $79 m unrealized loss (5.4 % of cost).

Overall, SRCE delivered strong margin-led earnings growth and deposit inflows, partly tempered by higher credit provisioning and expense pressure.

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Rhea-AI Summary

Intel (INTC) filed an 8-K covering two material items.

Item 2.02 – Results: A furnished press release (Ex. 99.1) contains full Q2-25 GAAP and non-GAAP figures and Q3 outlook; those numbers are not repeated in this filing.

Item 2.05 – 2025 Restructuring Plan: Approved 10-Jul-25 and announced 24-Jul-25, the programme will cut the core workforce by 15 % by FY-25, streamline layers and redirect spending to client & server lines while exiting lower-priority businesses.

Financial impact: Intel expects $1.9 bn total charges; $1.8 bn will be booked in Q2-25. Components are $1.4 bn cash severance and $416 m non-cash asset impairments tied to business exits and real-estate consolidation. Actions should be “substantially complete” by Q4-25.

Forward-looking language cautions that timing, costs and savings may change.

Near-term GAAP earnings will absorb large charges, but management signals longer-term margin expansion and tighter strategic focus.

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FAQ

What is the current stock price of 1St Source (SRCE)?

The current stock price of 1St Source (SRCE) is $60.9 as of July 25, 2025.

What is the market cap of 1St Source (SRCE)?

The market cap of 1St Source (SRCE) is approximately 1.6B.

What are the primary services offered by 1st Source Corporation?

1st Source Corporation provides consumer banking products, commercial/agricultural/real estate lending, trust and wealth advisory services, insurance, and specialized financing for equipment and aircraft.

Where is 1st Source Corporation primarily located?

The bank is headquartered in South Bend, Indiana, serving the northern Indiana and southwestern Michigan regions with a focus on community banking.

How does 1st Source differentiate itself from larger banking institutions?

The company emphasizes personalized, relationship banking and leverages its deep regional expertise to offer tailored financial services that address local market needs.

What is included in their specialty finance offerings?

Their Specialty Finance Group provides financing for construction equipment, private and cargo aircraft, and various fleet vehicles, helping to address niche market segments.

How has 1st Source Corporation maintained its reputation over the years?

With over 150 years of experience, 1st Source has built a reputation for integrity, personalized service, and consistent financial prudence, reinforced by multiple industry accolades.

What is the significance of relationship banking in their business model?

Relationship banking allows 1st Source to deeply understand client needs, build long-term trust, and deliver tailored financial solutions that benefit both individuals and businesses.

How does the bank generate its revenue?

Revenue is generated through a mix of interest income from loans and deposits, as well as noninterest income derived from advisory fees, insurance commissions, and specialty finance services.

What industry-specific keywords are relevant to 1st Source Corporation?

Relevant keywords include 'relationship banking', 'commercial lending', 'specialty finance', and 'trust advisory', which reflect their multifaceted service offerings.
1St Source

NASDAQ:SRCE

SRCE Rankings

SRCE Stock Data

1.55B
18.29M
24.78%
70.93%
0.44%
Banks - Regional
State Commercial Banks
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United States
SOUTH BEND