Every 10-Q that SouthState Bank Corporation (SSB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow SSB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SSB filings page.
SouthState Bank Corporation reported higher profitability for the quarter ended June 30, 2026. Net income for the quarter was $230,022 thousand compared with $215,224 thousand a year earlier, and six‑month net income rose to $455,842 thousand from $304,304 thousand. Basic and diluted earnings per common share for the quarter were $2.36 and $2.35, versus $2.12 and $2.11 in 2025. Net interest income was $575,949 thousand for the quarter, while the provision for credit losses for the first half declined to $26,727 thousand from $108,067 thousand, and total noninterest expense for the first half decreased to $717,273 thousand from $783,887 thousand.
At June 30, 2026, total assets were $68,910,028 thousand, with total loans of $50,846,872 thousand and total deposits of $56,349,810 thousand. Shareholders’ equity totaled $9,131,468 thousand. The securities portfolio included held to maturity securities with amortized cost of $1,955,754 thousand and fair value of $1,641,042 thousand, and available for sale securities with amortized cost of $7,016,432 thousand and fair value of $6,598,177 thousand, reflecting aggregate gross unrealized losses of $314,712 thousand and $432,295 thousand, respectively; management states it does not expect credit losses or sales that would realize these losses.
For the first half of 2026, net cash provided by operating activities was $573,153 thousand, while investing activities used $2,474,596 thousand and financing activities provided $1,079,272 thousand. Common stock outstanding decreased to 96,971,142 shares at June 30, 2026, reflecting repurchases, and cash dividends declared on common stock totaled $117,218 thousand for the six‑month period.
SouthState Bank Corporation delivered much stronger results for the quarter ended March 31, 2026. Net income rose to $225.8 million from $89.1 million a year earlier, and diluted earnings per share increased to $2.28 from $0.87. Net interest income improved to $561.6 million, supported by lower interest expense and steady loan yields, while the provision for credit losses dropped sharply to $10.8 million from $100.6 million, reflecting a more favorable credit outlook.
Total assets reached $68.0 billion as of March 31, 2026, up from $67.2 billion at year-end 2025, driven mainly by loan growth to $49.5 billion. Deposits increased to $55.9 billion, with a mix of noninterest-bearing and interest-bearing balances. Noninterest income was $100.1 million, up from $86.1 million, helped by higher mortgage banking and capital markets fees, while noninterest expenses fell to $359.5 million, partly due to the absence of prior-year merger and restructuring costs. Shareholders’ equity was $9.0 billion, as higher retained earnings were offset by dividends, share repurchases, and a larger accumulated other comprehensive loss from securities valuation changes.
SouthState Bank Corporation (SSB) reported stronger Q3 results. Net income for the quarter was $246.6 million, up from $143.2 million a year ago, with diluted EPS of $2.42 versus $1.86. Net interest income rose to $599.7 million as higher loan and securities yields more than offset increased funding costs. The provision for credit losses was $5.1 million.
For the nine months ended September 30, 2025, net income reached $550.9 million. Year‑to‑date results include a $229.3 million gain on a sale‑leaseback and $228.8 million in securities losses. Noninterest expense for Q3 was $372.3 million, reflecting larger operations and higher amortization of intangibles.
The balance sheet expanded notably. Total assets were $66.0 billion at September 30, 2025, with loans, net at $47.1 billion and deposits at $54.1 billion. Shareholders’ equity increased to $9.01 billion, and accumulated other comprehensive loss improved to $(316.0) million from $(606.9) million at year‑end. Goodwill and other intangibles rose alongside a larger franchise footprint.
SouthState Corp. (SSB) Q2-25 10-Q highlights
- Balance-sheet expansion: Total assets jumped 42% to $65.9 bn vs. $46.4 bn at 12/31/24, driven by a 40% surge in net loans to $46.6 bn and a 41% rise in deposits to $53.7 bn. Common shares outstanding rose to 101.5 m (vs. 76.3 m), evidencing a sizable share-for-share acquisition completed in H1-25.
- Earnings momentum: Q2 net income increased 63% YoY to $215.2 m on net interest income of $577.9 m (+65%). Diluted EPS improved to $2.11 (vs. $1.73). ROE benefited from scale despite higher equity base.
- Net interest margin drivers: Interest income rose 58% to $840.5 m, eclipsing the 45% climb in interest expense to $262.6 m. Deposit costs remain the largest pressure point ($241.6 m, +46%). Provision expense stayed modest at $7.5 m.
- Noninterest items volatile: H1 recorded a $229 m gain on a sale-leaseback but an offsetting $229 m securities loss; fee lines (deposit, trust, capital markets) all posted double-digit YoY growth.
- Expense uptick: Total noninterest expense rose 51% to $375.1 m, reflecting head-count from the acquisition, higher occupancy, and $24.4 m of merger-related costs.
- Capital & liquidity: Cash and equivalents climbed to $3.46 bn (vs. $1.39 bn). Goodwill and intangibles now total $3.53 bn, or 5.4% of assets.
- Six-month view: Net income $304.3 m (+23%), yet diluted EPS slipped 7% to $2.99 due to share dilution. OCI gains of $235 m partially reversed earlier AFS mark-to-market losses.