Welcome to our dedicated page for SouthState Bank SEC filings (Ticker: SSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
SouthState Bank Corporation (NYSE: SSB) files a range of reports with the U.S. Securities and Exchange Commission that document its financial condition, corporate actions and governance. This SEC filings page brings together those documents so investors can review how the company describes its commercial banking activities, capital position and risk factors.
Key filings include annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide audited and interim financial statements, segment information, loan and deposit data, capital ratios and detailed risk disclosures. For SouthState, these filings are particularly relevant for understanding net interest income, noninterest income from areas such as correspondent banking and capital markets, credit quality metrics and regulatory capital measures.
Current reports on Form 8-K play an important role in SouthState’s disclosure. Recent 8-Ks have announced quarterly earnings releases and conference calls, dividend declarations, the acquisition and integration of Independent Bank Group, Inc., the redomicile from South Carolina to Florida via a merger into SouthState Bank Corporation, and changes to the board of directors, including the appointment of a new independent director. Other 8-Ks describe material definitive agreements, assumptions of indebtedness and supplemental indentures tied to subordinated notes and trust preferred securities.
On this page, investors can also review filings related to dividends, governance updates and corporate structure changes, such as the Agreement and Plan of Merger used to effect the redomicile. Real-time updates from EDGAR ensure that new SouthState filings appear as they are submitted. AI-powered summaries help explain lengthy documents like 10-Ks, 10-Qs and complex 8-Ks, highlighting items such as earnings trends, capital ratios, credit provisions and significant transactions, so readers can quickly understand the implications of each filing for the SSB stock and the underlying banking franchise.
SouthState Corp (SSB) filed a Form 4 disclosing that director G. Stacy Smith purchased 2,500 common shares on 08/01/2025 at $92.30 each (transaction code P). The ~$231k buy lifts Smith’s direct holding to 39,546 shares, an increase of roughly 7 % from the prior level. No derivative positions or insider sales were reported, and the filing does not reference a Rule 10b5-1 trading plan.
Director buying can serve as a modest positive sentiment indicator, yet the dollar amount is immaterial relative to SouthState’s market capitalization and has no direct effect on earnings, capital ratios or strategy. The event is therefore best viewed as a limited confidence signal rather than a market-moving catalyst.
SouthState Corp. (SSB) – Form 4 insider filing
Chief Credit Officer Daniel E. Bockhorst reported RSU vesting on 31 Jul 2025. He received 1,491 common shares at a $0 exercise price (code “M”). To satisfy withholding taxes, 36 shares were surrendered at $94.17 (code “F”). Net change is an increase of 1,455 shares, bringing his direct holdings to 36,785 shares.
The RSUs were granted 31 Jul 2023 and vest annually in one-third increments; this filing covers the first tranche. No derivative positions remain and no open-market transactions occurred. The event is routine equity compensation and slightly boosts insider ownership, offering a modestly positive governance signal.
SouthState Corp. (SSB) Q2-25 10-Q highlights
- Balance-sheet expansion: Total assets jumped 42% to $65.9 bn vs. $46.4 bn at 12/31/24, driven by a 40% surge in net loans to $46.6 bn and a 41% rise in deposits to $53.7 bn. Common shares outstanding rose to 101.5 m (vs. 76.3 m), evidencing a sizable share-for-share acquisition completed in H1-25.
- Earnings momentum: Q2 net income increased 63% YoY to $215.2 m on net interest income of $577.9 m (+65%). Diluted EPS improved to $2.11 (vs. $1.73). ROE benefited from scale despite higher equity base.
- Net interest margin drivers: Interest income rose 58% to $840.5 m, eclipsing the 45% climb in interest expense to $262.6 m. Deposit costs remain the largest pressure point ($241.6 m, +46%). Provision expense stayed modest at $7.5 m.
- Noninterest items volatile: H1 recorded a $229 m gain on a sale-leaseback but an offsetting $229 m securities loss; fee lines (deposit, trust, capital markets) all posted double-digit YoY growth.
- Expense uptick: Total noninterest expense rose 51% to $375.1 m, reflecting head-count from the acquisition, higher occupancy, and $24.4 m of merger-related costs.
- Capital & liquidity: Cash and equivalents climbed to $3.46 bn (vs. $1.39 bn). Goodwill and intangibles now total $3.53 bn, or 5.4% of assets.
- Six-month view: Net income $304.3 m (+23%), yet diluted EPS slipped 7% to $2.99 due to share dilution. OCI gains of $235 m partially reversed earlier AFS mark-to-market losses.
On 24 Jul 2025, SouthState Corporation (NYSE: SSB) filed an 8-K covering three key items:
- Item 2.02 – Results of Operations: The Company issued a press release (Ex. 99.1) and slide deck (Ex. 99.2) with financial results for Q2-25; specific figures are not included in the filing. A conference call is scheduled for 25 Jul 2025 at 9:00 a.m. ET (dial-in +1 888-350-3899, passcode 4200408).
- Item 7.01 – Reg FD: The same presentation will be used during the call and is furnished, not filed, thereby limiting liability under §18 of the Exchange Act.
- Item 8.01 – Other Events: The Board raised the quarterly cash dividend 11% to $0.60/share (from $0.54). The dividend is payable 15 Aug 2025 to holders of record on 8 Aug 2025.
No financial tables or detailed earnings metrics are contained within the body of this 8-K; investors must review the attached exhibits for full results.
FAQ
What is the current stock price of SouthState Bank (SSB)?
What is the market cap of SouthState Bank (SSB)?
