Welcome to our dedicated page for Southern States Bancshares SEC filings (Ticker: SSBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to historical SEC filings for Southern States Bancshares, Inc. (SSBK), which operated as a bank holding company for Southern States Bank, an Alabama state-chartered commercial bank. These documents record the company’s regulatory history before its merger into FB Financial Corporation and the subsequent delisting of its common stock from Nasdaq.
Southern States’ periodic reports, such as its annual reports on Form 10-K and quarterly reports on Form 10-Q, contain detailed information on its commercial banking activities. These filings discuss loan and deposit balances, net interest income, net interest margin, noninterest income and expense, credit quality metrics, capital ratios and the impact of transactions such as the acquisition of Century Bank. They also provide narrative analysis of factors affecting earnings and balance sheet composition.
Merger-related filings are especially important for understanding the final phase of SSBK’s history. A Registration Statement on Form S-4 filed by FB Financial in connection with the merger included a joint proxy statement/prospectus describing the terms of the transaction. A Form 8-K filed by Southern States on July 1, 2025 reports that on that date Southern States merged with and into FB Financial, and Southern States Bank merged with and into FirstBank. The same Form 8-K explains that each share of Southern States common stock was converted into the right to receive 0.800 shares of FB Financial common stock and that Southern States would cease to exist as a separate legal entity.
Trading and registration changes are documented in a Form 25 filed on July 1, 2025, which serves as a notification of removal from listing and/or registration under Section 12(b) of the Securities Exchange Act of 1934 for Southern States’ common stock on Nasdaq. The July 1, 2025 Form 8-K notes that Nasdaq was asked to suspend trading and withdraw the listing and that FB Financial, as successor, intended to file Form 15 certifications to deregister the Southern States common stock and suspend its reporting obligations.
On Stock Titan, users can review these filings with AI-powered summaries that highlight key points from lengthy documents, helping to interpret complex merger provisions, capital disclosures and credit quality discussions without reading every page of the original forms.
Southern States Bancshares, Inc. (SSBK) filed a Form 4 disclosing that director Richard E. Drews Jr. disposed of his entire SSBK position on 1 July 2025. The disposal was not an open-market sale; it reflects the closing of SSBK’s previously announced merger with FB Financial Corp. (FBK). At the effective time of the merger, each SSBK share automatically converted into the right to receive 0.8 share of FBK common stock, with cash for fractional shares. Drews’ holdings converted as follows:
- 25,524 shares held directly converted into FBK stock.
- 775 shares held indirectly through a granddaughter converted on the same terms.
No cash sale price is listed because consideration was delivered in FBK shares; the filing cites $45.30 as FBK’s closing price on 30 June 2025, the last trading day before closing. Following the transaction, Drews reports zero SSBK shares, confirming that SSBK equity has been fully extinguished. This filing is largely administrative, documenting insider ownership changes driven by a corporate action already disclosed to the market.