S & T Bancorp Inc SEC Filings

S&T Bancorp, Inc. furnished an investor presentation outlining full-year and fourth-quarter 2025 results and strategic priorities. For 2025, net income was $134.2 million, or $3.49 per diluted share, with a return on assets of 1.38% and return on equity of 9.29%. Net interest income was $350.1 million on total revenue of $402.1 million, and the net interest margin on a fully tax-equivalent basis was 3.90%. Loans totaled $8.07 billion and deposits $8.0 billion at year-end, with strong capital ratios, including a tangible common equity to tangible assets ratio of 11.46%. Asset quality metrics remained solid, with net charge-offs of 0.18% of average loans and nonperforming assets at 0.69% of total loans plus OREO.

S&T Bancorp, Inc. approved a limited waiver of its mandatory retirement age to allow Lead Independent Director Jeffrey D. Grube to continue serving beyond age seventy-two. The waiver was approved effective January 28, 2026, and Mr. Grube abstained from the board vote.

The waiver runs through nomination for the 2028 annual shareholders meeting, enabling him to serve on the board through the 2029 annual shareholders meeting, if elected. It permits, but does not require, the board to nominate him annually and to continue appointing him as Lead Independent Director during this period. The board states it does not intend to permanently amend the bylaws or corporate governance guidelines and views Mr. Grube’s continued service as in the best interest of S&T and its shareholders.

S&T Bancorp, Inc. reported that its board of directors approved a $0.36 per share cash dividend on common stock on January 28, 2026. This dividend is an increase of $0.02, or 5.88 percent, compared to the $0.34 per share dividend declared in the same period a year earlier.

Based on the January 27, 2026 closing share price of $42.11, the dividend represents an annualized yield of 3.42 percent. The dividend will be paid on February 26, 2026 to shareholders who are on record as of February 12, 2026.

S&T Bancorp, Inc. filed a current report describing three related updates. The company announced that it released its earnings for the three and twelve months ended December 31, 2025, with details provided in an earnings press release and separate supplemental financial materials available on its website. These materials are furnished as exhibits and are not treated as filed for liability purposes.

The most concrete action is a new $100 million share repurchase program authorized by the board on January 21, 2026. This program will replace the existing repurchase plan effective January 26, 2026, and is scheduled to run through February 1, 2027. S&T may repurchase its common stock from time to time in open market or privately negotiated transactions, up to the $100 million aggregate value. The timing, price and volume of buybacks will be at the company’s discretion and depend on factors such as market conditions, trading price, legal requirements and S&T’s financial performance, and the authorization can be extended, modified or discontinued at any time.

S&T Bancorp (STBA) reported steady third‑quarter performance. Net income was $34.9 million with diluted EPS of $0.91, up from $32.6 million and $0.85 a year ago. Net interest income rose to $89.2 million as funding costs eased versus last year, while the provision for credit losses was $2.8 million after a release in the prior year period.

Balance sheet trends were constructive. Portfolio loans reached $7.98 billion (net $7.88 billion) versus $7.74 billion at year‑end, and deposits were $7.92 billion, up from $7.78 billion. Securities available for sale were $1.00 billion. Accumulated other comprehensive loss improved to $(45.2) million from $(77.0) million at year‑end as unrealized losses narrowed. Noninterest income was $13.8 million, reflecting stable card, service charge and wealth fees, and noninterest expense was $56.4 million amid continued investment in people and technology.

Shareholders’ equity increased to $1.48 billion. Shares outstanding were 38,350,500 as of September 30, 2025, and 38,222,500 as of October 31, 2025. The quarterly dividend declared was $0.34 per share.

S&T Bancorp, Inc. (STBA) furnished an investor presentation via an 8‑K under Item 7.01 (Regulation FD). The materials are intended for use in discussions with investors and analysts and are available on the company’s website.

The investor presentation is attached as Exhibit 99.1 and incorporated by reference in this report. The information is being furnished, not filed, under the Exchange Act and is not subject to Section 18 liabilities, nor incorporated into other filings unless specifically referenced.

S&T Bancorp (STBA) reported an insider transaction by a director. On 10/28/2025, the director purchased 2,500 shares of common stock at $36.5451 per share (transaction code P), bringing direct beneficial ownership to 44,985 shares after the trade. The filing also lists 1,290 Director Restricted Stock Units, each representing a right to receive one common share. These RSUs vest in 364 days from the date of issuance, with shares delivered upon vesting.

S&T Bancorp, Inc. (STBA) reported a director equity award. On 10/29/2025, the director received 812 director restricted stock units, each representing one share of common stock at a price of $0. The units are scheduled to vest on May 12, 2026, and the vested shares will be delivered upon vesting. Following this grant, the reporting person beneficially owns 812 derivative securities, held directly.