[8-K] S&T Bancorp Inc Reports Material Event

Rhea-AI Filing Summary

On 30 Jul 2025, S&T Bancorp, Inc. (NASDAQ: STBA) filed an Form 8-K announcing the Board’s approval of a $0.34 quarterly cash dividend. The payout is $0.01 higher than the same period last year, representing a 3.03 % increase. Using the 29 Jul 2025 closing share price of $37.63, the new dividend equates to an annualized yield of 3.61 %. The dividend is payable on 28 Aug 2025 to shareholders of record as of 14 Aug 2025. Aside from attaching the related press release (Exhibit 99.1), the filing contains no additional financial results or strategic actions.

Positive

• 3.03 % quarterly dividend increase indicates continued commitment to shareholder returns and confidence in capital strength.
• 3.61 % forward yield keeps STBA competitive within regional bank income peers.

Negative

• None.

Insights

Financial Analyst

TL;DR: STBA raises its quarterly dividend by 3%, modestly enhancing income appeal and signalling management confidence.

The 3.03 % dividend increase, while incremental, extends STBA’s consistent shareholder-return pattern and lifts the forward yield to 3.6 %, comfortably above the regional-bank peer median (~3%). Given stable payout ratios in prior years, the move suggests that capital ratios remain healthy and earnings visibility sufficient to sustain higher distributions. No guidance or earnings data were provided, so the announcement’s impact is limited to income-focused investors. Overall, the filing is mildly positive, reinforcing the bank’s conservative capital-return stance without altering its risk profile.

Portfolio Manager – Income Strategies

TL;DR: Small dividend bump raises yield but is unlikely to shift overall portfolio weightings.

For dividend mandates, the 3.61 % yield keeps STBA competitive, yet the $0.01 increase adds just $0.04 annually. Unless followed by stronger earnings or buybacks, the stock remains a hold rather than a buy catalyst. Liquidity and credit quality factors remain unknown in this filing, limiting conviction. I view the event as neutral to slightly positive.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

July 30, 2025

Date of Report (date of earliest event reported)

S&T BANCORP, INC.

(Exact name of registrant as specified in its charter)

Pennsylvania

0-12508

25-1434426

(State or other jurisdiction of incorporation or organization)

(Commission File Number)

(I.R.S. Employer Identification No.)

800 Philadelphia Street

Indiana

PA

15701

(Address of Principal Executive Offices)

(Zip Code)

(800) 325-2265

Registrant's telephone number, including area code

(Not applicable)

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $2.50 par value			STBA			NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

The Board of Directors of S&T Bancorp, Inc. approved a $0.34 per share cash dividend on July 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1. This is an increase of $0.01, or 3.03 percent, compared to a cash dividend of $0.33 per share declared in the same period in the prior year. The annualized yield using the July 29, 2025, closing price of $37.63 is 3.61 percent. The dividend is payable August 28, 2025, to shareholders of record on August 14, 2025.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.						Description of Exhibit
99.1						Dividend Press Release
104						Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed by the undersigned thereunto duly authorized.

			S&T Bancorp, Inc.
			/s/ Mark Kochvar
July 30, 2025			Mark Kochvar Senior Executive Vice President, Chief Financial Officer

FAQ

What dividend did S&T Bancorp (STBA) declare on July 30, 2025?

STBA declared a $0.34 per-share quarterly cash dividend.

How much did the STBA dividend increase versus last year?

The dividend rose by $0.01, a 3.03 % year-over-year increase.

When is the STBA dividend record date and payment date?

Record date: 14 Aug 2025; payment date: 28 Aug 2025.

What is STBA’s forward dividend yield after the increase?

Using the 29 Jul 2025 close, the forward yield is 3.61 %.

Did the 8-K include any additional financial results or guidance?

No, the filing only disclosed the dividend declaration and attached the related press release.