[Form 4] STEWART INFORMATION SERVICES CORP Insider Trading Activity

Rhea-AI Filing Summary

Erinlea Sheckler, Group President and officer of Stewart Information Services Corp (STC), reported transactions dated 09/19/2025. The Form 4 shows the grant of 339 restricted stock units (RSUs), each representing a contingent right to one share, increasing her reported beneficial ownership to 6,098 shares. The filing also reports a sale of 85 shares at $75.28 per share on the same date, after which her beneficial ownership was reported as 6,013 shares. The RSUs are the remaining unvested portion of a time-based grant made on 09/19/2022, which vests in three equal annual installments beginning on the first anniversary of the grant. The Form 4 is signed by an attorney-in-fact on behalf of Ms. Sheckler on 09/22/2025.

Positive

• Timely disclosure of officer transactions filed and signed by attorney-in-fact on 09/22/2025
• Clarity on RSU vesting: RSUs are identified as the remaining unvested portion of a 9/19/2022 grant that vests in three equal installments

Negative

• No 10b5-1 plan indicated on the form, so the sale of 85 shares is not shown as pursuant to a pre-arranged plan

Insights

Financial Analyst

TL;DR: Routine executive equity activity: a time-based RSU remainder recognized and a small, concurrent open-market sale; not materially dilutive.

This Form 4 records a non-cash grant of 339 RSUs and the disposal of 85 shares at $75.28. The RSUs represent the unvested portion of a 2022 grant that vests in equal annual tranches, indicating scheduled compensation rather than a new performance award. The size of the grant and sale are small relative to the reported beneficial ownership (~6,000 shares), suggesting limited immediate impact on share count or dilution. No cash exercise or option activity is reported, and no additional material changes to ownership percentages are disclosed in the filing.

Corporate Governance Expert

TL;DR: Standard insider reporting of compensation and a minor sale; filing appears compliant and timely.

The report identifies Ms. Sheckler as Group President and an officer, and discloses both the vesting schedule context for the RSUs (grant dated 09/19/2022) and an open-market sale (85 shares at $75.28). The Form 4 includes an attorney-in-fact signature dated 09/22/2025, consistent with routine administrative filing. There are no indications of transactions pursuant to a 10b5-1 plan checked on the form, and no amendments are indicated. From a governance perspective, the disclosure is straightforward and meets Section 16 reporting requirements.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sheckler Erinlea

(Last) (First) (Middle)

1360 POST OAK BLVD.

SUITE 100, MC-14-1

(Street)

HOUSTON TX 77056

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
STEWART INFORMATION SERVICES CORP [ STC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Group President

3. Date of Earliest Transaction (Month/Day/Year)
09/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/19/2025		M		339	A	(1)	6,098	D
Common Stock	09/19/2025		F		85	D	$75.28	6,013	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0(1)	09/19/2025		M			339	(2)	(2)	Common Stock	339	$0	0	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of STC Common Stock.

2. Represents the remaining unvested portion of time-based restricted stock granted on 9/19/2022 pursuant to the Plan, which began vesting in three equal annual installments on the first anniversary of the date of grant.

Remarks:

	/s/ Julie Warnock, as attorney-in-fact for the Reporting Person	09/22/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did Erinlea Sheckler report for STC on 09/19/2025?

The Form 4 shows a grant of 339 RSUs and a sale of 85 shares at $75.28 per share, both dated 09/19/2025.

How many STC shares did Ms. Sheckler own after these transactions?

Following the reported transactions, beneficial ownership was reported as 6,013 shares after the sale and 6,098 shares after the RSU grant (as separately reported).

What do the 339 restricted stock units represent?

Each RSU represents a contingent right to receive one share of STC common stock; these RSUs are the remaining unvested portion of a time-based grant from 09/19/2022.

When do the RSUs vest?

The 2022 grant began vesting in three equal annual installments on the first anniversary of the grant; the 339 RSUs represent the remaining unvested portion of that grant.

Was the Form 4 filed timely and who signed it?

The Form 4 includes a signature by an attorney-in-fact on behalf of the reporting person dated 09/22/2025.