Stewart Information (NYSE: STC) CLO exercises RSUs and receives new stock unit awards

Rhea-AI Filing Summary

Stewart Information Services’ Chief Legal Officer and Secretary Elizabeth Giddens reported a series of equity compensation transactions in company stock. She exercised restricted stock units covering 1,969 shares of Common Stock, turning previously awarded units into shares. To cover tax obligations on these events, 254 and 227 shares of Common Stock (481 shares total) were withheld at a price of $59.38 per share rather than sold in the market. She also received new grants of restricted stock units covering 3,507 units in two separate awards, each unit representing a contingent right to one share of Common Stock that vests over future dates. Following these transactions, she directly holds 10,149 shares of Common Stock. The remaining restricted stock units are scheduled to vest in installments between 2025 and 2029, subject to the stated vesting schedules.

Insider Trade Summary

Net Buyer: 1,488 shares

Net Buy 8 txns

Insider Giddens Elizabeth

Role Chief Legal Officer, Secretary

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Unit	1,040	$0.00	$0.00
Exercise	Restricted Stock Units	929	$0.00	$0.00
Grant/Award	Restricted Stock Unit	3,507	$0.00	$0.00
Grant/Award	Restricted Stock Unit	3,507	$0.00	$0.00
Exercise	Common Stock	1,040	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	254	$59.38	$15K
Exercise	Common Stock	929	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	227	$59.38	$13K

Holdings After Transaction: Restricted Stock Unit — 8,054 shares (Direct); Restricted Stock Units — 1,859 shares (Direct); Common Stock — 10,149 shares (Direct)

Footnotes (5)

1. F1. Each restricted stock unit represents a contingent right to receive one share of STC Common Stock.
2. F2. The restricted stock units vest in three equal annual installments on March 26, 2025, March 26, 2026, and March 26, 2027.
3. F3. The restricted stock units vest in three equal annual installments on March 26, 2026, March 26, 2027, and March 26, 2028.
4. F4. The restricted stock units will vest in three equal annual installments beginning March 26, 2027.
5. F5. The restricted stock units will vest in full as of March 26, 2029.

FAQ

What insider transactions did STC’s Elizabeth Giddens report on this Form 4?

Elizabeth Giddens reported exercising restricted stock units into 1,969 shares of Common Stock and receiving 3,507-unit restricted stock awards. She also had 481 shares of Common Stock withheld to satisfy tax liabilities tied to these equity compensation events.

Did Elizabeth Giddens of STC buy or sell shares on the open market?

The filing shows no open-market purchases or sales. Shares labeled with code F, totaling 481, were withheld by the company at $59.38 per share solely to cover tax obligations, not as discretionary market sales by Giddens.

How many Stewart Information (STC) shares does Elizabeth Giddens hold after these transactions?

After these transactions, Elizabeth Giddens directly holds 10,149 shares of STC Common Stock. This figure reflects the net effect of exercising restricted stock units and shares withheld for taxes, as reported in the latest non-derivative transaction entry.

What new restricted stock unit awards did STC grant to Elizabeth Giddens?

She received two restricted stock unit awards, each covering 3,507 units, for a total of 7,014 units. Each unit represents a contingent right to one share of Common Stock and vests over time according to multi-year schedules disclosed in the footnotes.

When do Elizabeth Giddens’ STC restricted stock units vest according to the filing?

The filing states that various restricted stock unit grants vest in three equal annual installments beginning on March 26 in 2025, 2026, and 2027, with another grant vesting in full as of March 26, 2029, subject to the described schedules.

What does the tax withholding (code F) mean in Elizabeth Giddens’ STC Form 4?

Code F indicates shares were delivered to the company to cover taxes on equity awards. In this case, 254 and 227 shares of Common Stock were withheld at $59.38 per share, reflecting a non-market disposition tied to tax obligations rather than a voluntary sale.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 03/27/2026 - 06:39 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Giddens Elizabeth

(Last) (First) (Middle)

1360 POST OAK BLVD.

SUITE 100, MC-14-1

(Street)

HOUSTON TEXAS 77056

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
STEWART INFORMATION SERVICES CORP [ STC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Legal Officer, Secretary

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/26/2026		M		1,040	A	(1)	9,701	D
Common Stock	03/26/2026		F		254	D	$59.38	9,447	D
Common Stock	03/26/2026		M		929	A	(1)	10,376	D
Common Stock	03/26/2026		F		227	D	$59.38	10,149	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	03/26/2026		M			1,040	(2)	(2)	Common Stock	1,040	$0	1,040	D
Restricted Stock Units	(1)	03/26/2026		M			929	(3)	(3)	Common Stock	929	$0	1,859	D
Restricted Stock Unit	(1)	03/26/2026		A		3,507		(4)	(4)	Common Stock	3,507	$0	3,507	D
Restricted Stock Unit	(1)	03/26/2026		A		3,507		(5)	(5)	Common Stock	3,507	$0	3,507	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of STC Common Stock.

2. The restricted stock units vest in three equal annual installments on March 26, 2025, March 26, 2026, and March 26, 2027.

3. The restricted stock units vest in three equal annual installments on March 26, 2026, March 26, 2027, and March 26, 2028.

4. The restricted stock units will vest in three equal annual installments beginning March 26, 2027.

5. The restricted stock units will vest in full as of March 26, 2029.

Remarks:

	/s/ Julie Warnock, as attorney-in-fact for the Reporting Person	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)