Stewart Information (NYSE: STC) exec reports RSU exercise, new grants and tax withholding

Rhea-AI Filing Summary

Stewart Information Services Group President Ryan M. Swed reported compensation-related equity activity involving restricted stock units and common stock. On March 26, 2026, he exercised 3,643 restricted stock units into common shares and had 1,049 shares withheld at $59.38 per share to cover tax obligations.

Following these transactions, he directly owned 10,832 shares of common stock. He also received two new grants totaling 10,104 restricted stock units, which will vest over time, including in three equal annual installments beginning on March 26, 2027 and a separate grant vesting in full on March 26, 2029.

Insights

Equity compensation analyst

Routine equity vesting, exercises and tax withholding with no open‑market trades.

The transactions for Ryan M. Swed are primarily compensation-related. He exercised 3,643 restricted stock units into common shares and received two new restricted stock unit grants totaling 10,104 units, all at a stated price of $0.00, reflecting non-cash awards.

Two dispositions totaling 1,049 shares at $59.38 per share were coded F, meaning shares were withheld to satisfy tax liabilities rather than sold in the market. After these events, he held 10,832 common shares directly, and the filing shows no remaining derivative positions.

The footnotes clarify vesting schedules, with some units vesting in three equal annual installments starting on March 26, 2027 and others vesting in full on March 26, 2029. Overall, the activity appears to be standard equity compensation vesting and tax handling, not directional buying or selling.

Insider Trade Summary

3,643 shares exercised/converted

Mixed 8 txns

Insider Swed Ryan M.

Role Group President

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	2,495	$0.00	--
Exercise	Restricted Stock Units	1,148	$0.00	--
Grant/Award	Restricted Stock Units	5,052	$0.00	--
Grant/Award	Restricted Stock Units	5,052	$0.00	--
Exercise	Common Stock	2,495	$0.00	--
Tax Withholding	Common Stock	718	$59.38	$43K
Exercise	Common Stock	1,148	$0.00	--
Tax Withholding	Common Stock	331	$59.38	$20K

Holdings After Transaction: Restricted Stock Units — 2,496 shares (Direct); Common Stock — 10,733 shares (Direct)

Footnotes (1)

1. Each restricted stock unit represents a contingent right to receive one share of STC Common Stock. The restricted stock units vested in three equal annual installments on March 26, 2025, March 26, 2026, and March 26, 2027. The restricted stock units vested in three equal annual installments on March 26, 2026, March 26, 2027, and March 26, 2028. The restricted stock units will vest in three equal annual installments beginning March 26, 2027. The restricted stock units will vest in full as of March 26, 2029.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Swed Ryan M.

(Last) (First) (Middle)

1360 POST OAK BLVD.

SUITE 100, MC-14-1

(Street)

HOUSTON TEXAS 77056

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
STEWART INFORMATION SERVICES CORP [ STC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Group President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/26/2026		M		2,495	A	(1)	10,733	D
Common Stock	03/26/2026		F		718	D	$59.38	10,015	D
Common Stock	03/26/2026		M		1,148	A	(1)	11,163	D
Common Stock	03/26/2026		F		331	D	$59.38	10,832	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/26/2026		M			2,495	(2)	(2)	Common Stock	2,495	$0	2,496	D
Restricted Stock Units	(1)	03/26/2026		M			1,148	(3)	(3)	Common Stock	1,148	$0	2,298	D
Restricted Stock Units	(1)	03/26/2026		A		5,052		(4)	(4)	Common Stock	5,052	$0	5,052	D
Restricted Stock Units	(1)	03/26/2026		A		5,052		(5)	(5)	Common Stock	5,052	$0	5,052	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of STC Common Stock.

2. The restricted stock units vested in three equal annual installments on March 26, 2025, March 26, 2026, and March 26, 2027.

3. The restricted stock units vested in three equal annual installments on March 26, 2026, March 26, 2027, and March 26, 2028.

4. The restricted stock units will vest in three equal annual installments beginning March 26, 2027.

5. The restricted stock units will vest in full as of March 26, 2029.

Remarks:

	/s/ Julie Warnock, as attorney-in-fact for the Reporting Person	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did STC executive Ryan M. Swed report on this Form 4?

Ryan M. Swed reported exercising 3,643 restricted stock units into common stock and receiving two new restricted stock unit grants totaling 10,104 units. He also had 1,049 common shares withheld to cover tax liabilities associated with these equity awards.

Did Ryan M. Swed buy or sell STC common stock on the open market?

The filing shows no open-market purchases or sales. Dispositions of 718 and 331 common shares were coded as tax-withholding transactions, meaning shares were delivered to cover tax obligations rather than sold through market trades to third-party investors.

How many STC common shares does Ryan M. Swed hold after these transactions?

After the reported transactions on March 26, 2026, Ryan M. Swed directly held 10,832 shares of Stewart Information Services common stock. This figure reflects his position after both the exercises of restricted stock units and the share withholdings for tax purposes.

What restricted stock unit grants did Ryan M. Swed receive from STC?

He received two grants of restricted stock units, each for 5,052 units, for a total of 10,104 units. According to the footnotes, some units vest in three equal annual installments beginning March 26, 2027, while another grant vests in full on March 26, 2029.

How are Ryan M. Swed’s restricted stock units in STC scheduled to vest?

The filing states that certain restricted stock units vest in three equal annual installments on March 26, 2026, 2027, and 2028 or starting March 26, 2027. Another grant is scheduled to vest in full as of March 26, 2029, subject to continued conditions.

What does the tax-withholding code F mean in Ryan M. Swed’s STC Form 4?

Code F indicates shares were used to pay tax obligations tied to equity awards. In this case, 718 and 331 common shares at $59.38 per share were delivered to satisfy taxes, which is different from a discretionary open-market sale to outside buyers.