StoneCo (STNE) files 2025 Form 20-F annual report with SEC

Rhea-AI Filing Summary

StoneCo Ltd. has filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission. The report is available on both the SEC’s website and StoneCo’s investor relations website for shareholders and other stakeholders to review.

Key Figures

Fiscal year covered: Year ended December 31, 2025 Filing date: April 23, 2026

2 metrics

Fiscal year covered Year ended December 31, 2025 Period reported in Form 20-F annual report

Filing date April 23, 2026 Date StoneCo filed its 2025 Form 20-F

Key Terms

Form 20-F, Form 6-K, foreign private issuer, forward-looking statements, +1 more

5 terms

Form 20-F regulatory

"its Annual Report on Form 20-F for the fiscal year ended December 31, 2025"

Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.

Form 6-K regulatory

"FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER"

A Form 6-K is a report that companies listed in certain countries file to provide important updates, such as financial results, corporate changes, or other significant information, to regulators and investors. It functions like an official company update or news release, helping investors stay informed about developments that could affect their investment decisions.

foreign private issuer regulatory

"FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER"

A foreign private issuer is a company organized outside the United States that meets tests showing it is primarily foreign-controlled and therefore qualifies for a different set of U.S. reporting rules. For investors, that means the company files less frequent or differently formatted disclosures with U.S. regulators and may follow home-country accounting and governance practices, so buying its stock is like dining at a well-reviewed restaurant that follows its home kitchen’s rules instead of the local menu — you get access but should check what standards apply.

forward-looking statements regulatory

"This press release contains "forward-looking statements" within the meaning"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

Private Securities Litigation Reform Act of 1995 regulatory

"within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995"

Form 6-K: How Foreign Companies Report to the SEC →

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of April 2026

Commission File Number: 001-38714

STONECO LTD.

(Exact name of registrant as specified in its charter)

4th Floor, Harbour Place

103 South Church Street, P.O. Box 10240

Grand Cayman, KY1-1002, Cayman Islands +55 (11) 3004-9680

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F X Form 40-F

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ☐

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	StoneCo Ltd.
	By:	/s/ Diego Salgado
		Name:	Diego Salgado
		Title:	Chief Financial Officer and Investor Relations Officer

Date: April 23, 2026

EXHIBIT INDEX

Exhibit No.	Description
99.1	StoneCo Files its Annual Report on Form 20-F for the Fiscal Year Ended December 31, 2025

StoneCo Files its Annual Report on Form 20-F for the Fiscal Year Ended December 31, 2025

GEORGE TOWN, Grand Cayman, April 23^rd, 2026 - StoneCo Ltd. (Nasdaq: STNE) (“Stone” or “the Company”) hereby informs its shareholders and the market that has filed today, April 23, its Annual Report on Form 20-F for the fiscal year ended December 31, 2025, with the U.S. Securities and Exchange Commission (the "SEC”).

The report is available on the SEC’s website, at www.sec.gov, and on StoneCo’s Investor Relations website, at https://investors.stone.co.

About StoneCo

Stone Co. is a leading provider of financial technology solutions that empower merchants to conduct commerce seamlessly across multiple channels and help them grow their businesses with our payments, banking, and credit solutions.

Forward-Looking Statements

This press release contains "forward-looking statements" within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are made as of the date they were first issued and were based on current expectations, estimates, forecasts and projections as well as the beliefs and assumptions of management. These statements identify prospective information and may include words such as “believe,” “may,” “will,” “aim,” “estimate,” “continue,” “anticipate,” “intend,” “expect,” “forecast,” “plan,” “predict,” “project,” “potential,” “aspiration,” “objectives,” “should,” “purpose,” “belief,” and similar, or variations of, or the negative of such words and expressions, although not all forward-looking statements contain these identifying words.

Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Stone’s control.

Stone’s actual results could differ materially from those stated or implied in forward-looking statements due to a number of factors, including but not limited to: more intense competition than expected, lower addition of new clients, regulatory measures, more investments in our business than expected, and our inability to execute successfully upon our strategic initiatives, among other factors.

Contact:

Investor Relations

investors@stone.co

FAQ

What did StoneCo Ltd. (STNE) announce in this Form 6-K filing?

StoneCo announced it has filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025. The company notified shareholders and the market that the report is now publicly available through the SEC and its investor relations website.

Where can investors access StoneCo’s 2025 Form 20-F annual report?

Investors can access StoneCo’s 2025 Form 20-F on the SEC’s website at www.sec.gov and on StoneCo’s investor relations website at https://investors.stone.co. Both sources provide the complete annual report and related disclosures for detailed review.

What period does StoneCo’s latest Form 20-F filing cover?

StoneCo’s latest Form 20-F filing covers the fiscal year ended December 31, 2025. This annual report provides comprehensive information on the company’s operations, financial condition, risk factors, and governance for that full-year reporting period.

Why is the Form 20-F filing important for StoneCo (STNE) shareholders?

The Form 20-F is important because it provides detailed, audited annual information about StoneCo’s business, finances, and risks for 2025. Shareholders use this report to better understand company performance, strategy, and regulatory disclosures under U.S. securities laws.

What type of company is StoneCo as referenced in this Form 6-K?

StoneCo is described as a leading provider of financial technology solutions that help merchants conduct commerce across multiple channels. The company offers payments, banking, and credit solutions designed to support business growth for its merchant customers.

Does the announcement include any financial results or guidance for StoneCo?

The announcement focuses on the availability of StoneCo’s 2025 Form 20-F and does not detail specific financial results or guidance. Investors interested in financial metrics must review the full Form 20-F on the SEC or StoneCo investor relations websites.

Filing Exhibits & Attachments

1 document

Press Releases

• EX-99.1 EX-99.1 4.5 KB