Welcome to our dedicated page for Stoneco Ltd. SEC filings (Ticker: STNE), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The StoneCo Ltd. (NASDAQ: STNE) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a foreign private issuer. StoneCo files under the Securities Exchange Act of 1934, primarily using Form 20-F for annual reporting and Form 6-K for current reports. These filings offer detailed information on its financial technology and software operations, financial performance and material corporate events.
StoneCo’s Form 6-K submissions often include quarterly earnings releases and unaudited interim condensed consolidated financial statements, such as those for periods ended June 30 and September 30. They also incorporate specific announcements, including the divestment of software assets like Linx and SimplesVet, and other strategic updates that are relevant to shareholders. Some 6-K reports are expressly incorporated by reference into StoneCo’s registration statement on Form S-8, which relates to equity compensation plans.
Through this page, users can review filings to understand StoneCo’s Financial Services and Software segments, its evolution from a pure payments provider into a broader financial services platform, and its capital allocation framework as described in connection with portfolio changes. Filings also provide insight into the company’s status as a Cayman Islands–based foreign private issuer and its reporting obligations to the SEC.
Stock Titan enhances these filings with AI-powered summaries that help explain the contents of lengthy documents, such as earnings releases and financial statements. Real-time updates from EDGAR ensure that new Form 6-K reports and other submissions appear promptly. Users can also examine historical filings to track StoneCo’s strategic transactions, leadership communications and other regulatory disclosures without needing to parse every page manually.
StoneCo Ltd. director Mauricio Luis Luchetti filed an initial statement of beneficial ownership, reporting his existing stake in the company’s common stock. This Form 3 does not show any new purchases or sales, only what he already owns.
He reports 43,500 shares of StoneCo common stock held directly and an additional 60,000 shares held indirectly through Macerata Holdings Corp. A footnote indicates these amounts include both restricted stock units that convert into common shares and currently held common shares.
StoneCo Ltd. director Jose Alexandre Scheinkman filed an initial statement of ownership showing he holds 44,248 shares of Common Stock directly, which includes restricted stock units and common shares.
He also holds stock options over 10,416 shares of Common Stock, exercisable at $24.00 per share and expiring on October 29, 2027.
StoneCo Ltd. filed an initial insider ownership report for Chief Legal and Compliance Officer Tatiana Malamud. The filing shows she beneficially owns 81,188 shares of Common Stock, including restricted stock units that each represent a contingent right to receive one share of StoneCo’s Common Stock.
StoneCo Ltd. director Cals de Beauclair Guimaraes Luis Henrique filed an initial ownership report on Form 3. The filing shows he directly owns 9,317 shares of StoneCo common stock.
The reported amount includes restricted stock units that give a contingent right to receive one share of common stock for each unit.
StoneCo Ltd. director Gilberto Caldart filed an initial ownership report showing beneficial ownership of 30,125 shares of Common Stock. This amount includes both restricted stock units that each represent a contingent right to receive one share of Common Stock, as well as issued Common Stock.
StoneCo Ltd. director Fresco Gutierrez Diego filed an initial statement of beneficial ownership of securities. The filing reports beneficial ownership of 20,811 shares of StoneCo common stock held directly. According to a footnote, this total includes both restricted stock units that each represent a right to receive one share and already-issued common shares.
StoneCo Ltd. director Luciana Ibiapina Lira Aguiar has reported beneficial ownership of 21,774 shares of the company’s Common Stock. According to the disclosure, this figure includes both restricted stock units that each represent a contingent right to receive one share of Common Stock and currently held shares of Common Stock.
StoneCo Ltd. director Antonio Carlos Silveira filed an initial ownership statement showing he holds 9,314 shares of Common Stock. This position includes both restricted stock units, which may convert into shares later, and already issued Common Stock held directly.
StoneCo reported a strong 2025, with total revenue and income from continuing operations of R$14.15 billion, up 17.5%, and adjusted gross profit of R$6.32 billion, up 13.5%. Adjusted net income from continuing and discontinued operations reached R$2.61 billion, an 18.6% increase.
Adjusted basic EPS rose 33.6% to R$9.71 per share, helped by R$3.0 billion of share repurchases that cut the share count by 40.3 million. Fourth-quarter return on equity reached 26%, supported by higher prepayment and credit revenues and growing MSMB payment and banking relationships.
The company simplified its portfolio by divesting Linx software assets to TOTVS for more than R$3.0 billion and ended the year with adjusted net cash of R$2.59 billion. Credit exposure expanded, with the total credit portfolio more than doubling to R$2.84 billion and NPL over 90 days at 5.21%, while cost of risk was 17.1%, reflecting rapid growth and a tougher macro environment.
StoneCo Ltd. filed audited consolidated financial statements for 2025, showing a strong recovery to net income of R$ 2,339,159 thousand after a loss of R$ 1,507,050 thousand in 2024. Continuing operations generated total revenue and income of R$ 14,153,841 thousand and profit before tax of R$ 2,789,818 thousand.
The company reclassified most of its Software business and Simplesvet as a disposal group held for sale and as discontinued operations. These businesses produced a net loss of R$ 37,900 thousand in 2025, including an impairment loss of R$ 157,991 thousand, versus a much larger discontinued loss in 2024.
Total assets reached R$ 62,296,896 thousand at year-end 2025, with equity of R$ 11,034,771 thousand. Cash provided by operating activities from all operations was R$ 676,566 thousand, while the independent auditor Ernst & Young issued an unqualified opinion and highlighted critical audit matters around the disposal group and expected credit losses.