STOCK TITAN

SmartStop Self Storage (NYSE: SMA) swings to Q1 2026 profit on higher revenue

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
10-Q

Rhea-AI Filing Summary

SmartStop Self Storage REIT, Inc. reported stronger results for the three months ended March 31, 2026. Total revenues rose to $78.3 million from $65.4 million, driven mainly by higher self storage rental revenue of $61.9 million and Managed Platform revenue of $6.6 million.

Net income attributable to common stockholders improved to $9.6 million, or $0.17 per diluted share, versus a loss of $8.4 million, or $(0.35), a year earlier. Operating cash flow increased to $24.2 million, while debt remained significant at $1.09 billion against total assets of $2.42 billion.

The company owned 177 wholly-owned self storage properties and, through its Managed Platform, managed more than 275 additional properties. It also put in place an at-the-market equity program allowing sales of up to $300 million of common stock, though no shares had been sold as of May 8, 2026.

Positive

  • Return to profitability: Net income attributable to common stockholders reached $9.6 million versus an $8.4 million loss a year earlier, with diluted EPS improving from $(0.35) to $0.17.

Negative

  • None.

Insights

SmartStop turned a prior-year loss into profit with higher revenues and new equity capacity.

SmartStop Self Storage REIT grew total revenues to $78.3 million, up from $65.4 million, helped by self storage rental revenue of $61.9 million and Managed Platform revenue of $6.6 million. Operating expenses also increased, but income from operations stayed solid at $16.2 million.

Net income attributable to common stockholders swung to $9.6 million from an $8.4 million loss, aided by lower interest expense of $13.1 million versus $22.0 million and foreign currency gains tied to $700.0 million CAD notes. Cash from operating activities rose to $24.2 million.

Leverage remains meaningful, with debt of $1.09 billion against total assets of $2.42 billion. The new at-the-market program permits up to $300 million of common stock issuance, giving optionality for future financing. Subsequent filings may clarify how actively this facility is used.

Total revenues $78.3 million Three months ended March 31, 2026
Self storage rental revenue $61.9 million Three months ended March 31, 2026
Net income attributable to common stockholders $9.6 million Q1 2026 vs $8.4 million loss in Q1 2025
Diluted EPS $0.17 per share Three months ended March 31, 2026
Net cash from operating activities $24.2 million Three months ended March 31, 2026
Debt, net $1.09 billion As of March 31, 2026
Total assets $2.42 billion As of March 31, 2026
Shares outstanding 55,365,295 shares Common stock outstanding as of May 1, 2026
Managed Platform financial
"The Third Party Platform, the Managed REITs, and the other properties operated but not owned by us... are referred to as the “Managed Platform.”"
ATM Agreement financial
"On March 19, 2026, we entered into a distribution agreement (the “ATM Agreement”) with each of J.P. Morgan Securities, LLC..."
An at-the-market (ATM) agreement lets a company sell newly issued shares directly into the public market over time through a broker, rather than selling a large block all at once. Investors care because it provides a flexible way for the company to raise cash when needed, but it can increase the number of shares outstanding gradually and put downward pressure on the stock price if sales are large relative to normal trading—similar to adding more product to a store shelf while customers are buying.
automatic shelf registration statement regulatory
"The Shares sold in the offering will be issued pursuant to our automatic shelf registration statement on Form S-3..."
An automatic shelf registration statement is a pre-approved filing that companies submit to securities regulators, allowing them to sell new shares or bonds quickly and efficiently when needed. It acts like a standing permit, enabling the company to raise money without going through a lengthy approval process each time, which can be helpful for responding promptly to market opportunities or needs. For investors, it provides transparency about the company's ability to raise funds and signals planning flexibility.
Series C Convertible Subordinated Units financial
"In exchange, SmartStop received a number of Series C Convertible Subordinated Units (“Series C Units”) in SST VI OP..."
variable interest entity financial
"Current accounting guidance provides a framework for identifying a variable interest entity (“VIE”) and determining when a company should include the assets..."
A variable interest entity (VIE) is a company structure where one party controls another company’s operations and economic outcomes through contracts or special arrangements instead of owning a majority of its voting shares. For investors, VIEs matter because the controlling party’s financial results, debts and risks can appear in the controller’s reports even though ownership looks separate, so understanding VIEs helps assess true exposure, governance limits and transparency—like spotting a puppet controlled by strings rather than direct ownership.
Real Estate Investment Trust financial
"SmartStop Self Storage REIT, Inc., a Maryland corporation (the “Company”), is a self-managed and fully-integrated self storage real estate investment trust (“REIT”)"
A real estate investment trust (REIT) is a company that owns and manages income-producing properties—like apartment buildings, shopping centers, offices, or warehouses—and is required to pass most of its rental income to shareholders as dividends. Think of it as a shared property owner: instead of buying a whole building, investors buy a slice of a portfolio that pays regular income and can offer exposure to property values and rental markets without direct management. REITs matter to investors for predictable income, diversification, and liquidity compared with owning physical real estate.
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 10-Q

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended March 31, 2026

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from __________ to __________

Commission File Number: 001-42584

SmartStop Self Storage REIT, Inc.

(Exact name of Registrant as specified in its charter)

Maryland

46-1722812

(State or other jurisdiction of

incorporation or organization)

(IRS Employer

Identification No.)

10 Terrace Rd.

Ladera Ranch, California 92694

(Address of principal executive offices)

(866) 418-5144

(Registrant’s telephone number)

N/A

(Former name, former address and former fiscal year, if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:

 

Title of Each Class

 

Trading Symbol(s)

 

Name of Each Exchange on Which Registered

Common Stock, $0.001 par value

 

SMA

 

New York Stock Exchange

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer

 

Accelerated filer

Non-accelerated filer

 

Smaller reporting company

 

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 


 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No

 

As of May 1, 2026, there were 55,365,295 shares outstanding of the registrant’s common stock.

 


 

FORM 10-Q

SMARTSTOP SELF STORAGE REIT, INC.

TABLE OF CONTENTS

 

Page
No.

Cautionary Note Regarding Forward-Looking Statements

 

4

 

 

 

 

PART I.

FINANCIAL INFORMATION

 

6

 

 

 

 

Item 1.

Consolidated Financial Statements (Unaudited):

 

6

Consolidated Balance Sheets as of March 31, 2026 (unaudited) and December 31, 2025

 

7

Consolidated Statements of Operations for the Three Months Ended March 31, 2026 and 2025 (unaudited)

 

8

Consolidated Statements of Comprehensive Income (Loss) for the Three Months Ended March 31, 2026 and 2025 (unaudited)

 

9

 

Consolidated Statements of Equity and Temporary Equity for the Three Months Ended March 31, 2026 and 2025 (unaudited)

 

10

Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2026 and 2025 (unaudited)

 

13

Notes to Consolidated Financial Statements (unaudited)

 

14

Item 2.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

 

66

Item 3.

Quantitative and Qualitative Disclosures About Market Risk

 

83

Item 4.

Controls and Procedures

 

84

 

 

 

 

PART II.

OTHER INFORMATION

 

85

 

 

 

 

Item 1.

Legal Proceedings

 

85

Item 1A.

Risk Factors

 

85

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds

 

85

Item 3.

Defaults Upon Senior Securities

 

85

Item 4.

Mine Safety Disclosures

 

85

Item 5.

Other Information

 

85

Item 6.

Exhibits

 

85

 

3


 

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

Certain statements contained in this Form 10-Q of SmartStop Self Storage REIT, Inc., other than historical facts, may be considered forward-looking statements within the meaning of the federal securities laws, and we intend for all such forward-looking statements to be covered by the applicable safe harbor provisions for forward-looking statements contained in such federal securities laws. Such forward-looking statements can generally be identified by our use of forward-looking terminology such as “may,” “will,” “expect,” “intend,” “anticipate,” “estimate,” “believe,” “seek,” “continue,” or other similar words, or the negative of such terms or other comparable terminology, or by discussions of strategy. We may also make additional forward-looking statements from time to time. All such subsequent forward-looking statements, whether written or oral, by us or on our behalf, are also expressly qualified by these cautionary statements.

Such statements include, but are not limited to statements concerning our plans, strategies, initiatives, prospects, objectives, goals, future events, future revenues or performance, capital expenditures, financing needs, plans or intentions relating to acquisitions and other information that is not historical information. Such statements are subject to known and unknown risks and uncertainties, which could cause actual results to differ materially from those projected or anticipated, including, without limitation:

disruptions in the economy, including debt and banking markets and foreign currency, including changes in the Canadian Dollar (“CAD”)/U.S. Dollar (“USD”) exchange rate;
significant transaction costs, including financing costs, and unknown liabilities;
whether we will be successful in the pursuit of our business plan and investment objectives;
changes in the political and economic climate, economic conditions and fiscal imbalances in the United States, and other major developments, including tariffs, wars, natural disasters, epidemics and pandemics, military actions, and terrorist attacks;
changes in tax and other laws and regulations, including tenant protection programs and other aspects of our business;
difficulties in our ability to attract and retain qualified personnel and management;
the effect of competition at our self storage properties or from other storage alternatives, which could cause rents and occupancy rates to decline;
our ability to identify and complete acquisitions on favorable terms or at all;
our ability to successfully integrate businesses and opportunities that we acquire, including but not limited to, the potential failure to fully realize expected cost savings and synergies from transactions or the risk that those expected cost savings and synergies may take longer than anticipated to be realized;
the outcome of any pending or later instituted legal or regulatory proceedings or governmental inquiries or investigations;
general competitive, economic, political and market conditions and other factors that may affect our future results;
our reliance on information technologies, which are vulnerable to, among other things, attack from computer viruses and malware, hacking, cyberattacks and other unauthorized access or misuse;
increases in interest rates; and
failure to maintain our REIT status.

All forward-looking statements, including without limitation, management’s examination of historical operating trends and estimates of future earnings, are based upon our current expectations and various assumptions. Our expectations, beliefs and projections are expressed in good faith, and we believe there is a reasonable basis for them, but there can be no assurance that management’s expectations, beliefs and projections will result or be achieved. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date this report is filed with the U.S. Securities and Exchange Commission (the “SEC”) and are not intended to be a guarantee of our performance in future periods. We cannot guarantee the accuracy of any such forward-looking statements contained in this Form 10-Q, and we do not intend to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.

4


 

For further information regarding risks and uncertainties associated with our business, and important factors that could cause our actual results to vary materially from those expressed or implied in such forward-looking statements, please refer to the factors listed and described under “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and the “Risk Factors” sections of the documents we file from time to time with the SEC, including, but not limited to, our Annual Report on Form 10-K for the year ended December 31, 2025, as supplemented by the risk factors included in Part II, Item 1A of this Form 10-Q, copies of which may be obtained from our website at www.investors.smartstopselfstorage.com.

 

5


 

PART I. FINANCIAL INFORMATION

ITEM 1. CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)

The information included in the accompanying unaudited consolidated balance sheets and related consolidated statements of operations, comprehensive income (loss), equity and temporary equity, and cash flows reflects all adjustments (consisting of normal and recurring adjustments) that are, in management’s opinion, necessary for a fair and consistent presentation of the aforementioned consolidated financial statements.

The accompanying consolidated financial statements should be read in conjunction with the notes to our consolidated financial statements included in this report on Form 10-Q. The accompanying consolidated financial statements should also be read in conjunction with our consolidated financial statements and notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2025. Our results of operations for the three months ended March 31, 2026 are not necessarily indicative of the operating results expected for the full year.

 

6


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS

(Amounts in thousands, except share and per share data)

 

 

 

March 31,

 

 

December 31,

 

 

 

2026

 

 

2025

 

 

 

(unaudited)

 

 

 

 

ASSETS

 

 

 

 

 

 

Real estate facilities:

 

 

 

 

 

 

Land

 

$

540,443

 

 

$

541,330

 

Buildings

 

 

1,780,827

 

 

 

1,782,894

 

Site improvements

 

 

103,184

 

 

 

103,139

 

 

 

2,424,454

 

 

 

2,427,363

 

Accumulated depreciation

 

 

(381,977

)

 

 

(366,447

)

 

 

2,042,477

 

 

 

2,060,916

 

Construction in process

 

 

7,974

 

 

 

6,443

 

Real estate facilities, net

 

 

2,050,451

 

 

 

2,067,359

 

Cash and cash equivalents

 

 

38,209

 

 

 

54,224

 

Restricted cash

 

 

5,647

 

 

 

5,144

 

Investments in unconsolidated real estate ventures (Note 6)

 

 

37,445

 

 

 

36,694

 

Investments in and advances to Managed REITs

 

 

156,380

 

 

 

130,961

 

Deferred tax assets

 

 

3,087

 

 

 

3,182

 

Other assets, net

 

 

23,933

 

 

 

27,188

 

Intangible assets, net of accumulated amortization

 

 

14,858

 

 

 

18,358

 

Trademarks, net of accumulated amortization

 

 

15,700

 

 

 

15,700

 

Goodwill

 

 

69,974

 

 

 

69,974

 

Debt issuance costs, net of accumulated amortization

 

 

5,719

 

 

 

3,388

 

Total assets

 

$

2,421,403

 

 

$

2,432,172

 

LIABILITIES AND EQUITY

 

 

 

 

 

 

Debt, net

 

$

1,093,096

 

 

$

1,098,248

 

Accounts payable and accrued liabilities

 

 

44,572

 

 

 

38,646

 

Distributions payable

 

 

8,555

 

 

 

8,796

 

Deferred tax liabilities

 

 

6,504

 

 

 

6,559

 

Total liabilities

 

 

1,152,727

 

 

 

1,152,249

 

Commitments and contingencies (Note 14)

 

 

 

 

 

 

Preferred stock, $0.001 par value; 50,000,000 shares authorized, no shares issued or outstanding at March 31, 2026 and December 31, 2025, respectively

 

 

 

 

 

 

Equity:

 

 

 

 

 

 

SmartStop Self Storage REIT, Inc.:

 

 

 

 

 

 

Common Stock, $0.001 par value; 141,250,000 shares authorized; 55,377,467 shares and 55,359,250 shares issued and outstanding at March 31, 2026 and December 31, 2025, respectively

 

 

55

 

 

 

55

 

Class A Common Stock, $0.001 par value; 31,250,000 shares authorized, no shares issued or outstanding at March 31, 2026 and December 31, 2025, respectively

 

 

 

 

 

 

Class T Common Stock, $0.001 par value; 2,500,000 shares authorized, no shares issued or outstanding at March 31, 2026 and December 31, 2025, respectively

 

 

 

 

 

 

Additional paid-in capital

 

 

1,837,442

 

 

 

1,837,194

 

Distributions

 

 

(485,019

)

 

 

(463,165

)

Accumulated deficit

 

 

(184,831

)

 

 

(194,407

)

Accumulated other comprehensive income

 

 

245

 

 

 

733

 

Total SmartStop Self Storage REIT, Inc. equity

 

 

1,167,892

 

 

 

1,180,410

 

Noncontrolling interests in our Operating Partnership

 

 

100,784

 

 

 

99,513

 

Total noncontrolling interests

 

 

100,784

 

 

 

99,513

 

Total equity

 

 

1,268,676

 

 

 

1,279,923

 

Total liabilities and equity

 

$

2,421,403

 

 

$

2,432,172

 

 

See notes to consolidated financial statements.

7


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF OPERATIONS

(Unaudited)

(Amounts in thousands, except share and per share data)

 

 

Three Months Ended

 

 

 

March 31,

 

 

 

2026

 

 

2025

 

Revenues:

 

 

 

 

 

 

Self storage rental revenue

 

$

61,914

 

 

$

56,586

 

Ancillary operating revenue

 

 

2,903

 

 

 

2,607

 

Managed Platform revenue

 

 

6,612

 

 

 

4,113

 

Reimbursable costs from Managed Platform

 

 

6,881

 

 

 

2,143

 

Total revenues

 

 

78,310

 

 

 

65,449

 

Operating expenses:

 

 

 

 

 

 

Property operating expenses

 

 

22,209

 

 

 

20,087

 

Managed Platform expenses

 

 

4,338

 

 

 

1,234

 

Reimbursable costs from Managed Platform

 

 

6,881

 

 

 

2,143

 

General and administrative

 

 

9,140

 

 

 

7,850

 

Depreciation

 

 

16,575

 

 

 

15,094

 

Intangible amortization expense

 

 

3,453

 

 

 

1,599

 

Acquisition expenses

 

 

80

 

 

 

203

 

Contingent earnout adjustment

 

 

644

 

 

 

 

Total operating expenses

 

 

63,320

 

 

 

48,210

 

Gain on disposition of real estate

 

 

1,237

 

 

 

 

Income from operations

 

 

16,227

 

 

 

17,239

 

Other (expense) income:

 

 

 

 

 

 

Equity in losses from investments in unconsolidated real estate ventures

 

 

(135

)

 

 

(242

)

Equity in losses from investments in Managed REITs

 

 

(185

)

 

 

(215

)

Interest and investment income

 

 

1,970

 

 

 

725

 

Other, net

 

 

6,069

 

 

 

454

 

Interest expense

 

 

(13,137

)

 

 

(22,022

)

Loss on debt extinguishment

 

 

(262

)

 

 

(789

)

Income tax expense

 

 

(331

)

 

 

(606

)

Net income (loss)

 

 

10,216

 

 

 

(5,456

)

Net (income) loss attributable to noncontrolling interests

 

 

(640

)

 

 

503

 

Less: Distributions to preferred stockholders

 

 

 

 

 

(3,452

)

Net income (loss) attributable to SmartStop Self Storage REIT, Inc. common stockholders

 

$

9,576

 

 

$

(8,405

)

Net income (loss) per Common Stock, Class A & Class T share:

 

 

 

 

 

 

Basic

 

$

0.17

 

 

$

(0.35

)

Diluted

 

$

0.17

 

 

$

(0.35

)

Weighted average Common Stock, Class A & Class T shares outstanding:

 

 

 

 

 

 

Basic

 

 

55,237,360

 

 

 

24,018,553

 

Diluted

 

 

55,274,285

 

 

 

24,018,553

 

 

See notes to consolidated financial statements.

8


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)

(Unaudited)

(Amounts in thousands)

 

 

 

Three Months Ended

 

 

 

March 31,

 

 

 

2026

 

 

2025

 

Net income (loss)

 

$

10,216

 

 

$

(5,456

)

Other comprehensive (loss) income:

 

 

 

 

 

 

Foreign currency translation adjustment

 

 

(522

)

 

 

39

 

Foreign currency hedge contract gains

 

 

 

 

 

109

 

Interest rate swap and cap contract losses

 

 

 

 

 

(154

)

Other comprehensive loss

 

 

(522

)

 

 

(6

)

Comprehensive income (loss)

 

 

9,694

 

 

 

(5,462

)

Comprehensive (income) loss attributable to noncontrolling interests:

 

 

 

 

 

 

Comprehensive (income) loss attributable to noncontrolling interests

 

 

(606

)

 

 

504

 

Comprehensive income (loss) attributable to SmartStop Self Storage REIT, Inc. stockholders

 

$

9,088

 

 

$

(4,958

)

 

See notes to consolidated financial statements.

9


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF EQUITY AND TEMPORARY EQUITY

For the Three Months Ended March 31, 2026 and 2025

(Unaudited)

(Amounts in thousands, except share and per share data)

 

 

 

 

Common Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Stock

 

 

Class A

 

 

Class T

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Additional
Paid-in
Capital

 

 

Distributions

 

 

Accumulated
Deficit

 

 

Accumulated
Other
Comprehensive
Income (Loss)

 

 

Total
SmartStop Self Storage REIT,
Inc. Equity

 

 

Noncontrolling
Interests

 

 

Total
Equity

 

Balance as of December 31, 2025

 

 

55,359,250

 

 

$

55

 

 

 

 

 

$

 

 

 

 

 

$

 

 

$

1,837,194

 

 

$

(463,165

)

 

$

(194,407

)

 

$

733

 

 

$

1,180,410

 

 

$

99,513

 

 

$

1,279,923

 

Tax withholding (net settlement redemption) related to vesting of restricted stock

 

 

(2,072

)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(65

)

 

 

 

 

 

 

 

 

 

 

 

(65

)

 

 

 

 

 

(65

)

Issuance of restricted stock, net of forfeitures

 

 

20,289

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Distributions ($0.40 per share)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(21,854

)

 

 

 

 

 

 

 

 

(21,854

)

 

 

 

 

 

(21,854

)

Distributions to noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1,801

)

 

 

(1,801

)

Equity-based compensation expense

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

313

 

 

 

 

 

 

 

 

 

 

 

 

313

 

 

 

2,466

 

 

 

2,779

 

Net income attributable to SmartStop Self Storage REIT, Inc. common stockholders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

9,576

 

 

 

 

 

 

9,576

 

 

 

 

 

 

9,576

 

Net income attributable to the noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

640

 

 

 

640

 

Foreign currency translation adjustment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(488

)

 

 

(488

)

 

 

(34

)

 

 

(522

)

Balance as of March 31, 2026

 

 

55,377,467

 

 

$

55

 

 

 

 

 

$

 

 

 

 

 

$

 

 

$

1,837,442

 

 

$

(485,019

)

 

$

(184,831

)

 

$

245

 

 

$

1,167,892

 

 

$

100,784

 

 

$

1,268,676

 

 

 

See notes to consolidated financial statements.

10


 

SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF EQUITY AND TEMPORARY EQUITY (CONTINUED)

For the Three Months Ended March 31, 2026 and 2025

(Unaudited)

(Amounts in thousands, except share and per share data)

 

 

 

 

Common Stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Stock

 

 

Class A

 

 

Class T

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Number
of Shares

 

 

Common
Stock
Par Value

 

 

Additional
Paid-in
Capital

 

 

Distributions

 

 

Accumulated
Deficit

 

 

Accumulated
Other
Comprehensive
Income (Loss)

 

 

Total
SmartStop Self Storage REIT,
Inc. Equity

 

 

Noncontrolling
Interests

 

 

Total
Equity

 

 

Preferred
Stock

 

 

Redeemable
Common
Stock

 

Balance as of December 31, 2024

 

 

 

 

$

 

 

 

21,970,817

 

 

$

89

 

 

 

2,038,466

 

 

$

8

 

 

$

895,118

 

 

$

(382,160

)

 

$

(185,649

)

 

$

(1,708

)

 

$

325,698

 

 

$

86,850

 

 

$

412,548

 

 

$

196,356

 

 

$

62,042

 

Tax withholding (net settlement redemption) related to vesting of restricted stock

 

 

 

 

 

 

 

 

(3,362

)

 

 

 

 

 

 

 

 

 

 

 

(192

)

 

 

 

 

 

 

 

 

 

 

 

(192

)

 

 

 

 

 

(192

)

 

 

 

 

 

 

Changes to redeemable common stock

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(3,454

)

 

 

 

 

 

 

 

 

 

 

 

(3,454

)

 

 

 

 

 

(3,454

)

 

 

 

 

 

3,454

 

Par value adjustment due to Reverse Stock Split

 

 

 

 

 

 

 

 

 

 

 

(67

)

 

 

 

 

 

(6

)

 

 

72

 

 

 

 

 

 

 

 

 

 

 

 

(1

)

 

 

 

 

 

(1

)

 

 

 

 

 

 

Restricted stock forfeitures

 

 

 

 

 

 

 

 

(117

)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Distributions ($0.60 per share)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(14,222

)

 

 

 

 

 

 

 

 

(14,222

)

 

 

 

 

 

(14,222

)

 

 

 

 

 

 

Distributions to noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(2,211

)

 

 

(2,211

)

 

 

 

 

 

 

Distributions to other noncontrolling interests

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(181

)

 

 

(181

)

 

 

 

 

 

 

Issuance of shares for distribution reinvestment plan

 

 

 

 

 

 

 

 

50,911

 

 

 

 

 

 

5,682

 

 

 

 

 

 

3,452

 

 

 

 

 

 

 

 

 

 

 

 

3,452

 

 

 

 

 

 

3,452

 

 

 

 

 

 

 

Equity-based compensation expense

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

95

 

 

 

 

 

 

 

 

 

 

 

 

95

 

 

 

1,150

 

 

 

1,245

 

 

 

 

 

 

 

Net loss attributable to SmartStop Self Storage REIT, Inc. common stockholders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(8,405

)

 

 

 

 

 

(8,405

)

 

 

 

 

 

(8,405

)

 

 

 

 

 

 

Net loss attributable to the noncontrolling interests in our Operating Partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(684

)

 

 

(684

)

 

 

 

 

 

 

Net income attributable to other noncontrolling interests

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

181

 

 

 

181

 

 

 

 

 

 

 

Foreign currency translation adjustment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

33

 

 

 

33

 

 

 

6

 

 

 

39

 

 

 

 

 

 

 

Foreign currency hedge contract gain

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

96

 

 

 

96

 

 

 

13

 

 

 

109

 

 

 

 

 

 

 

Interest rate hedge contract loss

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(134

)

 

 

(134

)

 

 

(20

)

 

 

(154

)

 

 

 

 

 

 

Balance as of March 31, 2025

 

 

 

 

$

 

 

 

22,018,249

 

 

$

22

 

 

 

2,044,148

 

 

$

2

 

 

$

895,091

 

 

$

(396,382

)

 

$

(194,054

)

 

$

(1,713

)

 

$

302,966

 

 

$

85,104

 

 

$

388,070

 

 

$

196,356

 

 

$

65,496

 

 

 

11


 

See notes to consolidated financial statements.

12


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS

(Unaudited)

(Amounts in thousands)

 

 

 

 

Three Months Ended March 31,

 

 

 

2026

 

 

2025

 

Cash flows from operating activities:

 

 

 

 

 

 

Net income (loss)

 

$

10,216

 

 

$

(5,456

)

Adjustments to reconcile net income (loss) to net cash provided by operating activities:

 

 

 

 

 

 

Depreciation and amortization

 

 

20,028

 

 

 

16,693

 

Change in deferred tax assets and liabilities

 

 

109

 

 

 

263

 

Accretion of fair market value adjustment of secured debt

 

 

174

 

 

 

204

 

Amortization of debt issuance costs

 

 

1,058

 

 

 

1,072

 

Equity-based compensation expense

 

 

2,779

 

 

 

1,245

 

Non-cash adjustment - equity method investments in unconsolidated real estate ventures

 

 

135

 

 

 

242

 

Non-cash adjustment - equity method investments in Managed REITs

 

 

185

 

 

 

215

 

Accretion of financing fee revenues

 

 

(45

)

 

 

(96

)

Contingent earnout adjustment

 

 

644

 

 

 

 

Unrealized foreign currency and derivative (gains) losses

 

 

(5,384

)

 

 

(227

)

Loss on debt extinguishment

 

 

262

 

 

 

789

 

Sponsor funding reduction

 

 

267

 

 

 

245

 

Gain on disposition of real estate

 

 

(1,237

)

 

 

 

Increase (decrease) in cash from changes in assets and liabilities:

 

 

 

 

 

 

Other assets, net

 

 

509

 

 

 

556

 

Accounts payable and accrued liabilities

 

 

4,526

 

 

 

1,580

 

Managed REITs receivables and other

 

 

(9,989

)

 

 

(6,765

)

Due to affiliates

 

 

 

 

 

(10

)

Net cash provided by operating activities

 

 

24,237

 

 

 

10,550

 

Cash flows from investing activities:

 

 

 

 

 

 

Purchase of real estate

 

 

 

 

 

(80,497

)

Additions to real estate and construction in process

 

 

(2,391

)

 

 

(738

)

Deposits on acquisitions

 

 

 

 

 

(1,045

)

Insurance proceeds on insured property damage

 

 

3,068

 

 

 

3,039

 

Capital distributions from unconsolidated real estate ventures

 

 

152

 

 

 

151

 

Investments in unconsolidated real estate ventures

 

 

(1,297

)

 

 

(832

)

Funding of loans - SSGT III and SSGT III sponsored DSTs

 

 

(15,552

)

 

 

 

Repayment of loans - SSGT III and SSGT III sponsored DSTs

 

 

 

 

 

9,919

 

Purchase of SST VI Subordinated Class C Units

 

 

 

 

 

(294

)

Purchase of other investments

 

 

 

 

 

(12

)

Net cash used in investing activities

 

 

(16,020

)

 

 

(70,309

)

Cash flows from financing activities:

 

 

 

 

 

 

Scheduled principal payments on non-credit facility debt

 

 

(945

)

 

 

(824

)

Proceeds from issuance of former credit facility debt

 

 

8,500

 

 

 

64,000

 

Repayment of former credit facility debt

 

 

(68,326

)

 

 

 

Proceeds from issuance of current credit facility debt

 

 

71,826

 

 

 

 

Repayment of current credit facility debt

 

 

(7,000

)

 

 

 

Offering costs

 

 

 

 

 

(540

)

Gross proceeds - issuance of non-credit facility debt

 

 

 

 

 

74,800

 

Repayment - non-credit facility debt

 

 

 

 

 

(49,846

)

Debt defeasance costs

 

 

 

 

 

(754

)

Debt issuance costs

 

 

(3,327

)

 

 

(300

)

Payment of payroll withholding tax on stock vesting

 

 

(66

)

 

 

(192

)

Distributions paid - preferred stockholders

 

 

 

 

 

(3,400

)

Distributions paid - common stockholders

 

 

(21,830

)

 

 

(10,785

)

Distributions paid - noncontrolling interests in our OP

 

 

(2,066

)

 

 

(1,606

)

Distributions paid - other noncontrolling interests

 

 

 

 

 

(181

)

Net cash (used in) provided by financing activities

 

 

(23,234

)

 

 

70,372

 

Impact of foreign exchange rate changes on cash and restricted cash

 

 

(495

)

 

 

(29

)

Change in cash, cash equivalents, and restricted cash

 

 

(15,512

)

 

 

10,584

 

Cash, cash equivalents, and restricted cash beginning of period

 

 

59,368

 

 

 

29,301

 

Cash, cash equivalents, and restricted cash end of period

 

$

43,856

 

 

$

39,885

 

 

 

Supplemental disclosure of cash flow information:

 

 

 

 

 

 

Cash paid for interest, net of capitalized interest

 

$

8,405

 

 

$

18,182

 

Cash paid for income taxes

 

$

346

 

 

$

231

 

Supplemental disclosure of noncash activities:

 

 

 

 

 

 

Issuance of shares pursuant to distribution reinvestment plan

 

$

 

 

$

3,452

 

Distributions payable

 

$

8,555

 

 

$

9,898

 

Deferred offering costs included in accounts payable and accrued liabilities

 

$

 

 

$

908

 

Real estate and construction in process included in accounts payable and accrued liabilities

 

$

922

 

 

$

837

 

Deposit applied to the purchase of real estate

 

$

116

 

 

$

 

Earnest deposits on acquisitions assigned to the Managed REITs, amounts reclassified to Managed REITs receivables

 

$

180

 

 

$

 

 

See notes to consolidated financial statements.

13


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Note 1. Organization

SmartStop Self Storage REIT, Inc., a Maryland corporation (the “Company”), is a self-managed and fully-integrated self storage real estate investment trust (“REIT”), formed on January 8, 2013 under the Maryland General Corporation Law. Our year-end is December 31. As used in this report, “we,” “us,” “our,” and “Company” refer to SmartStop Self Storage REIT, Inc. and each of our subsidiaries. Our Common Stock began trading on the New York Stock Exchange (the “NYSE”) under the ticker symbol “SMA” on April 2, 2025.

We acquire, own and operate self storage facilities. In addition, through our subsidiaries, we serve as the sponsor of various real estate programs.

As of March 31, 2026, our wholly-owned portfolio consisted of 177 operating self storage properties diversified across 19 states (Alabama, Arizona, California, Colorado, Florida, Illinois, Indiana, Maryland, Massachusetts, Michigan, New Jersey, Nevada, North Carolina, Ohio, South Carolina, Texas, Virginia, Washington, and Wisconsin), the District of Columbia, and Canada, comprising approximately 122,000 units and 13.9 million net rentable square feet.

Additionally, as of March 31, 2026, we owned a 50% equity interest in 14 unconsolidated real estate ventures located in Canada, which consisted of 10 operating self storage properties and four properties which were being developed into self storage properties.

Through our Managed Platform (as defined below), we serve as the sponsor of Strategic Storage Trust VI, Inc., a publicly-registered non-traded REIT (“SST VI”), Strategic Storage Growth Trust III, Inc., a private REIT (“SSGT III”), and Strategic Storage Trust X, a private net asset value REIT, (“SST X” and together with SST VI and SSGT III, the “Managed REITs”). We manage the properties owned by the Managed REITs and the properties owned by the Delaware statutory trusts (“DSTs”) sponsored by one of the Managed REITs. As of March 31, 2026, we managed 53 of such operating self storage properties, consisting of approximately 42,000 units and 4.6 million rentable square feet.

On October 1, 2025, we acquired Argus Professional Storage Management, LLC (“Argus”), a third-party manager of self storage properties (the “Third Party Platform Acquisition”). See Note 4 – Third Party Platform Acquisition for additional information. As of March 31, 2026, we managed more than 225 of such operating self storage properties, consisting of more than approximately 102,000 units and 16.3 million rentable square feet (the “Third Party Platform”).

The Third Party Platform, the Managed REITs, and the other properties operated but not owned by us, as mentioned above, are referred to as the “Managed Platform.” In total, as of March 31, 2026, we managed more than 275 operating self storage properties, which we did not own, consisting of more than approximately 144,000 units and 20.9 million rentable square feet through our Managed Platform.

SmartStop OP, L.P. (the “Operating Partnership”) owns, directly or indirectly through one or more subsidiaries, all of the self storage properties that we own. As of March 31, 2026, we owned approximately 93.5% of the common units of limited partnership interests of our Operating Partnership. The remaining approximately 6.5% of the common units are owned by current and former employees/executives, current and former board members, the previous owners of Argus, or indirectly by Strategic Asset Management I, LLC, our former sponsor (“SAM”), its affiliates, and select other unaffiliated third parties. As the sole general partner of our Operating Partnership, we have the exclusive power to manage and conduct the business of our Operating Partnership.

On March 20, 2025, we effected a one-for-four reverse common stock split (the “Reverse Stock Split”) of each issued and outstanding share of Class A common stock (“Class A Common Stock”), $0.001 par value per share, and Class T Common Stock (“Class T Common Stock”), $0.001 par value per share. Concurrently with the Reverse Stock Split, we also effected a corresponding one-for-four reverse unit split (together with the Reverse Stock Split, the “Reverse Equity Splits”) of units of our Operating Partnership. As a result of the Reverse Equity Splits, every four shares of our common stock and every four Operating Partnership units that were issued and outstanding as of the date of the Reverse Equity Splits were automatically changed into one issued and outstanding share of common stock or one issued and outstanding Operating Partnership unit, as applicable, rounded to the nearest 1/1000th share or Operating Partnership unit. The Reverse Equity Splits impacted all classes of common stock and common operating partnership units proportionately and resulted in no impact on any stockholder’s or limited partner’s percentage ownership of all issued and outstanding common stock or common Operating Partnership units. In connection with the Reverse Equity Splits, the number of shares of common stock and Operating Partnership units underlying the outstanding share-based awards were also proportionally reduced.

14


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Immediately after the Reverse Stock Split, we reclassified and designated 225,000,000 authorized but unissued shares of Class A Common Stock and 340,000,000 authorized but unissued shares of Class T Common Stock as authorized but unissued shares of common stock, $0.001 par value per share (the “Reclassification”), without any designation as to class or series. As a result, the Company had 565,000,000 shares of unclassified common stock, $0.001 par value per share, authorized but unissued.

On June 12, 2025, we filed Articles of Amendment to our charter to decrease our total number of authorized shares of stock from 900,000,000 to 225,000,000. As a result of such decrease, our authorized shares of stock consist of: (i) 175,000,000 shares of common stock, $0.001 par value per share, of which 31,250,000 shares were designated as Class A Common Stock, 2,500,000 shares were designated as Class T Common Stock, and 141,250,000 were common stock without designation as to class or series; and (ii) 50,000,000 shares of preferred stock, $0.001 par value per share.

On April 1, 2025 we executed our underwriting agreement, and on April 3, 2025, we closed our registered underwritten public offering (the “Underwritten Public Offering”) of 27,000,000 shares of common stock, $0.001 par value per share (the “Common Stock”), at an initial price of $30.00 per share, pursuant to a registration statement filed with the U.S. Securities and Exchange Commission (“SEC”) on Form S-11 (File No. 333-264449) (the “Registration Statement”) under the Securities Act of 1933, as amended (the “Securities Act”). The underwriters also exercised an overallotment option to purchase 4,050,000 additional shares of Common Stock on April 3, 2025. Certain of our directors, officers, and employees, and friends and family members of certain of our directors, officers, and employees were able to and did purchase shares through us or our underwriters at the public offering price of $30.00 per share. Under this program, officers and directors purchased 31,500 shares. All of these shares purchased in the Underwritten Public Offering are listed on the NYSE under the ticker symbol “SMA.” The gross and net proceeds received on April 3, 2025 were approximately $931.5 million and $875.6 million, respectively.

On October 1, 2025, the six-month anniversary of the listing of our Common Stock issued in our Underwritten Public Offering for trading on the NYSE, each share of Class A Common Stock and Class T Common Stock automatically converted into one share of our unclassified listed Common Stock. In preparation for this conversion, on July 30, 2025, we completed a fractional share redemption related to our Class A Common Stock and Class T Common Stock of approximately $0.3 million, such that a total of approximately 8,000 shares were redeemed at a purchase price of $35.63 per share, which was the closing price of the Company’s Common Stock as of the end of that day. Each stockholder that held any fractional shares received a cash payment for such shares, and as a result, thereafter no stockholder of the Company owned any fractional shares.

On May 1, 2025, we terminated our distribution reinvestment plan. As of such date, we had sold approximately 2.7 million shares of Class A Common Stock and approximately 0.3 million shares of Class T Common Stock through our distribution reinvestment plan.

On March 19, 2026, we entered into a distribution agreement (the “ATM Agreement”) with each of J.P. Morgan Securities, LLC, BMO Capital Markets Corp., Evercore Group L.L.C., Huntington Securities, Inc., KeyBanc Capital Markets Inc., M&T Securities, Inc., Raymond James & Associates, Inc., RBC Capital Markets, LLC, Robert W. Baird & Co. Incorporated, Scotia Capital (USA) Inc., Truist Securities, Inc., and Wells Fargo Securities, LLC, as sales agents (in such capacity, “Sales Agents”), the Forward Sellers (as defined below and together with the Sales Agents, the “Agents”) and the Forward Purchasers (as defined below). Pursuant to the ATM Agreement, we may issue and sell, from time to time, shares of our Common Stock having an aggregate offering price of up to $300 million (the “Shares”). The Agents will act as our Sales Agents, or through the Forward Sellers as sales agents to the relevant Forward Purchasers, in connection with any offerings of Shares pursuant to the ATM Agreement. We may sell Shares to an Agent as principal for its own account, at a price and discount to be agreed upon at the time of sale pursuant to a separate terms agreement. In addition, we have entered into forward sale agreements under separate master forward confirmations (each, a “Forward Sale Agreement”, and collectively, the “Forward Sale Agreements”), between us and each of JPMorgan Chase Bank, National Association, Bank of Montreal, Huntington Securities, Inc., KeyBanc Capital Markets, Raymond James & Associates, Inc., Robert W. Baird & Co. Incorporated, Royal Bank of Canada, The Bank of Nova Scotia, Truist Bank, Wells Fargo Bank, National Association, or their respective affiliates (each a “Forward Purchaser,” and collectively, the “Forward Purchasers”).

15


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The sales, if any, of the Shares under the ATM Agreement, made to or through the Agents, as our Sales Agents or as Forward Sellers on behalf of the Forward Purchasers, will be made in negotiated transactions, including block trades, or transactions that are deemed to be “at the market” offerings as defined in Rule 415 under the Securities Act of 1933, as amended (the “Securities Act”), by means of ordinary brokers’ transactions at market prices prevailing at the time of sale, including sales made directly on the New York Stock Exchange, sales made to or through a market maker and sales made through other securities exchanges or electronic communications networks.

In the ATM Agreement, we made certain customary representations, warranties and covenants concerning us, the Operating Partnership and the Shelf Registration Statement (as defined below) and also agreed to indemnify the Agents and the Forward Purchasers against certain liabilities, including liabilities under the Securities Act.

The Shares sold in the offering will be issued pursuant to our automatic shelf registration statement on Form S-3 (File No. 333-292583) filed with the SEC on January 5, 2026 (the “Shelf Registration Statement”). On March 19, 2026, we filed with the SEC a prospectus supplement to the prospectus included in the Shelf Registration Statement relating to the offering contemplated by the ATM Agreement. As of May 8, 2026, we have not sold any Shares under the ATM Agreement.

 

Note 2. Summary of Significant Accounting Policies

Basis of Presentation

The accompanying consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) as contained within the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) and the rules and regulations of the SEC.

The square footage, unit count, and occupancy percentage data and related disclosures included in these notes to the consolidated financial statements are outside the scope of our independent registered accounting firm’s review.

Reverse Equity Splits

As applicable and unless otherwise indicated, the consolidated financial statements and accompanying footnotes for all periods presented give effect to the retrospective effect to the Reverse Equity Splits as described above in Note 1 – Organization.

Underwritten Public Offering Costs

Prior to the consummation of the Underwritten Public Offering, deferred costs pertaining to our Underwritten Public Offering were recorded in other assets, net in our consolidated balance sheets. Such costs were offset against the Underwritten Public Offering proceeds and were all reclassified to additional paid-in capital in our consolidated balance sheets in connection with the consummation of the Underwritten Public Offering. We incurred other transaction costs related to our Underwritten Public Offering activities that were not directly attributable to our equity raise, and therefore were not capitalized; such costs were included within the general and administrative expenses line item in our consolidated statements of operations.

Principles of Consolidation

Our financial statements, and the financial statements of our Operating Partnership, including its wholly-owned subsidiaries, are consolidated in the accompanying consolidated financial statements. The portion of these entities not wholly-owned by us is presented as noncontrolling interests. All intercompany accounts and transactions have been eliminated in consolidation.

16


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Consolidation Considerations

Current accounting guidance provides a framework for identifying a variable interest entity (“VIE”) and determining when a company should include the assets, liabilities, noncontrolling interests, and results of activities of a VIE in its consolidated financial statements. In general, a VIE is an entity or other legal structure used to conduct activities or hold assets that either (1) has an insufficient amount of equity to carry out its principal activities without additional subordinated financial support, (2) has a group of equity owners that are unable to make significant decisions about its activities, or (3) has a group of equity owners that do not have the obligation to absorb losses or the right to receive returns generated by its operations. Generally, a VIE should be consolidated if a party with an ownership, contractual, or other financial interest in the VIE (a variable interest holder) has the power to direct the VIE’s most significant activities and the obligation to absorb losses or right to receive benefits of the VIE that could be significant to the VIE. A variable interest holder that consolidates the VIE is called the primary beneficiary. Upon consolidation, the primary beneficiary generally must initially record all of the VIE’s assets, liabilities, and noncontrolling interest at fair value and subsequently account for the VIE as if it were consolidated based on majority voting interest.

Our Operating Partnership is deemed to be a VIE and is consolidated by us as we are currently the primary beneficiary. Our sole significant asset is our investment in our Operating Partnership; as a result, substantially all of our assets and liabilities represent those assets and liabilities of our Operating Partnership and its wholly-owned subsidiaries.

As of March 31, 2026 and December 31, 2025, we were not a party to any other material contracts or interests that would be deemed variable interests in VIEs other than our joint ventures with SmartCentres, our Nantucket Joint Venture (as defined below), and our common and in substance common equity investments in the Managed REITs, which are all accounted for under the equity method of accounting as we are not the primary beneficiary thereof and do not consolidate (see Note 6 – Investments in Unconsolidated Real Estate Ventures and Note 12 – Related Party Transactions for additional information). Our joint venture programs through which we offer our tenant insurance, tenant protection plans or similar programs (the “Tenant Protection Programs”) with SST VI, SSGT III and SST X are consolidated.

Equity Investments

Under the equity method, our investments are stated at cost and adjusted for our share of net earnings or losses and reduced by distributions and impairments, as applicable. Equity in earnings will generally be recognized based on our ownership interest in the earnings of each of the unconsolidated investments and recorded in our consolidated statements of operations.

Interest and Investment Income

We record the interest and related financing fees on our debt investments as well as the income on our preferred investments on the accrual basis and such income is included in Interest and investment income in our consolidated statements of operations. While we do make loans periodically, we do not consider that to be part of our primary operating activity, and therefore do not report income from loans as operating income. During the three months ended March 31, 2026 and 2025, we recorded approximately $0.7 million and none, respectively, of income related to our preferred investments and approximately $1.3 million and $0.7 million, respectively, of interest income related to our debt investments.

Investments in and Advances to Managed REITs

As of March 31, 2026 and December 31, 2025, we owned equity and debt investments in the Managed REITs; such amounts are included in investments in and advances to Managed REITs in our consolidated balance sheets. We account for the common and in substance common equity investments using the equity method of accounting as we have the ability to exercise significant influence, but not control, over the Managed REITs’ operating and financial policies through our advisory and property management agreements with the respective Managed REITs.

See Note 12 – Related Party Transactions for additional information.

17


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Noncontrolling Interests in Consolidated Entities

We have accounted for the noncontrolling interests in our Operating Partnership, our Tenant Protection Programs joint ventures with SST VI, SSGT III, and SST X and, until June 18, 2025 (i.e. the redemption date of such noncontrolling interests in the SST VI advisor), the noncontrolling interests in the SST VI advisor, in accordance with the related accounting guidance.

Due to our control through our general partnership interest in our Operating Partnership and the limited rights of the limited partners, our Operating Partnership, including its wholly-owned subsidiaries, are consolidated with the Company and the limited partner interests are reflected as noncontrolling interests in the accompanying consolidated balance sheets. We also consolidate our interests in the SST VI, SSGT III, and SST X Tenant Protection Programs and present the minority interests as noncontrolling interests in the accompanying consolidated balance sheets. The noncontrolling interests shall be attributed their share of income and losses.

Use of Estimates

The preparation of the consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. The current economic environment has increased the degree of uncertainty inherent in these estimates and assumptions. Management will adjust such estimates when facts and circumstances dictate. Actual results could materially differ from those estimates. The most significant estimates made include that of acquisition valuation and the allocation of purchase price to tangible and intangible assets acquired and liabilities assumed at relative fair value, and the evaluation of potential impairment of indefinite and long-lived assets and goodwill.

Cash and Cash Equivalents

We consider all short-term, highly liquid investments that are readily convertible to cash with a maturity of three months or less at the time of purchase to be cash equivalents.

We may maintain cash and cash equivalents in financial institutions in excess of insured limits. In an effort to mitigate this risk, we generally invest in or through major financial institutions.

Restricted Cash

Restricted cash consists primarily of impound reserve accounts for property taxes, insurance and capital improvements in connection with the requirements of certain of our loan agreements.

Purchase Price Allocation and Treatment of Acquisition Costs

We account for asset acquisitions in accordance with GAAP which requires that we allocate the purchase price of a property to the tangible and intangible assets acquired and the liabilities assumed based on their relative fair values as of the date of acquisition. This guidance requires us to make significant estimates and assumptions, including fair value estimates, which requires the use of significant unobservable inputs as of the acquisition date. We engage independent third-party valuation specialists to assist in the determination of significant estimates and market-based assumptions used in the valuation models.

The value of the tangible assets, consisting of land and buildings, is determined as if vacant. Substantially all of the leases in place at acquired properties are at market rates, as the majority of the leases are month-to-month contracts. We also consider whether in-place, market leases represent an intangible asset. During the three months ended March 31, 2026 and 2025, we recorded approximately none and $3.3 million, respectively, in intangible assets to recognize the value of in-place leases related to our acquisitions. We do not expect, nor to date have we recorded, intangible assets for the value of customer relationships because we expect we will not have concentrations of significant customers and the average customer turnover will be fairly frequent.

Allocation of purchase price to acquisitions of portfolios of facilities are allocated to the individual facilities based upon an income approach or a cash flow analysis using appropriate risk adjusted capitalization rates which take into account the relative size, age, and location of the individual facility along with current and projected occupancy and rental rate levels or appraised values, if available.

18


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Acquisitions that do not meet the definition of a business, as defined under current GAAP, are accounted for as asset acquisitions. During the three months ended March 31, 2026, we had no property acquisitions. During the three months ended March 31, 2025, our property acquisitions did not meet the definition of a business. To date, our property acquisitions have generally not met the definition of a business because substantially all of the fair value was concentrated in a single identifiable asset or group of similar identifiable assets (i.e. land, buildings, and related intangible assets) and because the acquisitions did not include a substantive process in the form of an acquired workforce or an acquired contract that cannot be replaced without significant cost, effort or delay. As a result, once an acquisition is deemed probable, acquisition costs are capitalized rather than expensed.

During the three months ended March 31, 2026 and 2025, we expensed approximately $0.1 million and $0.2 million, respectively, of acquisition costs that did not meet our capitalization policy during the respective periods.

Intangible Assets Valuation

In connection with the acquisition of the Third Party Platform, we allocated a portion of the consideration to an intangible asset related to the property management contracts and the related customer relationships. We are amortizing such intangible asset on a straight-line basis over the estimated benefit period of the property management contracts and related customer relationships. We evaluate such intangible asset for impairment when an event occurs or circumstances change that indicate the carrying value may not be recoverable. In such an event, an impairment charge would be recognized and the intangible asset would be marked down to its fair value.

Evaluation of Possible Impairment of Real Property Assets

Management monitors events and changes in circumstances that could indicate that the carrying amounts of our real property assets may not be recoverable. When indicators of potential impairment are present that indicate that the carrying amounts of the assets may not be recoverable, we will assess the recoverability of the assets by determining whether the carrying value of the real property assets will be recovered through the undiscounted future operating cash flows expected from the use of the asset and its eventual disposition. In the event that such expected undiscounted future cash flows do not exceed the carrying value, we will adjust the value of the real property assets to the fair value and recognize an impairment loss. For the three months ended March 31, 2026 and 2025, no real property asset impairment losses were recognized.

Casualty Insurance Recoveries

In the event of a wind storm, flood, fire or other such event causing property damage, we estimate the carrying value of the damaged property and record a corresponding casualty loss. If we determine that an insurance recovery is probable, we record such estimated recovery as a receivable up to the amount of the casualty loss. Any amount of insurance recovery for such loss in excess of the amount of the casualty loss recorded is considered a gain contingency and is recognized when the claim is fully settled.

One of our wholly-owned properties suffered fire damage in March 2024. In March 2026, the related insurance claim was fully settled and we recorded a gain of approximately $1.2 million during the three months ended March 31, 2026, which was recorded in the line item gain on disposition of real estate in our consolidated statements of operations, related to the amount of insurance recovery originally recorded in the year ended December 31, 2024.

Goodwill Valuation

We initially recorded goodwill as a result of the Self Administration Transaction (as defined in Note 12 – Related Party Transactions), which occurred in 2019. Additionally, we recorded goodwill in connection with our Third Party Platform Acquisition (see Note 4 – Third Party Platform Acquisition for additional information). Goodwill is recorded as the difference, if any, between the aggregate consideration paid for an acquisition and the fair value of the net tangible assets and other intangible assets acquired. Goodwill is allocated to various reporting units, as applicable, and is not amortized. We perform an annual qualitative impairment assessment as of December 31 for goodwill; between annual assessments, we evaluate the recoverability of goodwill whenever events or changes in circumstances indicate that the carrying amount of goodwill may not be fully recoverable. If circumstances indicate the carrying amount may not be fully recoverable, we perform a quantitative analysis to compare the fair value of each reporting unit to its respective carrying amount. If the carrying amount of goodwill exceeds its fair value, an impairment charge will be recognized. No impairment charges to goodwill were recognized for the three months ended March 31, 2026 and 2025.

19


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Trademarks Valuation

In connection with the Self Administration Transaction (as defined in Note 12 – Related Party Transactions), we recorded the fair value associated with the two primary trademarks acquired therein.

Trademarks are based on the value of our brands. Trademarks are valued using the relief from royalty method, which presumes that without ownership of such trademarks, we would have to make a stream of payments to a brand or franchise owner in return for the right to use their name. By virtue of this asset, we avoid any such payments and record the related intangible fair value of our ownership of the brand name.

As of March 31, 2026 and December 31, 2025, $15.7 million was recorded related to the SmartStop® Self Storage trademark, which is an indefinite lived trademark.

We qualitatively evaluate whether any triggering events or changes in circumstances have occurred in addition to our annual impairment test that would indicate an impairment condition may exist. If any change in circumstance or triggering event occurs, and results in a significant impact to our revenue and profitability projections, or any significant assumption in our valuation methods is adversely impacted, the impact could result in a material impairment charge in the future.

Revenue Recognition

Self Storage Operations

Management believes that all of our leases are operating leases. Rental income is recognized in accordance with the terms of the leases, which generally are month-to-month. Revenues from any long-term operating leases are recognized on a straight-line basis over the term of the lease. The excess of rents received over amounts contractually due pursuant to the underlying leases is included in accounts payable and accrued liabilities in our consolidated balance sheets, and contractually due but unpaid rent is included in other assets in our consolidated balance sheets.

In accordance with ASC 842, we review the collectability of lease payments on an ongoing basis. We consider collectability indicators when analyzing accounts receivable and historical bad debt levels, including current economic trends, all of which assist in evaluating the probability of outstanding and future rental income collections.

Additionally, we earn ancillary revenue from fees we receive related to providing tenant insurance or tenant protection plans to customers at our properties through our Tenant Protection Programs, and to a lesser extent, through the sale of various moving and packing supplies such as locks and boxes. We recognize such revenue in ancillary operating revenue in our consolidated statements of operations as the services are performed and as the goods or services are delivered.

Managed Platform

As applicable, we earn property management and asset management revenue, pursuant to the respective property management and advisory agreement contracts, in connection with providing services to the Managed REITs and from the owners of the properties we manage on our Third Party Platform. We have determined under ASC 606 – Revenue from Contracts with Customers (“ASC 606”), that the performance obligation for the property management services and asset management services are satisfied as the services are rendered. While we are compensated for our services on a monthly basis, these services represent a series of distinct daily services in accordance with ASC 606. Such revenue is recorded in Managed Platform revenue in our consolidated statements of operations.

The Managed REITs’ advisory agreements also provide for reimbursement to us of certain costs of providing administrative and management services to the Managed REITs. These reimbursements include costs incurred in relation to organization and offering services provided to the Managed REITs and include the reimbursement of salaries, bonuses, and other expenses related to benefits paid to our employees while performing services for the Managed REITs. The Managed REITs’ and the Third Party Platform’s property management agreements also provide reimbursement to us for the property manager’s costs of managing the properties. Reimbursable costs include wages and salaries and other expenses that relate to benefits that arise in operating, managing and maintaining the related properties.

20


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Under ASC 606, direct reimbursement of such costs does not represent a separate performance obligation from our obligation to perform property management and asset management services. The reimbursement income is considered variable consideration, and is recognized as the costs are incurred, subject to limitations on the Managed Platform’s ability to incur offering costs or limitations imposed by the advisory agreements. We have elected to separately record such revenue in reimbursable costs from Managed Platform in our consolidated statements of operations.

Additionally, we earn revenue in connection with our Tenant Protection Programs joint ventures with our Managed REITs. We also earn development and construction management revenue from certain services we provide in connection with the project design, coordination and oversight of development and certain capital improvement projects undertaken by the Managed REITs and certain properties we manage through our Third Party Platform. We recognize such revenue in Managed Platform revenue in our consolidated statements of operations, as the services are performed or delivered. See Note 12 – Related Party Transactions for additional information regarding revenue generated from our Managed Platform.

Sponsor Funding Agreement

On November 1, 2023, SmartStop REIT Advisors, LLC, a subsidiary of our Operating Partnership, entered into a sponsor funding agreement (the “Sponsor Funding Agreement”), with SST VI and Strategic Storage Operating Partnership VI, L.P. (“SST VI OP”) in connection with certain changes to the public offering of SST VI and as of June 30, 2025, such agreement was terminated (see Note 12 – Related Party Transactions for additional information).

Pursuant to the Sponsor Funding Agreement, SmartStop, through a wholly-owned subsidiary, was required to fund the payment of the front-end sales load for the sale of SST VI’s Class Y and Class Z shares sold in its offering. In exchange, SmartStop received a number of Series C Convertible Subordinated Units (“Series C Units”) in SST VI OP calculated as the dollar amount of such funding divided by the then-current offering price, which was $9.30 through August 6, 2024 for such Class Y and Z shares.

On August 7, 2024, SST VI declared an estimated net asset value per share of $10.00, and the offering price for the Class Y and Z shares became $10.00 per share. Accordingly, subsequent to SST VI declaring their estimated net asset value of $10.00 per share, the number of Series C Units SmartStop received in exchange for funding the front-end sales load of the sale of SST VI’s Class Y and Class Z shares was calculated as the dollar amount of such sponsor funding divided by the current offering price of $10.00 per share for such Class Y and Z shares. The Series C Units shall automatically convert into Class A units of SST VI OP on a one-to-one basis upon SST VI’s disclosure of an estimated net asset value per share equal to at least $10.00 per share for each class of SST VI shares of common stock, including the Class Y shares and Class Z shares, calculated net of the Series C Units to be converted.

As of June 30, 2025, SST VI closed the primary portion of its public offering. The Sponsor Funding Agreement was terminated immediately in connection with the closedown of SST VI’s primary offering. In accordance therewith, we have no further funding obligation in connection with the Sponsor Funding Agreement. We had incurred approximately $10.2 million in connection with the now terminated Sponsor Funding Agreement, representing approximately 1.1 million Series C Units issued by SST VI OP.

On March 20, 2026, SST VI declared an estimated net asset value per share of $10.00. Since the Series C Units that could be converted would result in the net asset value falling below $10.00 per share, none of the Series C Units we own were converted into Class A units of SST VI OP.

21


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

In accordance with ASC 606, the amount by which our funding exceeded the fair value of the Series C Units received was accounted for as a payment to a customer and was therefore recorded as a reduction to the transaction price for the services we provide to such customer. Each payment was initially included in other assets, net in our consolidated balance sheets and is subsequently being recorded as a reduction of Managed Platform revenue ratably over the remaining estimated life of our management contracts with SST VI. Below is a summary of the portion of sponsorship funding payments which exceeded the fair value of the Series C Units received, and was recorded pursuant to ASC 606 as described above (in thousands):

Balance as of December 31, 2024

 

$

3,859

 

Amounts incurred

 

 

384

 

Recorded sponsor funding reduction

 

 

(1,052

)

Balance as of December 31, 2025

 

$

3,191

 

Recorded sponsor funding reduction

 

 

(267

)

Balance as of March 31, 2026

 

$

2,924

 

Allowance for Doubtful Accounts

Tenant accounts receivable is reported net of an allowance for doubtful accounts. Management records this general allowance estimate based upon a review of the current status of accounts receivable. It is reasonably possible that management’s estimate of the allowance will change in the future. As of March 31, 2026 and December 31, 2025, approximately $0.7 million was recorded to allowance for doubtful accounts, and is included within other assets in the accompanying consolidated balance sheets.

Advertising Costs

Advertising costs are expensed in the period in which the cost is incurred and are included in property operating expenses and general and administrative expenses in our consolidated statements of operations, depending on the nature of the expense.

For the three months ended March 31, 2026 and 2025, approximately $1.4 million and $1.4 million, respectively, of advertising costs were included in property operating expenses. For the three months ended March 31, 2026 and 2025, approximately $0.4 million and $0.5 million, respectively, of advertising costs were included in general and administrative expenses.

Real Estate Facilities

We capitalize costs incurred to develop, construct, renovate and improve properties, including interest and property taxes incurred during the construction period. The construction period begins when expenditures for the real estate assets have been made and activities that are necessary to prepare the asset for its intended use are in progress. The construction period ends when the asset is substantially complete and ready for its intended use.

Depreciation of Real Property Assets

Our management is required to make subjective assessments as to the useful lives of our depreciable assets. We consider the period of future benefit of the asset to determine the appropriate useful lives.

Depreciation of our real property assets is charged to expense on a straight-line basis over the estimated useful lives
as follows:

Description

 

Standard Depreciable Life

Land

 

Not Depreciated

Buildings

 

30-40 years

Site Improvements

 

7-10 years

 

22


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Depreciation of Personal Property Assets

Personal property assets consist primarily of furniture, fixtures and equipment and are depreciated on a straight-line basis over the estimated useful lives, generally ranging from 3 to 5 years, and are included in other assets, net in our consolidated balance sheets.

Intangible Assets

We have allocated a portion of our real estate purchase price to in-place lease intangible assets, which amortize on a straight-line basis over the estimated future benefit period. Additionally, we have other contract related intangible assets. As of March 31, 2026 and December 31, 2025, the gross amount of the intangible assets was approximately $99.9 million and $100.1 million, respectively, and accumulated amortization was approximately $92.4 million and $89.4 million, respectively. Such amounts exclude the intangible assets acquired in connection with the Third Party Platform Acquisition, as described below.

The total estimated future amortization expense for our real estate related intangible assets for the years ending December 31, 2026, 2027, 2028, 2029, and thereafter is approximately $6.2 million, $0.6 million, $0.1 million, $0.1 million, and $0.5 million, respectively. The weighted-average amortization period on our remaining real estate related intangible assets with a net book value of approximately $7.5 million was approximately 1.7 years as of March 31, 2026.

In connection with the acquisition of the Third Party Platform, we allocated a portion of the consideration to an intangible asset related to the property management contracts and the related customer relationships. We are amortizing such intangible asset on a straight-line basis over the estimated benefit period of the property management contracts and related customer relationships. As of March 31, 2026 and December 31, 2025, the gross amount of such intangible asset was approximately $8.0 million and the accumulated amortization was approximately $0.6 million and $0.3 million, respectively.

The total estimated future amortization expense for our intangible asset acquired in the Third Party Platform Acquisition for the years ending December 31, 2026, 2027, 2028, 2029, and thereafter is approximately $0.9 million, $1.2 million, $1.2 million, $1.2 million and $2.8 million, respectively. The amortization period on our remaining intangible asset associated with the Third Party Platform Acquisition with a net book value of approximately $7.4 million was approximately 6.0 years as of March 31, 2026.

We perform an annual qualitative impairment assessment as of December 31 for our intangible assets; between annual assessments we evaluate whether any triggering events or changes in circumstances have occurred that would indicate an impairment condition may exist. If any change in circumstance or triggering event occurs, and results in a significant impact to our revenue and profitability projections, or any significant assumption in our valuations methods is adversely impacted, the impact could result in an impairment charge in the future.

Debt Issuance Costs

The net carrying value of costs incurred in connection with obtaining non-revolving debt are presented in our consolidated balance sheets as a deduction from debt; amounts incurred related to obtaining revolving debt are included in debt issuance costs, net of accumulated amortization in our consolidated balance sheets. See Note 7 – Debt for additional information. Debt issuance costs are amortized using the effective interest method, as applicable.

As of March 31, 2026 and December 31, 2025, the gross amount of debt issuance costs related to our revolving credit facility totaled approximately $5.9 million and $8.3 million, respectively, and accumulated amortization of debt issuance costs related to our revolving credit facility totaled approximately $0.2 million and $4.9 million, respectively.

As of March 31, 2026 and December 31, 2025, the gross amount of debt issuance costs related to our non-revolving debt totaled approximately $7.7 million and $7.7 million, respectively, and accumulated amortization of debt issuance costs related to non-revolving debt totaled approximately $3.6 million and $3.3 million, respectively.

23


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Foreign Currency Translation

For non-U.S. functional currency operations, assets and liabilities are translated to U.S. dollars at current exchange rates, as of the reporting date. Revenues and expenses are translated at the average rates for the period. All adjustments related to amounts classified as long term net investments are recorded in accumulated other comprehensive income (loss) as a separate component of equity. Transactions denominated in a currency other than the functional currency of the related operation are recorded at rates of exchange in effect at the date of the transaction. As of March 31, 2026, our Operating Partnership had issued $700.0 million CAD, or approximately $502.4 million USD of Canadian Dollar denominated senior unsecured notes, which resulted in a gain recognized during the three months ended March 31, 2026 and 2025 of approximately $8.2 million and none, respectively, which was included in other, net in our consolidated statements of operations. Changes in our net investments not classified as long term are recorded in other, net in our consolidated statements of operations, along with transactions denominated in a currency other than the functional currency and represented a gain of approximately $5.4 million and a loss of approximately $4,000 for the three months ended March 31, 2026 and 2025, respectively.

Redeemable Common Stock

From our inception until April 29, 2025, we maintained a share redemption program (“SRP”) that enabled stockholders to sell their shares to us in limited circumstances. Upon the termination of our SRP on April 29, 2025, the maximum amount payable related to the SRP was reclassified from redeemable common stock (temporary equity) on our consolidated balance sheet to additional paid-in capital (permanent equity) in our consolidated statements of equity and temporary equity.

We evaluated the terms of our SRP, and we previously classified amounts that were potentially redeemable under the SRP as redeemable common stock in the accompanying consolidated balance sheets while the SRP was in effect. The maximum amount of redeemable shares under our SRP was limited to the net proceeds from the distribution reinvestment plan. However, accounting guidance required that determinable amounts that could become redeemable should be presented as redeemable when such amount is known. Therefore, the net proceeds from the distribution reinvestment plan were considered to be temporary equity and were previously presented as redeemable common stock in the accompanying consolidated balance sheets while the SRP was in effect.

In addition, the accounting guidance required, among other things, that financial instruments that represented a mandatory obligation of us to repurchase shares be classified as liabilities and reported at settlement value. When we determined that we had a mandatory obligation to repurchase shares under the SRP, we reclassified such obligations from temporary equity to a liability based upon their respective settlement values.

Accounting for Equity Awards

We have historically issued equity-based awards in two forms: (1) restricted stock awards consisting of shares of our common stock and (2) long-term incentive plan units of our Operating Partnership (“LTIP Units”), both of which may be issued subject to either time-based vesting criteria or performance-based vesting criteria. Performance-based vesting is based on either operational performance criteria or a market-based criteria. For time-based awards granted which contain a graded vesting schedule, compensation cost is recognized as an expense on a straight-line basis over the requisite service period as if the award was, in substance, a single award. For performance-based awards, which were issued prior to our Underwritten Public Offering, compensation cost is recognized over the requisite service period if and when we determine the performance condition is probable of being achieved. For performance-based awards with market-based criteria, which were issued subsequent to our Underwritten Public Offering, compensation is recognized as an expense on a straight-line basis over the requisite service period. We record the cost of such equity-based awards based on the grant date fair value and have elected to record forfeitures as they occur.

Employee Benefit Plan

We maintain a retirement savings plan under Section 401(k) of the Internal Revenue Code, as amended, under which eligible employees can contribute up to 100% of their eligible compensation (subject to annual limits set by law). We match 100% of these employee contributions up to the first 4% of the employee’s eligible compensation. On October 1, 2025, we acquired Argus, which had its own existing retirement savings plan under Section 401(k). Argus’ plan allowed eligible employees to contribute up to 100% of their eligible compensation (subject to annual limits set by law), with a company match of 100% of these employee contributions up to the first 3% of the employee’s eligible compensation.

24


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Fair Value Measurements

Under GAAP, we are required to measure certain financial instruments at fair value on a recurring basis. In addition, we are required to measure other financial instruments and balances at fair value on a non-recurring basis. Fair value is defined by the accounting standard for fair value measurements and disclosures as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. It also establishes a fair value hierarchy that prioritizes observable and unobservable inputs used to measure fair value into three levels. The following summarizes the three levels of inputs and hierarchy of fair value we use when measuring fair value:

Level 1 inputs utilize quoted prices (unadjusted) in active markets for identical assets or liabilities that we have the ability to access;
Level 2 inputs may include quoted prices for similar assets and liabilities in active markets, as well as interest rates and yield curves that are observable at commonly quoted intervals; and
Level 3 inputs are unobservable inputs for the assets or liabilities that are typically based on an entity’s own assumptions as there is little, if any, related market activity.

In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the fair value measurement will fall within the lowest level that is significant to the fair value measurement in its entirety.

The accounting guidance for fair value measurements and disclosures provides a framework for measuring fair value and establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. In determining fair value, we will utilize valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs to the extent possible as well as consider counterparty credit risk in our assessment of fair value. Considerable judgment will be necessary to interpret Level 2 and 3 inputs in determining fair value of our financial and non-financial assets and liabilities. Accordingly, there can be no assurance that the fair values we will present will be indicative of amounts that may ultimately be realized upon sale or other disposition of these assets.

Financial and non-financial assets and liabilities measured at fair value on a non-recurring basis in our consolidated financial statements consist of real estate and related liabilities assumed related to our acquisitions along with the assets and liabilities described in Note 3 – Real Estate Facilities. The fair values of these assets and liabilities were determined as of the acquisition dates using widely accepted valuation techniques, including (i) discounted cash flow analysis, which considers, among other things, leasing assumptions, growth rates, discount rates and terminal capitalization rates, (ii) income capitalization approach, which considers prevailing market capitalization rates, and (iii) market approach, which considers comparable sales activity. Additionally, certain such assets and liabilities are required to be fair valued periodically or valued pursuant to ongoing fair value requirements and impairment analyses and have been valued subsequently utilizing the same techniques noted above. In general, we consider multiple valuation techniques when measuring fair values. However, in certain circumstances, a single valuation technique may be appropriate. All of the fair values of the assets and liabilities as of the acquisition dates were derived using Level 3 inputs.

The Series C Units (categorized within Level 3 of the fair value hierarchy) acquired in connection with the Sponsor Funding Agreement were measured at fair value at the time of acquisition, and are accounted for using the equity method of accounting as described in Note 12 – Related Party Transactions. The fair value of these units was determined upon purchase using a valuation model which considered the following key assumptions: the projected distribution rate of SST VI, implied share price volatility, risk free interest rate, current estimated net asset value, and the estimated effective life of the Series C Units.

The carrying amounts of cash and cash equivalents, restricted cash, receivables, other assets, accounts payable and accrued liabilities, distributions payable and amounts due to affiliates approximate fair value (categorized within Level 1 of the fair value hierarchy).

25


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The estimated fair value of financial instruments is subjective in nature and is dependent on a number of important assumptions, including discount rates and relevant comparable market information associated with each financial instrument. The fair value of our fixed and variable rate debt was estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities (categorized within Level 2 of the fair value hierarchy). The use of different market assumptions and estimation methodologies may have a material effect on the reported estimated fair value amounts. As of March 31, 2026 and December 31, 2025, we believe the fair value of our variable rate debt was reasonably estimated at their notional amounts as there have been minimal changes to the fixed spread portion of interest rates for similar loans observed in the market, and as the variable portion of our interest rates fluctuate with the associated market indices. The table below summarizes the carrying amounts and fair values of our fixed rate debt which are not carried at fair value as of March 31, 2026 and December 31, 2025 (in thousands):

 

 

March 31, 2026

 

 

December 31, 2025

 

 

 

Fair Value

 

 

Carrying Value

 

 

Fair Value

 

 

Carrying Value

 

Fixed Rate Debt

 

$

1,019,000

 

 

$

1,032,283

 

 

$

1,035,900

 

 

$

1,042,796

 

During the three months ended March 31, 2025, we held interest rate cash flow hedges and foreign currency net investment and cash flow hedges to hedge our interest rate and foreign currency exposure (see Note 7 – Debt and Note 9 – Derivative Instruments). The fair value analyses of these instruments reflect the contractual terms of the derivatives, including the period to maturity, and used observable market-based inputs, including interest rate curves, foreign exchange rates, and implied volatilities, as applicable. The fair value of interest rate swap and cap agreements are determined using widely accepted valuation techniques, including discounted cash flow analyses on the expected cash flows of the instruments. Our fair values of our net investment hedges are based primarily on the change in the spot rate at the end of the period as compared with the strike price at inception.

To comply with GAAP, we incorporate credit valuation adjustments to appropriately reflect both our own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of derivative contracts for the effect of non-performance risk, we consider the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees.

Although we had determined that the majority of the inputs used to value our derivatives were within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with our derivatives utilized Level 3 inputs, such as estimates of current credit spreads, to evaluate the likelihood of default by us and our counterparties. However, through the termination date of our derivatives, we had assessed the significance of the impact of the credit valuation adjustments on the overall valuation of our derivative positions and determined that the credit valuation adjustments were not significant to the overall valuation of our derivatives. As a result, we determined that our derivative valuations in their entirety were classified in Level 2 of the fair value hierarchy.

As of March 31, 2026 and December 31, 2025, we held no derivative instruments.

Derivative Instruments and Hedging Activities

We record all derivatives on our balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether we have elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Derivatives may also be designated as hedges of the foreign currency exposure of a net investment in a foreign operation. We may enter into derivative contracts that are intended to economically hedge certain of our risks, even though hedge accounting does not apply or we elect not to apply hedge accounting.

For any derivatives designated as net investment hedges, the effective portion of changes in the fair value of the derivatives are reported in accumulated other comprehensive income (loss). The ineffective portion of the change in fair value of the derivatives is recognized in other, net in our consolidated statements of operations. Amounts are reclassified out of other comprehensive income (loss) (“OCI”) into earnings (loss) when the hedged net investment is either sold or substantially liquidated.

26


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Income Taxes

We made an election to be taxed as a Real Estate Investment Trust (“REIT”), under Sections 856 through 860 of the Internal Revenue Code of 1986, as amended, commencing with our taxable year ended December 31, 2014. To qualify as a REIT, we must continue to meet certain organizational and operational requirements, including a requirement to distribute at least 90% of the REIT’s taxable income to stockholders (which is computed without regard to the dividends paid deduction or net capital gains and which does not equal net income as calculated in accordance with GAAP).

For income tax purposes, distributions to common stockholders are characterized as ordinary dividends, capital gain dividends, or as nontaxable distributions. To the extent that we make a distribution in excess of our current or accumulated earnings and profits, the distribution will be a non-taxable return of capital, reducing the tax basis in each U.S. stockholder’s shares, and the amount of each distribution in excess of a U.S. stockholder’s tax basis in its shares will be taxable as gain realized from the sale of its shares.

As a REIT, we generally will not be subject to U.S. federal income tax on taxable income that we distribute to our stockholders. If we fail to qualify as a REIT in any taxable year, we will then be subject to U.S. federal income taxes on our taxable income at regular corporate rates and will not be permitted to qualify for treatment as a REIT for U.S. federal income tax purposes for four years following the year during which qualification is lost unless the IRS grants us relief under certain statutory provisions. Such an event could materially adversely affect our net income and net cash available for distribution to stockholders. However, we believe that we are organized and operate in such a manner as to qualify for treatment as a REIT and intend to operate in the foreseeable future in such a manner that we will remain qualified as a REIT for U.S. federal income tax purposes.

Even if we continue to qualify for taxation as a REIT, we may be subject to certain state, local, and foreign taxes on our income and property, and federal income and excise taxes on our undistributed income.

We filed an election to treat our primary taxable REIT subsidiary (“TRS”) as a taxable REIT subsidiary effective January 1, 2014. In general, our TRS performs additional services for our customers and provides the advisory and property management services related to our Managed Platform and otherwise generally engages in non-real estate related business. The TRS is subject to corporate federal and state income tax.

We account for deferred income taxes using the asset and liability method and recognize deferred tax assets and liabilities for the expected future tax consequences of events that have been included in our financial statements or tax returns. Deferred tax assets and liabilities are determined based on differences between financial reporting and tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to reverse.

Any increase or decrease in the deferred tax liability that results from a change in circumstances, and that causes a change in our judgment about expected future tax consequences of events, is included in the tax provision when such changes occur. Deferred income taxes also reflect the impact of operating loss and tax credit carryforwards. A valuation allowance is provided if we believe it is more likely than not that all or some portion of the deferred tax asset will not be realized. Any increase or decrease in the valuation allowance that results from a change in circumstances, and that causes a change in our judgment about the realizability of the related deferred tax asset, is included in the tax provision when such changes occur.

Uncertain tax positions may arise where tax laws may allow for alternative interpretations or where the timing of recognition of income is subject to judgment. Under ASC Topic 740, tax positions are evaluated for recognition using a more–likely–than–not threshold, and those tax positions requiring recognition are measured at the largest amount of tax benefit that is greater than 50 percent likely of being realized upon ultimate settlement with a taxing authority that has full knowledge of all relevant information. Interest and penalties relating to uncertain tax positions will be recognized in income tax expense when incurred. As of March 31, 2026 and December 31, 2025, the Company had no uncertain tax positions. Income taxes payable are classified within accounts payable and accrued liabilities in the consolidated balance sheets.

Concentration

No single self storage customer represents a significant concentration of our revenues. For the three months ended March 31, 2026, approximately 20.2%, 19.8%, 9.3% and 8.7% of our rental income was concentrated in California, Florida, Texas, and the Greater Toronto Area of Canada, respectively. Our properties within the aforementioned geographic areas are dispersed therein, operating in multiple different regions and sub-markets.

27


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Segment Reporting

Our business is composed of two reportable segments: (i) self storage operations and (ii) the Managed Platform business. See Note 11 – Segment Disclosures for additional detail.

Convertible Preferred Stock

We classified our Series A Convertible Preferred Stock (as defined in Note 8 – Preferred Equity) on our consolidated balance sheets using the guidance in ASC 480-10-S99. Per the original terms of our Series A Convertible Preferred Stock, it could be redeemed by us on or after the fifth anniversary of its issuance (October 29, 2024), or if certain events occur, such as the listing of our common stock on a national securities exchange, a change in control, or if a redemption would be required to maintain our REIT status. Additionally, if we did not maintain our REIT status the holder could require redemption. As the shares were contingently redeemable, and under certain circumstances not solely within our control, we had classified our Series A Convertible Preferred Stock as temporary equity prior to its redemption.

We analyzed whether the conversion features in our Series A Convertible Preferred Stock should be bifurcated under the guidance in ASC 815-10 and determined that bifurcation was not necessary.

Our Series A Convertible Preferred Stock was redeemed on April 4, 2025, with proceeds from our Underwritten Public Offering.

Per Share Data

Basic earnings per share attributable to our common stockholders for all periods presented are computed by dividing net income (loss) attributable to our common stockholders for basic computations of earnings per share by the weighted average number of common shares outstanding during the period, excluding unvested restricted stock.

Diluted earnings per share is computed by including the dilutive effect, as applicable of the conversion of all potential common stock equivalents (which includes unvested restricted stock, Series A Convertible Preferred Stock, Class A and Class A-1 OP Units, and unvested LTIP Units) and accordingly, as applicable, adjusting net income to add back any changes in earnings that reduce earnings per common share in the period associated with the potential common stock equivalents.

The computation of earnings per common share is as follows for the periods presented (amounts presented in thousands, except share and per share data):

 

 

Three Months Ended

 

 

 

March 31,

 

 

 

2026

 

 

2025

 

Net income (loss)

 

$

10,216

 

 

$

(5,456

)

Net (income) loss attributable to noncontrolling interests

 

 

(640

)

 

 

503

 

Net income (loss) attributable to SmartStop Self Storage REIT, Inc.

 

 

9,576

 

 

 

(4,953

)

Less: Distributions to preferred stockholders

 

 

 

 

 

(3,452

)

Less: Distributions to participating securities

 

 

(208

)

 

 

(117

)

Net income (loss) attributable to common stockholders for basic computations:

 

$

9,368

 

 

$

(8,522

)

Net income (loss) attributable to common stockholders for diluted computations:

 

$

9,368

 

 

$

(8,522

)

 

 

 

 

 

 

 

Weighted average Common Stock, Class A & Class T shares outstanding - basic

 

 

55,237,360

 

 

 

24,018,553

 

Unvested LTIP Units

 

 

 

 

 

 

Unvested restricted stock awards

 

 

36,925

 

 

 

 

Weighted average Common Stock, Class A & Class T shares outstanding - diluted

 

 

55,274,285

 

 

 

24,018,553

 

Net income (loss) per Common Stock, Class A & Class T share:

 

 

 

 

 

 

Basic

 

$

0.17

 

 

$

(0.35

)

Diluted

 

$

0.17

 

 

$

(0.35

)

 

28


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The following table presents the weighted average Series A Convertible Preferred Stock, Class A and Class A-1 OP Units, unvested LTIP Units, and unvested restricted stock awards, that were excluded from the computation of diluted earnings per share above as their effect would have been antidilutive for the respective periods, and was calculated using the two-class, treasury stock or if-converted method, as applicable:

 

 

Three Months Ended

 

 

 

March 31,

 

 

 

2026

 

 

2025

 

 

 

Equivalent Shares (if converted)

 

Class A and Class A-1 OP Units

 

 

3,813,917

 

 

 

3,375,330

 

Unvested LTIP Units

 

 

172,394

 

 

 

68,135

 

Unvested restricted stock awards

 

 

 

 

 

4,889

 

Series A Convertible Preferred Stock

 

 

 

 

 

4,690,432

 

 

 

 

3,986,311

 

 

 

8,138,786

 

Recently Adopted Accounting Guidance

In December 2023, the FASB issued ASU 2023-09, “Income Taxes (Topic 740).” The guidance in ASU 2023-09 was issued to provide investors with information to better assess how an entity’s operations and related tax risks, tax planning and operational opportunities affect its tax rate and prospects for future cash flows. The amendment became effective for fiscal years beginning after December 15, 2024. Accordingly, we adopted this amendment during the year ended December 31, 2025 with no material impact on our consolidated financial statements. Such disclosures have been presented prospectively, in accordance with ASU 2023-09.

Recently Issued Accounting Guidance

In November 2024, the FASB issued ASU 2024-03, “Disaggregation of Income Statement Expenses (Topic 220).” The guidance in ASU 2024-03 was issued to provide investors with more disaggregated information about an entity’s expenses. In January 2025, the FASB issued ASU 2025-01 for the sole purpose of clarifying the effective date of ASU 2024-03. The amendment becomes effective for annual reporting periods beginning after December 15, 2026, and interim periods within annual reporting periods beginning after December 15, 2027. We are currently evaluating the impact upon adoption of the new standard on our consolidated financial statements or related disclosures.

 

Note 3. Real Estate Facilities

The following summarizes the activity in real estate facilities during the three months ended March 31, 2026 (in thousands):

Real estate facilities

 

 

 

Balance at December 31, 2025

 

$

2,427,363

 

Impact of foreign exchange rate changes and other

 

 

(4,673

)

Improvements and additions

 

 

1,764

 

Balance at March 31, 2026

 

$

2,424,454

 

Accumulated depreciation

 

 

 

Balance at December 31, 2025

 

$

(366,447

)

Depreciation expense

 

 

(16,248

)

Impact of foreign exchange rate changes and other

 

 

718

 

Balance at March 31, 2026

 

$

(381,977

)

 

29


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Potential Acquisitions

As of May 8, 2026, we, through our wholly-owned subsidiaries, were party to two purchase and sale agreements with unaffiliated third parties for the acquisition of four self storage properties located in the United States and one development site located in Canada. The total purchase price for these properties and parcel of land is approximately $60.4 million, plus closing costs.

We may assign some or all of the above purchase and sale agreements to one or more of our Managed REITs and/or contribute such property to a joint venture.

Eminent Domain Proceedings

In May 2025, we learned that two of our self storage properties in Asheville, North Carolina, the Asheville III and Asheville IV properties, may be impacted by the current plan for an extensive and prolonged highway expansion project. We are evaluating the impact that this project may have on these two properties, including how much of each property may be taken. The aggregate rentable square feet and carrying value of these properties as of March 31, 2026, was approximately 115,000 square feet and $15.7 million, respectively. We will continue to work with the authorities and their representatives to further understand the impact to our properties, attempt to mitigate the impact to us and our tenants, and as needed, negotiate the fair value of any property that may ultimately be taken. We do not expect the potential taking of land under eminent domain to have a material impact on our results of operations and we evaluated these properties for impairment, concluding that, as of March 31, 2026, there continues to be no impairment. The total revenue for the Asheville III and Asheville IV properties for the three months ended March 31, 2026 was approximately $0.2 million and $0.2 million, respectively. The total revenue for the Asheville III and Asheville IV properties for the year ended December 31, 2025 was approximately $1.1 million and $0.9 million, respectively.

 

Note 4. Third Party Platform Acquisition

Overview

On October 1, 2025, pursuant to a contribution agreement (the “Contribution Agreement”), our Operating Partnership acquired Argus, a third-party property management company that managed more than 220 operating properties across 27 states consisting of more than approximately 100,000 units and approximately 16.6 million rentable square feet as of October 1, 2025. Immediately after the acquisition closed, Argus was contributed in a non-taxable transaction to our TRS subsidiary, which is 100% owned by our Operating Partnership, where such non-real estate activities are conducted. The total consideration was approximately $23.4 million, composed primarily of (i) $8.7 million in cash, funded in part by a $5.0 million deposit made and outstanding as of September 30, 2025, and the issuance of 328,343 units of limited partnership interests (“OP Units”) in our Operating Partnership valued at approximately $11.9 million and (ii) a contingent earnout payment initially valued at approximately $2.8 million. The potential earnout payment of up to an additional $11.0 million is based on Third Party Platform revenues generated during fiscal year 2028, with 75% payable in cash and 25% being payable in OP Units, the number of which OP Units to be issued will be determined in accordance with the terms of the Contribution Agreement based on the volume weighted average trading price of our common stock immediately prior to the time such units are to be issued.

Through the Contribution Agreement we assumed various amounts of current assets and liabilities, which are subject to working capital adjustments to the consideration otherwise provided and described above. The principal assets acquired were property management contracts and the related customer relationships, covering the management of approximately 220 properties, approximately 400 employees, an operating lease for the corporate headquarters in Tucson, Arizona, rights to other intellectual property and personal property. The Contribution Agreement contained customary representations, warranties, covenants, agreements, and indemnification obligations with respect to the sellers of Argus and us.

Fair Value of Consideration Transferred

We accounted for the Contribution Agreement discussed above as a business combination under the acquisition method of accounting.

30


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The estimated fair value of the consideration transferred on the date of the acquisition totaled approximately $23.4 million and consisted of the following (in thousands):

Estimated Fair Value of Consideration Transferred

 

 

 

Cash (1)

 

$

8,722

 

OP Units

 

 

11,858

 

Contingent earnout (2)

 

 

2,802

 

Working capital adjustment payable

 

 

8

 

Total Consideration Transferred

 

$

23,390

 

 

(1)
The Contribution Agreement required a purchase price adjustment related to the assumption of working capital, covering certain operating assets and liabilities. We assumed a net asset of approximately $0.2 million and such amount was included above as cash consideration. Such amount had been paid to the seller of Argus during the year ended December 31, 2025.
(2)
The maximum amount that may be paid is $8.25 million of earnout consideration to be paid in cash and the remainder of approximately $2.75 million to be paid in the form of OP units, based on revenues generated in 2028. The terms of the earnout require a certain minimum amount of 2028 revenues to be earned and thereafter the earnout is earned pro-rata up to a certain maximum 2028 revenue, such that the maximum potential earnout is $11.0 million. The amount of this liability as of March 31, 2026 and December 31, 2025 was approximately $3.7 million and $3.0 million, respectively, and was included in accounts payable and accrued liabilities in our consolidated balance sheets.

The estimated fair value of the OP Units issued was determined using the Company’s closing stock price on the date of the transaction and further adjusted for an illiquidity discount of 6%, given certain illiquid features of our OP Units, based on their terms, in comparison to our common stock.

The estimated fair value of the contingent earnout was estimated based on a risk-adjusted forecast and a closed form Black Scholes call option model under a risk neutral framework that incorporates the payoff based on achievement of the requisite revenue thresholds. The portion of the earnout to be issued in OP Units was further adjusted for an illiquidity discount, as discussed immediately above.

These fair value measurements are based on significant inputs not observable in the market and thus represent a Level 3 measurement as discussed in Note 2 – Summary of Significant Accounting Policies. The key assumptions used in estimating the fair value of the contingent earnout consideration included (i) forecasted annual revenue during 2028, (ii) selection of risk-adjusted discount rates and (iii) a volatility assumption.

31


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Allocation of Consideration

The consideration transferred pursuant to the Contribution Agreement was allocated to the assets acquired and liabilities assumed, based upon their estimated fair values as of the acquisition date. The following table summarizes the estimated fair values of the assets acquired and liabilities assumed as of the acquisition date (in thousands):

Identifiable Assets Acquired at Fair Value

 

 

 

Cash and cash equivalents

 

$

443

 

Equipment, furniture and fixtures

 

 

122

 

Accounts receivable and advances

 

 

1,004

 

Other assets

 

 

91

 

Indemnification assets (1)

 

 

1,078

 

Intangible asset - customer contracts and related relationships

 

 

8,000

 

Total identifiable assets acquired

 

$

10,738

 

 

 

 

 

Identifiable Liabilities Assumed at Fair Value

 

 

 

Accounts payable and accrued expenses

 

$

2,386

 

Other liabilities

 

 

111

 

Deferred tax liabilities, net

 

 

1,181

 

Total liabilities assumed

 

$

3,678

 

 

 

 

 

Net identifiable assets acquired

 

$

7,060

 

Goodwill (2)

 

 

16,330

 

Net assets acquired

 

$

23,390

 

 

(1)
Included in this line item were two amounts, (i) an indemnification asset related to an accrued legal settlement of approximately $0.3 million and (ii) an indemnification asset of approximately $0.8 million related to accrued compensation due to Argus employees for prior services, which in accordance with the contribution agreement, was to be reimbursed by the seller of Argus. The corresponding liabilities related to the above were both included in accounts payable and accrued expenses in the table above. In January of 2026, the seller paid and fully satisfied the legal settlement. In October of 2025, the seller reimbursed us for the $0.8 million and we paid such compensation to the employees of Argus.
(2)
Tax deductible goodwill as of the acquisition date was approximately $5.5 million.

The intangible assets acquired primarily consisted of an intangible asset related to the management contracts and customer relationships related to the approximately 220 properties that Argus managed as of October 1, 2025. The value of such was determined based on a discounted cash flow valuation of the projected cash flows of the acquired contracts. The deferred tax liability is the result of differences between the GAAP carrying value of certain amortizing assets and the carrying value for tax purposes.

The goodwill recognized is supported by several factors, including that Argus brings an established management platform and workforce of the more than 400 self storage professionals which provides for numerous benefits and opportunities, including continued organic growth, growth from new income streams and the ability to offer new services.

The results of the acquisition have been included in our consolidated statements of operations since the closing date of the transaction. See Note 11 – Segment Disclosures for more information about the results of operations attributable to the Third Party Platform Acquisition since closing.

 

32


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Note 5. Pro Forma Financial Information

We acquired our Third Party Platform effective October 1, 2025, which was accounted for as a business combination. The following pro forma information for the three months ended March 31, 2026 and 2025 has been prepared to give effect to the acquisition as if the acquisition occurred on January 1, 2024. Net income was excluded as it was impracticable to report expenses due to the lack of historical accrual basis accounting. This pro forma information does not purport to represent what our actual consolidated revenues would have been had the acquisitions occurred on this date, nor does it purport to predict the revenues for future periods (in thousands):

 

 

Three Months Ended March 31,

 

 

 

2026

 

 

2025

 

Pro forma total revenues

 

$

78,310

 

 

$

72,047

 

 

 

Note 6. Investments in Unconsolidated Real Estate Ventures

Nantucket Joint Venture

On July 18, 2024, we entered into a joint venture arrangement with an unaffiliated third party to develop a self storage property in Nantucket, Massachusetts (the Nantucket Joint Venture”). On such date we agreed to purchase an indirect minority ownership in the property, and immediately funded approximately $4.9 million. This property became operational in December 2025 and we serve as the property manager of this self storage property. This investment is accounted for pursuant to the equity method of accounting as we have the ability to exercise influence but not control. On April 11, 2025, we funded an additional approximately $0.3 million, which represented the remaining unfunded capital commitment in connection with this joint venture arrangement. On September 2, 2025, we executed an addendum to our subscription agreement related to the Nantucket Joint Venture to increase our ownership in the property. In connection therewith, we made an additional capital contribution of approximately $0.6 million.

For the three months ended March 31, 2026 and 2025, we recorded a net loss of approximately $0.2 million and none, respectively, from our equity in earnings related to our unconsolidated Nantucket Joint Venture.

As of March 31, 2026 and December 31, 2025, the carrying value of this investment was approximately $6.8 million and $7.0 million, respectively, which represented an indirect investment of approximately 42% minority ownership of the property.

SmartCentres Joint Ventures

We are party to joint venture agreements with a subsidiary of SmartCentres, an unaffiliated third party, to acquire, develop, and operate self storage facilities. In connection with such agreements, as 50% owner and SmartCentres as the other 50% owner of a joint venture subsidiary, we own 14 joint venture properties (the “Canadian JV Properties”), 10 of which were operational and four of which were being developed into self storage properties as of March 31, 2026.

For the three months ended March 31, 2026 and 2025, we recorded net aggregate income of approximately $33,000 and a loss of approximately $0.2 million, respectively, from our equity in earnings related to our unconsolidated Canadian JV Properties.

33


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The following table summarizes our 50% ownership interests in the Canadian JV Properties (in thousands):

 

 

Date Real Estate

 

Carrying Value of Investment as of

 

 

 

Venture Became

 

March 31,

 

 

December 31,

 

Canadian JV Property

 

Operational

 

2026

 

 

2025

 

Dupont (1)

 

October 2019

 

$

520

 

 

$

583

 

East York (1)

 

June 2020

 

 

5,214

 

 

 

5,209

 

Brampton (1)

 

November 2020

 

 

1,615

 

 

 

1,597

 

Vaughan (1)

 

January 2021

 

 

2,055

 

 

 

2,064

 

Oshawa (1)

 

August 2021

 

 

290

 

 

 

285

 

Scarborough (1)

 

November 2021

 

 

2,131

 

 

 

2,099

 

Aurora (1)

 

December 2022

 

 

246

 

 

 

256

 

Kingspoint (1)

 

March 2023

 

 

2,383

 

 

 

2,448

 

Whitby (1)

 

January 2024

 

 

3,699

 

 

 

3,830

 

Markham (1)

 

May 2024

 

 

3,032

 

 

 

3,155

 

Regent (2)

 

Under Development

 

 

4,311

 

 

 

3,839

 

Allard (2)

 

Under Development

 

 

1,320

 

 

 

1,270

 

Finch (2)

 

Under Development

 

 

3,081

 

 

 

3,033

 

127 Ave, Edmonton, AB (3)

 

Under Development

 

 

720

 

 

 

 

 

 

 

 

$

30,617

 

 

$

29,668

 

 

(1)
As of March 31, 2026 and December 31, 2025, these operating properties were encumbered by first mortgages pursuant to the RBC JV Term Loan III (defined below).
(2)
The property is currently under development to become a self storage facility.
(3)
On January 6, 2026, we acquired this joint venture parcel of land in Edmonton, Alberta, Canada, with SmartCentres, and the property is currently under development to become a self storage facility.

As of March 31, 2026, we had ownership interests in the Canadian JV Properties and the Nantucket Joint Venture (collectively, the “JV Properties”).

RBC JV Term Loan III

On October 31, 2025, 10 of our joint ventures with SmartCentres closed on a $160.0 million CAD term loan (the “RBC JV Term Loan III”) with RBC pursuant to which 10 of our joint venture subsidiaries that each own 50% of a Joint Venture property serve as borrowers (the “RBC Borrowers III”). The RBC JV Term Loan III is secured by first mortgages on the 10 operating Canadian JV Properties, most of which were previously encumbered by either the RBC JV Term Loan, the RBC JV Term Loan II or the SmartCentres Financings (all defined below). The RBC JV Term Loan III matures on November 1, 2030, which may be extended by one additional year, subject to certain terms. Interest on the RBC JV Term Loan III is fixed at an annual rate of 3.87%, and monthly payments include interest and principal, amortized on a 30 year basis until maturity. Proceeds from the RBC JV Term Loan III were used by the Joint Ventures to fully pay off the outstanding principal and accrued interest on the RBC JV Term Loan, the RBC JV Term Loan II, and the SmartCentres Financing. We and SmartCentres each serve as a recourse guarantor with respect to approximately $79.5 million CAD, or approximately $57.1 million USD, of the obligations outstanding as of March 31, 2026 under the RBC JV Term Loan III. The RBC JV Term Loan III contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default.

As of March 31, 2026 and December 31, 2025, there was approximately $159.0 million CAD and $159.8 million CAD, respectively, or approximately $114.1 million USD and $116.5 million USD, respectively, outstanding on the RBC JV Term Loan III.

34


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

RBC JV Term Loan II

On July 17, 2024, three of our joint ventures with SmartCentres closed on a $46.0 million CAD term loan (the “RBC JV Term Loan II”) with Royal Bank Canada (“RBC”) pursuant to which three of our joint venture subsidiaries that each own 50% of a Canadian JV Property serve as borrowers (the “RBC Borrowers II”). The RBC JV Term Loan II was secured by first mortgages on three of the Canadian JV Properties which were previously encumbered by the SmartCentres Financings. The maturity date of the RBC JV Term Loan II was November 3, 2025. Interest on the RBC JV Term Loan was a fixed annual rate of 4.97%, and payments were interest only during the term of the loan.

As discussed above, the RBC JV Term Loan II was refinanced on October 31, 2025. As such, as of March 31, 2026 and December 31, 2025, there was no balance outstanding on the RBC JV Term Loan II.

RBC JV Term Loan

On November 3, 2023, five of our joint ventures with SmartCentres closed on a $70 million CAD term loan (the “RBC JV Term Loan”) with RBC pursuant to which five of our joint venture subsidiaries that each own 50% of a Joint Venture property serve as borrowers (the “RBC Borrowers”). The RBC JV Term Loan was secured by first mortgages on five of the Canadian JV Properties which were previously encumbered by the SmartCentres Financings (as defined below). The maturity date of the RBC JV Term Loan was November 2, 2025. Interest on the RBC JV Term Loan was a fixed annual rate of 6.21%, and payments were interest only during the term of the loan.

As discussed above, the RBC JV Term Loan was refinanced on October 31, 2025. As such, as of March 31, 2026 and December 31, 2025, there was no balance outstanding on the RBC JV Term Loan.

SmartCentres Financings

Through a series of prior transactions, we, through joint venture partnerships with SmartCentres, became party to two master mortgage commitment agreements (the “SmartCentres Financings”) with SmartCentres Storage Finance LP (the “SmartCentres Lender”). The SmartCentres Lender is an affiliate of SmartCentres.

As a result of the RBC JV Term Loan and RBC JV Term Loan II refinancings, and the RBC JV Term Loan III financing transaction during the year ended December 31, 2025 discussed above, only one borrower remained on the SmartCentres Financings, the Markham property. Interest on the SmartCentres Financings was incurred at a variable annual rate equal to the aggregate of: (i) the CORRA rate, (ii) an adjustment of approximately 0.295%, (iii) a margin of 1.45%, and (iv) a spread of 1.25%.

On October 31, 2025, the SmartCentres Financings (the then outstanding balance on the Markham property of approximately $18.9 million CAD) were fully paid down. As such, as of March 31, 2026 and December 31, 2025, there was no balance outstanding on the SmartCentres Financings.

35


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

 

Note 7. Debt

Our debt is summarized as follows (dollars in thousands):

Loan

 

March 31, 2026

 

 

December 31, 2025

 

 

Interest
Rate
(1)

 

Maturity
Date
(1)

KeyBank CMBS Loan (2)

 

$

86,860

 

 

$

87,355

 

 

3.89%

 

08/01/2026

Ladera Office Loan

 

 

3,609

 

 

 

3,635

 

 

4.29%

 

11/01/2026

2027 Ladera Ranch Loan

 

 

42,000

 

 

 

42,000

 

 

5.00%

 

12/05/2027

2028 Canadian Notes (3)

 

 

358,850

 

 

 

364,700

 

 

3.91%

 

06/16/2028

Kelowna Canadian Property Loan (3)

 

 

17,127

 

 

 

17,524

 

 

3.45%

 

09/30/2028

2028 Canadian Term Loan (3) (4)

 

 

78,705

 

 

 

80,234

 

 

6.41%

 

12/01/2028

CMBS Loan (5)

 

 

104,000

 

 

 

104,000

 

 

5.00%

 

02/01/2029

SST IV CMBS Loan (6)

 

 

40,500

 

 

 

40,500

 

 

3.56%

 

02/01/2030

Credit Facility

 

 

64,826

 

 

 

 

 

4.73%

 

02/18/2030

2030 Canadian Notes (3)

 

 

143,540

 

 

 

145,880

 

 

3.89%

 

09/24/2030

2032 Private Placement Notes

 

 

150,000

 

 

 

150,000

 

 

4.53%

 

04/19/2032

Houston Property Loan

 

 

8,654

 

 

 

8,714

 

 

5.15%

 

05/01/2034

2024 Credit Facility

 

 

 

 

 

59,826

 

 

 

 

 

Total debt principal outstanding

 

$

1,098,671

 

 

$

1,104,368

 

 

 

 

 

Discount on secured debt, net

 

 

(1,562

)

 

 

(1,747

)

 

 

 

 

Debt issuance costs, net

 

 

(4,013

)

 

 

(4,373

)

 

 

 

 

Total debt, net

 

$

1,093,096

 

 

$

1,098,248

 

 

 

 

 

 

(1)
Reflects the interest rate or maturity date in effect as of March 31, 2026, as applicable.
(2)
This fixed rate loan encumbers 29 properties (Whittier, La Verne, Santa Ana, Upland, La Habra, Monterey Park, Huntington Beach, Chico, Lancaster I, Riverside, Fairfield, Lompoc, Santa Rosa, Federal Heights, Aurora, Littleton, Bloomingdale, Crestwood, Forestville, Warren I, Sterling Heights, Troy, Warren II, Beverly, Everett, Foley, Tampa, Boynton Beach, and Lancaster II) with monthly interest only payments until September 2021, at which time both interest and principal payments became due monthly. The separate assets of these encumbered properties are not available to pay our other debts, and we serve as a non-recourse guarantor under this loan.
(3)
The amounts shown above are in USD based on the foreign exchange rate in effect as of the date presented.
(4)
This fixed rate loan is secured by eight Canadian properties. This loan carries a fixed interest rate of 6.41%, with monthly interest only payments until February 2026, at which time both interest and principal amortizing payments based on a 25-year amortization schedule became due monthly. After November 16, 2026, any prepayment of the loan would be subject to an exit fee equal to a percentage of the then outstanding principal amount as follows: (i) 100 bps if the prepayment occurs between November 16, 2026 and November 16, 2027; and (ii) 75 bps if the prepayment occurs after November 16, 2027.
(5)
This fixed rate, interest only loan encumbers 10 properties (Myrtle Beach I, Myrtle Beach II, Port St. Lucie, Plantation, Sonoma, Las Vegas I, Las Vegas II, Las Vegas III, Ft Pierce, and Nantucket Island). The separate assets of these encumbered properties are not available to pay our other debts, and we serve as a non-recourse guarantor under this loan.
(6)
This fixed rate loan encumbers seven properties owned by us (Jensen Beach, Texas City, Riverside, Las Vegas IV, Puyallup, Las Vegas V, and Plant City). The separate assets of these encumbered properties are not available to pay our other debts, and we serve as a non-recourse guarantor under this loan. Monthly payments due under the loan agreement are interest only, with the full principal amount becoming due and payable on the maturity date.

The weighted average interest rate on our consolidated debt, excluding the impact of our interest rate hedging activities, as applicable, as of March 31, 2026 and December 31, 2025 was approximately 4.4%. We are subject to certain restrictive covenants relating to the outstanding debt, and as of March 31, 2026, we were in compliance with all such covenants.

36


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The following is a schedule of maturities, including required principal amortization payments, for debt outstanding as of March 31, 2026 (in thousands):

2026

 

$

91,991

 

2027

 

 

44,156

 

2028

 

 

451,726

 

2029

 

 

104,289

 

2030

 

 

249,170

 

Thereafter

 

 

157,339

 

Total

 

$

1,098,671

 

Credit Facility

On February 18, 2026, we, through our operating partnership (the “Borrower”), entered into a second amended and restated credit agreement with KeyBank, National Association, as administrative agent, certain others listed as joint book runners, joint lead arrangers, syndication agents and documentation agents, and certain other lenders party thereto (the “Credit Agreement”).

The Credit Agreement provides for a senior unsecured revolving credit facility (the “Credit Facility”) in an aggregate principal amount of $500 million. The Borrower has the right to increase the amount available under the Credit Facility by an additional $1.1 billion, for a total potential maximum aggregate amount of $1.6 billion, subject to certain conditions. The Credit Facility also includes sublimits of (a) up to $25 million for letters of credit and (b) up to $50 million for swingline loans; each of these sublimits are part of, and not in addition to, the amounts available under the Credit Facility. Borrowings under the Credit Facility may be in either U.S. dollars or Canadian dollars. The Borrower’s outstanding balance under the previously existing 2024 Credit Facility (as defined below) of approximately $68.3 million remained unchanged at the closing of the Credit Facility.

In connection with this amendment, certain lenders under the 2024 Credit Facility exited the arrangement. We recognized approximately $0.3 million of expense, which was included in loss on debt extinguishment in our consolidated statements of operations, and represented a proportional amount of the unamortized debt issuance costs attributable to these lenders under the 2024 Credit Facility.

The maturity date of the Credit Facility is February 18, 2030, subject to a one-year extension option, subject to the payment of an extension fee of 0.125% on the aggregate amount of the then-outstanding revolving commitments for such extension, and it may be prepaid or terminated at any time without penalty; provided, however, that the lenders shall be indemnified for certain breakage costs.

Amounts borrowed under the Credit Facility bear interest based on the type of borrowing (either Base Rate Loans, SOFR Loans, or CORRA Loans, each as defined in the Credit Agreement) and vary based upon our consolidated leverage ratio or credit rating. Base Rate Loans bear interest at the lesser of (x) the Base Rate (as defined in the Credit Agreement) plus the applicable rate, or (y) the maximum rate. SOFR Loans that are Daily Simple SOFR Loans bear interest at the lesser of (a) Daily Simple SOFR (as defined in the Credit Agreement) plus the applicable rate, or (b) the maximum rate. SOFR Loans that are Term SOFR Loans bear interest at the lesser of (a) Term SOFR (as defined in the Credit Agreement) for the interest period in effect plus the applicable rate, or (b) the maximum rate. CORRA Loans bear interest at the lesser of (a) Daily Simple CORRA (as defined in the Credit Agreement) plus the applicable rate, or (b) the maximum rate. Until we achieve an investment grade credit rating, the corresponding applicable rate varies between 100 basis points to 145 basis points for SOFR Loans and CORRA Loans and between 0 basis points and 45 basis points for Base Rate Loans, in each case depending on our consolidated leverage ratio. After we achieve an investment grade credit rating, the corresponding applicable rate varies between 70 basis points to 140 basis points for SOFR Loans and CORRA Loans and between 0 basis points and 40 basis points for Base Rate Loans, in each case depending on our credit rating. Initial advances under the Credit Facility are Daily Simple SOFR Loans that bear interest at 105 basis points over Daily Simple SOFR. The Credit Facility is also subject to a facility fee based on the amount of outstanding revolving commitments, which varies from 15 bps to 30 bps, depending on our consolidated leverage ratio. After we achieve an investment grade credit rating, the facility fee varies from 10 bps to 30 bps depending on our credit rating. As of March 31, 2026, borrowings under the Credit Facility were only denominated in USD and bore interest based on Daily Simple SOFR plus the applicable spread of 1.05%.

37


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The Credit Facility is fully recourse, jointly and severally, to us, the Borrower, and certain of our subsidiaries (the “Subsidiary Guarantors”). In connection with the Credit Facility, each of us, the Borrower and the Subsidiary Guarantors executed guarantees in favor of the lenders. It is an event of default under the Credit Facility if (a) there is a payment default by us, the Borrower or any Subsidiary Guarantor under any recourse debt for borrowed money of at least $50 million, or (b) there is a payment default by us or any of our subsidiaries under any non-recourse debt of at least $100 million.

The Credit Facility is unsecured. The outstanding 2032 Private Placement Notes (as defined below), the outstanding 2028 Canadian Notes (as defined below) and the outstanding 2030 Canadian Notes (as defined below), previously issued by us, remain pari passu with the Credit Facility.

The Credit Facility contains certain customary representations and warranties, affirmative, negative and financial covenants, borrowing conditions, and events of default. In particular, the financial covenants imposed on us include: a maximum leverage ratio, a minimum fixed charge coverage ratio, a minimum tangible net worth, certain limits on both secured debt and secured recourse debt, a ratio of secured recourse debt to total asset value, an unencumbered pool leverage ratio, and an unsecured interest coverage ratio. If an event of default occurs and continues, we are subject to certain actions by the administrative agent, including, without limitation, the acceleration of repayment of all amounts outstanding under the Credit Facility.

As of March 31, 2026, based on the aforementioned information and borrowing base calculations, we had the ability to draw up to an additional approximately $352.0 million on the current capacity of the Credit Facility revolver.

2030 Canadian Notes

On September 24, 2025, we, as guarantor, and the Operating Partnership, as issuer, sold on a private placement basis in Canada, an aggregate principal amount of $200 million CAD senior unsecured notes which become due on September 24, 2030 (the “2030 Canadian Notes”).

The 2030 Canadian Notes were offered pursuant to an agency agreement entered into among us, the Operating Partnership, the Subsidiary Guarantors, BMO Nesbitt Burns Inc., National Bank Financial Inc., Scotia Capital Inc. and RBC Dominion Securities Inc. The sale and purchase of the 2030 Canadian Notes occurred on September 24, 2025.

The 2030 Canadian Notes were issued pursuant to the Base Indenture, as amended and supplemented by a second supplemental indenture to the Base Indenture among us, the Operating Partnership and the Subsidiary Guarantors (the “Second Supplemental Indenture” and together with the Base Indenture, the “Second Indenture”).

The 2030 Canadian Notes bear interest at a rate of approximately 3.89% per annum, payable semiannually on September 24 and March 24 in each year, beginning on March 24, 2026, until maturity.

The Operating Partnership will be permitted to redeem at any time all, or from time to time any part of, the 2030 Canadian Notes then outstanding at a redemption price equal to the greater of (i) 100% of the principal amount so prepaid and (ii) the Canada Yield Price, together in each case, with accrued and unpaid interest, if any, to the date fixed for redemption. The “Canada Yield Price” means a price equal to the price of a note calculated to provide a yield to the maturity date, compounded semi-annually and calculated in accordance with generally accepted financial practice, equal to the government of Canada yield plus 0.28%, on the business day prior to the date on which the Operating Partnership gives notice of redemption. In addition, upon a change of control triggering event, the Operating Partnership is required to offer to prepay the 2030 Canadian Notes at a repurchase price in cash equal to 101% of the principal amount of the 2030 Canadian Notes plus accrued and unpaid interest thereon. For clarity, holders who accept an offer to repurchase their notes upon a change of control triggering event shall not be entitled to the Canada Yield Price or any other amount in excess of the repurchase price.

The Second Indenture contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default. In addition, if an event of default occurs and is continuing, the trustee may, in its discretion, and will, upon receiving instruction from the holders of 25% in aggregate principal amount of the outstanding 2030 Canadian Notes, accelerate the maturity of the 2030 Canadian Notes, including any accrued and unpaid interest, provided that holders of more than 50% of the principal amount of the 2030 Canadian Notes will have the right to waive certain of the events of default and/or annul the declaration made by the Trustee to accelerate the maturity of the 2030 Canadian Notes.

38


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The 2030 Canadian Notes were issued on a pari passu basis with our 2024 Credit Facility (as defined below), our 2028 Canadian Notes and the 2032 Private Placement Notes (as defined below), and as such, we and the Subsidiary Guarantors under such loans have fully and unconditionally guaranteed the Operating Partnership’s obligations under the 2030 Canadian Notes. The Second Indenture requires any of our subsidiaries that incurs or guarantees indebtedness under the other pari passu loans in the future to also provide a note guarantee in favor of the holders of the 2030 Canadian Notes.

2028 Canadian Notes

On June 11, 2025, we, as guarantor, and the Operating Partnership, as issuer, sold on a private placement basis in Canada, an aggregate principal amount of $500 million CAD senior unsecured notes which incur interest only at a fixed rate of 3.91%, and becomes due on June 16, 2028 (the “2028 Canadian Notes”).

The 2028 Canadian Notes were offered pursuant to an agency agreement entered into among us, the Operating Partnership, the Subsidiary Guarantors (defined below), BMO Nesbitt Burns Inc., National Bank Financial Inc., Scotia Capital Inc. and RBC Dominion Securities Inc. The sale and purchase of the 2028 Canadian Notes occurred on June 16, 2025.

The 2028 Canadian Notes were issued pursuant to an indenture (the “Base Indenture”) among us, the Operating Partnership and Computershare Trust Company of Canada (the “Trustee”), as amended and supplemented by a first supplemental indenture to the Base Indenture among us, the Operating Partnership and the Subsidiary Guarantors (the “First Supplemental Indenture” and together with the Base Indenture, the “First Indenture”).

The 2028 Canadian Notes bear interest at a rate of approximately 3.91% per annum, payable semiannually on June 16 and December 16 in each year, beginning on December 16, 2025, until maturity.

The Operating Partnership will be permitted to redeem at any time all, or from time to time any part of, the 2028 Canadian Notes then outstanding at a redemption price equal to the greater of (i) 100% of the principal amount so prepaid and (ii) the Canada Yield Price, together in each case, with accrued and unpaid interest, if any, to the date fixed for redemption. The “Canada Yield Price” means a price equal to the price of a note calculated to provide a yield to the maturity date, compounded semi-annually and calculated in accordance with generally accepted financial practice, equal to the government of Canada yield plus 0.28%, on the business day prior to the date on which the Operating Partnership gives notice of redemption. In addition, upon a change of control triggering event, the Operating Partnership is required to offer to prepay the 2028 Canadian Notes at a repurchase price in cash equal to 101% of the principal amount of the 2028 Canadian Notes plus accrued and unpaid interest thereon. For clarity, holders who accept an offer to repurchase their notes upon a change of control triggering event shall not be entitled to the Canada Yield Price or any other amount in excess of the repurchase price.

The First Indenture contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default. In addition, if an event of default occurs and is continuing, the trustee may, in its discretion, and will, upon receiving instruction from the holders of 25% in aggregate principal amount of the outstanding 2028 Canadian Notes, accelerate the maturity of the 2028 Canadian Notes, including any accrued and unpaid interest, provided that holders of more than 50% of the principal amount of the 2028 Canadian Notes will have the right to waive certain of the events of default and/or annul the declaration made by the Trustee to accelerate the maturity of the 2028 Canadian Notes.

The 2028 Canadian Notes were issued on a pari passu basis with our 2024 Credit Facility (as defined below) with KeyBank, our 2030 Canadian Notes, the 2032 Private Placement Notes (as defined below), and as such, we and each of our subsidiaries that have incurred or guaranteed indebtedness (the “Subsidiary Guarantors”) under such loans have fully and unconditionally guaranteed the Operating Partnership’s obligations under the 2028 Canadian Notes. The First Indenture requires any of our subsidiaries that incurs or guarantees indebtedness under the other pari passu loans in the future to also provide a note guarantee in favor of the holders of the 2028 Canadian Notes.

39


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Kelowna Property Loan

In connection with the acquisition of the Kelowna Property on April 15, 2025, we assumed a loan from the seller in the amount of approximately $24.5 million CAD or approximately $17.7 million USD, (the “Kelowna Canadian Property Loan”). The Kelowna Canadian Property Loan incurs interest at a fixed rate of 3.45% with amortizing principal payments based on a 25 year amortization schedule, with a maturity of September 30, 2028. We provided a full recourse guaranty to National Bank of Canada, the lender, in connection with this loan. The loan contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default. Subsequent to March 31, 2026, we made a payment of approximately $0.2 million into a restricted cash account in favor of the lender to cure a shortfall related to a debt service coverage ratio; such required ratio was initially determined prior to our assumption of this loan.

2027 Ladera Ranch Loan

On December 20, 2024, in connection with our acquisition of the Ladera Ranch Property from Extra Space Storage, we, through a wholly-owned subsidiary, entered into a loan with Extra Space Storage LP, as lender, with a loan amount of $42.0 million (the “2027 Ladera Ranch Loan”). The loan is interest only with a fixed rate of 5.0% per annum, has a maturity date of December 5, 2027, and is secured by the Ladera Ranch Property. We also provided a non-recourse guaranty to Extra Space Storage LP in connection with this loan. The loan contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default.

See Note 8 – Preferred Equity for additional information regarding our other pre-existing relationship with this seller/lender.

Houston Property Loan

In connection with the acquisition of the Holzwarth, Houston Property on June 17, 2025, we assumed a loan from the seller in the amount of approximately $8.8 million, (the “Houston Property Loan”). The Houston Property Loan incurs interest at a fixed rate of 5.15% and principal payments are required on a 25 year amortization schedule. The loan is due in full on May 1, 2034. We provided a full recourse guaranty to National Western Life Insurance Company, the lender, in connection with this loan, until certain physical occupancy and rental revenue thresholds are met for three consecutive months, after which time the guaranty will become a limited-recourse guaranty. The loan contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default.

2032 Private Placement Notes

On April 19, 2022, we as guarantor, and our Operating Partnership as issuer, entered into a note purchase agreement (the “Note Purchase Agreement”) which provides for the private placement of $150 million of 4.53% Senior Notes due April 19, 2032 (the “2032 Private Placement Notes”). The sale and purchase of the 2032 Private Placement Notes occurred in two closings, with the first of such closings having occurred on April 19, 2022 with $75 million aggregate principal amount of the 2032 Private Placement Notes having been issued on such date (the “First Closing”) and the second of such closings having occurred on May 25, 2022 with $75 million aggregate principal amount of the 2032 Private Placement Notes having been issued on such date (the “Second Closing”). Interest on each series of the 2032 Private Placement Notes is payable semiannually on the nineteenth day of April and October in each year.

Interest payable on the 2032 Private Placement Notes were originally subject to a prospective 75 basis points increase, if, as of March 31, 2023, the ratio of total indebtedness to EBITDA (the “Total Leverage Ratio”) of the Company and its subsidiaries, on a consolidated basis, was greater than 7.00 to 1.00 (a “Total Leverage Ratio Event”).

As of March 31, 2023, such Total Leverage Ratio Event occurred, and our 2032 Private Placement Notes began accruing interest at a rate of 5.28%. The interest accruing on the 2032 Private Placement Notes continued to accrue at 5.28% until such time as the Total Leverage Ratio is less than or equal to 7.00 to 1.00 for two consecutive fiscal quarters, upon such achievement, the applicable fixed interest rate reverted to 4.53% and will remain at that interest rate through maturity, regardless of our future Total Leverage Ratio. As of September 30, 2025 our Total Leverage Ratio was less than 7.00 to 1.00. In accordance with the terms of the 2032 Private Placement Notes, as we have maintained this ratio for a second consecutive fiscal quarter through September 30, 2025, the fixed interest rate reverted back to 4.53% effective October 1, 2025.

40


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

We are permitted to prepay at any time all, or from time to time, any part of the 2032 Private Placement Notes in amounts not less than 5% of the 2032 Private Placement Notes then outstanding at (i) 100% of the principal amount so prepaid and (ii) the make-whole amount (as defined in the Note Purchase Agreement). The “Make-Whole Amount” is equal to the excess, if any, of the discounted value of the remaining scheduled payments with respect to the 2032 Private Placement Notes being prepaid over the amount of such 2032 Private Placement Notes. In addition, in connection with a change of control (as defined in the Note Purchase Agreement), the Operating Partnership is required to offer to prepay the 2032 Private Placement Notes at 100% of the principal amount plus accrued and unpaid interest thereon, but without the Make Whole Amount or any other prepayment premium or penalty of any kind. The Company must also maintain a debt rating of the 2032 Private Placement Notes by a rating agency.

The Note Purchase Agreement contains certain customary representations and warranties, affirmative, negative and financial covenants, and events of default that were substantially similar to the 2024 Credit Facility (as defined below). The 2032 Private Placement Notes were issued on a pari passu basis with the previously existing Credit Facility, and are pari passu with the Credit Facility. As described above, as a result of the Security Interest Termination Event, on April 17, 2025, KeyBank released the pledges of the Subsidiary Guarantors pursuant to the Debt Agreements, and each of the Credit Facility and the 2032 Private Placement Notes, respectively, became unsecured. Prior to such event, the Company and Subsidiary Guarantors fully and unconditionally guaranteed the Operating Partnership’s obligations under the 2032 Private Placement Notes.

On April 26, 2024, we amended the Note Purchase Agreement dated April 19, 2022 (the “NPA Amendment”). The primary purpose of the NPA Amendment was to make certain conforming changes between the Note Purchase Agreement and our recently amended and restated revolving credit facility, the Credit Facility. In particular, the NPA Amendment conformed certain of the definitions related to the financial tests that we are required to maintain, as well as certain of the property pool covenants we are required to satisfy, in the Note Purchase Agreement during the term thereof to those in the Credit Facility.

Former Credit Facility

On February 22, 2024, we, through the Borrower, entered into an amended and restated revolving credit facility with KeyBank, National Association, as administrative agent and collateral agent, certain others listed as joint book runners, joint lead arrangers, syndication agents and documentation agents, and certain other lenders party thereto, (the “2024 Credit Facility”). The 2024 Credit Facility had a maturity date of February 22, 2027.

The aggregate commitment of the 2024 Credit Facility was originally $650 million. On February 4, 2025, we exercised the accordion rights under the 2024 Credit Facility to increase commitments by $50 million to a total of $700 million. Borrowings under the 2024 Credit Facility could be in either U.S. dollars or Canadian dollars. Upon the closing of the 2024 Credit Facility, we immediately drew down an aggregate amount of $576 million, which was used primarily to pay off the amounts outstanding under a previous credit facility.

The maturity date of the 2024 Credit Facility was February 22, 2027, subject to a one-year extension option, subject to the payment of an extension fee of 0.20% on the aggregate amount of the then-outstanding revolving commitments for such extension, and it could be prepaid or terminated at any time without penalty; provided, however, that the lenders shall be indemnified for certain breakage costs.

As of December 31, 2025, borrowings under the 2024 Credit Facility only bore interest based on Daily Simple SOFR. The rate spread above Daily Simple SOFR at which the 2024 Credit Facility incurred interest was subject to increase based on the consolidated leverage ratio. There were six leverage tiers under the 2024 Credit Facility in effect, with the highest tier in effect when leverage is above 60% and a maximum spread of 225 basis points on the 2024 Credit Facility. This loan incurred interest at daily simple SOFR plus a spread of 1.40% and the SOFR Index Adjustment of 0.10% through February 18, 2026, the date on which the 2024 Credit Facility was recast (as discussed above).

The 2024 Credit Facility contained certain customary representations and warranties, affirmative, negative and financial covenants, borrowing conditions, and events of default.

41


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

On April 11, 2025, we reduced the total commitment available to us under the 2024 Credit Facility from $700 million to $600 million. In connection with the reduction of the borrowing capacity, we recognized approximately $0.9 million of expense during the year ended December 31, 2025, which was included in loss on debt extinguishment in our consolidated statements of operations, and represents a proportional amount of the unamortized debt issuance costs attributable to the 2024 Credit Facility calculated based on the proportion of the reduced commitments available under the 2024 Credit Facility.

On February 18, 2026, the 2024 Credit Facility was recast (as discussed above). The Borrower’s outstanding balance under the 2024 Credit Facility of approximately $68.3 million remained unchanged at the closing of the Credit Facility.

 

Note 8. Preferred Equity

Series A Convertible Preferred Stock

On October 29, 2019 (the “Commitment Date”), we entered into a preferred stock purchase agreement (the “Purchase Agreement”) with Extra Space Storage LP (the “Investor”), a subsidiary of Extra Space Storage Inc. (NYSE: EXR), pursuant to which the Investor committed to purchase up to $200 million in preferred shares (the aggregate shares to be purchased, the “Preferred Shares”) of our new Series A Convertible Preferred Stock (the “Series A Convertible Preferred Stock”), in one or more closings (each, a “Closing,” and collectively, the “Closings”). The initial closing (the “Initial Closing”) in the amount of $150 million occurred on the Commitment Date, and the second and final closing in the amount of $50 million occurred on October 26, 2020. We incurred approximately $3.6 million in issuance costs related to the Series A Convertible Preferred Stock, which were recorded as a reduction to Series A Convertible Preferred stock on our consolidated balance sheets.

The shares of Series A Convertible Preferred Stock ranked senior to all other shares of our capital stock, including our common stock, with respect to rights to receive dividends and to participate in distributions or payments upon any voluntary or involuntary liquidation, dissolution or winding up of the Company. Dividends payable on each share of Series A Convertible Preferred Stock were initially equal to a rate of 6.25% per annum. The dividend rate increased by an additional 0.75% per annum to an aggregate of 7.0% per annum on October 29, 2024. The dividends were payable in arrears for the prior calendar quarter on or before the 15th day of March, June, September and December of each year.

We had certain redemption rights with respect to the Series A Convertible Preferred Stock, including upon the listing of our common stock on a national securities exchange. In the event of such a listing, we had the right to redeem any or all outstanding Series A Convertible Preferred Stock at an amount equal to the greater of (i) the amount that would have been payable had such Preferred Shares been converted into common stock pursuant to the terms of the Purchase Agreement immediately prior to the Listing, and then all of such Preferred Shares were sold in the Listing, or (ii) the aggregate purchase price of all outstanding Preferred Shares, plus any accrued and unpaid dividends (the “Liquidation Amount”).

In connection with the Underwritten Public Offering, discussed in Note 1 – Organization, all issued and outstanding shares of our Series A Convertible Preferred Stock were redeemed on April 4, 2025, using net proceeds from our Underwritten Public Offering which closed on April 3, 2025. We paid the Liquidation Amount of approximately $203.6 million, which included approximately $3.6 million of accumulated and unpaid distributions. Additionally, in accordance with GAAP, upon redemption, we accreted the approximately $3.6 million of issuance costs which had previously been recorded as a reduction to the carrying value, such amount was included in the accretion - preferred equity costs line item in our consolidated statements of operations for the year ended December 31, 2025.

 

Note 9. Derivative Instruments

Interest Rate Derivatives

Our objectives in using interest rate derivatives is to add stability to our net income (loss) and to manage our exposure to interest rate movements. To accomplish this objective, we have used interest rate swaps and caps as part of our interest rate risk management strategy.

42


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

For interest rate derivatives designated and qualified as a hedge for GAAP purposes, the change in the fair value of the effective portion of the derivative is recorded in accumulated other comprehensive income (loss) (“AOCI”) and is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. Amounts reported in AOCI related to such derivatives will be reclassified to interest expense as interest payments are made on our variable rate debt. In addition, we classify cash flows from qualifying cash flow hedging relationships in the same category as the cash flows from the hedged items in our consolidated statements of cash flows. We do not use interest rate derivatives for trading or speculative purposes.

Interest rate derivatives not designated as hedges for GAAP are not speculative and are used to manage our exposure to interest rate movements and other identified risks but we have elected not to apply hedge accounting. Changes in the fair value of interest rate derivatives not designated in hedging relationships are recorded in other income (expense) in our consolidated statements of operations.

In connection with the 2027 NBC loan borrowing, on March 12, 2024, we entered into a CORRA Swap with NBC with an initial notional amount of CAD $75,000,000 at a rate of 3.926% for the initial duration of the 2027 NBC loan, maturing on March 7, 2027. The amortization of this swap corresponded with the amortizing principal payments on the related loan. This CORRA Swap was terminated on June 16, 2025 in connection with the full repayment of the 2027 NBC loan on June 16, 2025. In connection with the termination of the CORRA Swap, we paid National Bank of Canada approximately $1.7 million CAD.

On May 1, 2024, to hedge our exposure to potentially rising interest rates, we entered into three SOFR interest rate caps for a total of approximately $8.2 million, which hedged approximately $400 million of notional exposure. We initially deferred payment for these SOFR interest rate caps, and recorded these interest rate caps net of the remaining amount of such deferred payment liability on our balance sheet. On April 8, 2025, in connection with our principal paydown on the Credit Facility, we terminated two of these three SOFR interest rate caps, and paid approximately $3.5 million. On May 1, 2025, the third of these three SOFR interest rate caps matured, whereby we owed and paid approximately $3.7 million, representing $3.9 million of deferred payment, less $0.2 million related to the prior month’s settlement.

On December 30, 2024, in relation to the outstanding balance on a loan with KeyBank (the 2025 KeyBank Acquisition Facility”), we entered into a SOFR interest rate cap, which capped SOFR at 1.25% until maturity on July 1, 2025 for a notional amount of $100.2 million. The total cost for this interest rate cap was approximately $1.5 million, which was due and paid on January 2, 2025. In connection with our full repayment of the 2025 KeyBank Acquisition Facility, we terminated this cap on April 7, 2025, receiving a termination payment of approximately $0.7 million.

On March 4, 2025, in relation to the outstanding balance on our 2025 KeyBank Acquisition Facility, we entered into a SOFR interest rate cap, which capped SOFR at 1.25% until maturity on September 1, 2025 for a notional amount of $74.8 million. The total cost for this interest rate cap was approximately $1.2 million, which was due and paid on March 6, 2025. In connection with our full repayment of the 2025 KeyBank Acquisition Facility, we terminated this cap on April 7, 2025, receiving a termination payment of approximately $0.9 million.

On June 16, 2025, we terminated a $100 million SOFR interest rate cap with no remuneration; such cap was set to mature on December 1, 2025.

In connection with our 2028 Canadian Notes issuance, on May 29, 2025 we entered into a government of Canada treasury rate forward with a notional amount of $400 million CAD, with a rate locked at 2.6730%, and an expiration date of June 18, 2025. On June 11, 2025 we terminated this forward early, and received approximately $0.5 million USD in connection with such transaction.

As of March 31, 2026 and December 31, 2025, we held no interest rate derivatives.

43


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Foreign Currency Hedges

Our objectives in using foreign currency derivatives are to add stability to potential fluctuations in exchange rates between foreign currencies and the U.S. dollar and to manage our exposure to exchange rate movements. To accomplish this objective, we have used foreign currency forwards and foreign currency options as part of our exchange rate risk management strategy. A foreign currency forward contract is a commitment to deliver a certain amount of currency at a certain price on a specific date in the future. By entering into the forward contract and holding it to maturity, we are locked into a future currency exchange rate in an amount equal to and for the term of the forward contract. A foreign currency option contract is a commitment by the seller of the option to deliver, solely at the option of the buyer, a certain amount of currency at a certain price on a specific date.

For derivatives designated as net investment hedges for GAAP purposes, the changes in the fair value of the derivatives are reported in AOCI. Amounts are reclassified out of AOCI into earnings when the hedged net investment is either sold or substantially liquidated. The change in the value of the designated portion of our settled and unsettled foreign currency hedges is recorded net in foreign currency hedge contract gain (loss) in our consolidated statements of comprehensive income (loss) in the related period.

On December 30, 2024, in an effort to hedge the cash generated at our Canadian properties, we entered into four new foreign currency forwards; (i) one such hedge had a notional amount of $2.8 million CAD at a strike rate of 1.4412, and matured on February 27, 2025, (ii) the second hedge had a notional amount of $3.3 million CAD at a strike rate of 1.4363, and matured on May 27, 2025, (iii) the third hedge had a notional amount of $3.5 million CAD at a strike rate of 1.4312, and matured on August 27, 2025, whereby we paid approximately $0.1 million CAD (iv) the fourth hedge has a notional amount of $3.3 million CAD at a strike rate of 1.4261, maturing on November 28, 2025. We early terminated this fourth hedge on November 5, 2025, and received $8,000 CAD in such settlement

On February 28, 2025, we entered into a similar hedge with a notional amount of $3.2 million CAD at a strike rate of 1.4217, maturing on February 27, 2026. We early terminated this hedge on November 5, 2025, with no remuneration.

On May 29, 2025, we entered into a similar hedge with a notional amount of $3.3 million CAD at a strike rate of 1.3600, maturing on May 27, 2026. We early terminated this hedge on November 5, 2025, with no remuneration.

On April 11, 2025, we settled a net investment hedge FX Forward, receiving approximately $2.6 million USD, and simultaneously entered into a new net investment hedge FX Forward for the same notional amount of approximately $136.5 million CAD, maturing on July 11, 2025. On June 23, 2025, we entered into a net investment hedge FX Forward to directly offset the pre-existing $136.5 million CAD FX Forward. This hedge negated the impact of the previously existing hedge. On June 29, 2025, we were able to terminate both hedges, and we paid approximately $1.8 million on July 1, 2025 in connection with settling both of these derivatives.

As of March 31, 2026 and December 31, 2025, we held no foreign currency hedges.

The change in the value of the portion of our settled and unsettled foreign currency forwards that are not designated for hedge accounting for GAAP was recorded in other income (expense) in our consolidated statements of operations and represented a gain of approximately $0.3 million for the three months ended March 31, 2025.

The following table presents the effect of our derivative financial instruments designated as a hedge for GAAP purposes on our consolidated statements of operations for the periods presented (in thousands):

 

 

(Loss) gain recognized in OCI for the three months ended March 31,

 

 

Location of amounts
reclassified from OCI

 

Loss reclassified from OCI for the three months ended March 31,

 

Type

 

2026

 

 

2025

 

 

into income

 

2026

 

 

2025

 

Interest Rate Swaps

 

$

 

 

$

(338

)

 

Interest expense

 

$

 

 

$

(106

)

Interest Rate Caps

 

 

 

 

 

(24

)

 

Interest expense

 

 

 

 

 

(103

)

Foreign Currency Forwards

 

 

 

 

 

109

 

 

N/A

 

 

 

 

 

 

 

 

$

 

 

$

(253

)

 

 

 

$

 

 

$

(209

)

 


 

44


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Note 10. Income Taxes

As a REIT, we generally will not be subject to U.S. federal income tax on taxable income that we distribute to our stockholders. However, certain of our consolidated subsidiaries are taxable REIT subsidiaries, which are subject to federal, state and foreign income taxes. We have filed an election to treat our primary TRS as a taxable REIT subsidiary effective January 1, 2014. In general, our TRS performs additional services for our customers and provides the advisory and property management services to the Managed REITs and otherwise generally engages in non-real estate related business. The TRS is subject to corporate U.S. federal and state income tax. Additionally, we own and operate a number of self storage properties located throughout Canada, the income of which is generally subject to income taxes under the laws of Canada.

The following is a summary of our income tax expense (benefit) for the periods presented (in thousands):

 

 

Three Months Ended March 31, 2026

 

 

 

Federal

 

 

State

 

 

Canadian

 

 

Total

 

Current

 

$

 

 

$

26

 

 

$

196

 

 

$

222

 

Deferred

 

 

(6

)

 

 

 

 

 

115

 

 

 

109

 

Total

 

$

(6

)

 

$

26

 

 

$

311

 

 

$

331

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended March 31, 2025

 

 

 

Federal

 

 

State

 

 

Canadian

 

 

Total

 

Current

 

$

 

 

$

17

 

 

$

326

 

 

$

343

 

Deferred

 

 

69

 

 

 

1

 

 

 

193

 

 

 

263

 

Total

 

$

69

 

 

$

18

 

 

$

519

 

 

$

606

 

The major sources of temporary differences that give rise to the deferred tax effects are shown below (in thousands):

 

 

March 31, 2026

 

 

December 31, 2025

 

Deferred tax liabilities:

 

 

 

 

 

 

Intangible contract assets

 

$

(1,037

)

 

$

(1,181

)

Canadian real estate

 

 

(9,270

)

 

 

(9,538

)

Total deferred tax liability

 

 

(10,307

)

 

 

(10,719

)

 

 

 

 

 

 

Deferred tax assets:

 

 

 

 

 

 

Other

 

 

1,815

 

 

 

1,951

 

Canadian real estate and non-capital losses (1)

 

 

9,057

 

 

 

8,580

 

Total deferred tax assets

 

 

10,872

 

 

 

10,531

 

 

 

 

 

 

 

Valuation allowance

 

 

(3,982

)

 

 

(3,189

)

 

 

 

 

 

 

Net deferred tax liabilities

 

$

(3,417

)

 

$

(3,377

)

 

(1)
Such amount includes deferred tax assets from Canadian real estate basis differences, Canadian non-capital loss carryforwards, and Canadian non-deductible interest expense carry-forwards, which represented approximately $1.6 million, $5.3 million, and $2.2 million as of March 31, 2026, respectively, and approximately $1.4 million, $5.2 million, and $2.0 million as of December 31, 2025, respectively.

The Canadian non-capital losses expire between 2032 and 2045, and the non-deductible interest expense carry-forwards have no expiration. As of March 31, 2026 and December 31, 2025, we had Canadian non-capital loss carry forwards of approximately $19.8 million and $19.7 million, respectively. As of March 31, 2026 and December 31, 2025, we had a valuation allowance of approximately $4.0 million and $3.2 million, respectively, related to non-capital loss carry-forwards, non-deductible interest expense carry-forwards, and basis differences at certain of our Canadian properties.

As of March 31, 2026 and December 31, 2025, we had no interest or penalties related to uncertain tax positions. In the United States, the tax years 2021-2024 remain open to examination, and in Canada, the tax years 2021-2024 remain open to examination, with possible extensions under certain conditions that would allow the years 2018-2024 to be open to examination.

45


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

 

Note 11. Segment Disclosures

We operate in two reportable business segments: (i) self storage operations and (ii) our Managed Platform business. Our self storage operations consist of our wholly-owned self storage facilities, primarily consisting of month-to-month rental revenue and related ancillary revenue that these self storage facilities produce. Our Managed Platform business consists of the various management services we perform for the Managed REITs and the services we perform through our Third Party Platform, including the services performed related to property management, asset management, and construction and development management. The reportable segments offer different products and services to different customers and are therefore managed separately.

The chief operating decision maker (“CODM”) is our Chief Executive Officer. Our CODM and other management regularly evaluate performance based upon segment operating income (“SOI”). For our self storage operations, SOI is defined as leasing and related revenues, less property level operating expenses. SOI for the Company’s Managed Platform business represents Managed Platform revenues less Managed Platform expenses. Our CODM uses SOI when making decisions about allocating capital and personnel to the various segments. Property operating expenses represents a significant segment expense for purposes of evaluating performance of our self storage operations. Managed Platform expense represents a significant segment expense for purposes of evaluating performance of the Company's Managed Platform. Such income statement amounts are reflected below in the calculation of SOI. On a quarterly basis, our CODM considers budget-to-actual and period-to-period variances when evaluating company and segment performance in addition to other interim reviews.

46


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The following tables summarize information for the reportable segments for the periods presented (in thousands):

 

 

Three Months Ended March 31, 2026

 

 

 

 

 

 

Managed

 

 

Corporate

 

 

 

 

 

 

Self Storage

 

 

Platform

 

 

and Other

 

 

Total

 

Revenues:

 

 

 

 

 

 

 

 

 

 

 

 

Self storage rental revenue

 

$

61,914

 

 

$

 

 

$

 

 

$

61,914

 

Ancillary operating revenue

 

 

2,903

 

 

 

 

 

 

 

 

 

2,903

 

Managed Platform revenue (1)

 

 

 

 

 

6,612

 

 

 

 

 

 

6,612

 

Reimbursable costs from Managed Platform (2)

 

 

 

 

 

6,881

 

 

 

 

 

 

6,881

 

Total revenues

 

 

64,817

 

 

 

13,493

 

 

 

 

 

 

78,310

 

Operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

Property operating expenses

 

 

 

 

 

 

 

 

 

 

 

 

Property taxes

 

 

7,245

 

 

 

 

 

 

 

 

 

7,245

 

Payroll

 

 

5,284

 

 

 

 

 

 

 

 

 

5,284

 

Advertising

 

 

1,635

 

 

 

 

 

 

 

 

 

1,635

 

Repairs & Maintenance

 

 

1,548

 

 

 

 

 

 

 

 

 

1,548

 

Utilities

 

 

1,735

 

 

 

 

 

 

 

 

 

1,735

 

Property Insurance

 

 

1,532

 

 

 

 

 

 

 

 

 

1,532

 

Administrative and professional

 

 

3,230

 

 

 

 

 

 

 

 

 

3,230

 

Total property operating expenses

 

 

22,209

 

 

 

 

 

 

 

 

 

22,209

 

Managed Platform expenses (3)

 

 

 

 

 

4,338

 

 

 

 

 

 

4,338

 

Reimbursable costs from Managed Platform (2)

 

 

 

 

 

6,881

 

 

 

 

 

 

6,881

 

Segment operating income (4)

 

 

42,608

 

 

 

2,274

 

 

 

 

 

 

44,882

 

Other operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

General and administrative (5)

 

 

 

 

 

 

 

 

9,140

 

 

 

9,140

 

Depreciation

 

 

16,346

 

 

 

 

 

 

229

 

 

 

16,575

 

Intangible amortization expense

 

 

3,163

 

 

 

290

 

 

 

 

 

 

3,453

 

Acquisition expenses

 

 

80

 

 

 

 

 

 

 

 

 

80

 

Contingent earnout adjustment

 

 

 

 

 

644

 

 

 

 

 

 

644

 

Total other operating expenses

 

 

19,589

 

 

 

934

 

 

 

9,369

 

 

 

29,892

 

Gain on disposition of real estate

 

 

1,237

 

 

 

 

 

 

 

 

 

1,237

 

Income (loss) from operations

 

 

24,256

 

 

 

1,340

 

 

 

(9,369

)

 

 

16,227

 

Other income (expense):

 

 

 

 

 

 

 

 

 

 

 

 

Equity in losses from investments in unconsolidated real estate ventures

 

 

 

 

 

 

 

 

(135

)

 

 

(135

)

Equity in losses from investments in Managed REITs

 

 

 

 

 

(185

)

 

 

 

 

 

(185

)

Interest and investment income

 

 

126

 

 

 

1,844

 

 

 

 

 

 

1,970

 

Other, net

 

 

5,279

 

 

 

 

 

 

790

 

 

 

6,069

 

Interest expense

 

 

(12,293

)

 

 

(805

)

 

 

(39

)

 

 

(13,137

)

Loss on debt extinguishment

 

 

(262

)

 

 

 

 

 

 

 

 

(262

)

Income tax (expense) benefit

 

 

(362

)

 

 

(107

)

 

 

138

 

 

 

(331

)

Net income (loss)

 

$

16,744

 

 

$

2,087

 

 

$

(8,615

)

 

$

10,216

 

 

(1)
Included within Managed Platform revenue was approximately $2.8 million of revenue related to our Third Party Platform acquired on October 1, 2025.
(2)
Included within Reimbursable costs from Managed Platform was approximately $3.5 million related to our Third Party Platform acquired on October 1, 2025.
(3)
Included within Managed Platform expenses was approximately $3.3 million of expense related to our Third Party Platform acquired on October 1, 2025.
(4)
Included within Managed Platform segment operating income was approximately $0.5 million of loss related to our Third Party Platform acquired on October 1, 2025.
(5)
Included within General and administrative was approximately $0.7 million of stock and related compensation expense related to our IPO Grant (as defined in Note 13 – Equity-Based Compensation).

 

47


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

 

 

 

Three Months Ended March 31, 2025

 

 

 

 

 

 

Managed

 

 

Corporate

 

 

 

 

 

 

Self Storage

 

 

Platform

 

 

and Other

 

 

Total

 

Revenues:

 

 

 

 

 

 

 

 

 

 

 

 

Self storage rental revenue

 

$

56,586

 

 

$

 

 

$

 

 

$

56,586

 

Ancillary operating revenue

 

 

2,607

 

 

 

 

 

 

 

 

 

2,607

 

Managed Platform revenue

 

 

 

 

 

4,113

 

 

 

 

 

 

4,113

 

Reimbursable costs from Managed Platform

 

 

 

 

 

2,143

 

 

 

 

 

 

2,143

 

Total revenues

 

 

59,193

 

 

 

6,256

 

 

 

 

 

 

65,449

 

Operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

Property operating expenses

 

 

 

 

 

 

 

 

 

 

 

 

Property taxes

 

 

6,468

 

 

 

 

 

 

 

 

 

6,468

 

Payroll

 

 

4,707

 

 

 

 

 

 

 

 

 

4,707

 

Advertising

 

 

1,477

 

 

 

 

 

 

 

 

 

1,477

 

Repairs & Maintenance

 

 

1,474

 

 

 

 

 

 

 

 

 

1,474

 

Utilities

 

 

1,506

 

 

 

 

 

 

 

 

 

1,506

 

Property Insurance

 

 

1,633

 

 

 

 

 

 

 

 

 

1,633

 

Administrative and professional

 

 

2,822

 

 

 

 

 

 

 

 

 

2,822

 

Total property operating expenses

 

 

20,087

 

 

 

 

 

 

 

 

 

20,087

 

Managed Platform expenses

 

 

 

 

 

1,234

 

 

 

 

 

 

1,234

 

Reimbursable costs from Managed Platform

 

 

 

 

 

2,143

 

 

 

 

 

 

2,143

 

Segment operating income

 

 

39,106

 

 

 

2,879

 

 

 

 

 

 

41,985

 

Other operating expenses:

 

 

 

 

 

 

 

 

 

 

 

 

General and administrative

 

 

 

 

 

 

 

 

7,850

 

 

 

7,850

 

Depreciation

 

 

14,831

 

 

 

 

 

 

263

 

 

 

15,094

 

Intangible amortization expense

 

 

1,599

 

 

 

 

 

 

 

 

 

1,599

 

Acquisition expenses

 

 

203

 

 

 

 

 

 

 

 

 

203

 

Total other operating expenses

 

 

16,633

 

 

 

 

 

 

8,113

 

 

 

24,746

 

Income (loss) from operations

 

 

22,473

 

 

 

2,879

 

 

 

(8,113

)

 

 

17,239

 

Other income (expense):

 

 

 

 

 

 

 

 

 

 

 

 

Equity in losses from investments in unconsolidated real estate ventures

 

 

 

 

 

 

 

 

(242

)

 

 

(242

)

Equity in losses from investments in Managed REITs

 

 

 

 

 

(215

)

 

 

 

 

 

(215

)

Other, net

 

 

169

 

 

 

 

 

 

285

 

 

 

454

 

Interest and investment income

 

 

115

 

 

 

610

 

 

 

 

 

 

725

 

Interest expense

 

 

(21,982

)

 

 

 

 

 

(40

)

 

 

(22,022

)

Loss on debt extinguishment

 

 

(789

)

 

 

 

 

 

 

 

 

(789

)

Income tax expense

 

 

(316

)

 

 

(68

)

 

 

(222

)

 

 

(606

)

Net (loss) income

 

$

(330

)

 

$

3,206

 

 

$

(8,332

)

 

$

(5,456

)

 

48


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The following table summarizes our total assets by segment (in thousands):

Segments

 

March 31, 2026

 

 

December 31, 2025

 

Self Storage (1)

 

$

2,165,309

 

 

$

2,204,897

 

Managed Platform (2)

 

 

194,443

 

 

 

164,508

 

Corporate and Other

 

 

61,651

 

 

 

62,767

 

Total assets (3)

 

$

2,421,403

 

 

$

2,432,172

 

 

(1)
Included in the assets of the Self Storage segment as of March 31, 2026 and December 31, 2025 were approximately $52.2 million of goodwill. Additionally, as of March 31, 2026 and December 31, 2025 there were no accumulated impairment charges to goodwill within the Self Storage segment.
(2)
Included in the assets of the Managed Platform segment as of March 31, 2026 and December 31, 2025, was approximately $1.4 million of goodwill related to our Self Administration Transaction (as defined in Note 12 – Related Party Transactions). Such goodwill is net of accumulated impairment charges in the Managed Platform segment of approximately $24.7 million, which relates to the impairment charge recorded during the year ended December 31, 2020. Additionally, as of March 31, 2026 and December 31, 2025, there was approximately $16.3 million of goodwill related to the Third Party Platform Acquisition, bringing the total amount of goodwill therein to approximately $17.7 million. Also included in the assets of the Managed Platform segment as of March 31, 2026 and December 31, 2025 was approximately $7.4 million and $7.7 million, respectively, of net intangible asset related to the acquisition of our Third Party Platform. See Note 4 – Third Party Platform Acquisition for further information.
(3)
Other than our investments in and advances to Managed REITs, investments in unconsolidated real estate ventures and investment in the Third Party Platform, substantially all of our investments in real estate facilities and intangible assets, as well as our capital expenditures, as of March 31, 2026 and December 31, 2025 and for the three months ended March 31, 2026 and 2025, were associated with our self storage platform. See Note 3 – Real Estate Facilities for additional detail.

As of March 31, 2026 and December 31, 2025, approximately $261.7 million and $255.4 million, respectively, of our assets in the self storage segment related to our operations in Canada. For the three months ended March 31, 2026 and 2025, approximately $7.4 million and $5.4 million, respectively, of our revenues in the self storage segment related to our operations in Canada. Substantially all of our operations related to the management fees we generate through our management contracts with the Managed REITs and all of the fees from our Third Party Platform are performed in the U.S.; accordingly substantially all of our assets and revenues related to our Managed Platform segment are based in the U.S. as well.

As of March 31, 2026 and December 31, 2025, approximately $30.6 million and $29.7 million, respectively, of our assets in the Corporate and Other segment table above relate to our Canadian JV Properties, which operate in Canada. For the three months ended March 31, 2026 and 2025, approximately $33,000 of gain and approximately $0.2 million of loss, respectively, relate to these Canadian JV Properties operations in Canada.

 

Note 12. Related Party Transactions

Self Administration Transaction

On June 28, 2019, we, our Operating Partnership and our TRS entered into a series of transactions, agreements, and amendments to our existing agreements and arrangements with our then-sponsor, SAM, and SmartStop OP Holdings, LLC (“SS OP Holdings”), a subsidiary of SAM, pursuant to which, effective June 28, 2019, we acquired the self storage advisory, asset management and property management businesses and certain joint venture interests of SAM, along with certain other assets of SAM (collectively, the “Self Administration Transaction”).

As a result of the Self Administration Transaction, we became self-managed and succeeded to the advisory, asset management and property management businesses and certain joint ventures previously in place for us, and we acquired the internal capability to originate, structure and manage additional future self storage investment products which would be sponsored by SmartStop REIT Advisors, LLC (“SRA”), our indirect subsidiary.

49


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Our Chief Executive Officer, who is also the Chairman of our board of directors, holds ownership interests in and is an officer of SAM, and other affiliated entities. Previously, certain of our executive officers held ownership interests in and/or were officers of SAM, and other affiliated entities. Accordingly, any agreements or transactions we have entered into with such entities may present a conflict of interest. None of SAM and its affiliates or our directors or executive officers receive any compensation, fees or reimbursements from our Managed REITs, other than with respect to fees and reimbursements in accordance with the Administrative Services Agreement (defined below) and the now-terminated transfer agent agreement, which agreement was terminated effective April 20, 2024, or as otherwise described in this section.

Advisory Agreement Fees

Our Managed REIT advisor subsidiaries are or were entitled to receive various fees and expense reimbursements under the terms of the SST VI, SST X, and SSGT III advisory agreements.

SST VI Advisory Agreement

The SST VI advisor provides acquisition and advisory services to SST VI pursuant to an advisory agreement (the “SST VI Advisory Agreement”).

Pursuant to the SST VI Advisory Agreement, the SST VI advisor receives acquisition fees equal to 1.00% of the contract purchase price of each property SST VI acquires plus reimbursement of any acquisition expenses that SST VI advisor incurs. The SST VI advisor also receives a monthly asset management fee equal to 0.0625%, which is one-twelfth of 0.75%, of SST VI’s aggregate asset value, as defined. The SST VI advisor is also potentially entitled to receive a disposition fee if a substantial amount of services are performed by the SST VI advisor, as determined by a majority of SST VI’s independent directors, equal to the lesser of 1% of the contract sales price for any properties sold or 50% of the competitive real estate commission; however in no event shall the total real estate commissions paid exceed 6% of the contract sales price.

A subsidiary of our Operating Partnership may also be potentially entitled to a subordinated distribution through its ownership of a special limited partnership in SST VI OP if SST VI (1) lists its shares of common stock on a national exchange, (2) terminates the SST VI Advisory Agreement, (3) liquidates its portfolio, or (4) merges with another entity or enters into an Extraordinary Transaction, as defined in SST VI OP's limited partnership agreement.

The SST VI Advisory Agreement provides for reimbursement of the SST VI advisor’s direct and indirect costs of providing administrative and management services to SST VI. Beginning four fiscal quarters after commencement of SST VI's public offering, which was declared effective March 17, 2022, the SST VI advisor is required to pay or reimburse SST VI the amount by which SST VI’s aggregate annual operating expenses, as defined, exceed the greater of 2% of SST VI’s average invested assets or 25% of SST VI’s net income, as defined, unless a majority of SST VI’s independent directors determine that such excess expenses were justified based on unusual and non-recurring factors.

In connection with the SST VI’s public offering, SST VI was required to reimburse the SST VI advisor for all expenses incurred by SST VI advisor and its affiliates in connection with SST VI’s public offering and its organization, but in no event were such amounts to exceed 15% of the gross offering proceeds raised by SST VI in the terminated or completed offering (including sales commissions, dealer manager fees, stockholder servicing fees and dealer manager servicing fees). If the organization and offering expenses exceeded such limit, within 60 days after the end of the month in which the offering terminated or was completed, pursuant to the terms of the SST VI Advisory Agreement, the SST VI advisor would have had to reimburse SST VI for any excess amounts. SST VI's public offering was closed as of June 30, 2025. In connection therewith, SST VI determined that the organization and offering expenses it incurred did not exceed the limit as described above.

50


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

On June 18, 2025, we and various affiliated entities, entered into a Separation and Settlement Agreement (the “Separation Agreement”) with Pacific Oak Holding Group, LLC (“POHG”) and its subsidiary Pacific Oak Capital Markets, LLC, the former dealer manager for SST VI, SSGT III and other affiliated programs (the “Former Dealer Manager”), resulting in (1) the repurchase of the 17.5% non-voting membership interest in the SST VI advisor previously held by POHG, and (2) the termination of a contract whereby services were provided to our programs on our behalf, including the distribution relationship for SST VI, SSGT III and other affiliated programs. In connection with the Separation Agreement, we made a payment to POHG of $3,000,000, which represented full settlement and termination of the various agreements and relationships. Such amount included (i) $650,000 for the termination of the distribution support agreement between SRA and POHG, (ii) $1,850,000 for the repurchase of any and all interests that POHG had in the SST VI advisor, and (iii) $500,000 for severance payments to be made to employees of the Former Dealer Manager. Accordingly, since June 18, 2025, we own 100% of the SST VI advisor.

The $1,850,000 paid for the repurchase of membership interests in the SST VI advisor was determined based on a pre-existing formula based on distributions over the prior year. This payment was treated as a repurchase of equity and no gain or loss was recognized. The difference between the $1,850,000 paid and the carrying value of the previously existing non-controlling interest was recorded to additional paid-in capital. The separate contract termination costs related to the distribution support agreement and the severance payments were immediately recorded in full to Managed Platform expenses during the year ended December 31, 2025. Excluding the amounts we paid for severance payments, the amounts otherwise paid were based on pre-existing terms included in the underlying agreements.

Subsequent to and as a result of the POHG termination, on June 12, 2025, we, through a subsidiary of our TRS, entered into a new retail distribution and other support arrangement with Orchard Securities, LLC (“Orchard”). Through this relationship, Orchard will distribute certain of our Managed REIT investment programs, including DST offerings and other Managed REIT offerings. We pay Orchard certain fees and expenses as part of the engagement. On September 30, 2025, SST VI commenced a private offering of up to $75.0 million in shares of its Series E Redeemable 8% Preferred Stock, (the “SST VI Preferred Offering”). Pursuant to a managing dealer agreement, Orchard serves as the managing dealer for the SST VI Preferred Offering and, as part of its compensation under the managing dealer agreement, it is entitled to receive certain fees and expenses in connection with the SST VI Preferred Offering, some of which may be paid by one of our affiliates.

SSGT III Advisory Agreement

The SSGT III advisor provides acquisition and advisory services to SSGT III pursuant to an advisory agreement (the “SSGT III Advisory Agreement”).

Pursuant to the SSGT III Advisory Agreement, the SSGT III advisor will receive acquisition fees equal to 1.00% of the contract purchase price of each property SSGT III acquires plus reimbursement of acquisition expenses that SSGT III advisor incurs, provided, however, that no reimbursement shall be made for costs of personnel to the extent that such personnel perform services in transactions for which the advisor receives the Acquisition Fee. The SSGT III advisor also receives a monthly asset management fee equal to 0.0625%, which is one-twelfth of 0.75%, of SSGT III’s aggregate asset value, as set forth in the underlying agreements. The SSGT III advisor is also entitled to receive a disposition fee equal to 1.5% of the contract sale price for any properties sold inclusive of any real estate commissions paid to third party real estate brokers.

A subsidiary of SSGT III is the sponsor of DSTs and a wholly-owned SSGT III entity also operates the related properties pursuant to a master lease with the respective DST. For certain of such DSTs, upon the successful syndication of the DST offering we will receive an additional 0.60% of the acquisition price related to our assistance with the successful launch of the syndicated investment product. The DST interests are initially owned by SSGT III but are sold to the third parties through the DST offering sponsored by SSGT III. Given required tax structuring, the control of the DST resides with a signatory trustee, which is affiliated with SSGT III.

Pursuant to the Separation Agreement, POHG is no longer entitled to receive 17.5% of the acquisition fees, asset management fees and disposition fees that the SSGT III advisor earns pursuant to the SSGT III Advisory Agreement.

A subsidiary of our Operating Partnership may also be potentially entitled to various subordinated distributions through its ownership of a special limited partnership in SSGT III’s operating partnership agreement if SSGT III (1) lists its shares of common stock on a national exchange, (2) terminates the SSGT III Advisory Agreement, (3) liquidates its portfolio, or (4) merges with another entity or enters into an Extraordinary Transaction, as defined in the SSGT III operating partnership agreement.

51


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

SST X Advisory Agreement

The SST X advisor provides acquisition and advisory services to SST X pursuant to an advisory agreement dated January 31, 2025 (as amended to date, the “SST X Advisory Agreement”). In connection with the SST X private placement offering, which initially commenced on January 31, 2025, the SST X advisor has and will continue to pay for certain organization and offering expenses (other than selling commissions and shareholder servicing fees) and the SST X advisor may pay for certain other operating expenses incurred by SST X through December 31, 2026. SST X is not required to begin to repay such costs until January 2027, at which point SST X must reimburse these costs over 60 months.

Pursuant to the SST X Advisory Agreement, the SST X advisor will not receive acquisition fees, but is entitled to reimbursement of acquisition expenses that the SST X advisor incurs. The SST X advisor is not entitled to receive any disposition fees. The SST X advisor is entitled to a management fee equal to (i) 0.75% of NAV for the Class F-T Common Shares, Class F-D Common Shares, and Class F-I Common Shares, and (ii) 1.25% of NAV for the Class T Common Shares, Class D Common Shares, and Class I Common Shares, in each case, per annum and payable monthly, before giving effect to any accruals by SST X for the management fee, any applicable servicing fees, the performance participation allocation, or any distributions. SST X is currently only offering the Class F-T Common Shares, Class F-D Common Shares and Class F-I Common Shares. Until the first determination of NAV by the SST X advisor, the management fee shall be equal to 0.75% of the per share purchase price of $20.00 for the Class F-T Common Shares, Class F-D Common Shares and Class F-I Common Shares. The SST X Operating Partnership will also pay the SST X advisor a management fee equal to (i) 0.75% of net asset value of the SST X Operating Partnership for the Class F-T OP Units, Class F-D OP Units, and Class F-I OP Units then outstanding held by unitholders other than SST X, and (ii) 1.25% of net asset value of the SST X Operating Partnership for the Class T OP Units, Class D OP Units, and Class I OP units then outstanding held by unitholders other than SST X, in each case, per annum and payable monthly, before giving effect to any accruals for such management fees, any applicable servicing fees, the performance participation allocation, or any distributions by the SST X Operating Partnership. The management fee may be paid, at the SST X advisor’s election, in cash or cash equivalent aggregate NAV amounts of Class E Common Shares or Class E OP Units in Strategic Storage Operating Partnership X, L.P. (the “SST X Operating Partnership” or “SST X OP”). Pursuant to the Separation Agreement, POHG is no longer entitled to receive 17.5% of the asset management fees that SST X advisor earns pursuant to the SST X Advisory Agreement.

In addition, a subsidiary of our Operating Partnership holds a special performance participation interest in the SST X Operating Partnership that entitles it to receive an allocation from the SST X Operating Partnership equal to 10.0% of the Total Return with respect to Class F-T Common Units, Class F-D Units and Class F-I Common Units (12.5% with respect to Class T Units, Class D Units and Class I Units), subject to a 5% Hurdle Amount and a High Water Mark with respect to such class of units, with a Catch-Up (each term as defined in the limited partnership agreement of the SST X Operating Partnership). Such allocation and the related distribution are made annually.

As of March 31, 2026 and December 31, 2025, SST X had sold approximately $2.0 million of its Class F-I Common Shares, and we had a receivable of approximately $2.7 million and $2.2 million, respectively, from SST X related to the costs described above.

On January 23, 2026, SST X re-launched a private offering of up to $600 million in shares of its beneficial interests. Pursuant to a managing dealer agreement, Orchard will now serve as the managing dealer for the SST X private placement offering and, as part of its compensation under the managing dealer agreement, will be entitled to receive certain fees and expenses in connection with the SST X offering, some of which may be paid by one of our affiliates. Additionally, we agreed to re-allow to Orchard 10% of certain fees we are entitled to pursuant to our existing SST X Advisory Agreement and certain allocations we are entitled to pursuant to the limited partnership agreement of the SST X Operating Partnership, as described above.

Managed REIT Property Management Agreements

Our indirect subsidiaries, SS Growth Property Management III, LLC, Strategic Storage Property Management VI, LLC, and Strategic Storage Property Management X, LLC, (collectively the “Managed REITs’ Property Managers”), are entitled to receive fees for their services in managing the properties wholly or partially owned by the Managed REITs pursuant to property management agreements entered into between the owner of the property and the applicable Managed REIT’s Property Manager.

52


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The Managed REITs’ Property Managers receive a property management fee equal to 6% of the gross revenues from the properties, generally subject to a monthly minimum of $3,000 per property, plus reimbursement of the costs of managing the properties, and a one-time fee of $3,750 for each property acquired that would be managed by the Managed REITs’ Property Managers. Reimbursable costs and expenses include wages and salaries and other expenses of employees engaged in operating, managing and maintaining such properties. Pursuant to the property management agreements, we through our Operating Partnership employ the on-site staff for the Managed REITs’ properties.

The Managed REITs’ Property Managers are entitled to a construction management fee equal to 5% of the cost of a related construction or capital improvement work project in excess of $10,000.

Summary of Fees and Revenue Related to the Managed REITs

Pursuant to the terms of the various agreements described above for the Managed REITs, the following summarizes the related party fees for the periods presented (in thousands):

 

 

Three Months Ended

 

 

 

March 31,

 

Managed Platform Revenues

 

2026

 

 

2025

 

Asset Management Fees:

 

 

 

 

 

 

SST VI

 

$

1,147

 

 

$

1,035

 

SSGT III

 

 

555

 

 

 

407

 

SST X

 

 

4

 

 

 

 

Total Asset Management Fees

 

 

1,706

 

 

 

1,442

 

Property Management Fees:

 

 

 

 

 

 

SST VI

 

 

513

 

 

 

452

 

SSGT III

 

 

421

 

 

 

266

 

SST X

 

 

11

 

 

 

 

JV Properties

 

 

297

 

 

 

245

 

Third Party Platform

 

 

1,998

 

 

 

 

Total Property Management Fees

 

 

3,240

 

 

 

963

 

Tenant Protection Program Fees:

 

 

 

 

 

 

SST VI

 

 

373

 

 

 

321

 

SSGT III

 

 

370

 

 

 

186

 

SST X

 

 

23

 

 

 

 

JV Properties

 

 

109

 

 

 

101

 

Third Party Platform (1)

 

 

829

 

 

 

 

Total Tenant Protection Program Fees

 

 

1,704

 

 

 

608

 

Acquisition Fees:

 

 

 

 

 

 

SSGT III

 

 

 

 

 

1,187

 

Total Acquisition Fees

 

 

 

 

 

1,187

 

Other Managed REIT Fees (2)

 

 

229

 

 

 

158

 

Managed Platform Fees

 

 

6,879

 

 

 

4,358

 

Sponsor funding reduction (3)

 

 

(267

)

 

 

(245

)

Total Managed Platform Revenues

 

$

6,612

 

 

$

4,113

 

(1)
Our Third Party Platform revenues are not derived from a related party; however, it is a part of our Managed Platform and we have included it above accordingly.
(2)
Such revenue primarily includes other property management related fees, construction management fees, development fees, and other miscellaneous revenues.
(3)
Pursuant to the Sponsor Funding Agreement, we funded certain costs of SST VI’s share sales, and in return received Series C Units in SST VI’s OP. As of June 30, 2025, SST VI had closed its offering to new subscriptions. As such, we no longer had any funding obligation pursuant to the Sponsor Funding Agreement. The excess of the funding over the

53


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

value of the Series C Units received is accounted for as a reduction of Managed Platform revenue from SST VI over the remaining estimated term of the management contracts with SST VI.

We offer tenant insurance or tenant protection programs to customers at our Managed REITs’ properties pursuant to which we, as the property manager and majority owner of the Tenant Protection Program joint ventures, are entitled to substantially all of the net revenue attributable to the sale of such tenant programs.

In order to protect our interest in receiving these revenues in light of the fact that the Managed REITs control the properties, we and the Managed REITs transferred our respective rights in such arrangements to a joint venture entity owned 99.9% by us through a TRS subsidiary and 0.1% by the Managed REIT. Under the terms of the operating agreements of the joint venture entities, we receive 99.9% of the net revenues generated from such Tenant Protection Programs and the Managed REIT receives the other 0.1% of such net revenues.

Reimbursable costs from Managed REITs includes reimbursement of SST VI, SST X and SSGT III’s Advisors’ certain direct and indirect costs of providing administrative and management services to the Managed REITs. Additionally, reimbursable costs includes reimbursement pursuant to the property management agreements for reimbursement of certain costs of managing the Managed REITs’ properties, including wages and salaries and other expenses of employees engaged in operating, managing and maintaining such properties.

As of March 31, 2026 and December 31, 2025, we had receivables due from the Managed REITs totaling approximately $33.1 million and $23.4 million, respectively. Such amounts are included in investments in and advances to Managed REITs in our consolidated balance sheets. Such amounts included unpaid amounts relative to the above table, in addition to other direct routine reimbursable expenditures of the Managed REITs that we directly funded.

Investments in and advances to SST VI OP

Equity Investments

On March 10, 2021, SmartStop OP made an investment of $5.0 million in SST VI OP, in exchange for common units of limited partnership interest in SST VI OP. Additionally, a subsidiary of SmartStop OP owns a special limited partnership interest (the “SST VI SLP”) in SST VI OP.

For the three months ended March 31, 2026 and 2025, we recorded a loss from our equity in earnings related to our common equity interests, excluding our preferred investment discussed below, in SST VI OP of approximately $0.1 million and $0.1 million, respectively, and received distributions in the amount of approximately $0.1 million and $0.1 million, respectively, excluding distributions received related to the Series D Preferred Units, defined below.

On September 4, 2025, we, through one our subsidiaries entered into a preferred unit purchase agreement with SST VI OP (the “Series D Preferred Unit Purchase Agreement”) for up to 1,400,000 Series D cumulative redeemable preferred units (“Series D Preferred Units”), in consideration for up to $35.0 million. Distributions on the Series D Preferred Units of SST VI OP are cumulative from the date of issuance and are payable monthly in arrears. Distributions are payable at a rate of: (a) 6% per annum from the date of issuance until the second anniversary after the date of issuance; (b) 7% per annum commencing the day following the second anniversary after the date of issuance until the third anniversary after the date of issuance; (c) 8% per annum commencing the day following the third anniversary after the date of issuance until the fourth anniversary after the date of issuance; and (d) 9% per annum thereafter. The Series D Preferred Unit Purchase Agreement provides that the purchase price for the Series D Preferred Units shall be equal to $25 per share. The Series D Preferred Units require an investment fee equal to 1.0% of the amount invested at any closing.

As of December 31, 2025, we had purchased an aggregate of 1,400,000 Series D Preferred Units for $35.0 million. As such, we were no longer required to make any further purchases of Series D Preferred Units in connection with the Series D Preferred Unit Purchase Agreement, as discussed above.

For the three months ended March 31, 2026, we recorded income of approximately $0.5 million from our investment in the Series D Preferred Units.

54


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Sponsor Funding Agreement

On November 1, 2023, SRA, a subsidiary of our Operating Partnership, entered into a Sponsor Funding Agreement with SST VI and SST VI OP, in connection with certain changes to the public offering of SST VI.

Pursuant to the Sponsor Funding Agreement, SRA, as sponsor of the SST VI offering, had agreed to fund the payment of (i) the upfront 3% sales commission for the sale of Class Y shares sold in the SST VI offering, (ii) the upfront 3% dealer manager fee for the Class Y shares sold in the SST VI offering, and (iii) the estimated 1% organization and offering expenses for the sale of Class Y shares and Class Z shares sold in the SST VI offering. SRA had also agreed to reimburse SST VI in cash to cover the dilution from certain one-time stock dividends which were issued by SST VI to existing stockholders in connection with the sponsor funding changes to the SST VI offering. On December 15, 2023, we paid SST VI approximately $6.6 million for the reimbursement of the aforementioned stock dividend.

In consideration for SRA providing the funding for the front-end sales load and the cash to cover the dilution from the stock dividends described above, SST VI OP issued a number of Series C Units to SRA equal to the dollar amount of such funding divided by the then-current offering price for the Class Y shares and Class Z shares sold in the SST VI offering, which was initially $9.30 per share. Pursuant to the Sponsor Funding Agreement, SRA reimbursed SST VI monthly for the applicable front-end sales load it had agreed to fund, and SST VI OP issued the Series C Units on a monthly basis upon such reimbursement.

On November 1, 2023, SRA entered into Amendment No. 3 to the Second Amended and Restated Limited Partnership Agreement of SST VI OP with SST VI and SST VI OP containing, among other things, the terms of the Series C Units. The Series C Units shall initially have no distribution, liquidation, voting, or other rights to participate in SST VI OP unless and until such Series C Units are converted into Class A units of SST VI OP. The Series C Units shall automatically convert into class A units on a one-to-one basis upon SST VI’s disclosure of an estimated net asset value per share equal to at least $10.00 per share for each Class of SST VI shares of common stock, including the Class Y shares and Class Z shares, calculated net of the Series C Units to be converted.

On August 7, 2024, SST VI declared an estimated net asset value per share of $10.00, and the offering price for the Class Y and Z shares became $10.00 per share. Accordingly, subsequent to SST VI declaring their estimated net asset value of $10.00 per share, the number of Series C Units SmartStop received in exchange for funding the front-end sales load of the sale of SST VI’s Class Y and Class Z shares was calculated as the dollar amount of such sponsor funding divided by the current offering price of $10.00 per share for such Class Y and Z shares. The Series C Units shall automatically convert into Class A units of SST VI OP on a one-to-one basis upon SST VI’s disclosure of an estimated net asset value per share equal to at least $10.00 per share for each class of SST VI shares of common stock, including the Class Y shares and Class Z shares, calculated net of the Series C Units to be converted.

As of June 30, 2025, SST VI closed the primary portion of its public offering. The Sponsor Funding Agreement was terminated immediately in connection with the closedown of SST VI’s primary offering. In accordance therewith, we have no further funding obligation in connection with the Sponsor Funding Agreement. We had incurred approximately $10.2 million in connection with the now terminated Sponsor Funding Agreement, representing approximately 1.1 million Series C Units issued by SST VI OP.

On March 20, 2026, SST VI declared an estimated net asset value per share of $10.00. Since the Series C Units that could be converted would result in the net asset value falling below $10.00 per share, none of the Series C Units we own were converted into Class A units of SST VI OP.

Debt Investments

On June 13, 2023 SmartStop OP entered into a promissory note agreement with SST VI OP ( the “SST VI Note”), where SST VI OP borrowed $15.0 million. Interest on the loan accrued at SOFR plus 3.0%. Payments on the SST VI Note are interest only. The loan was extended on December 8, 2023 to December 31, 2024 at the borrower's option, and as such, the interest rate on the loan increased to SOFR plus 4.0%, and a fee equal to 0.25% of the outstanding principal balance was due as a result of SST VI exercising the extension option. The SST VI Note required a commitment fee equal to 1.0% of the aggregate principal amount of the loan.

55


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

On June 28, 2024, the SST VI Note was amended to expand the borrowing capacity up to $25.0 million and further extend the maturity date from December 31, 2024 to December 31, 2025. On July 29, 2024, SST VI borrowed an additional $8.0 million on the SST VI Note. On July 29, 2025, SST VI borrowed an additional $2.0 million on the SST VI Note.

On December 22, 2025, the SST VI Note was further amended whereby the ultimate maturity date was extended to June 30, 2027. Additionally, interest on this note began accruing at SOFR plus 3.5%, effective January 1, 2026 in connection with such amendment.

The following table summarizes the carrying value of our investments in and advances to SST VI for the periods presented (dollars in thousands):

 

 

 

 

 

 

 

 

Contractual

 

Effective

 

 

 

 

 

 

 

 

 

 

Interest/

 

Interest/

 

 

 

 

March 31,

 

 

December 31,

 

 

Preferred

 

Preferred

 

Maturity

 

 

2026

 

 

2025

 

 

Rate (1)

 

Rate (1)

 

Date (1)

Receivables:

 

 

 

 

 

 

 

 

 

 

 

 

Receivables and advances due

 

$

10,578

 

 

$

5,319

 

 

 

 

 

 

 

Debt:

 

 

 

 

 

 

 

 

 

 

 

 

SST VI Note

 

 

25,000

 

 

 

25,000

 

 

SOFR + 3.5%

 

7.18%

 

06/30/2027

Equity:

 

 

 

 

 

 

 

 

 

 

 

 

Series D Preferred Units

 

 

34,650

 

 

 

34,650

 

 

6.00% (2)

 

6.00%

 

 

SST VI OP Units, SLP and Series C Units

 

 

4,804

 

 

 

4,959

 

 

 

 

 

 

 

Total investments in and advances to SST VI

 

$

75,032

 

 

$

69,928

 

 

 

 

 

 

 

(1)
Reflects the current interest/preferred rate or maturity date information in effect as of March 31, 2026, as applicable.
(2)
Distributions are payable at a rate of: (a) 6% per annum from the date of issuance until the second anniversary after the date of issuance; (b) 7% per annum commencing the day following the second anniversary after the date of issuance until the third anniversary after the date of issuance; (c) 8% per annum commencing the day following the third anniversary after the date of issuance until the fourth anniversary after the date of issuance; and (d) 9% per annum thereafter.

Investments in and advances to SSGT III OP

Equity Investments

On August 29, 2022, SmartStop OP made an investment of $5.0 million in SS Growth Operating Partnership III, L.P., the operating partnership of SSGT III (“SSGT III OP”), in exchange for common units of limited partnership interest in SSGT III OP. Additionally, a subsidiary of SmartStop OP owns a special limited partnership interest (the “SSGT III SLP”) in SSGT III OP.

For the three months ended March 31, 2026 and 2025, we recorded a loss from our equity in earnings related to our common equity interests in SSGT III OP of approximately $0.1 million, and $0.1 million, respectively, and received distributions in the amount of approximately $0.1 million and $0.1 million, respectively.

Debt Investments

On July 31, 2024, our Operating Partnership provided a bridge loan to an indirect wholly-owned subsidiary of SSGT III for $20.0 million (the “SSGT III Bridge Loan”) to facilitate SSGT III’s acquisition of two self storage facilities. Through a series of payments, during the three months ended March 31, 2025, SSGT III and its subsidiaries repaid all amounts outstanding on the SSGT III Bridge Loan, in accordance with the terms of the SSGT III Bridge Loan, no further draws were permitted thereafter.

56


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

On December 16, 2024, a subsidiary of SSGT III entered into a promissory note with our Operating Partnership for a $7.0 million loan (the “SSGT III Promissory Note”), the entire principal amount of the loan was disbursed to SSGT III on such date. Pursuant to this note, interest on the SSGT III Promissory Note accrued at a variable rate equal to SOFR plus 3.0% per annum. Payments on the SSGT III Promissory Note were interest only, and it had an initial maturity date of March 17, 2025. The SSGT III Promissory Note required a commitment fee equal to 0.50% of the amount drawn at closing of the SSGT III Promissory Note. During the three months ended March 31, 2025, SSGT III and it subsidiaries repaid all amounts outstanding on the SSGT III Promissory Note, including accrued interest.

On June 3, 2025, a subsidiary of SSGT III entered into a promissory note with our Operating Partnership for a loan of up to $25.0 million (the “SSGT III Promissory Note II”). On June 5, 2025, $4.0 million was initially drawn on the loan and disbursed to SSGT III. Interest on the SSGT III Promissory Note II accrued at a variable rate equal to SOFR plus 3.0% per annum. Payments on the SSGT III Promissory Note II were interest only until maturity. This note had an initial maturity date of December 31, 2025, with two optional extensions, each for 6 months, subject to certain conditions. The SSGT III Promissory Note II required a commitment fee equal to 0.50% of the amount drawn at such time. Since the initial draw, SSGT III made a series of additional draws. In November 2025, through a series of payments, SSGT III fully repaid the outstanding balance on the SSGT III Promissory Note II. No further draws were permitted in connection with such note.

On June 24, 2025, our Operating Partnership fully funded a secured term loan pursuant to a promissory note entered into by a subsidiary of SSGT III for a $25.0 million loan (the “SSGT III Secured Note”). Interest on the SSGT III Secured Note accrued at a variable rate equal to SOFR plus 3.0% per annum. Payments on the SSGT III Secured Note were interest only until maturity. This note had an initial maturity date of December 31, 2025, with two optional extensions, each for 6 months, subject to certain conditions. The SSGT III Secured Note required a commitment fee equal to 0.50% of the amount drawn at such time. In September 2025, SSGT III paid down $12.0 million on the SSGT III Secured Note. In November 2025, SSGT III fully repaid the outstanding balance on the SSGT III Secured Note. No further draws were permitted in connection with such note.

On November 13, 2025, our Operating Partnership provided a bridge loan to Blue Door AM I, LLC, an indirect wholly-owned subsidiary of SSGT III for $15.0 million (the “SSGT III-Blue Door III Bridge Loan”) in order to capitalize a Delaware statutory trust. The SSGT III-Blue Door III Bridge Loan required a commitment fee equal to 0.50% of the original principal amount of the loan. Interest on the SSGT III-Blue Door III Bridge Loan accrues at a variable rate equal to SOFR plus 3.0% per annum. As such interest accrues it will be added to the principal balance outstanding on each payment date until the loan is fully repaid. The loan has an initial maturity date of November 13, 2026, with a one-time extension option of 6 months, extending the maturity to April 13, 2027, subject to certain conditions. An extension fee of 0.25% of the principal indebtedness as of the extension date is due if such extension option is exercised, and the spread on the interest rate increases to 4.0% upon exercising the extension option. The loan agreement requires the borrower to make a prepayment on the SSGT III-Blue Door III Bridge Loan in an amount equal to 80% of the equity proceeds the borrower receives from its equity issuances (each, a “Bridge Loan Prepayment”). Each Bridge Loan Prepayment is due on the next occurring payment date following the borrower's receipt issuance proceeds.

On December 18, 2025, SSGT III's taxable REIT subsidiary entered into a loan with KeyBank National Association (“KeyBank”) in the amount of $25.0 million (the “KeyBank-SSGT III Bridge Loan”), which matures on June 18, 2026, subject to a six-month extension option. In connection with this loan, we entered into a subordination and standstill agreement with KeyBank, whereby, among other things, the SSGT III-Blue Door III Bridge Loan became subordinated to the KeyBank-SSGT III Bridge Loan and all rights to payments under the SSGT III-Blue Door III Bridge Loan, including the Bridge Loan Prepayment, became subordinated to KeyBank's rights to payment under the KeyBank-SSGT III Bridge Loan. The KeyBank-SSGT III Bridge Loan has curtailment provisions that the outstanding loan balance must be no greater than $7.5 million, $5.0 million and $2.5 million as of March 31, April 30 and May 31, 2026, respectively. As of April 30, 2026, the outstanding balance of the KeyBank-SSGT III Bridge Loan was $5.0 million.

57


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The following table summarizes the carrying value of our investments in and advances to SSGT III for the periods presented (dollars in thousands):

 

 

 

 

 

 

 

 

Contractual

 

Effective

 

 

 

 

March 31,

 

 

December 31,

 

 

Interest

 

Interest

 

Maturity

 

 

2026

 

 

2025

 

 

Rate (1)

 

Rate (1)

 

Date (1)

Receivables:

 

 

 

 

 

 

 

 

 

 

 

 

Receivables and advances due

 

$

19,807

 

 

$

15,878

 

 

 

 

 

 

 

Debt:

 

 

 

 

 

 

 

 

 

 

 

 

SSGT III-Blue Door III Bridge Loan

 

 

15,000

 

 

 

15,000

 

 

SOFR + 3.0%

 

6.68%

 

11/13/2026

Equity:

 

 

 

 

 

 

 

 

 

 

 

 

SSGT III OP Units and SSGT III SLP

 

 

1,788

 

 

 

1,971

 

 

 

 

 

 

 

Total investments in and advances to SSGT III

 

$

36,595

 

 

$

32,849

 

 

 

 

 

 

 

(1)
Reflects the current interest rate or maturity date information in effect as of March 31, 2026, as applicable.

Investments in and advances to DSTs Sponsored by SSGT III

On November 13, 2025 a subsidiary of ours funded three non-recourse mortgage loans to indirect DST subsidiaries of SSGT III for approximately $24.2 million, collectively. Each of these three loans (the “BD III DST Mortgage Loans”) have an initial maturity date of November 13, 2032. The BD III DST Mortgage Loans were funded net of approximately $0.4 million or 1.75% in fees owed to us for structuring and origination. Payments are due monthly in arrears, are interest only until maturity, and accrue at a fixed rate of 5.0% per annum. Subject to certain conditions, the DST borrowers have two extension options, each for a one year term, with the second extension ultimately requiring full principal repayment in November 2034. If the DST borrowers choose to exercise the extension option, the interest rate in effect changes to a fixed rate calculated as the then current 30-day average SOFR rate plus a spread of 1.50%. Such calculated rate in effect as of the exercise of the extension option would be fixed until the ultimate maturity of the BD III DST Mortgage Loans. The DST borrowers may prepay the loans at any point in time, subject to the following premium schedule, expressed as a percentage of the then outstanding principal balance prepaid: (i) 5% on or before November 13, 2026, (ii) 3% between November 13, 2026 and November 13, 2028, (iii) 1% between November 13, 2028 and November 13, 2030, and (iv) 0% on or after November 13, 2030.

On January 28, 2026, a subsidiary of ours funded three non-recourse mortgage loans to indirect DST subsidiaries of SSGT III for approximately $16.0 million, collectively. Each of these three loans (the “BD IV DST Mortgage Loans”) have an initial maturity date of January 28, 2033. The BD IV DST Mortgage Loans were funded net of approximately $0.5 million or 3.0% in fees owed to us for structuring and origination. Payments are due monthly in arrears, are interest only until maturity, and accrue at a fixed rate of 5.0% per annum. Subject to certain conditions, the DST borrowers have two extension options, each for a one year term, with the second extension ultimately requiring full principal repayment on January 28, 2035. If the DST borrowers choose to exercise the extension option, the interest rate in effect changes to a fixed rate calculated as the then current 30-day average SOFR rate plus a spread of 1.50%. Such calculated rate in effect as of the exercise of the extension option would be fixed for the extension term. A 0.2% extension fee would become due upon each extension option being exercised. The DST borrowers may prepay the loans at any point in time, subject to the following premium schedule, expressed as a percentage of the then outstanding principal balance prepaid: (i) 5% on or before January 27, 2027, (ii) 3% between January 28, 2027 and January 27, 2029, (iii) 1% between January 28, 2029 and January 27, 2031, and (iv) 0% on or after January 28, 2031.

We serve as the property manager for the properties owned by the DSTs that are leased pursuant to a master lease by a SSGT III subsidiary, which pursuant to the lease is required to pay rent to the DST equal to the required debt service. Such requirement is further supported by a minimum capital requirement of the SSGT III lessor entity, initially further supported by a guaranty from the SSGT III operating partnership of such required capital. As of March 31, 2026 and December 31, 2025, SSGT III had sponsored and initiated the syndication of DST interests to retail investors for such DST programs, covering eight properties.

The above SSGT III DST syndicated offerings were in various stages of completion. We serve as the property manager for each property owned by such DSTs.

58


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

The following table summarizes the carrying value of our investments in and advances to DSTs Sponsored by SSGT III for the periods presented (dollars in thousands):

 

 

 

 

 

 

 

 

Contractual

 

Effective

 

 

 

 

March 31,

 

 

December 31,

 

 

Interest

 

Interest

 

Maturity

 

 

2026

 

 

2025

 

 

Rate (1)

 

Rate (1)

 

Date (1)

Debt:

 

 

 

 

 

 

 

 

 

 

 

 

BD III DST Mortgage Loans

 

$

24,191

 

 

$

24,191

 

 

5.00%

 

5.00%

 

11/13/2032

BD IV DST Mortgage Loans

 

 

16,033

 

 

 

 

 

5.00%

 

5.00%

 

1/28/2033

Total investments in and advances to DSTs Sponsored by SSGT III

 

$

40,224

 

 

$

24,191

 

 

 

 

 

 

 

(1)
Reflects the current interest rate or maturity date information in effect as of March 31, 2026, as applicable.

Investments in and advances to SST X OP

Equity Investments

SmartStop Storage Advisors, LLC (“SSA”), a subsidiary of SmartStop OP, made two contributions of $1,000 to SST X OP, in exchange for common units of limited partnership interest in SST X OP, one on January 14, 2025 in connection with the formation of SST X OP and the other on June 27, 2025 in connection with the entry into the advisory agreement and the first amended and restated limited partnership agreement of SST X OP, in which SSA was granted a special limited partnership interest in SST X OP. Similarly, the SST X advisor made a $1,000 investment in common shares on January 28, 2025 in connection with the formation of SST X.

On October 29, 2025, we, through one of our subsidiaries entered into a preferred unit purchase agreement with SST X OP for 72,000 series A cumulative preferred units (the “Series A Preferred Units”) for $1.8 million. Distributions on the Series A Preferred Units of SST X OP are cumulative from the date of issuance and are payable monthly in arrears. Distributions are payable at a rate of: (a) 6% per annum from the date of issuance until the second anniversary after the date of issuance; (b) 7% per annum commencing the day following the second anniversary after the date of issuance until the third anniversary after the date of issuance; (c) 8% per annum commencing the day following the third anniversary after the date of issuance until the fourth anniversary after the date of issuance; and (d) 9% per annum thereafter. The Series A Preferred Units require an investment fee equal to 1.0% of the amount invested at any closing. As of March 31, 2026 and December 31, 2025, we owned an aggregate of 72,000 Series A Preferred Units for $1.8 million.

For the three months ended March 31, 2026, we recorded approximately $27,000 of income from our investment in the SST X Series A Preferred Units.

On October 30, 2025, we sold the Murfreesboro, Tennessee property to SST X for approximately $7.9 million.

The following table summarizes the carrying value of our investments in and advances to SST X for the periods presented (dollars in thousands):

 

 

March 31,

 

 

December 31,

 

 

Preferred

 

 

2026

 

 

2025

 

 

Rate (1)

Receivables:

 

 

 

 

 

 

 

 

Receivables and advances due

 

$

2,744

 

 

$

2,208

 

 

 

Equity:

 

 

 

 

 

 

 

 

Series A Preferred Units

 

 

1,782

 

 

 

1,782

 

 

6.00%

SST X OP Units and Common Stock

 

 

3

 

 

 

3

 

 

 

Total investments in and advances to SST X

 

$

4,529

 

 

$

3,993

 

 

 

(1)
Reflects the current rate in effect as of March 31, 2026, as applicable. Distributions are payable at a rate of: (a) 6% per annum from the date of issuance until the second anniversary after the date of issuance; (b) 7% per annum commencing the day following the second anniversary after the date of issuance until the third anniversary after the date of issuance; (c) 8% per annum commencing the day following the third anniversary after the date of issuance until the fourth anniversary after the date of issuance; and (d) 9% per annum thereafter.

59


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Administrative Services Agreement

On June 28, 2019, we along with our Operating Partnership, our TRS and SmartStop Storage Advisors, LLC (collectively, the “Company Parties”) entered into an Administrative Services Agreement with SAM (the “Administrative Services Agreement”), which, as amended, requires that the Company Parties will be reimbursed for providing certain operational and administrative services to SAM which may include, without limitation, accounting and financial support, IT support, HR support, advisory services and operations support, and administrative support and other miscellaneous reimbursements as set forth in the Administrative Services Agreement and SAM will be reimbursed for providing certain operational and administrative services to the Company Parties which may include, without limitation, due diligence support, marketing, fulfillment and offering support, events support, insurance support, and administrative and facilities support. SAM and the Company Parties will reimburse one another based on the actual costs of providing their respective services.

For the three months ended March 31, 2026 and 2025, we incurred reimbursements payable to SAM under the Administrative Services Agreement of approximately $0.1 million and $0.2 million, respectively, which were recorded in the Managed Platform expenses line item in our consolidated statements of operations.

For the three months ended March 31, 2026 and 2025, we recorded reimbursements from SAM related to services provided to SAM of approximately $0.1 million and $0.1 million, respectively, which were included in Managed Platform revenue in our consolidated statements of operations.

As of March 31, 2026 and December 31, 2025, a receivable of approximately $0.3 million and $0.4 million, respectively, was due from SAM related to the Administrative Services Agreement.

See Note 6 – Investments in Unconsolidated Real Estate Ventures for additional information regarding other equity method investees deemed to be a related party, given they are accounted for as equity method investments.

 

Note 13. Equity-Based Compensation

Prior to June 15, 2022, we issued equity-based compensation pursuant to the Company’s Employee and Director Long-Term Incentive Plan (the “Prior Plan”). On June 15, 2022, our stockholders approved the 2022 Long-Term Incentive Plan (the “Plan”) and we no longer issue equity under the Prior Plan. Pursuant to the Plan, we are able to issue various forms of equity-based compensation. Through March 31, 2026, we have generally issued equity-based awards in two forms: (1) restricted stock awards consisting of shares of our common stock and (2) long-term incentive plan units of our Operating Partnership (“LTIP Units”).

Prior to April 1, 2025, the day we executed our underwriting agreement and sold 27,000,000 shares of common stock pursuant to our Underwritten Public Offering, the fair value of our restricted stock was determined on the grant date based on an estimated value per share. The estimated fair value of our restricted stock was determined with the assistance of third party valuation specialists primarily based on an income approach to value our properties as well as the Managed Platform, less the estimated fair value of our debt and other liabilities. The key assumptions previously used in estimating the fair value of our restricted stock were projected annual net operating income, projected growth rates, discount rates, capitalization rates and an illiquidity discount, if applicable. The fair value of LTIP Units were further adjusted as compared to the determined restricted stock value by applying an additional discount as the LTIP Units are not initially economically equivalent to our restricted stock. For performance-based awards dependent upon meeting certain operational performance targets, a fair value was determined for each performance ranking scenario, with stock compensation expense recorded using the fair value of the scenario determined to be probable of achievement as of the end of the respective period.

Subsequent to our Underwritten Public Offering, the fair value of our restricted stock was determined on the grant date based on the closing market price per share of our common stock. The fair value of LTIP Units was also based on the closing market price per share of our common stock on the date of the grant, but was further adjusted by applying an additional discount as the LTIP Units were not initially economically equivalent to our restricted stock.

60


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Beginning in March 2026, performance-based awards granted to our executives will vest contingent upon the achievement of certain market-based criteria, as described below. For performance-based awards subject to market-based vesting criteria, a fair value was determined at the date of grant and is recognized over the commensurate service period for such grant. The value of such performance-based awards with a market-based criteria will take into account the probability that such award may vest in full, or not at all; therefore, in accordance with GAAP, the amount of expense recorded is not adjusted for actual achievement.

In March 2026, the compensation committee of our board of directors approved the 2026 executive compensation terms for our executives, which included (1) performance-based equity grants in the form of either, at the election of the executive, restricted stock awards or LTIP Units, and (2) time-based equity grants in the form of either, at the election of the executive, restricted stock awards or LTIP Units. There were two performance-based awards granted, (1) an award that is subject to vesting based on exceeding certain thresholds relative to a comparison of the Company’s total shareholder return (“TSR”) to the NAREIT index, and (2) an award that is subject to vesting based on a comparison of the Company’s weighted average TSR relative to a self storage peer group.

In March 2026, an aggregate of 149,578 performance-based LTIP Units and approximately 93,756 time-based LTIP Units were issued to executive officers. The performance-based LTIP Units vest after the three-year performance period, based upon the relative TSR achievement attained. The time-based LTIP Units vest ratably over four years, with the first tranche vesting on December 31, 2026, subject to the recipient’s continued employment through the applicable vesting date.

Time-Based Awards

We have granted various time-based awards, which generally vest ratably over either six months, one, three, or four years commencing in the year of grant, subject to the recipient’s continued employment or service through the applicable vesting date. All grants of time-based restricted stock have limitations on transferability during the vesting period, and the grantee does not have the ability to vote any unvested shares. Transfers of the unvested portion of restricted stock are restricted.

With respect to grants of time-based LTIP Units, distributions accrue based on the effective date of each grant, and are payable as distributions are paid on our Common Stock without regard to whether the underlying awards have vested. With respect to time-based restricted stock, distributions accrue on non-vested shares granted and are paid when the underlying restricted shares vest.

Holders of time-based LTIP Units receive allocations of profits and losses with respect to the LTIP Units as of the effective date, distributions from the effective date in an amount equivalent to the distributions declared and paid on our Common Stock, and the same voting rights as holders of common units, voting as a class with each LTIP Unit holder having one vote per LTIP Unit held. Prior to vesting, time-based LTIP Units generally may not be transferred, other than by laws of descent and distribution.

The following table summarizes the activity related to our time-based awards:

 

 

Restricted Stock

 

 

LTIP Units

 

Time-Based Award Grants

 

Shares

 

 

Weighted-Average
Grant-Date
Fair Value

 

 

Units

 

 

Weighted-Average
Grant-Date
Fair Value

 

Unvested at December 31, 2024

 

 

19,661

 

 

$

57.12

 

 

 

104,484

 

 

$

53.68

 

Granted

 

 

350,368

 

 

 

30.18

 

 

 

365,195

 

 

 

33.83

 

Vested

 

 

(223,580

)

 

 

31.34

 

 

 

(81,964

)

 

 

49.75

 

Forfeited

 

 

(21,248

)

 

 

30.97

 

 

 

 

 

 

 

Unvested at December 31, 2025

 

 

125,201

 

 

 

32.20

 

 

 

387,715

 

 

 

35.81

 

Granted

 

 

20,394

 

 

 

30.58

 

 

 

129,670

 

 

 

29.56

 

Vested

 

 

(5,383

)

 

 

57.20

 

 

 

 

 

 

 

Forfeited

 

 

(105

)

 

 

57.20

 

 

 

 

 

 

 

Unvested at March 31, 2026

 

 

140,107

 

 

$

30.99

 

 

 

517,385

 

 

$

34.24

 

 

61


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Performance-Based Awards

With respect to performance-based awards, the number of shares of restricted stock granted as of the grant date equaled 100% of the targeted award, whereas the number of LTIP Units granted as of the grant date equaled 200% of the targeted amount of the award. The targeted award for each executive was determined and approved by the Compensation Committee of our board of directors. The actual number of shares of restricted stock or LTIP Units, as applicable, to be issued upon vesting may range from 0% to 200% of the targeted award, such determination being based upon the results of the performance measure. Performance-based awards issued prior to our Underwritten Public Offering vest based upon our performance as ranked amongst a peer group of self storage related companies using a performance measure of average annual same-store revenue growth, analyzed over a three-year period. Performance-based awards issued after the completion of our Underwritten Public Offering are now based on the Company’s TSR relative to both the NAREIT Equity Index and to a peer group weighted average TSR. Earned awards for the 2024, 2025 and 2026 grants will vest, as applicable, no later than March 31, 2027, 2028, and 2029, respectively.

Recipients of performance-based restricted stock accrue distributions during the performance period, and such distributions will only be payable on the date that any such shares of restricted stock vest, based upon the performance level attained. Recipients of such performance-based LTIP Units were issued LTIP Units at 200% of the targeted award and are entitled to receive distributions and allocations of profits and losses with respect to the performance-based LTIP Units as of the effective date of each award in an amount equal to 10% of the distributions available to such LTIP Units, until the Distribution Participation Date (as defined in the Operating Partnership Agreement). The remaining 90% of distributions will accrue and will be payable on the Distribution Participation Date based upon the performance level attained and number of performance-based LTIP Units that vest. Following the Distribution Participation Date, recipients will be entitled to receive the full amount of distributions with respect to the vested performance-based LTIP Units, such amount being equivalent to distributions declared and paid on our Common Shares.

The following table summarizes our activity related to our performance-based awards:

 

 

LTIP Units

 

Performance-Based Award Grants

 

Units

 

 

Weighted-Average
Grant-Date
Fair Value

 

Unvested at December 31, 2024

 

 

159,641

 

 

$

53.52

 

Granted

 

 

68,634

 

 

 

52.12

 

Vested

 

 

(13,633

)

 

 

52.72

 

Forfeited

 

 

(13,633

)

 

 

52.72

 

Unvested at December 31, 2025

 

 

201,009

 

 

 

53.16

 

Granted

 

 

149,578

 

 

 

18.60

 

Vested (1)

 

 

(66,373

)

 

 

53.20

 

Forfeited

 

 

 

 

 

 

Unvested at March 31, 2026

 

 

284,214

 

 

$

34.96

 

 

(1)
In March 2026, the Compensation Committee of the board of directors approved the vesting of the 2023 performance grant at 200% of the targeted award.

The fair value of the performance-based awards with a market-based TSR condition are estimated on the date of grant using a Monte Carlo simulation model. The following table summarizes certain key assumptions used to value the performance-based LTIPs with a market-based TSR condition granted during the period presented:

 

Three Months Ended
March 31, 2026

 

Risk-free rate

 

3.98

%

Expected volatility

 

29.78

%

Dividend yield

 

5.23

%

Holders of performance-based restricted stock do not have any rights as a stockholder with respect to the unvested portion of such restricted stock awards. Prior to vesting, shares of performance-based restricted stock generally may not be transferred, other than by laws of descent and distribution.

62


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Holders of performance-based LTIP Units have the same voting rights as holders of common units, voting as a class with each LTIP Unit holder having one vote per LTIP Unit held. Prior to vesting, performance-based LTIP Units generally may not be transferred, other than by laws of descent and distribution.

LTIP Units are designed to qualify as “profits interests” in the Operating Partnership for federal income tax purposes. The profits interests’ characteristics of the LTIP Units mean that initially they will not be treated as economically equivalent in value to a common unit and the issuance of LTIP Units will not be a taxable event to the Operating Partnership or the recipient. If and when certain events occur pursuant to applicable tax regulations and in accordance with the Operating Partnership Agreement, LTIP Units may become economically equivalent to common units of limited partnership interest of our Operating Partnership on a one-for-one basis.

As of March 31, 2026 and December 31, 2025, 1,143,629 and 1,443,166, respectively, shares of stock were available for issuance under the Plan.

For the three months ended March 31, 2026 and 2025, we recorded approximately $2.6 million and $1.2 million, respectively, of equity-based compensation expense in general and administrative in our consolidated statements of operations.

For the three months ended March 31, 2026 and 2025, we recorded approximately $18,000 and $26,000, respectively, of equity-based compensation expense in property operating expenses in our consolidated statements of operations.

For the three months ended March 31, 2026 and 2025, we recorded approximately $0.1 million and $13,000, respectively, of equity based compensation expense in managed platform expenses in our consolidated statements of operations.

As of March 31, 2026 and December 31, 2025, there was approximately $22.5 million and $17.1 million, respectively, of total unrecognized compensation expense related to non-vested equity awards. As of March 31, 2026 and December 31, 2025, such cost was expected to be recognized over a weighted-average period of approximately 2.7 years.

In April 2025, in connection with the Underwritten Public Offering, an aggregate of approximately 287,080 time-based LTIP Units and 344,894 time-based shares of restricted stock were issued to approximately 320 employees and directors (the “IPO Grant”). As prescribed in the IPO Grant in April 2025, approximately 287,080 of these LTIP Units, and approximately 119,829 of these restricted shares were scheduled to vest ratably over four years, respectively, with the first tranche vesting on April 1, 2026. Approximately 225,065 of the total shares issued were scheduled to vest after six months, on October 1, 2025. All of the aforementioned grants vest subject to the recipient’s continued employment through the applicable vesting date.

 

63


SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

Note 14. Commitments and Contingencies

AXCS Joint Venture

On March 20, 2026, we entered into a joint venture arrangement (the “AXCS Joint Venture”) with AXCS Capital (“AXCS”), a real estate lending joint venture targeting bridge debt and preferred equity financing for self storage owners in the United States. The AXCS Joint Venture intends to potentially deploy capital across the full spectrum of structured capital solutions, including senior loans, mezzanine financing, preferred equity, and hybrid instruments. Target investment scenarios include ground-up development financing, value-add acquisitions and conversions, and recapitalizations of existing assets requiring bridge capital. The AXCS Joint Venture will have an initial target of $100.0 million in invested capital and the ability to recycle capital throughout the joint venture’s term. Through our wholly owned subsidiaries, we committed to potentially fund up to $95.0 million to the joint venture, and AXCS committed to potentially fund up to $5.0 million. AXCS will source the investment deals, and both AXCS and SmartStop will underwrite any potential investments. All investments are subject to approval of the AXCS Joint Venture’s investment committee, which is composed of three members appointed by SmartStop and two members appointed by AXCS. AXCS serves as asset manager in accordance with the terms of the AXCS Joint Venture agreement. As such, AXCS is responsible for managing and administering the investments on a day-to-day basis, such as investment processing and administration. Distributions are paid in the following order: i) 100% of capital invested by AXCS and SmartStop is returned such that the unreturned capital contributions of each member is reduced to $0, (ii) 100% to both SmartStop and AXCS until each member has received a cumulative internal rate of return on their capital contributions of 10%, and (iii) for the distributions in excess of the amounts stated above in (i) and (ii), 20% of such distributions to AXCS, and the remaining 80% of such distributions to be paid to SmartStop and AXCS based on their proportional capital contributions. As of March 31, 2026, the AXCS Joint Venture had not closed on any investments, and neither member had contributed any capital.

Contingent Earnout

In connection with the Third Party Platform Acquisition, such transaction is subject to a potential earnout of up to an additional $11.0 million based on revenues generated during fiscal year 2028, with 75% payable in cash and 25% being payable in OP Units. See Note 4 – Third Party Platform Acquisition for additional information.

Operating Partnership Redemption and Extraordinary Matter Voting Rights

Generally, after a one year hold period, the limited partners of our Operating Partnership, have the right to cause our Operating Partnership to redeem their limited partnership units for cash equal to the value of an equivalent number of our shares, or, at our option, we may redeem their limited partnership units by issuing one share of our common stock for each limited partnership unit redeemed.

Additionally, in connection with the Class A-1 Units issued in connection with the Self Administration Transaction, which Class A-1 Units are also subject to the general restrictions on transfer contained in the Operating Partnership Agreement, we have agreed that the consent of our Operating Partnership will be required for certain “Extraordinary Matters” submitted to the vote of our stockholders. Such consent shall be based on the vote of all partners of the Operating Partnership. In addition, we agreed that our vote, of limited interests we hold in the Operating Partnership, will be voted in proportion to the votes cast by our stockholders on such Extraordinary Matter. The term “Extraordinary Matter” for purposes of this consent means any merger, sale of all or substantially all of our assets, share exchange, conversion, dissolution or charter amendment, in each case where the vote of our stockholders is required under Maryland law. The Class A-1 Units are otherwise entitled to all rights and duties of the limited partnership units in the Operating Partnership, including cash distributions and the allocation of any profits or losses in the Operating Partnership.

Other Contingencies and Commitments

We have severance arrangements which cover certain members of our management team; these provide for severance payments upon certain events, including after a change of control.

See Note 12 – Related Party Transactions related to our debt investments in the Managed REITs for more information about our contingent obligations under these agreements.

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SMARTSTOP SELF STORAGE REIT, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

March 31, 2026

(Unaudited)

 

As of March 31, 2026, pursuant to various contractual relationships, we are required to make other non-cancellable payments in the amounts of approximately $3.7 million and $3.9 million during the years ended December 31, 2026 and 2027, respectively.

From time to time, we are party to legal, regulatory and other proceedings that arise in the ordinary course of our business. In accordance with applicable accounting guidance, management accrues an estimated liability when those matters present loss contingencies that are both probable and reasonably estimable. In such cases, there may be an exposure to loss in excess of any amounts accrued. For such proceedings, we are not aware of any for which the outcome is reasonably likely to have a material adverse effect on our results of operations or financial condition.

 

Note 15. Declaration of Distributions

On February 24, 2026, our board of directors approved a distribution amount for the month of March 2026, such that all holders of our outstanding common stock will receive a distribution equal to $0.1359 per share, equivalent to an annualized distribution of $1.60 per share. The March 2026 distribution payable to each stockholder of record at the end of March was paid on or about April 15, 2026.

On March 27, 2026, our board of directors approved a distribution amount for the month of April 2026, such that all holders of our outstanding common stock will receive a distribution equal to $0.1315 per share, equivalent to an annualized distribution of $1.60 per share. The April 2026 distribution payable to each stockholder of record at the end of April will be paid on or about May 15, 2026.

On May 1, 2026, our board of directors approved a distribution amount for the month of May 2026, such that all holders of our outstanding common stock will receive a distribution equal to $0.1359 per share, equivalent to an annualized distribution of $1.60 per share. The May 2026 distribution payable to each stockholder of record at the end of May will be paid on or about June 15, 2026.

 

Note 16. Subsequent Events

There are no significant events which have occurred subsequent to March 31, 2026, other than the subsequent events discussed elsewhere in the notes to the financial statements.

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ITEM 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following discussion and analysis should be read in conjunction with our consolidated financial data contained elsewhere in this report. The following Management’s Discussion and Analysis of Financial Condition and Results of Operations should also be read in conjunction with our consolidated financial statements and the notes thereto and Management’s Discussion and Analysis of Financial Condition and Results of Operations included in our Annual Report on Form 10-K for the year ended December 31, 2025. See also “Cautionary Note Regarding Forward-Looking Statements” preceding Part I.

Overview

SmartStop Self Storage REIT, Inc., a Maryland corporation (the “Company”), is a self-managed and fully-integrated self storage real estate investment trust (“REIT”), formed on January 8, 2013 under the Maryland General Corporation Law. Our year-end is December 31. As used in this report, “we,” “us,” “our,” and “Company” refer to SmartStop Self Storage REIT, Inc. and each of our subsidiaries. Our common stock began trading on the New York Stock Exchange (the “NYSE”) under the ticker symbol “SMA” on April 2, 2025.

We focus on the acquisition, ownership, and operation of self storage properties located primarily within the top 100 metropolitan statistical areas, or MSAs, throughout the United States and Canada. Based on the Inside Self Storage Top-Operators List ranking for 2025, and before accounting for the acquisition of Argus (defined below) and recent market transactions, we were the 10th largest owner and operator of self storage properties in the United States based on rentable square footage.

As of March 31, 2026, our wholly-owned portfolio consisted of 177 operating self storage properties diversified across 19 states, the District of Columbia, and Canada, comprising approximately 122,000 units and 13.9 million net rentable square feet.

Additionally, as of March 31, 2026, we owned a 50% equity interest in 14 unconsolidated real estate ventures located in Canada, which consisted of 10 operating self storage properties and four properties which were being developed into self storage properties.

Through our Managed Platform (as defined below), we serve as the sponsor of Strategic Storage Trust VI, Inc., a publicly-registered non-traded REIT (“SST VI”), Strategic Storage Growth Trust III, Inc., a private REIT (“SSGT III”), and Strategic Storage Trust X, a private net asset value REIT, (“SST X” and together with SST VI and SSGT III, the “Managed REITs”). We manage the properties owned by the Managed REITs and the properties owned by the Delaware statutory trusts (“DSTs”) sponsored by one of the Managed REITs. As of March 31, 2026, we managed 53 of such operating self storage properties, consisting of approximately 42,000 units and 4.6 million rentable square feet.

On October 1, 2025, we acquired Argus Professional Storage Management, LLC (“Argus”), a third-party manager of self storage properties (the “Third Party Platform Acquisition”). See Note 4 – Third Party Platform Acquisition of the Notes to the Consolidated Financial Statements for additional information. As of March 31, 2026, we managed more than 225 of such operating self storage properties, consisting of more than approximately 102,000 units and 16.3 million rentable square feet (the “Third Party Platform”).

The Third Party Platform, the Managed REITs, and the other properties operated but not owned by us, as mentioned above, are referred to as the “Managed Platform.” In total, as of March 31, 2026, we managed more than 275 operating self storage properties, which we did not own, consisting of more than approximately 144,000 units and 20.9 million rentable square feet through our Managed Platform.

Our primary business model is focused on owning and operating high quality self storage properties in high growth markets in the United States and Canada. We finance our portfolio through a diverse capital strategy which includes cash generated from operations, borrowings under our syndicated revolving line of credit, secured and unsecured debt financing, equity offerings and joint ventures. Our business model is designed to maximize cash flow available for distribution to our stockholders and to achieve sustainable long-term growth in cash flow in order to maximize long-term stockholder value at acceptable levels of risk. We execute our organic growth strategy by pursuing revenue-optimizing and expense-minimizing opportunities in the operations of our existing portfolio. We execute our external growth strategy by developing, redeveloping, acquiring and managing self storage facilities in the United States and Canada both internally and through our Managed Platform, and we look to acquire properties that are physically stabilized, recently developed, in various stages of lease up or at certificate of occupancy. We seek to acquire undermanaged facilities that are not operated by institutional operators, where we can implement our proprietary management and technology to maximize net operating income.

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On October 1, 2025, pursuant to a contribution agreement (the “Contribution Agreement”), we acquired Argus. The principal assets acquired were property management contracts covering the management of more than 220 properties and 400 employees (as of October 1, 2025), and an operating lease for Argus' corporate headquarters in Tucson, Arizona and other intellectual and personal property.

Additionally, we plan to continue to expand our third-party management platform in both Canada and the United States by scaling our Third Party Platform or through additional investments in or acquisitions of third-party management firms.

We have provided financing to the Managed REITs in the form of mezzanine loans, bridge loans, promissory notes, and preferred equity as applicable. We intend to continue in this practice going forward, if necessary. We continue to look to expand our lending practice to self storage facilities outside of the Managed REITs, potentially to third party managed properties or joint venture properties. We may enter into joint ventures or other forms of co-investments in order to scale our overall property count and diversify our portfolio of properties. Joint ventures may also allow us to acquire an interest in a property without requiring that we fund the entire purchase price, but for which we would target being the property manager, both in the U.S. and Canada.

As an operating business, self storage requires a much greater focus on strategic planning and tactical operation plans. Our in-house call center allows us to centralize our sales efforts as we capture new business over the phone, email, web-based chat, and text mediums. As we have grown our portfolio of self storage facilities, we have been able to consolidate and streamline a number of aspects of our operations through economies of scale. We also utilize our digital marketing breadth and expertise which allows us to acquire customers efficiently by leveraging our portfolio size and technological proficiency. To the extent we acquired facilities in clusters within geographic regions, we see property management efficiencies resulting in reduction of personnel and other operational costs.

In addition, we have the internal capability to originate, structure and manage additional self storage investment programs or Managed REITs, which would be sponsored by SmartStop REIT Advisors, LLC (“SRA”), our indirect subsidiary. We acquired such capability in 2019 from Strategic Asset Management I, LLC, our former sponsor (“SAM”). We generate asset management fees, property management fees, acquisition fees, and other fees and also receive substantially all of the tenant protection program revenue earned by our Managed REITs, as applicable. For the property management and advisory services that we provide, we are reimbursed for certain expenses that otherwise helps to offset our net operating expense burden. We primarily generate property management fees and receive a portion of the tenant protection program revenue from our third party owners and are reimbursed for certain costs incurred by our Third Party Platform, as applicable.

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Wholly-Owned Properties

As of March 31, 2026, our wholly-owned operating self storage portfolio was composed as follows:

State

 

No. of
Properties

 

 

Units (1)

 

 

Rentable
Sq. Ft.
(net)
(2)

 

 

% of Total
Rentable
Sq. Ft.

 

 

Physical
Occupancy
%
(3)

 

 

Rental
Income
%
(4)

 

Alabama

 

 

1

 

 

 

1,090

 

 

 

163,300

 

 

 

1.2

%

 

 

93.3

%

 

 

0.6

%

Arizona

 

 

4

 

 

 

3,130

 

 

 

329,100

 

 

 

2.4

%

 

 

95.2

%

 

 

2.1

%

California

 

 

32

 

 

 

21,955

 

 

 

2,321,300

 

 

 

16.7

%

 

 

92.1

%

 

 

20.2

%

Colorado

 

 

11

 

 

 

6,475

 

 

 

750,450

 

 

 

5.4

%

 

 

91.9

%

 

 

4.6

%

Florida

 

 

28

 

 

 

21,435

 

 

 

2,500,250

 

 

 

18.0

%

 

 

92.4

%

 

 

19.8

%

Illinois

 

 

6

 

 

 

3,785

 

 

 

432,450

 

 

 

3.1

%

 

 

92.0

%

 

 

2.8

%

Indiana

 

 

2

 

 

 

1,030

 

 

 

112,700

 

 

 

0.8

%

 

 

90.5

%

 

 

0.5

%

Massachusetts

 

 

2

 

 

 

1,045

 

 

 

111,800

 

 

 

0.9

%

 

 

88.7

%

 

 

1.7

%

Maryland

 

 

2

 

 

 

1,610

 

 

 

169,500

 

 

 

1.2

%

 

 

92.5

%

 

 

1.2

%

Michigan

 

 

4

 

 

 

2,220

 

 

 

266,100

 

 

 

1.9

%

 

 

92.8

%

 

 

1.5

%

New Jersey

 

 

5

 

 

 

5,395

 

 

 

488,300

 

 

 

3.5

%

 

 

77.2

%

 

 

3.8

%

Nevada

 

 

9

 

 

 

7,160

 

 

 

865,000

 

 

 

6.2

%

 

 

92.5

%

 

 

5.5

%

North Carolina

 

 

18

 

 

 

8,670

 

 

 

1,138,850

 

 

 

8.2

%

 

 

91.3

%

 

 

6.8

%

Ohio

 

 

5

 

 

 

2,830

 

 

 

320,050

 

 

 

2.3

%

 

 

90.7

%

 

 

1.4

%

South Carolina

 

 

4

 

 

 

2,890

 

 

 

355,800

 

 

 

2.6

%

 

 

92.5

%

 

 

1.8

%

Texas

 

 

17

 

 

 

10,830

 

 

 

1,388,050

 

 

 

10.0

%

 

 

92.4

%

 

 

9.3

%

Virginia

 

 

1

 

 

 

830

 

 

 

71,100

 

 

 

0.5

%

 

 

91.7

%

 

 

0.7

%

Washington

 

 

5

 

 

 

3,430

 

 

 

390,550

 

 

 

2.8

%

 

 

94.0

%

 

 

3.0

%

Wisconsin

 

 

1

 

 

 

780

 

 

 

83,400

 

 

 

0.6

%

 

 

88.9

%

 

 

0.5

%

District of Columbia

 

 

1

 

 

 

830

 

 

 

72,000

 

 

 

0.6

%

 

 

96.0

%

 

 

0.7

%

Alberta, Canada

 

 

5

 

 

 

3,050

 

 

 

358,050

 

 

 

2.6

%

 

 

80.9

%

 

 

2.1

%

British Columbia, Canada

 

 

1

 

 

 

800

 

 

 

74,000

 

 

 

0.5

%

 

 

85.1

%

 

 

0.6

%

Ontario, Canada

 

 

13

 

 

 

10,610

 

 

 

1,110,700

 

 

 

8.0

%

 

 

91.8

%

 

 

8.8

%

Total

 

 

177

 

 

 

121,880

 

 

 

13,872,800

 

 

 

100.0

%

 

 

91.3

%

 

 

100.0

%

 

(1)
Includes all rentable units, consisting of storage units and parking (approximately 3,500 units).
(2)
Includes all rentable square feet, consisting of storage units and parking (approximately 1,070,000 square feet).
(3)
Represents the occupied square feet of all facilities we owned in a state or province divided by total rentable square feet of all the facilities we owned in such state or area as of March 31, 2026.
(4)
Represents rental income (excludes administrative fees, late fees, and other ancillary income) for all facilities we owned in a state or province divided by our total rental income for the three months ended March 31, 2026.

JV Properties

As of March 31, 2026, we had ownership interests in the Canadian JV Properties (defined below) and the Nantucket Joint Venture (defined below and together with the Canadian JV Properties, the “JV Properties”). We account for these investments using the equity method of accounting and they are stated at cost and adjusted for our share of net earnings or losses and reduced by distributions and increased for contributions. Equity in earnings (loss) will generally be recognized based on our ownership interest in the earnings (loss) of each of the unconsolidated investments.

On July 18, 2024, we entered into a joint venture arrangement with an unaffiliated third party to develop a self storage property in Nantucket, Massachusetts (the Nantucket Joint Venture”). This property became operational in December 2025 and we serve as the property manager of this self storage property.

As of March 31, 2026 and December 31, 2025, the carrying value of this investment was approximately $6.8 million and $7.0 million, respectively, which represented an indirect investment of approximately 42% minority ownership of the property.

We are party to joint venture agreements with a subsidiary of SmartCentres, an unaffiliated third party, to acquire, develop, and operate self storage facilities. In connection with such agreements, as 50% owner and SmartCentres as the other 50% owner of a joint venture subsidiary, we own 14 joint venture properties (the “Canadian JV Properties”), 10 of which were operational and four of which were being developed into self storage properties as of March 31, 2026.

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The following table summarizes our 50% ownership interests in the Canadian JV Properties (in thousands):

 

 

Date Real Estate

 

Carrying Value of Investment as of

 

 

 

Venture Became

 

March 31,

 

 

December 31,

 

Canadian JV Property

 

Operational

 

2026

 

 

2025

 

Dupont (1)

 

October 2019

 

$

520

 

 

$

583

 

East York (1)

 

June 2020

 

 

5,214

 

 

 

5,209

 

Brampton (1)

 

November 2020

 

 

1,615

 

 

 

1,597

 

Vaughan (1)

 

January 2021

 

 

2,055

 

 

 

2,064

 

Oshawa (1)

 

August 2021

 

 

290

 

 

 

285

 

Scarborough (1)

 

November 2021

 

 

2,131

 

 

 

2,099

 

Aurora (1)

 

December 2022

 

 

246

 

 

 

256

 

Kingspoint (1)

 

March 2023

 

 

2,383

 

 

 

2,448

 

Whitby (1)

 

January 2024

 

 

3,699

 

 

 

3,830

 

Markham (1)

 

May 2024

 

 

3,032

 

 

 

3,155

 

Regent (2)

 

Under Development

 

 

4,311

 

 

 

3,839

 

Allard (2)

 

Under Development

 

 

1,320

 

 

 

1,270

 

Finch (2)

 

Under Development

 

 

3,081

 

 

 

3,033

 

127 Ave, Edmonton, AB (3)

 

Under Development

 

 

720

 

 

 

 

 

 

 

 

$

30,617

 

 

$

29,668

 

 

(1)
As of March 31, 2026 and December 31, 2025, these operating properties were encumbered by first mortgages pursuant to the RBC JV term loan III.
(2)
The property is currently under development to become a self storage facility.
(3)
On January 6, 2026, we acquired this joint venture parcel of land in Edmonton, Alberta, Canada, with SmartCentres, and the property is currently under development to become a self storage facility.

Other Properties

We own our office located at 10 Terrace Rd, Ladera Ranch, California, which houses our corporate headquarters.

We have an office lease of approximately 5,000 square feet located in Tucson, Arizona, which is the primary office of our recently acquired Third Party Platform.

Critical Accounting Policies and Estimates

We have established accounting policies which conform to generally accepted accounting principles (“GAAP”). Preparing financial statements in conformity with GAAP requires management to use judgment in the application of accounting policies, including making estimates and assumptions. Following is a discussion of the estimates and assumptions used in setting accounting policies that we consider critical in the presentation of our consolidated financial statements. Many estimates and assumptions involved in the application of GAAP may have a material impact on our financial condition or operating performance, or on the comparability of such information to amounts reported for other periods, because of the subjectivity and judgment required to account for highly uncertain items or the susceptibility of such items to change. These estimates and assumptions affect our reported amounts of assets and liabilities, our disclosure of contingent assets and liabilities at the dates of the financial statements and our reported amounts of revenue and expenses during the period covered by this report. If management’s judgment or interpretation of the facts and circumstances relating to various transactions had been different, it is possible that different accounting policies would have been applied or different amounts of assets, liabilities, revenues and expenses would have been recorded, thus resulting in a materially different presentation of the financial statements or materially different amounts being reported in the financial statements. Additionally, other companies may use different estimates and assumptions that may impact the comparability of our financial condition and results of operations to those companies.

We believe that our critical accounting policies include the following: real estate acquisition valuation; the evaluation of whether any of our long-lived assets have been impaired; the valuation of goodwill and related impairment considerations, the valuation of our trademarks and related impairment considerations; and the evaluation of the consolidation of our interests in joint ventures. The following discussion of these policies supplements, but does not supplant the description of our significant accounting policies, as contained in Note 2 – Summary of Significant Accounting Policies of the Notes to the Consolidated Financial Statements, and is intended to present our analysis of the uncertainties involved in arriving upon and applying each policy.

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Real Estate Purchase Price Allocation and Treatment of Acquisition Costs

We account for asset acquisitions in accordance with GAAP which requires that we allocate the purchase price of a property to the tangible and intangible assets acquired and the liabilities assumed based on their relative fair values as of the date of acquisition. This guidance requires us to make significant estimates and assumptions, including fair value estimates, which requires the use of significant unobservable inputs as of the acquisition date. We engage independent third-party valuation specialists to assist in the determination of significant estimates and market-based assumptions used in the valuation models. Our allocations of purchase prices are based on certain significant estimates and assumptions, variations in such estimates and assumptions could result in a materially different presentation of the consolidated financial statements or materially different amounts being reported in the consolidated financial statements.

The value of the tangible assets, consisting of land and buildings, is determined as if vacant. Substantially all of the leases in place at acquired properties are at market rates, as the majority of the leases are month-to-month contracts. We also consider whether in-place, market leases represent an intangible asset.

Allocation of purchase price to acquisitions of portfolios of facilities are allocated to the individual facilities based upon an income approach or a cash flow analysis using appropriate risk adjusted capitalization rates which take into account the relative size, age, and location of the individual facility along with current and projected occupancy and rental rate levels or appraised values, if available.

Acquisitions that do not meet the definition of a business, as defined under current GAAP, are accounted for as asset acquisitions. To date, our property acquisitions have generally not met the definition of a business because substantially all of the fair value was concentrated in a single identifiable asset or group of similar identifiable assets (i.e. land, buildings, and related intangible assets) and because the acquisitions did not include a substantive process in the form of an acquired workforce or an acquired contract that cannot be replaced without significant cost, effort or delay. As a result, once an acquisition is deemed probable, acquisition costs are capitalized rather than expensed.

Evaluation of Possible Impairment of Real Property Assets

Management monitors events and changes in circumstances that could indicate that the carrying amounts of our real property assets may not be recoverable. When indicators of potential impairment are present that indicate that the carrying amounts of the assets may not be recoverable, we will assess the recoverability of the assets by determining whether the carrying value of the real property assets will be recovered through the undiscounted future operating cash flows expected from the use of the asset and its eventual disposition. In the event that such expected undiscounted future cash flows do not exceed the carrying value, we will adjust the value of the real property assets to the fair value and recognize an impairment loss. Our evaluation of the impairment of real property assets could result in a materially different presentation of the financial statements or materially different amounts being reported in the financial statements, as the amount of impairment loss, if any, recognized may vary based on the estimates and assumptions we use.

Intangible Assets Valuation

In connection with the acquisition of the Third Party Platform, we allocated a portion of the consideration to an intangible asset related to the property management contracts and the related customer relationships. We are amortizing such intangible asset on a straight-line basis over the estimated benefit period of the property management contracts and related customer relationships. We evaluate such intangible asset for impairment when an event occurs or circumstances change that indicate the carrying value may not be recoverable. In such an event, an impairment charge would be recognized and the intangible asset would be marked down to its fair value.

Goodwill Valuation

Goodwill is recorded as the difference, if any, between the aggregate consideration paid for an acquisition and the fair value of the net tangible assets and other intangible assets acquired. Goodwill is allocated to various reporting units, as applicable, and is not amortized. We perform an annual qualitative impairment assessment as of December 31 for goodwill; between annual assessments, we evaluate the recoverability of goodwill whenever events or changes in circumstances indicate that the carrying amount of goodwill may not be fully recoverable. If circumstances indicate the carrying amount may not be fully recoverable, we perform a quantitative analysis to compare the fair value of each reporting unit to its respective carrying amount. If the carrying amount of goodwill exceeds its fair value, an impairment charge will be recognized.

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Trademarks Valuation

Trademarks are based on the value of our brands. Trademarks are valued using the relief from royalty method, which presumes that without ownership of such trademarks, we would have to make a stream of payments to a brand or franchise owner in return for the right to use their name. By virtue of this asset, we avoid any such payments and record the related intangible fair value of our ownership of the brand name.

We qualitatively evaluate whether any triggering events or changes in circumstances have occurred in addition to our annual impairment test that would indicate an impairment condition may exist. If any change in circumstance or triggering event occurs, and results in a significant impact to our revenue and profitability projections, or any significant assumption in our valuation methods is adversely impacted, the impact could result in a material impairment charge in the future.

Consolidation Considerations

Current accounting guidance provides a framework for identifying a variable interest entity (“VIE”) and determining when a company should include the assets, liabilities, noncontrolling interests, and results of activities of a VIE in its consolidated financial statements. In general, a VIE is an entity or other legal structure used to conduct activities or hold assets that either (1) has an insufficient amount of equity to carry out its principal activities without additional subordinated financial support, (2) has a group of equity owners that are unable to make significant decisions about its activities, or (3) has a group of equity owners that do not have the obligation to absorb losses or the right to receive returns generated by its operations. Generally, a VIE should be consolidated if a party with an ownership, contractual, or other financial interest in the VIE (a variable interest holder) has the power to direct the VIE’s most significant activities and the obligation to absorb losses or right to receive benefits of the VIE that could be significant to the VIE. A variable interest holder that consolidates the VIE is called the primary beneficiary. Upon consolidation, the primary beneficiary generally must initially record all of the VIE’s assets, liabilities, and noncontrolling interest at fair value and subsequently account for the VIE as if it were consolidated based on majority voting interest.

We evaluate the consolidation of our investments in VIE’s in accordance with relevant accounting guidance. This evaluation requires us to determine whether we have a controlling interest in a VIE through a means other than voting rights, and, if so, such VIE may be required to be consolidated in our financial statements. Our evaluation of our VIE’s under such accounting guidance could result in a materially different presentation of the financial statements or materially different amounts being reported in the financial statements, as the VIE’s included in our consolidated financial statements may vary based on the estimates and assumptions we use.

REIT Qualification

We made an election under Section 856(c) of the Internal Revenue Code of 1986 (the Code) to be taxed as a REIT under the Code, commencing with the taxable year ended December 31, 2014. By qualifying as a REIT for federal income tax purposes, we generally will not be subject to U.S. federal income tax on income that we distribute to our stockholders. If we fail to qualify as a REIT in any taxable year, we will be subject to U.S. federal income tax on our taxable income at regular corporate rates and will not be permitted to qualify for treatment as a REIT for federal income tax purposes for four years following the year in which our qualification is denied. Such an event could materially and adversely affect our net income and could have a material adverse impact on our financial condition and results of operations. However, we believe that we are organized and operate in a manner that will enable us to continue to qualify for treatment as a REIT for federal income tax purposes, and we intend to continue to operate as to remain qualified as a REIT for federal income tax purposes.

Recent Tax Legislation

Effective July 4, 2025, the One Big Beautiful Bill Act (“OBBBA”) was signed into law. Certain provisions of OBBBA modified U.S. tax law and impact us and our stockholders. Among other changes, this legislation (i) permanently extended the 20% deduction for “qualified REIT dividends” for individuals and other non-corporate taxpayers under Section 199A of the Code, (ii) permanently reinstated 100% bonus depreciation for certain property acquired after January 19, 2025, (iii) increased the percentage limit under the REIT asset test applicable to taxable REIT subsidiaries from 20% to 25% for taxable years beginning after December 31, 2025, and (iv) increased the base on which the 30% interest deduction limit under Section 163(j) of the Code applies by excluding depreciation, amortization and depletion from the definition of “adjusted taxable income” for taxable years beginning after December 31, 2024. We have evaluated the provisions of OBBBA and do not expect the adoption of OBBBA to have a material impact on our Consolidated Financial Statements.

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Results of Operations

Overview

We derive revenues principally from: (i) rents received from our self storage tenant leases; (ii) fees generated from our Managed Platform; (iii) our Tenant Protection Programs; and (iv) sales of packing and storage-related supplies at our storage facilities. Therefore, our operating results depend significantly on our ability to retain our existing tenants and lease our available self storage units to new tenants, while maintaining and, where possible, increasing the prices for our self storage units and those that we manage.

Competition in the market areas in which we operate is significant and affects the occupancy levels, rental rates, rental revenues and operating expenses of our facilities. Development of any new self storage facilities would intensify competition of self storage operators in markets in which we operate.

As of March 31, 2026 and 2025, we wholly-owned 177 and 164, respectively, operating self storage facilities.

Our operating results for the three months ended March 31, 2026 included full period results for 177 self storage facilities. Our operating results for the three months ended March 31, 2025 included full period results for 161 self storage facilities and partial period results for three self storage facilities.

Operating results in future periods will depend on the results of operations of these properties and of the real estate properties that we acquire in the future.

Comparison of the Three Months Ended March 31, 2026 and 2025

Total Self Storage Revenues

Total self storage related revenues for the three months ended March 31, 2026 and 2025 were approximately $64.8 million and $59.2 million, respectively. The increase in total self storage revenues of approximately $5.6 million, or approximately 9%, was primarily attributable to an increase in non same-store revenues of approximately $4.5 million, largely related to the net increase of 13 wholly-owned properties acquired after March 31, 2025, the operating results of which were not included during the three months ended March 31, 2025. Additionally, our same-store revenues were up approximately $0.8 million, or approximately 1.5%, and our tenant protection program revenues across all of our stores were up approximately $0.3 million.

We expect self storage revenues to primarily fluctuate based on the performance of our same-store pool, which will be influenced by the overall economic environment and increases in self storage supply, amongst other things. Additionally, we expect our non same-store revenues to grow, commensurate with increases in occupancy and increased rates as such properties stabilize.

Managed Platform Revenues

Managed Platform revenues for the three months ended March 31, 2026 and 2025 were approximately $6.6 million and $4.1 million, respectively. The increase in Managed Platform revenues of approximately $2.5 million was primarily related to our newly acquired Third Party Platform and, to a lesser extent, an increase in the other recurring revenues derived from the Managed REITs, generally commensurate with their growth, as compared to the same period in the prior year, offset by a reduction in acquisition fee revenue of approximately $1.2 million as compared to the same period in the prior year.

We expect Managed Platform revenues to fluctuate the rest of the year commensurate with our Managed Platform’s changes in assets under management.

Reimbursable Costs from Managed Platform

Reimbursable costs from Managed Platform for the three months ended March 31, 2026 and 2025 were approximately $6.9 million and $2.1 million, respectively. Such revenues consisted of costs incurred by us as we provide property management and advisory services to the owners of the properties we manage through our Managed Platform, which are reimbursed by such owners, pursuant to our related contracts with the owners, as applicable. The increase in reimbursable costs from the Managed Platform of approximately $4.8 million was primarily related to our newly acquired Third Party Platform and growth in the Managed REITs’ assets under management.

We expect such reimbursable costs to fluctuate in future periods commensurate with changes in assets under management of our Managed Platform.

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Property Operating Expenses

Property operating expenses for the three months ended March 31, 2026 and 2025 were approximately $22.2 million (or 34% of self storage revenue) and $20.1 million (or 34% of self storage revenue), respectively. Property operating expenses includes the costs to operate our facilities including compensation related expenses, utilities, insurance, real estate taxes, and property related marketing. The increase in property operating expenses of approximately $2.1 million was largely attributable to increased property operating expenses of approximately $1.9 million related to our non same-store properties and, to a lesser extent, increased payroll costs at our same-store properties.

We expect property operating expenses to fluctuate commensurate with inflationary pressures, along with the timing and nature of any future acquisitions.

Managed Platform Expenses

Managed Platform expenses for the three months ended March 31, 2026 and 2025 were approximately $4.3 million and $1.2 million, respectively. Such expenses primarily consisted of expenses related to non-reimbursable costs associated with the operation of the Managed Platform. The increase in Managed Platform expenses of approximately $3.1 million was primarily attributable to our newly acquired Third Party Platform, some of which were non-recurring in nature.

We expect Managed Platform expenses to fluctuate commensurate with changes in the assets under management of our Managed Platform.

Reimbursable Costs from Managed Platform

Reimbursable costs from Managed Platform for the three months ended March 31, 2026 and 2025 were approximately $6.9 million and $2.1 million, respectively. Such expenses consisted of costs incurred by us as we provide property management and advisory services to the owners of the properties we manage through our Managed Platform, which are reimbursed by such owners, pursuant to our related contracts with the owners, as applicable. The increase in reimbursable costs from the Managed Platform of approximately $4.8 million was primarily related to our newly acquired Third Party Platform and growth in the Managed REITs’ assets under management.

We expect such reimbursable costs to fluctuate in future periods commensurate with changes in assets under management of our Managed Platform.

General and Administrative Expenses

General and administrative expenses for the three months ended March 31, 2026 and 2025 were approximately $9.1 million and $7.9 million, respectively. Such expenses consisted primarily of compensation related costs, equity-based compensation, marketing related costs, legal expenses, accounting expenses, transfer agent fees, directors and officers’ insurance expense and board of directors related costs. The increase in general and administrative expenses of approximately $1.2 million was primarily attributable to increased compensation and stock compensation costs, which in total increased by approximately $1.5 million compared to the prior period, inclusive of approximately $0.7 million related to the IPO Grant. Such increases were in part offset by reduced professional services costs of approximately $0.4 million as compared to the same period in the prior year.

We expect general and administrative expenses to decrease as a percentage of total revenues over time.

Depreciation and Intangible Amortization Expenses

Depreciation and intangible amortization expenses for the three months ended March 31, 2026 and 2025 were approximately $20.0 million and $16.7 million, respectively. Depreciation expense consisted primarily of depreciation on the buildings and site improvements at our properties. Intangible amortization expense primarily consisted of the amortization of our in place lease intangible assets resulting from our self storage acquisitions, and, to a lesser extent, the amortization of the customer contracts and related relationships intangible asset recorded in connection with our acquisition of the Third Party Platform.

The increase in depreciation and intangible amortization expense of approximately $3.3 million was primarily attributable to such increases related to the net increase of 13 wholly-owned properties acquired after March 31, 2025, as well as additional depreciation and intangible amortization expense related to the two properties we acquired during the three months ended March 31, 2025.

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Acquisition Expenses

Acquisition expenses for the three months ended March 31, 2026 and 2025 were approximately $0.1 million and $0.2 million, respectively. The decrease in acquisition expenses of approximately $0.1 million was due to decreased acquisition volume in the current period.

Contingent Earnout Adjustment

Contingent earnout adjustment for the three months ended March 31, 2026 and 2025 was approximately $0.6 million and none, respectively. Such expense represents the adjustment to fair value of the contingent earnout related to the Third Party Platform Acquisition. See Note 4 – Third Party Platform Acquisition of the Notes to the Consolidated Financial Statements for additional information.

Gain on Disposition of Real Estate

Gain on disposition of real estate for the three months ended March 31, 2026 and 2025 was approximately $1.2 million and none, respectively. One of our wholly-owned properties suffered fire damage in March 2024; the related insurance claim was fully settled during the three months ended March 31, 2026 and we recorded a gain for the amount of the insurance recovery in excess of the insurance recovery originally recorded.

Equity in Earnings (Losses) from Investments in Unconsolidated Real Estate Ventures

Losses from our equity method investments in unconsolidated real estate ventures for the three months ended March 31, 2026 and 2025 were approximately $0.1 million and $0.2 million, respectively. Losses from our equity method investments in unconsolidated real estate ventures primarily consisted of our allocation of earnings and losses from our unconsolidated joint ventures.

Equity in Earnings (Losses) from Investments in Managed REITs

Losses from our equity method investments in the Managed REITs for the three months ended March 31, 2026 and 2025 were approximately $0.2 million and $0.2 million, respectively. Losses from our equity method investments in Managed REITs consisted primarily of our allocation of earnings and losses from our investments in the Managed REITs.

Other, Net

Other, net for the three months ended March 31, 2026 and 2025 was approximately $6.1 million and $0.5 million, respectively, of income. Other, net consisted primarily of certain state tax expenses, foreign currency fluctuations, changes in value related to our foreign currency, other miscellaneous items and, in the previous year, interest rate hedges not designated for hedge accounting. The favorable variance as compared to the prior period was primarily attributable a net favorable foreign currency fluctuation of approximately $5.0 million, largely driven by our Canadian notes, and to a lesser extent, proceeds received from a legal settlement of approximately $0.9 million during the three months ended March 31, 2026.

Interest and Investment Income

Interest and investment income for the three months ended March 31, 2026 and 2025 was approximately $2.0 million and $0.7 million, respectively. Interest and investment income includes interest income on loans to the Managed REITs, accretion of financing fee revenues associated with such loans, interest earned on cash held at financial institutions, as well as income earned on our preferred investments. The increase in interest and investment income of approximately $1.3 million was primarily related to increased lending to the Managed REITs, as well as increases in our preferred investments in SST VI and SST X.

We expect interest and investment income to primarily fluctuate commensurate with the level of outstanding borrowings and preferred investments.

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Interest Expense

Interest expense for the three months ended March 31, 2026 and 2025 was approximately $13.1 million and $22.0 million, respectively. Interest expense included interest expense on our debt, accretion of fair market value of debt, amortization of debt issuance costs, and, in the prior year, the impact of any interest rate derivatives designated for hedge accounting. The decrease in interest expense of approximately $8.9 million was primarily due to decreased borrowings as a result of certain of our Underwritten Public Offering proceeds being used to reduce our overall borrowings, as well as a lower average effective interest rate due to favorable changes in our outstanding debt.

We expect interest expense to fluctuate in future periods commensurate with our future debt levels and fluctuations in interest rates.

Loss on Debt Extinguishment

Loss on debt extinguishment for the three months ended March 31, 2026 and 2025 was approximately $0.3 million and $0.8 million, respectively. Loss on debt extinguishment for the three months ended March 31, 2026 represented a proportional amount of the unamortized debt issuance costs attributable to certain lenders who were in the lending syndicate under our old credit facility, but not our new credit facility. Loss on debt extinguishment for the three months ended March 31, 2025 was related to the defeasance of our KeyBank Florida CMBS loan.

Please see Note 7 – Debt of the Notes to the Consolidated Financial Statements for additional information.

Income Tax (Expense) Benefit

Income tax expense for the three months ended March 31, 2026 and 2025 was approximately $0.3 million and $0.6 million, respectively. Income tax expense consisted primarily of state, federal, and Canadian income tax. The decrease in income tax expense of approximately $0.3 million was primarily due to a decrease in our deferred tax expense related to our Canadian properties.

We expect our income tax expense to increase in future periods primarily related to our operations in Canada.

 

75


 

Same-Store Facility Results - Three Months Ended March 31, 2026 and 2025

The following table sets forth operating data for our same-store facilities (stabilized and comparable properties that have been included in the consolidated results of operations since January 1, 2025, excluding four other properties) for the three months ended March 31, 2026 and 2025. We consider the following data to be meaningful as this allows generally for the comparison of results without the effects of acquisition, dispositions, development activity, properties impacted by casualty events, lease up properties or similar other such factors (dollars in thousands, except per occupied square foot amounts):

 

 

 

Same-Store Facilities

 

 

Non Same-Store Facilities

 

Total

 

 

 

2026

 

 

2025

 

 

%
Change

 

 

2026

 

 

2025

 

 

%
Change

 

2026

 

 

2025

 

 

%
Change

 

Revenue (1)

 

$

55,009

 

 

$

54,207

 

 

 

1.5

%

 

$

7,226

 

 

$

2,681

 

 

N/M

 

$

62,235

 

 

$

56,888

 

 

 

9.4

%

Property operating expenses (2)

 

 

18,922

 

 

 

18,813

 

 

 

0.6

%

 

 

3,021

 

 

 

1,092

 

 

N/M

 

 

21,943

 

 

 

19,905

 

 

 

10.2

%

Net operating income

 

$

36,087

 

 

$

35,394

 

 

 

2.0

%

 

$

4,205

 

 

$

1,589

 

 

N/M

 

$

40,292

 

 

$

36,983

 

 

 

8.9

%

Number of facilities

 

 

157

 

 

 

157

 

 

 

 

 

 

20

 

 

 

7

 

 

 

 

 

177

 

 

 

164

 

 

 

 

Rentable square feet (3)

 

 

12,230,850

 

 

 

12,188,950

 

 

 

 

 

 

1,641,950

 

 

 

643,650

 

 

 

 

 

13,872,800

 

 

 

12,832,600

 

 

 

 

Average physical occupancy (4)

 

 

92.5

%

 

 

92.5

%

 

 

0.0

%

 

 

83.0

%

 

N/M

 

 

N/M

 

 

91.4

%

 

 

92.3

%

 

 

(0.9

)%

Annualized rent per occupied square foot (5)

 

$

20.10

 

 

$

19.87

 

 

 

1.2

%

 

$

21.40

 

 

N/M

 

 

N/M

 

$

20.24

 

 

$

19.94

 

 

 

1.5

%

 

N/M Not meaningful

(1)
Revenue includes rental income, certain ancillary revenue, administrative and late fees, and excludes Tenant Protection Program revenue.
(2)
Among other expenses, property operating expenses excludes Tenant Protection Program related expense. Please see the reconciliation of net operating income to net income (loss) below for the full detail of adjustments to reconcile net operating income to net income (loss).
(3)
As of March 31, 2026 and 2025, parking represented approximately 1,070,000 and 1,017,000 square feet, respectively, of the total rentable square feet. On a same-store basis, for the same periods, parking represented approximately 992,000 square feet. Amounts not in thousands.
(4)
Determined by dividing the sum of the month-end occupied square feet for the applicable group of facilities for each applicable period by the sum of their month-end rentable square feet for the period. Properties are included in the respective calculations in their first full month of operations, as appropriate. In the event a property is disposed of, or becomes completely inoperable during the period, such property is excluded from the respective calculation.
(5)
Determined by dividing the aggregate rental income, net of discounts and concessions and excluding late and administrative fees for each applicable period by the aggregate of the month-end occupied square feet for the period. Properties are included in the respective calculations in their first full month of operations, as appropriate. In the event a property is disposed of, or becomes completely inoperable during the period, such property is excluded from the respective calculation in the first full month of non-operation. We have excluded the rental revenue and occupied square feet related to parking herein for the purpose of calculating annualized rent per occupied square foot. Amount not in thousands.

Our same-store revenue increased by approximately $0.8 million, or 1.5%, for the three months ended March 31, 2026 compared to the three months ended March 31, 2025 primarily due to an approximately 1.2% increase in annualized rent per occupied square foot and increased administrative and late fees. Our same-store property operating expenses increased by approximately $0.1 million, or 0.6%, for the three months ended March 31, 2026 compared to the three months ended March 31, 2025 primarily due to increased payroll costs.

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Net operating income, or NOI, is a non-GAAP measure that we define as net income (loss), computed in accordance with GAAP, generated from properties before corporate general and administrative expenses, asset management fees, interest expense, depreciation, amortization, acquisition expenses, tenant protection economics, stock compensation related to our IPO Grant and other non-property related income and expense, as applicable. We believe that NOI is useful for investors as it provides a measure of the operating performance of our operating assets because NOI excludes certain items that are not associated with the ongoing operation of the properties. Additionally, we believe that NOI (sometimes referred to as property operating income) is a widely accepted measure of comparative operating performance in the real estate community. However, our use of the term NOI may not be comparable to that of other real estate companies as they may have different methodologies for computing this amount. In addition, NOI is not a substitute for net income (loss), cash flows from operations, or other related financial measures, in evaluating our operating performance.

The following table presents a reconciliation of net income (loss) as presented on our consolidated statements of operations to net operating income, as stated above, for the periods presented (in thousands):

 

 

Three Months Ended March 31,

 

 

 

2026

 

 

2025

 

Net income (loss)

 

$

10,216

 

 

$

(5,456

)

Adjusted to exclude:

 

 

 

 

 

 

Tenant Protection Program revenue (1)

 

 

(2,582

)

 

 

(2,305

)

Tenant Protection Program related expense

 

 

266

 

 

 

182

 

Managed Platform revenue

 

 

(6,612

)

 

 

(4,113

)

Managed Platform expenses

 

 

4,338

 

 

 

1,234

 

General and administrative

 

 

9,140

 

 

 

7,850

 

Depreciation

 

 

16,575

 

 

 

15,094

 

Intangible amortization expense

 

 

3,453

 

 

 

1,599

 

Acquisition expenses

 

 

80

 

 

 

203

 

Contingent earnout adjustment

 

644

 

 

 

 

Losses from our equity method investments in unconsolidated real estate ventures

 

 

135

 

 

 

242

 

Losses from our equity method investments in Managed REITs

 

 

185

 

 

 

215

 

Other, net

 

 

(6,069

)

 

 

(454

)

Interest and investment income

 

 

(1,970

)

 

 

(725

)

Interest expense

 

 

13,137

 

 

 

22,022

 

Loss on debt extinguishment

 

 

262

 

 

 

789

 

Gain on disposition of real estate

 

 

(1,237

)

 

 

 

Income tax expense

 

 

331

 

 

 

606

 

Total net operating income

 

$

40,292

 

 

$

36,983

 

 

(1)
Approximately $2.3 million and $2.1 million of Tenant Protection Program revenue was earned at same-store facilities during the three months ended March 31, 2026 and 2025, respectively, with the remaining approximately $0.3 million and $0.2 million earned at non same-store facilities during the three months ended March 31, 2026 and 2025, respectively.

Non-GAAP Financial Measures

Funds from Operations

Funds from operations (“FFO”) is a non-GAAP financial metric promulgated by the National Association of Real Estate Investment Trusts (“NAREIT”), that we believe is an appropriate supplemental measure to reflect our operating performance.

We define FFO consistent with the standards established by the White Paper on FFO approved by the board of governors of NAREIT (the "White Paper"). The White Paper defines FFO as net income (loss) computed in accordance with GAAP, excluding gains or losses from sales of property and real estate related asset impairment write downs, plus depreciation and amortization, and after adjustments for unconsolidated partnerships and joint ventures. Additionally, gains and losses from change in control are excluded from the determination of FFO. Adjustments for unconsolidated partnerships and joint ventures are calculated to reflect FFO on the same basis. Our FFO calculation complies with NAREIT’s policy described above.

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FFO, as Adjusted

We use FFO, as adjusted, as an additional non-GAAP financial measure to evaluate our operating performance. FFO, as adjusted, provides investors with supplemental performance information that is consistent with the performance models and analysis used by management. In addition, FFO, as adjusted, is a measure used among our peer group, which includes publicly traded REITs. Further, we believe FFO, as adjusted, is useful in comparing the sustainability of our operating performance with the sustainability of the operating performance of other real estate companies.

In determining FFO, as adjusted, we make further adjustments to the NAREIT computation of FFO to exclude the effects of non-real estate related asset impairments and intangible amortization, acquisition-related costs, other write-offs incurred in connection with acquisitions, contingent earnout expenses, accretion of fair value of debt adjustments, amortization of debt issuance costs, gains or losses from extinguishment of debt, adjustments of deferred tax assets and liabilities, realized and unrealized gains/losses on foreign exchange transactions, gains/losses on certain foreign exchange and interest rate derivatives not designated for hedge accounting, and other select non-recurring income or expense items which we believe are not indicative of our overall long-term operating performance. We exclude these items from GAAP net income (loss) to arrive at FFO, as adjusted, as they are not the primary drivers in our decision-making process and excluding these items provides investors a view of our continuing operating portfolio performance over time, which in any respective period may experience fluctuations in such acquisition, merger or other similar activities that are not of a long-term operating performance nature. FFO, as adjusted, also reflects adjustments for unconsolidated partnerships and jointly owned investments. We use FFO, as adjusted, as one measure of our operating performance when we formulate corporate goals and evaluate the effectiveness of our strategies.

Presentation of FFO and FFO, as adjusted, is intended to provide useful information to investors as they compare the operating performance of different REITs. However, not all REITs calculate FFO and FFO, as adjusted, the same way, so comparisons with other REITs may not be meaningful. Furthermore, FFO and FFO, as adjusted, are not necessarily indicative of cash flow available to fund cash needs and should not be considered as an alternative to net income (loss) as an indication of our performance, as an alternative to cash flows from operations, as an indication of our liquidity or indicative of funds available to fund our cash needs including our ability to make distributions to our stockholders. FFO and FFO, as adjusted, should be reviewed in conjunction with other measurements as an indication of our performance.

78


 

The following is a reconciliation of net income (loss), which is the most directly comparable GAAP financial measure, to FFO (attributable to common stockholders and OP unit holders) and FFO, as adjusted (attributable to common stockholders and OP unit holders), for each of the periods presented below (in thousands):

 

 

Three Months Ended

 

 

 

March 31,

 

 

 

2026

 

 

2025

 

Net income (loss)

 

$

10,216

 

 

$

(5,456

)

Other noncontrolling interests

 

 

 

 

 

(181

)

Distributions to preferred stockholders

 

 

 

 

 

(3,452

)

Adjustments:

 

 

 

 

 

 

Depreciation of real estate

 

 

16,248

 

 

 

14,741

 

Gain on disposition of real estate

 

 

(1,237

)

 

 

 

Amortization of real estate related intangible assets

 

 

3,142

 

 

 

1,576

 

Depreciation and amortization of real estate and intangible assets from unconsolidated entities

 

 

883

 

 

 

679

 

FFO (attributable to common stockholders and OP unit holders)

 

 

29,252

 

 

 

7,907

 

Other Adjustments:

 

 

 

 

 

 

Intangible amortization expense - contracts (1)

 

 

311

 

 

 

23

 

Acquisition-related expenses (2)

 

 

176

 

 

 

203

 

Acquisition expenses, amortization of debt issuance costs and foreign currency (gains) losses, net from unconsolidated entities

 

 

1

 

 

 

66

 

Contingent earnout adjustment (3)

 

 

644

 

 

 

 

Accretion of fair market value of secured debt

 

 

174

 

 

 

204

 

Loss on extinguishment of debt (4)

 

 

262

 

 

 

789

 

Foreign currency and interest rate derivative gains, net (5)

 

 

(5,384

)

 

 

(202

)

Transactional expenses (6)

 

 

486

 

 

 

625

 

IPO & legacy performance grants (7)

 

 

1,448

 

 

 

 

Adjustment of deferred tax assets and liabilities (1)

 

 

109

 

 

 

263

 

Sponsor funding reduction (8)

 

 

267

 

 

 

245

 

Amortization of debt issuance costs (1)

 

 

1,058

 

 

 

1,072

 

FFO, as adjusted (attributable to common stockholders and OP unit holders)

 

$

28,804

 

 

$

11,195

 

 

(1)
These items represent the amortization, accretion, or adjustment of intangible assets, debt issuance costs, equity issuance costs, or deferred tax assets and liabilities.
(2)
This represents acquisition expenses associated with investments in real estate that were incurred prior to the acquisitions becoming probable and therefore not capitalized in accordance with our capitalization policy, as well as specific incremental acquisition-related expenses included in general and administrative in our consolidated statements of operations related to certain third party costs for completed acquisitions.
(3)
The contingent earnout adjustment represents the adjustment to fair value of the contingent earnout established in connection with the Third Party Platform Acquisition. See Note 4 – Third Party Platform Acquisition of the Notes to the Consolidated Financial Statements.
(4)
The net loss associated with the extinguishment of debt includes prepayment penalties, defeasance costs, the write-off of unamortized deferred financing fees, and other fees incurred.
(5)
This represents the mark-to-market adjustment for certain of our derivative instruments not designated for hedge accounting and the ineffective portion of the change in fair value of derivatives recognized in earnings. Changes in foreign currency related to our foreign equity investments not classified as long term under GAAP, along with transactions denominated in a currency other than the functional currency of the related entity, which includes both our 2028 Canadian Notes and our 2030 Canadian Notes.
(6)
Such costs incurred for the three months ended March 31, 2026 primarily included non-recurring transactional expenses of: i) approximately $0.1 million related to a one-time retention plan accrual in connection with the Third Party Platform Acquisition; and ii) approximately $0.3 million related to one-time Argus owner on-boarding costs. Such costs incurred for the three months ended March 31, 2025 primarily included: i) approximately $0.1 million related to our Underwritten Public Offering, but were not directly attributable thereto, and were therefore included in general and administrative in our consolidated statements of operations; and ii) approximately $0.6 million of professional fees related to the calculation of our estimated net asset value, which we will no longer incur, given the listing of our common stock and other similar minor amounts.
(7)
The amounts adjusted for in the table above relate to: i) the stock compensation expense and related employer tax liabilities recorded related to the equity grants issued in connection with the Underwritten Public Offering, and ii) incremental stock compensation expense recorded related to historically granted performance-based equity grants

79


 

issued prior to our becoming a publicly traded company. In connection with our transition to being publicly traded, beginning in March of 2026, we now issue performance grants based on our relative total shareholder return, where the value for such grant value is determined under GAAP upon grant and does not prospectively change based on the actual probability of achievement. The historical performance-based grants require a cumulative catch-up under GAAP when it becomes probable that a higher level of achievement is probable. Beginning in the period ended March 31, 2026, given the prospective change and the non-cash GAAP cumulative effect of the historical grants, we have removed such cumulative effect adjustments for all periods presented, as applicable. FFO is adjusted for its effect to arrive at FFO, as adjusted, and was adjusted for this as a means of determining a current and prospective comparable sustainable operating performance metric.
(8)
Pursuant to the Sponsor Funding Agreement, SmartStop funded certain costs of SST VI’s share sales, and in return receives Series C Units in Strategic Storage Operating Partnership VI, L.P. The excess of the funding over the value of the Series C Units received is accounted for as a reduction of Managed Platform revenue from SST VI over the remaining estimated term of the management contracts with SST VI. See Note 2 – Summary of Significant Accounting Policies of the Notes to the Consolidated Financial Statements. FFO is adjusted for its effect to arrive at FFO, as adjusted, as a means of determining a comparable sustainable operating performance metric.

FFO, as adjusted increased compared to the same period in the prior year primarily as a result of reduced interest expense of approximately $8.9 million, the elimination of approximately $3.5 million of distributions to preferred stockholders, increased segment operating income from our properties of approximately $3.5 million and increased interest and investment income of approximately $1.2 million.

Cash Flows

A comparison of cash flows for operating, investing and financing activities for the periods presented are as follows (in thousands):

 

 

Three Months Ended March 31,

 

 

 

 

 

 

2026

 

 

2025

 

 

Change

 

Net cash flow provided by (used in):

 

 

 

 

 

 

 

 

 

Operating activities

 

$

24,237

 

 

$

10,550

 

 

$

13,687

 

Investing activities

 

$

(16,020

)

 

$

(70,309

)

 

$

54,289

 

Financing activities

 

$

(23,234

)

 

$

70,372

 

 

$

(93,606

)

Cash flows provided by operating activities for the three months ended March 31, 2026 and 2025 were approximately $24.2 million and $10.6 million, respectively. The increase of approximately $13.7 million in cash provided by our operating activities is primarily the result of an increase of approximately $14.0 million in net income when excluding the impact of non-cash items, largely due to a reduction in interest expense and an increase in net operating income.

Cash flows used in investing activities for the three months ended March 31, 2026 and 2025 were approximately $16.0 million and $70.3 million, respectively. The decrease of approximately $54.3 million in cash used in investing activities is primarily the result of a reduction in the use of cash of approximately $80.0 million as compared to the same period in the prior year for the acquisition or development of real estate. Such net decrease in the use of cash for investing activities was partially offset by a net increase in the use of cash for additional investments in our unconsolidated joint ventures and net debt funding to the Managed REITs and DSTs during the three months ended March 31, 2026, as compared to the same period in the prior year of approximately $25.9 million.

Cash flows used in financing activities were approximately $23.2 million for the three months ended March 31, 2026 and cash flows provided by financing activities were approximately $70.4 million for the three months ended March 31, 2025, a change of approximately $93.6 million. Such net change in cash flows used in financing activities is primarily due to approximately $83.5 million decrease in net debt proceeds received during the three months ended March 31, 2026, as compared to the same period in the prior year. Additionally, net cash flows used for distributions during the three months ended March 31, 2026 increased by approximately $7.9 million as compared to the same period in the prior year primarily as a result of additional shareholders receiving distributions due to the additional shares issued in our underwritten public offering, partially offset by the elimination of approximately $3.4 million of distributions to preferred shareholders paid in the prior year, but not in the current period.

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Liquidity and Capital Resources

Short-Term Liquidity and Capital Resources

Our liquidity needs consist primarily of our property operating expenses, general and administrative expenses, Managed Platform expenses, working capital, debt service payments, capital expenditures, property acquisitions, bridge capital investments, other strategic acquisitions and investments, property developments and improvements, investments related to our Managed Platform, and distributions to our limited partners in our Operating Partnership and our stockholders, as necessary to maintain our REIT qualification. We generally expect that we will meet our short-term liquidity requirements from the combination of existing cash balances and net cash provided from property operations and the Managed Platform and further supported by our Credit Facility. Alternatively, we may issue additional secured or unsecured financing from banks or other lenders, or we may enter into various other forms of financing.

In April 2022, we received our initial investment grade credit rating of BBB- from Kroll Bond Rating Agency, LLC (“Kroll”). In February 2025, we were put on a ratings watch; subsequent thereto, in July 2025, Kroll upgraded us to a credit rating of BBB/Stable. In addition, we received an initial credit rating from DBRS Morningstar in May 2025 of BBB with stable trends. We intend to maintain a credit rating on an annual basis.

Volatility in the debt and equity markets and continued changes in treasury yields, interest rates, inflation and other economic events will depend on future developments, which are highly uncertain. To the extent that there is uncertainty or deterioration in the debt and equity markets, or continued increases in treasury yields and interest rates, over an extended period of time, it could also potentially impact our liquidity over the long-term. If such events were to occur in the long-term, we would expect to access sources of capital available to us, such as proceeds from secured or unsecured financings from banks or other lenders, issuance of common equity in the public markets, issuance of other equity instruments, or additional public or private offerings. The information in this section should be read in conjunction with Note 7 – Debt and Note 14 – Commitments and Contingencies of the Notes to the Consolidated Financial Statements.

Distribution Policy and Distributions

Preferred Stock Dividends

The Series A Convertible Preferred Stock was redeemed on April 4, 2025. See Note 8 – Preferred Equity of the Notes to the Consolidated Financial Statements for more information.

Common Stock Distributions

On February 24, 2026, our board of directors approved a distribution amount for the month of March 2026, such that all holders of our outstanding common stock will receive a distribution equal to $0.1359 per share, equivalent to an annualized distribution of $1.60 per share. The March 2026 distribution payable to each stockholder of record at the end of March was paid on or about April 15, 2026.

On March 27, 2026, our board of directors approved a distribution amount for the month of April 2026, such that all holders of our outstanding common stock will receive a distribution equal to $0.1315 per share, equivalent to an annualized distribution of $1.60 per share. The April 2026 distribution payable to each stockholder of record at the end of April will be paid on or about May 15, 2026.

On May 1, 2026, our board of directors approved a distribution amount for the month of May 2026, such that all holders of our outstanding common stock will receive a distribution equal to $0.1359 per share, equivalent to an annualized distribution of $1.60 per share. The May 2026 distribution payable to each stockholder of record at the end of May will be paid on or about June 15, 2026.

Indebtedness

As of March 31, 2026, our net debt was approximately $1,093.1 million, which included approximately $1,033.8 million in fixed rate debt and approximately $64.8 million in variable rate debt, less approximately $4.0 million in net debt issuance costs and approximately $1.6 million in net debt discount. As of March 31, 2026, we had outstanding approximately $598.2 million USD equivalent debt denominated in Canadian Dollars. See Note 7 – Debt of the Notes to the Consolidated Financial Statements for more information about our indebtedness.

81


 

On February 18, 2026, we entered into a second amended and restated credit agreement with KeyBank, National Association, as administrative agent, certain others listed as joint book runners, joint lead arrangers, syndication agents and documentation agents, and certain other lenders party thereto (the “Credit Agreement”). The Credit Agreement provides for a senior unsecured revolving credit facility (the “Credit Facility”) in an aggregate principal amount of $500 million. We have the right to increase the amount available under the Credit Facility by an additional $1.1 billion, for a total potential maximum aggregate amount of $1.6 billion, subject to certain conditions. The Credit Facility also includes sublimits of (a) up to $25 million for letters of credit and (b) up to $50 million for swingline loans; each of these sublimits are part of, and not in addition to, the amounts available under the Credit Facility. Our outstanding balance under the previously existing credit facility of approximately $68.3 million remained unchanged at the closing of the Credit Facility. In connection with this amendment, certain lenders under the 2024 Credit Facility exited the arrangement. We recognized approximately $0.3 million of expense, which was included in loss on debt extinguishment in our consolidated statements of operations, and represented a proportional amount of the unamortized debt issuance costs attributable to these lenders under the previously existing credit facility. As of March 31, 2026, we had the ability to draw up to an additional approximately $352.0 million on the current capacity of the Credit Facility revolver. See Note 7 – Debt of the Notes to the Consolidated Financial Statements for more information.

Additionally, we are party to a $160.0 million CAD term loan (the “RBC JV Term Loan III”) with Royal Bank of Canada (“RBC”) pursuant to which 10 of our joint venture subsidiaries that each own 50% of a Joint Venture property serve as borrowers (the “RBC Borrowers”). We and SmartCentres each serve as a recourse guarantor with respect to approximately $79.5 million CAD, or approximately $57.1 million USD, of the obligations outstanding as of March 31, 2026 under the RBC JV Term Loan III. As of March 31, 2026, there was approximately $159.0 million CAD, or approximately $114.1 million USD, outstanding on the RBC JV Term Loan III. See Note 6 – Investments in Unconsolidated Real Estate Ventures of the Notes to the Consolidated Financial Statements for more information.

Long-Term Liquidity and Capital Resources

On a long-term basis, our principal demands for funds will be for our property operating expenses, general and administrative expenses, Managed Platform expenses, debt service payments, capital expenditures, property acquisitions, bridge capital investments, other strategic acquisitions and investments, investments in our Managed REITs, and distributions to our limited partners in our Operating Partnership, and our stockholders, as necessary to maintain our REIT qualification.

Long-term potential future sources of capital include proceeds from secured or unsecured financings from banks or other lenders, issuance of common equity in the public markets, issuance of other equity instruments, undistributed funds from operations, and additional public or private offerings. To the extent we are not able to secure requisite financing in the form of a credit facility or other debt, we will be dependent upon proceeds from the issuance of equity securities and cash flows from operating activities in order to meet our long-term liquidity requirements and to fund our distributions.

Our material cash requirements from contractual and other obligations primarily relate to our debt obligations. The expected timing of those outstanding principal payments are shown in the table below. The information in this section should be read in conjunction with Note 7 – Debt and Note 14 – Commitments and Contingencies of the Notes to the Consolidated Financial Statements.

The following table presents the future principal payments required on our outstanding debt as of March 31, 2026 (in thousands):

2026

 

$

91,991

 

2027

 

 

44,156

 

2028

 

 

451,726

 

2029

 

 

104,289

 

2030

 

 

249,170

 

Thereafter

 

 

157,339

 

Total

 

$

1,098,671

 

As of March 31, 2026, pursuant to various contractual relationships, we are required to make other non-cancellable payments in the amounts of approximately $3.7 million and $3.9 million during the years ending December 31, 2026 and 2027, respectively.

For cash requirements related to potential acquisitions currently under contract, see Note 3 – Real Estate Facilities and Note 6 – Investments in Unconsolidated Real Estate Ventures of the Notes to the Consolidated Financial Statements.

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Subsequent Events

See Note 16 – Subsequent Events of the Notes to the Consolidated Financial Statements.

Seasonality

We believe that we will experience minor seasonal fluctuations in the occupancy levels of our facilities, which we believe will be slightly higher over the summer months due to increased moving activity.

 

ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Market risk includes risks that arise from changes in interest rates, foreign currency exchange rates, commodity prices, equity prices and other market changes that affect market sensitive instruments. In pursuing our business plan, we expect that the primary market risk to which we will be exposed is foreign currency risk and, to a lesser extent, interest rate risk. We may enter into derivative financial instruments such as foreign currency forward derivatives in order to mitigate foreign currency risks. We have significant exposure related to the $700.0 million CAD, or approximately $502.4 million USD as of March 31, 2026, of Canadian Dollar denominated senior unsecured notes issued by our Operating Partnership. From an economic perspective, we believe the fair value of the net equity in our foreign subsidiaries generally acts as a partial natural hedge. However, from a U.S. GAAP perspective, we will experience foreign currency gains/losses related to changes in the Canadian Dollar related to such exposure. We have not and currently do not plan to enter into derivative or interest rate transactions for speculative purposes. We may be exposed to the effects of interest rate changes primarily as a result of borrowings used to maintain liquidity and fund acquisition, expansion, and financing of our real estate investment portfolio and operations. Our interest rate risk management objectives will be to limit the impact of interest rate changes on earnings and cash flows and to lower overall borrowing costs. To achieve our objectives, we may borrow at fixed rates or variable rates. We may also enter into derivative financial instruments such as interest rate swaps and caps in order to mitigate our interest rate risk on a related financial instrument.

As of March 31, 2026, our net debt was approximately $1,093.1 million, which included approximately $1,033.8 million in fixed rate debt and approximately $64.8 million in variable rate debt, less approximately $4.0 million in net debt issuance costs and approximately $1.6 million in net debt discount. As of March 31, 2026, we had outstanding approximately $598.2 million USD equivalent debt denominated in Canadian Dollars. See Note 7 – Debt of the Notes to the Consolidated Financial Statements for more information about our indebtedness.

As of December 31, 2025, our net debt was approximately $1,098.2 million, which included approximately $1,044.5 million in fixed rate debt and approximately $59.8 million in variable rate debt, less approximately $4.4 million in net debt issuance costs and approximately $1.7 million in net debt discount. As of December 31, 2025, we had outstanding approximately $608.3 million USD equivalent debt denominated in Canadian Dollars.

Changes in interest rates have different impacts on fixed and variable debt. A change in interest rates on fixed rate debt impacts its fair value but has no impact on interest incurred or cash flows. A change in interest rates on variable debt could impact the interest incurred and cash flows and its fair value. If the underlying rate of the related index on our variable rate debt were to increase by 100 basis points, the increase in interest would decrease future earnings and cash flows by approximately $0.6 million annually.

We have significant foreign exchange risk related to our Canadian dollar denominated debt issued by our Operating Partnership. Based on the balances as of March 31, 2026, an assumed 1%, 5% and 10% adverse change to foreign exchange rates on such debt would result in an immediate non-cash translation loss of approximately $5.0 million, $25.1 million and $50.2 million, respectively, recorded to other, net in our consolidated statements of operations.

Interest rate risk amounts were determined by considering the impact of hypothetical interest rates on our financial instruments. These analyses do not consider the effect of any change in overall economic activity that could occur. Further, in the event of a change of that magnitude, we may take actions to further mitigate our exposure to the change. However, due to the uncertainty of the specific actions that would be taken and their possible effects, these analyses assume no changes in our financial structure.

83


 

The following table summarizes annual debt maturities and average interest rates on our outstanding debt as of March 31, 2026 (in thousands):

 

 

2026

 

 

2027

 

 

2028

 

 

2029

 

 

2030

 

 

Thereafter

 

 

Total

 

Fixed rate debt

 

$

91,991

 

 

$

44,156

 

 

$

451,726

 

 

$

104,289

 

 

$

184,344

 

 

$

157,339

 

 

$

1,033,845

 

Average interest rate (1)

 

 

4.35

%

 

 

4.37

%

 

 

4.44

%

 

 

4.18

%

 

 

4.28

%

 

N/A

 

 

 

 

Variable rate debt

 

$

 

 

$

 

 

$

 

 

$

 

 

$

64,826

 

 

$

 

 

$

64,826

 

Average interest rate (1)

 

 

4.73

%

 

 

4.73

%

 

 

4.73

%

 

 

4.73

%

 

 

4.73

%

 

N/A

 

 

 

 

 

(1)
The interest rates for fixed rate debt was calculated based upon the contractual rate and the interest rates on variable rate debt was calculated based on the rate in effect on March 31, 2026. Debt denominated in a foreign currency has been converted based on the foreign exchange rate in effect as of March 31, 2026.

As a result of fluctuations in currency exchange, our cash flows and results of operations could be affected.

Currently, our only foreign exchange rate risk comes from the Canadian Dollar (“CAD”) due primarily to our Canadian properties and Canadian denominated debt financing. With respect to the Canadian debt issued and serviced by our Canadian properties, the properties generate all of their revenues and expend essentially all of their operating expenses, including third party CAD-denominated debt service costs as applicable, thus significantly reducing the foreign currency risk.

 

ITEM 4. CONTROLS AND PROCEDURES

Disclosure Controls and Procedures

As of the end of the period covered by this report, management, including our Chief Executive Officer and Chief Financial Officer, evaluated the effectiveness of the design and operation of our disclosure controls and procedures. Based upon this evaluation, our Chief Executive Officer and Chief Financial Officer concluded that the disclosure controls and procedures were effective at the reasonable assurance level as of the end of the period covered by this report to ensure that information required to be disclosed in the reports we file and submit under the Exchange Act is recorded, processed, summarized and reported as and when required.

Internal Control Over Financial Reporting

There have been no changes in our internal control over financial reporting that occurred during the quarter ended March 31, 2026 that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

 

84


 

PART II. OTHER INFORMATION

None.

 

ITEM 1A. RISK FACTORS

Please refer to the risk factors set forth in our Annual Report on Form 10-K for the year ended December 31, 2025 (our “2025 Annual Report”). There have been no material changes from the risk factors set forth in our 2025 Annual Report.

 

ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS

(a) None.

(b) None.

(c) None.

 

ITEM 3. DEFAULTS UPON SENIOR SECURITIES

None.

 

ITEM 4. MINE SAFETY DISCLOSURES

Not applicable.

 

ITEM 5. OTHER INFORMATION

None.

 

ITEM 6. EXHIBITS

The exhibits required to be filed with this report are set forth on the Exhibit Index hereto and incorporated by reference herein.

85


 

EXHIBIT INDEX

The following exhibits are included in this report on Form 10-Q for the quarter ended March 31, 2026 (and are numbered in accordance with Item 601 of Regulation S-K).

 

Exhibit

No.

 

Description

 

 

 

1.1

 

Distribution Agreement, dated March 19, 2026, by and among the Company, the Operating Partnership and Sales Agents, incorporated by reference to Exhibit 1.1 to the Company’s Current Report on Form 8-K, filed on March 19, 2026, Commission File No. 001-42584

 

 

 

2.1

 

Agreement and Plan of Merger, dated as of February 24, 2022, by and among SmartStop Self Storage REIT, Inc., Strategic Storage Growth Trust II, Inc., and SSGT II Merger Sub, LLC, incorporated by reference to Exhibit 2.1 to the Company’s Current Report on Form 8-K, filed on February 24, 2022, Commission File No. 000-55617

 

 

 

3.1

 

Second Articles of Amendment and Restatement of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed on September 19, 2019, Commission File No. 000-55617

 

 

 

3.2

 

Articles Supplementary for Series A Convertible Preferred Stock of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed on October 30, 2019, Commission File No. 000-55617

 

 

 

3.3

 

Articles of Amendment to the Second Articles of Amendment and Restatement of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed on June 23, 2021, Commission File No. 000-55617

 

 

 

3.4

 

Articles of Merger Between SmartStop Self Storage REIT, Inc. and SSGT II Merger Sub, LLC, incorporated by reference to Exhibit 3.4 to the Company’s Annual Report on Form 10-K, filed on March 18, 2024, Commission File No. 000-55617

 

 

 

3.5

 

Articles of Amendment for Reverse Stock Split to the Second Articles of Amendment and Restatement of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed on March 21, 2025, Commission File No. 000-55617

 

 

 

3.6

 

Articles of Amendment for Par Value Decrease to the Second Articles of Amendment and Restatement of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.2 to the Company’s Current Report on Form 8-K, filed on March 21, 2025, Commission File No. 000-55617

 

 

 

3.7

 

Articles Supplementary (Common Stock Reclassification) of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.3 to the Company’s Current Report on Form 8-K, filed on March 21, 2025, Commission File No. 000-55617

 

 

 

3.8

 

Articles Supplementary (Subtitle 8 Opt-Out) of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed on April 3, 2025, Commission File No. 001-42584

 

 

 

3.9

 

Articles of Amendment to the Second Articles of Amendment and Restatement of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K, filed on June 12, 2025, Commission File No. 001-42584

 

 

 

3.10

 

Second Amended and Restated Bylaws of SmartStop Self Storage REIT, Inc., incorporated by reference to Exhibit 3.2 to the Company’s Current Report on Form 8-K, filed on April 3, 2025, Commission File No. 001-42584

 

 

 

10.1

 

Second Amended and Restated Credit Agreement, dated February 18, 2026, incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K, filed on February 18, 2026, Commission File No. 001-42584

 

 

 

86


 

 

 

 

10.2*

 

Form of Performance-Based (TSR) Restricted Stock Agreement (Executives)

 

 

 

10.3*

 

Form of Performance-Based (TSR) LTIP Unit Agreement (Executives)

 

 

 

 31.1*

 

Certification of Principal Executive Officer, pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

 

 

 

 31.2*

 

Certification of Principal Financial Officer, pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

 

 

 

 32.1*

 

Certification of Principal Executive Officer, pursuant to 18 U.S.C. Section 1350, as created by Section 906 of the Sarbanes-Oxley Act of 2002

 

 

 

 32.2*

 

Certification of Principal Financial Officer, pursuant to 18 U.S.C. Section 1350, as created by Section 906 of the Sarbanes-Oxley Act of 2002

 

 

 

101*

 

The following SmartStop Self Storage REIT, Inc. financial information for the three months ended March 31, 2026 formatted in Inline XBRL: (i) Consolidated Balance Sheets, (ii) Consolidated Statements of Operations, (iii) Consolidated Statements of Comprehensive Income (Loss) (iv) Consolidated Statements of Equity and Temporary Equity, (v) Consolidated Statements of Cash Flows and (vi) the Notes to Consolidated Financial Statements. The instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

 

 

 

104*

 

The cover page from the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2026 has been formatted in Inline XBRL.

* Filed herewith.

 

Certain instruments defining rights of holders of long-term debt of the company and its consolidated subsidiaries are omitted pursuant to Item 601(b)(4)(iii) of Regulation S-K. Upon request, the company agrees to furnish to the SEC copies of such instruments.

87


 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

SMARTSTOP SELF STORAGE REIT, INC.

(Registrant)

 

 

 

Dated: May 8, 2026

By:

/s/ James R. Barry

James R. Barry

Chief Financial Officer and Treasurer

(Principal Financial Officer)

88


FAQ

How did SmartStop Self Storage REIT (SMA) perform financially in Q1 2026?

SmartStop generated net income attributable to common stockholders of $9.6 million, or $0.17 per diluted share, compared with a loss of $8.4 million a year earlier. Total revenues rose to $78.3 million from $65.4 million, reflecting growth in storage and Managed Platform revenue.

What were SmartStop’s key revenue drivers for the quarter ended March 31, 2026?

Revenue growth was led by $61.9 million of self storage rental revenue, up from $56.6 million, and $6.6 million of Managed Platform revenue, up from $4.1 million. Reimbursable costs from the Managed Platform contributed another $6.9 million, supporting total revenues of $78.3 million.

What is SmartStop’s debt and liquidity position as of March 31, 2026?

SmartStop reported total assets of $2.42 billion and debt, net, of $1.09 billion. Cash, cash equivalents, and restricted cash totaled $43.9 million. Net cash provided by operating activities was $24.2 million, compared with $10.6 million in the prior-year quarter.

How large is SmartStop Self Storage REIT’s property portfolio and Managed Platform?

As of March 31, 2026, SmartStop’s wholly-owned portfolio comprised 177 operating self storage properties with about 13.9 million net rentable square feet. Through its Managed Platform, it managed more than 275 additional operating properties totaling about 20.9 million rentable square feet.

What at-the-market equity program did SmartStop establish in March 2026?

On March 19, 2026, SmartStop entered an ATM Agreement allowing issuance and sale of up to $300 million of common stock through various sales agents and forward purchasers. Sales may be made in negotiated or at-the-market transactions; no shares had been sold as of May 8, 2026.

How did foreign currency movements affect SmartStop’s Q1 2026 results?

SmartStop’s Operating Partnership had $700.0 million CAD of Canadian dollar senior unsecured notes, about $502.4 million USD. Changes in exchange rates produced a gain of roughly $8.2 million, contributing to $6.1 million in other, net income during the quarter.