Every 8-K that Stewards, Inc. (SWRD) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow SWRD and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SWRD filings page.
Stewards, Inc. (SWRD) announced that its common stock has been approved for listing on the Nasdaq Capital Market, with trading expected to begin under the symbol “SWRD” at the market open on September 10, 2026, subject to effectiveness of its Form 8-A and customary Nasdaq listing conditions. The shares are expected to cease quotation on the OTCID Market at the close of trading on September 9, 2026, and the Nasdaq listing does not involve a concurrent public offering. Stewards describes itself as a diversified financial platform focused on private credit, real assets and technology-enabled financial infrastructure; since 2020, its platform has originated more than $153 million in cumulative direct and syndicated funding across more than 10,000 small businesses.
Stewards, Inc. (SWRD) reports that on September 3, 2026 it entered into Amendment No. 4 to its Loan Agreement with Stewards International Funds PCC, extending the facility Closing Date from August 31, 2026 to November 15, 2026. The amendment keeps the unsecured, unsubordinated note facility’s $100.0 million aggregate limit, 8.00% fixed annual interest rate, and August 31, 2030 maturity unchanged.
Warrant economics tied to the facility are modified: the Facility Warrant exercise price remains $0.76 per share, with pre‑extension advances retaining coverage of one warrant per $0.76 of principal, but funding after August 31, 2026 through the extended Closing Date earns only one warrant per $3.00 funded. All earned Facility Warrants must be issued as of November 15, 2026, and shares issued on exercise will be restricted securities unless registered or exempt. The board’s four disinterested directors approved the related‑party amendment after Glen Steward disclosed his interest and abstained. The company plans to rely on Section 4(a)(2) and/or Rule 506(b) of Regulation D for the unregistered Facility Warrants and underlying shares.
Stewards, Inc. (SWRD) has entered into a secured, short-term bridge financing arrangement with Accretiv Investment Holdings Inc. via a Promissory Note and Security Agreement for an original principal amount of $1,500,000. As of the agreement date, the lender had not yet advanced the funds, and Stewards’ payment obligations arise only upon actual receipt of the principal in immediately available funds.
The principal under the note is due on September 21, 2026, which is a firm outside date. Stewards must also pay a fixed return of $75,000, equal to 5% of the original principal, on or before November 30, 2026, earned upon funding and not prorated. The note is secured by a continuing junior security interest in substantially all of the company’s personal property and is expressly subordinate to existing senior liens, including up to $5,000,000 of secured convertible promissory notes. Upon payment default, the lender may accelerate obligations, impose $200,000 in liquidated damages, and charge default interest at 18% per annum, subject to a usury savings provision and the rights of senior lienholders.
Stewards, Inc. (SWRD) reports a contract dispute involving its planned acquisition of The Hawthorne property in Chatham, Massachusetts. Through its wholly owned subsidiary Stewards Real Estate, LLC, the company agreed on June 5, 2026 to buy the property and related assets from John E. Swenson Co., Inc. for $20.0 million in cash, with a required $1.0 million earnest-money deposit held in escrow.
The closing date was extended several times to August 10, 2026, after which no further written extension was executed. On August 18, 2026, the seller notified the buyer that it considers the buyer in default and claims the right to retain the $1.0 million deposit as liquidated damages. Stewards and its subsidiary dispute the alleged default, the seller’s entitlement to the deposit, and whether the Purchase and Sale Agreement has been terminated, and have instructed the escrow agent not to release funds. Under the agreement, the escrow agent must hold the deposit until mutual written instructions or a final court order. The company states there is no assurance the acquisition will close or that the deposit will be recovered, and notes that the dispute and its resolution could lead to legal expenses, delay or prevent completion of the acquisition, require an impairment or write-off of some or all of the deposit, and adversely affect liquidity, financial condition and results of operations.
Stewards, Inc. entered into Amendment No. 1 to a promissory note with FAVO Holdings, LLC, extending the $1,600,000 final principal installment’s maturity from May 31, 2026 to September 1, 2026. From June 1, 2026, this balance bears simple interest at 10% per year, totaling $40,000 for the extension period, due at the new maturity. The note’s 15% default interest rate is waived only for June 1 through September 1, 2026; if payment is not made in full on September 1, default interest at 15% resumes on all outstanding amounts.
FAVO Holdings is owned 65% by Vincent Napolitano and 35% by Chief Executive Officer and director Shaun Quin, making this a related-party transaction. Mr. Quin recused himself, and disinterested directors approved the amendment as fair and in the company’s best interests. The board also adopted Amended and Restated Bylaws effective August 6, 2026, revising who may call special meetings, permitting virtual or hybrid stockholder meetings, implementing a majority voting standard with a resignation policy for uncontested director elections, expanding advance notice rules for stockholder nominations and business, allowing electronic notices and uncertificated shares, and adding Nevada and federal exclusive-forum provisions for specified claims.
Stewards, Inc. entered into several financing transactions, including the refinancing of its Block 40 / 1818 Park multifamily property through a $69,000,000 senior secured loan and a mezzanine loan of up to $10,000,000. The senior loan bears interest at Term SOFR plus 3.50% (reducing to 3.00% after the Margin Change Date), matures on August 7, 2028 with three one-year extension options, carries 1% origination and exit fees, and is supported by limited-recourse carve-out guaranties from the company and certain affiliates.
The mezzanine loan is secured by a pledge of 100% of the equity in the mortgage borrower, bears interest at Term SOFR plus 12.00% (floor 14.50%) then plus 10.50% (floor 14.00%), shares the August 7, 2028 maturity and extension structure, and includes a limited payment guaranty capped at $19,750,000. Stewards, Inc. also issued $5,000,000 in secured convertible notes at 15% interest, maturing in 180 days and automatically convertible at $3.00 per share, together with five-year warrants for 1,666,665 shares at $3.00 per share, secured by a first-priority interest in substantially all personal property. Proceeds support payments under a HOPCo acquisition promissory note and general corporate purposes, while HOPCo Intermediate Holdings II, Inc. issued a convertible note to the company with an available amount of up to $25,000,000, bearing 8% paid-in-kind interest and maturing on July 27, 2031, with automatic conversion into Class A2 units if a specified equity closing does not occur by October 31, 2026.