Every 10-Q that Texas Capital Bancshares, Inc. (TCBI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow TCBI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TCBI filings page.
Texas Capital Bancshares, Inc. reported stronger profitability for the quarter and six months ended June 30, 2026. Q2 net income was $84.9 million and net income available to common stockholders was $80.6 million, with diluted EPS of $1.83. For the first half of 2026, net income was $158.7 million, diluted EPS was $3.39, ROA was 0.99% and ROE was 8.96%. Net interest income rose to $260.4 million in Q2 and $515.1 million year-to-date, while net interest margins were 3.28% for Q2 and 3.35% year-to-date. Non-interest income grew meaningfully, led by higher investment banking, trading, and other fee-based revenues, and the efficiency ratio improved to 61.3% in Q2.
The balance sheet expanded, with total assets of $33.9 billion, loans held for investment of $24.9 billion, and deposits of $28.9 billion at June 30, 2026. Liquidity increased as interest bearing cash and cash equivalents reached $3.49 billion. Credit costs rose: the provision for credit losses was $34.0 million for the first half and net charge-offs were $33.4 million, with criticized loans at $696.3 million. Even so, non-performing assets remained low at 0.37% of total assets, and the company reported strong capital, including a CET1 ratio of 12.07% at the holding company and 12.35% at the bank, well above regulatory minimums. Shareholder returns included a $0.20 per share common dividend and repurchase of 1.0 million shares for $98.7 million in the first half of 2026.
Texas Capital Bancshares, Inc. reported significantly stronger results for the quarter ended March 31, 2026. Net income rose to $73.8 million from $47.0 million a year earlier, with diluted earnings per common share increasing to $1.56 from $0.92.
Net interest income increased to $254.7 million and net interest margin improved to 3.43%, driven by higher average loans and lower funding costs, even as loan yields declined slightly. Non-interest income grew to $69.3 million, led by higher investment banking, trading and service fee revenues.
Total loans held for investment reached $25.2 billion, while deposits rose to $28.5 billion with more brokered funding. Credit costs remained manageable: provision for credit losses was $16.0 million, net charge-offs were $17.4 million (0.30% of average loans), and non-accrual loans increased to $144.9 million, or 0.58% of loans.
Capital ratios stayed well above regulatory “well capitalized” levels, with CET1 of 11.99% at the holding company and 13.18% at the bank. The company repurchased 770,423 shares for $75.1 million and later declared a $0.20 per-share common dividend, while issuing $400.0 million of 5.301% senior notes and redeeming or planning to redeem subordinated notes.
Texas Capital Bancshares (TCBI) reported Q3 2025 results. Net income was $105.2 million, reversing a loss a year ago, with diluted EPS of $2.18. Net interest income rose to $271.8 million as interest expense declined year over year, and the provision for credit losses was $12.0 million.
Balance sheet trends were solid: total deposits reached $27.5 billion and loans held for investment, net, were $23.9 billion. Short-term borrowings decreased to $275.0 million from $885.0 million at year-end, and long-term debt stood at $620.4 million. Capital remained strong; the Company’s CET1 ratio was 12.14% and total capital ratio was 16.10%. Accumulated other comprehensive loss improved to $(84.2) million from $(183.1) million at year-end.
Non-interest income totaled $68.6 million, aided by trading and investment banking fees after last year’s securities losses. The company repurchased 801,053 shares for $59.2 million year-to-date, and 45,643,585 common shares were outstanding as of October 21, 2025.