Texas Capital Bancshares (NASDAQ: TCBI) posts Q4 and 2025 results

Rhea-AI Filing Summary

Texas Capital Bancshares, Inc. filed a current report to share that it has released its operating and financial results for the fiscal quarter and year ended December 31, 2025. The company issued a press release and a slide presentation on January 22, 2026, and both documents are attached as exhibits to this report. The materials provide more detail on the bank’s recent performance, but are furnished rather than filed, which means they are not automatically incorporated into other securities filings unless specifically referenced.

TEXAS CAPITAL BANCSHARES INC/TX0001077428false00010774282026-01-222026-01-220001077428us-gaap:CommonStockMember2026-01-222026-01-220001077428us-gaap:SeriesBPreferredStockMember2026-01-222026-01-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 22, 2026

TEXAS CAPITAL BANCSHARES, INC.

(Exact name of registrant as specified in its charter)

Delaware			001-34657			75-2679109
(State or other jurisdiction of incorporation)			(Commission File Number)			(I.R.S. Employer Identification Number)

2000 McKinney Avenue, Suite 700, Dallas, Texas, U.S.A.

(Address of principal executive offices)

75201

(Zip Code)

Registrant’s telephone number, including area code: (214) 932-6600

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

TCBI

The Nasdaq Stock Market

5.75% Non-Cumulative Perpetual Preferred Stock Series B, par value $0.01 per share

TCBIO

The Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.    Results of Operations and Financial Condition.

On January 22, 2026, Texas Capital Bancshares, Inc. issued a press release and made available presentation slides regarding its operating and financial results for its fiscal quarter and year ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1. A copy of the presentation is attached hereto as Exhibit 99.2.

The information in Item 2.02 of this report (including Exhibits 99.1 and 99.2) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act of 1934, as amended, except as expressly set forth by specific reference in such a filing.

Item 9.01.    Financial Statements and Exhibits.

(d)    Exhibits

99.1    Press Release, dated January 22, 2026 announcing Texas Capital Bancshares, Inc.'s operating and financial results for its fiscal quarter and year ended December 31, 2025

99.2    Presentation dated January 22, 2026 discussing Texas Capital Bancshares, Inc.’s operating and financial results for its fiscal quarter and year ended December 31, 2025

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:

January 22, 2026

TEXAS CAPITAL BANCSHARES, INC.

By:

/s/ J. Matthew Scurlock

J. Matthew Scurlock Chief Financial Officer

FAQ

What did Texas Capital Bancshares (TCBI) disclose in this 8-K?

Texas Capital Bancshares, Inc. disclosed that it issued a press release and presentation covering its operating and financial results for the fiscal quarter and year ended December 31, 2025.

Which period do the new Texas Capital Bancshares (TCBI) results cover?

The materials announced in this report describe results for the fiscal quarter and full year ended December 31, 2025.

Which exhibits are attached to the Texas Capital Bancshares (TCBI) 8-K?

The report attaches Exhibit 99.1, a press release announcing operating and financial results, and Exhibit 99.2, a presentation discussing those results, both dated January 22, 2026. Exhibit 104 is the cover page interactive data file.

Are the Texas Capital Bancshares (TCBI) earnings materials considered filed or furnished?

The information in Item 2.02, including Exhibits 99.1 and 99.2, is expressly stated as not deemed “filed” for purposes of Section 18 of the Exchange Act, and is only incorporated into other filings if specifically referenced.

Who signed the Texas Capital Bancshares (TCBI) 8-K?

The report was signed on behalf of Texas Capital Bancshares, Inc. by J. Matthew Scurlock, Chief Financial Officer, dated January 22, 2026.

On which exchanges are Texas Capital Bancshares (TCBI) securities listed?

The company’s common stock trades on The Nasdaq Stock Market under the symbol TCBI, and its 5.75% Non-Cumulative Perpetual Preferred Stock Series B trades under the symbol TCBIO.