Every 10-Q that Texas Community Bancshares, Inc. (TCBS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow TCBS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TCBS filings page.
Texas Community Bancshares, Inc. reported higher profitability for the three and six months ended June 30, 2026. Net income for the quarter was $970 (thousands), compared with $678 a year earlier, and year-to-date net income was $1,806 (thousands) versus $1,321 in 2025. Basic earnings per share rose to $0.37 for the quarter and $0.68 for the six-month period.
Total assets reached $444,347 (thousands) at June 30, 2026, up from $429,842 at year-end 2025, driven primarily by growth in loans receivable to $313,078 (thousands). Deposits increased to $339,629 (thousands), and shareholders’ equity improved to $55,211 (thousands). Net interest income increased quarter-over-quarter, while the company recorded a modest provision for credit losses.
Credit quality metrics show a relatively small level of nonaccrual and collateral-dependent loans, and the allowance for credit losses on loans stood at $3,576 (thousands). The securities portfolio continues to carry unrealized losses tied mainly to interest rate movements, with management indicating the intent and ability to hold these investments until recovery or maturity.
Texas Community Bancshares, Inc. reported higher first-quarter earnings while maintaining solid capital and credit quality. For the three months ended March 31, 2026, net income rose to $836,000, and basic earnings per share increased to $0.32 from $0.22 a year earlier, helped by lower credit loss provisioning and stronger noninterest income.
Total assets were $430.4 million, with loans, net of allowance, at $297.5 million and deposits at $332.0 million. The allowance for credit losses on loans was $3.4 million, and nonaccrual balances remained modest. The Bank’s Community Bank Leverage Ratio was 11.97%, above the 9% threshold to be considered well-capitalized.
Texas Community Bancshares (TCBS) reported higher profitability in Q3 2025. Net income was $680 thousand versus $515 thousand a year ago, and year‑to‑date net income reached $2.0 million compared with a loss of $1.8 million in 2024. Net interest income was $3.28 million for the quarter and $9.78 million year‑to‑date.
Credit costs rose as provision for credit losses increased to $487 thousand in Q3 and $558 thousand year‑to‑date, partly offset by lower interest expense year‑to‑date. Noninterest income improved to $1.13 million in Q3, aided by fair value adjustments on other real estate owned (OREO); OREO rose to $9.27 million from $480 thousand at year‑end. Noninterest expense was $3.15 million in Q3.
Total assets were $439.5 million. Loans receivable, net, were $283.7 million and deposits totaled $334.2 million. Unrealized losses on securities narrowed as accumulated other comprehensive loss improved to $(3.26) million. The company repurchased 62,000 shares in Q3 and 146,500 year‑to‑date, and declared a $0.04 per share dividend in Q3. Shares outstanding were 2,914,743 as of November 5, 2025.